Minnesota Scholarships & Grants (2027–2028): North Star Promise, State Grant & Alternative Application Deadlines

Last verified: October 28, 2026 · Facts checked against the Minnesota Office of Higher Education (ohe.mn.gov) and Minnesota statutes

Minnesota does not have a test-score merit scholarship. Its money runs on income and paperwork: the North Star Promise for families under a hard income line, and the Minnesota State Grant, a formula that shrinks as income and credit load change. Both have changed since early 2026, and most handouts in circulation have not caught up. This page is written for families of high school seniors starting college in fall 2027, which is the 2027-28 aid year: the forms filed during senior year pay for fall 2027, spring 2028, and summer 2028.

The one thing to know first

North Star Promise is a cliff at $80,000, and your student’s own paycheck now counts toward it.

Below $80,000 in family adjusted gross income (AGI, line 11 of the federal Form 1040), the North Star Promise covers the base tuition and mandatory fees still owed at any Minnesota public college or Tribal College after other grants are applied. At $80,000 or above it pays nothing. There is no partial award and no phase-out. And starting in 2026-27, the state adds a dependent student’s own AGI to the parents’ when it checks the line. A family at $77,000 with a teenager who earned $4,000 at a summer job is now over.

How the line is measured, what it pays, and what to do if you are close ↓

And the date: December 1, 2026. Not “the 30th day of the term.”

On paper, Minnesota’s state aid deadline is 30 days after each term starts. In practice, the state has run short of money and cut off later filers twice in three years. In 2024-25, students who had not filed a FAFSA by November 30, 2024 received no State Grant. For 2026-27, North Star Promise required a FAFSA by June 1, 2026, funded in the order applications arrived. For 2027-28, the state says it has not decided yet. We would rather families not find out the hard way. File the 2027-28 FAFSA, or the state’s alternative application, before December 1, 2026. Here is the full calendar.

⏰ Where we are in the cycle (as of October 28, 2026)

  • Class of 2027 (high school seniors), 2027-28 aid year: ✅ The 2027-28 FAFSA and the 2027-28 Minnesota Alternative State Financial Aid Application have been open since October 1, 2026. ❓ No North Star Promise deadline announced for 2027-28. ⏰ PSEO notice to the school district for spring 2027 college courses: October 30, 2026. ✅ Direct Admissions Minnesota surveys went out to seniors at participating high schools in early fall 2026.
  • Class of 2026 (college freshmen now), 2026-27 aid year: ❌ North Star Promise consideration for 2026-27 required a FAFSA by June 1, 2026. ✅ The State Grant is still term by term: a 2026-27 FAFSA filed within 30 days of the spring 2027 start date can still count for spring.
  • Class of 2028 (juniors): ✅ Nothing to file for aid yet. This is the year to look at college courses in high school. Ask the counselor about PSEO (Postsecondary Enrollment Options), which lets juniors and seniors take college courses at no cost. The notice to the school district for fall 2027 courses is due May 30, 2027.
  • Watch list: ⏳ The Office of Higher Education (OHE) publishes updated State Grant and North Star Promise spending projections by November 1 and February 15 each year. Those reports are where a 2027-28 shortfall would show up first. We will update this page when they post.

If your student is a senior, the two things to do before December 1 are the FSA IDs and the FAFSA itself. In Minnesota, there is no second state application for families who can file the FAFSA.

📌 What to do right now

  • Everyone: create FSA IDs for the student and a parent at studentaid.gov/fsa-id. It takes about ten minutes, and nothing else can be filed without them. New to this? Start with FAFSA 101 for Parents.
  • Senior (Class of 2027), U.S. citizen or eligible noncitizen: file the 2027-28 FAFSA (Free Application for Federal Student Aid) at studentaid.gov before December 1, 2026. It asks for 2025 tax information. List every Minnesota college on the student’s list; each one calculates the state aid.
  • Senior who cannot file the FAFSA (for example, an undocumented student who attended a Minnesota high school for three years and graduated): file the 2027-28 Minnesota Alternative State Financial Aid Application, formerly called the Minnesota Dream Act application, from OHE’s application page. Same December 1 target.
  • Family AGI anywhere from $70,000 to $90,000? Pull the 2025 tax returns for both parents and the student before filing, and add them up. That total is the number North Star Promise checks. Here is how to read it.
  • Junior (Class of 2028): ask the counselor about PSEO, which is free, and whether your high school takes part in Direct Admissions Minnesota. Both are explained below.
  • Already in college: file the 2027-28 FAFSA again. North Star Promise and the State Grant require a new application every year, and the income check starts over each time.

Looking beyond state aid? Browse every college on our College Scholarships hub, compare awards using the CRP Scholarship Search Tool, or see how aid works elsewhere on the State Scholarships & Grants hub.

How Minnesota State Aid Actually Works

Minnesota state aid has two front doors, and a family walks through exactly one of them. There is no separate Minnesota scholarship portal for FAFSA filers. The college you enroll at reads your application, checks your eligibility, and puts the State Grant and North Star Promise straight into the financial aid offer.

Door 1: The FAFSA

For U.S. citizens and eligible noncitizens. Opens October 1 each year.

Drives: the federal Pell Grant, the Minnesota State Grant, North Star Promise, state work study, and most college need-based aid. It produces your Student Aid Index (SAI), the number colleges use to measure need.

Door 2: The Minnesota Alternative Application

For students who cannot file the FAFSA. Formerly called the Minnesota Dream Act application.

Opens the same Minnesota state aid as Door 1, plus in-state tuition at public colleges, for students who attended a Minnesota high school for at least three years and graduated (or earned a GED in Minnesota). Students who can file the FAFSA should not use it.

🔒 Account setup (don’t skip this)

  • Use a personal email for the FSA ID and for every college portal. School-issued addresses get shut off after graduation, sometimes in the middle of verification.
  • Enter the student’s name exactly as it appears on the Social Security card. A mismatch can hold up the whole file.
  • Write down each college’s financial aid portal login where a parent can find it. In Minnesota the college, not the state, sends the State Grant and North Star Promise notices, so missing a portal message means missing the award.
  • Alternative Application filers: OHE emails a list of documents to upload in the MNAid Student Portal (high school transcripts, diploma or GED, and tax returns every year). The file is not complete until those are in.

What changed in 2026, and why older handouts are wrong

Minnesota did not pass a reform act. The state ran short of money and used its existing authority to ration aid. If a handout is from before February 2026, assume these points are wrong on it:

  • North Star Promise got a real deadline. For 2026-27, OHE set a mandatory priority deadline of June 1, 2026, and funded requests in the order received until money ran out. 2027-28 is undecided. (OHE memo, January 21, 2026)
  • The student’s income now counts. Family AGI for a dependent student is now the student’s AGI plus the parents’.
  • “Tuition” got narrower. North Star Promise now covers only the base resident undergraduate tuition rate. Tuition differentials and surcharges, such as higher rates for some majors, are no longer covered.
  • State Grant awards were cut for 2026-27. OHE raised the share families are expected to contribute, to keep spending inside the budget. (OHE projections, February 2026)
  • North Star Promise Plus is not being paid. North Star Promise students with Pell received an extra 15 percent of their Pell Grant in 2024-25. OHE paid no match in 2025-26, set the 2026-27 match at zero (2026-27 NSP manual), and state law authorizes the match only through 2026-27.
  • The Dream Act application was renamed. It is now the Minnesota Alternative State Financial Aid Application. Same eligibility, new name.

What did not change: the $80,000 line itself. Bills in the 2026 session to raise it to $100,000, or to remove it for state and Tribal colleges, got hearings and did not pass. The program remains in law.

Four Minnesota myths that cost real money

  • Myth: “North Star Promise means free college.”
    Reality: It means base tuition and mandatory fees, at public and Tribal colleges only, after every other grant. Housing, meals, and books are not covered. For a student living on campus, those are often more than half the bill.
  • Myth: “We’re over $80,000, so there’s no point filing.”
    Reality: The State Grant is a separate formula with no income cutoff written into it, college aid needs the FAFSA, and if your income has dropped since 2025, the college can be asked to use the newer number. Filing costs nothing.
  • Myth: “The deadline is the 30th day of the term, so there’s time.”
    Reality: That is the legal deadline. The practical one has been earlier twice in three years, and it was decided by the date of the FAFSA.
  • Myth: “My kid’s summer job doesn’t affect anything.”
    Reality: Since 2026-27 it does. A dependent student’s AGI is added to the parents’ for the $80,000 test.

The $80,000 Line: Who Gets the North Star Promise

A student gets North Star Promise if every one of these is true:

  • Is a Minnesota resident under the state aid definition (for most seniors: a parent lives in Minnesota, or the student graduated from a Minnesota high school while living here and attends in person).
  • Has family AGI below $80,000 on the FAFSA or Alternative Application. Dependent students: student plus parent(s) plus stepparent if applicable. Independent students: student plus spouse.
  • Attends a Minnesota State college or university, any University of Minnesota campus, or a Tribal College: Fond du Lac, Leech Lake, Red Lake Nation, or White Earth.
  • Is enrolled in at least one credit in a program that leads to a degree, diploma, or certificate.
  • Meets the school’s Satisfactory Academic Progress (SAP) standards, has no bachelor’s degree yet, and is not in default on a student loan.

No GPA. No test score. No essay. No separate application. No age limit. Family size and savings are not counted.

How the $80,000 is measured

  • It is AGI, not salary. AGI is line 11 of the federal Form 1040, after things like pre-tax retirement contributions are taken out. A family “making $85,000” can have an AGI under $80,000.
  • It is two years back. The 2027-28 FAFSA uses the 2025 tax year.
  • Divorced or separated parents: only the parent who provides more financial support files, and that parent’s AGI (plus a current spouse’s) is what counts.
  • Non-filers: a family with income too low to file taxes is treated as $0 AGI.
  • Below means below. $79,999 qualifies. $80,000 does not.

You’re allowed to ask. If your income has dropped since 2025 because of a job loss, a divorce, a death, or reduced hours, ask the college’s financial aid office for a professional judgment review using current income. OHE’s own North Star Promise guidance names this as an option. It is a normal request, not a favor.

What North Star Promise pays, and what it does not

It is a last-dollar award: the college adds up every grant, scholarship, waiver, and stipend first, and North Star Promise covers whatever base tuition and mandatory fees are left. Loans and work study are not counted against it.

ChargeCovered?
Base resident undergraduate tuitionYes, whatever other gift aid leaves unpaid
Mandatory fees charged to all studentsYes
Program, course, or major-specific feesNo
Tuition differentials and surcharges (rates above the base rate)No, starting in 2026-27
Housing and meals, even if living on campus is requiredNo
Books, supplies, transportationNo
Summer termsYes, if eligible. Ask the aid office.
Study abroad billed by your collegeBase tuition up to the resident rate. Third-party program charges are not covered.

Time limit: up to four full-time semesters for a two-year degree and eight for a four-year degree, or the equivalent, where full time means 15 credits. No yearly or lifetime dollar cap. Source: OHE North Star Promise FAQs.

The need-based layer underneath: the Minnesota State Grant

The State Grant is Minnesota’s oldest and largest program, and it works at private colleges and career schools too. Instead of an income line, it runs a formula the state calls shared responsibility:

  1. Start with a state budget for the student: tuition and fees (up to a cap) plus a living allowance.
  2. The student is assigned a fixed share of that budget, covered by savings, work, loans, or other aid.
  3. The family is assigned a share based on the FAFSA.
  4. Pell and the State Grant together fill what is left. More Pell means less State Grant, dollar for dollar.

The 2026-27 formula, as rationed (final parameters, OHE memo dated June 1, 2026; 2027-28 not yet published)

Formula piece2025-262026-27 (final)
Student’s assigned share of the budget50%54.5%
Family share, dependent students (as a percent of the FAFSA parent contribution)95%185%
Living and miscellaneous allowance in the budget$12,444$12,690
Tuition and fee cap, two-year programs$6,909$7,340
Tuition and fee cap, four-year programs$17,717$18,071
Pell Grant maximum used$7,395$7,395

In plain English: for 2026-27, Minnesota roughly doubled what it expects a dependent student’s family to pay before the State Grant starts, and raised the student’s own share. Families with a FAFSA parent contribution near zero felt it least. Middle-income families felt it most. Source: OHE 2026-27 State Grant award parameters. The minimum award is $100 a year.


Full Time Means 15 Credits (Minnesota’s Most Expensive Fine Print)

For federal Pell, full time is 12 credits. For the Minnesota State Grant, full time is 15. Families plan around 12, and that is where the money goes missing.

How it works, in plain English:

  • The State Grant formula is built on 15 credits a term. At 12 credits, the state budget for the student shrinks to 12/15, or 80 percent.
  • But Pell does not shrink at 12 credits, because 12 is full time for Pell. The formula subtracts the full Pell Grant from a smaller budget.
  • So the State Grant falls faster than the credits do. Twenty percent fewer credits can mean a State Grant that is close to half as large.

Illustrative only: one Pell-eligible student, same college, same family, two credit loads

15 credits12 credits
State budget: tuition and fees ($16,000 here) plus the $12,690 living allowance$28,690$22,952 (80%)
Minus the student’s share (54.5%)-$15,636-$12,509
Minus the family’s share (a family with a $0 parent contribution)$0$0
Minus the federal Pell Grant (full time at 12 credits, so it does not shrink)-$7,395-$7,395
Minnesota State Grant$5,659$3,048

Twenty percent fewer credits, 46 percent less State Grant. Calculated with OHE’s final 2026-27 formula parameters and a made-up $16,000 tuition and fee charge. Your college calculates the real number, and 2027-28 parameters are not yet published.

At a Minnesota public college with family AGI under $80,000, North Star Promise backfills tuition when the State Grant shrinks. That sounds like a rescue, and it partly is, but it means the loss lands on the money that would have gone toward housing, food, and books, which North Star Promise never pays. At a private college there is no backfill at all.

Two more 15-credit effects. The State Grant stops after 120 credits (eight full-time semesters) of grants received, and North Star Promise counts its four- and eight-semester limits in 15-credit semesters too. A student who takes 12 credits a term needs a fifth year to finish a 120-credit degree, and that fifth year is where state aid runs out.

⚠ One conflict you should know about. OHE’s State Grant web page still says the family’s share is not reduced when a student takes fewer credits. State law (Minn. Stat. 136A.101, subd. 5a) and OHE’s own February 2026 projections report say it is prorated by credits. We follow the statute. Either way the direction is the same: fewer credits, smaller grant. Ask your aid office to run the number.

Your move: before your student registers for fewer than 15 credits, or drops a class after the term starts, email the financial aid office one question: “What happens to my State Grant and North Star Promise if I go from 15 credits to 12?” They can run it in minutes. It is the most valuable email a Minnesota college student sends.


Major Minnesota Programs

Every program here starts with the FAFSA or the Alternative Application. Dollar figures carry the aid year they come from, because Minnesota has not published 2027-28 amounts yet.

North Star Promise (Last-Dollar Tuition)

  • Award: base tuition and mandatory fees still unpaid after all other grants, at Minnesota State, every University of Minnesota campus, and the four Tribal Colleges
  • Who it’s for: Minnesota residents with family AGI below $80,000. No GPA, test, or age requirement; one credit is enough
  • Deadline: June 1, 2026 for 2026-27. Not yet set for 2027-28. File by December 1, 2026
  • Trap: no housing, meals, books, or program fees, and nothing at private colleges

Official North Star Promise info →

Minnesota State Grant (Need-Based)

  • Award: formula-based, minimum $100 a year. In 2023-24 the average was about $3,406, from about $1,415 at public two-year colleges to $6,439 at UMN Twin Cities or a private four-year college
  • Who it’s for: Minnesota residents taking at least three credits at one of 130+ eligible Minnesota colleges, public or private
  • Deadline: 30 days after each term starts, by law. File in the fall in practice
  • Trap: full award only at 15 credits; awards were cut for 2026-27 to stay within the budget

Official State Grant info →

Postsecondary Child Care Grant

  • Award: up to $6,500 per eligible child for the nine-month year ($3,250 a semester), prorated by credits: full at 12 or more, 75 percent at 9 to 11, 50 percent at 6 to 8, 25 percent at 1 to 5
  • Who it’s for: Minnesota resident student parents with a child 12 or younger (14 or younger with a qualifying disability), not on MFIP
  • Deadline: set by each college; apply through the college after the FAFSA, and reapply every year
  • Trap: funding is limited, and changes in child care must be reported within 10 days or the grant can be canceled

Official Child Care Grant info →

Fostering Independence Grant

  • Award: last-dollar up to the full cost of attendance, including housing and food, after all other gift aid
  • Who it’s for: Minnesota residents under 27 who were in Minnesota foster care after age 13, including adoption or permanent custody from foster care (fact sheet)
  • Deadline: priority May 1, which matters when funds run short. Answer yes to the foster care question on the FAFSA
  • Trap: the student is placed at the first eligible college listed on the FAFSA and must contact OHE to switch

Official FIG info →

Minnesota Indian Scholarship

  • Award: up to $4,000 a year for undergraduates, reduced by other aid
  • Who it’s for: one-quarter or more American Indian ancestry, or an enrolled tribal member or citizen; Minnesota resident; Pell- or State Grant-eligible; at least three-quarter time
  • Deadline: priority July 1; awarded first completed, first served, so earlier is better
  • Trap: a separate application in the MNAid Student Portal on top of the FAFSA

Official Indian Scholarship info →

Get Ready Student Success Scholarship

  • Award: $3,000 a year at a four-year program or $1,000 at a two-year program in 2026-27, depending on applications and funds
  • Who it’s for: graduates of Get Ready (GEAR UP) partner high schools, with priority for first-generation students; competitive
  • Deadline: applied for during senior year in MNAid; no student deadline published
  • Trap: 2027-28 terms are not yet posted; ask your high school if it is a Get Ready school (2026-27 manual)

Official Get Ready scholarship info →

Closed for now: North Star Promise Plus. In 2024-25, North Star Promise students who received Pell also got a bonus equal to 15 percent of their Pell Grant. OHE paid no match in 2025-26 and had not set one for 2026-27 as of February 2026, and the University of Minnesota Duluth says the funding has been spent. Do not budget on it. (OHE projections, February 2026)

Want to compare scholarships across colleges?
Use the CRP Scholarship Search Tool to filter and compare awards quickly.


Direct Admissions and PSEO: Two Free Doors Most Families Walk Past

Neither of these is financial aid, and both save real money. One gets a senior admitted before applying. The other gets a junior or senior free college credit.

Direct Admissions Minnesota: the yes that arrives by email

At participating high schools, seniors who are on track to graduate get a personalized survey early in senior year listing colleges that have already admitted them. For 2026-27, the program’s fifth year, more than 320 high schools take part, and OHE’s list shows 55 colleges: Minnesota State colleges and universities, the University of Minnesota’s Crookston, Duluth, Morris, and Rochester campuses, Tribal Colleges, and 16 private colleges including St. Thomas, Gustavus, Bethel, Augsburg, Hamline, St. Catherine, and Saint John’s and Saint Benedict. Participating colleges waive the application fee. The University of Minnesota Twin Cities does not take part. (OHE Direct Admissions · participating colleges)

The catch: a student who ignores the survey is not passed to any college, and an offer is not the same as being enrolled or funded. Students still complete each college’s application and meet its deadlines, including scholarship deadlines. (Direct Admissions student center)

Your move: ask the counselor two questions. Does our high school take part in Direct Admissions? And did my student’s survey come in, and was it answered? The Class of 2027 survey went out in early fall 2026.

PSEO: free college credit in high school

Postsecondary Enrollment Options (PSEO) lets 11th and 12th graders take college courses at no charge for tuition, fees, or textbooks, for both high school and college credit. Some 10th graders can take career and technical courses. Students meet the college’s admission standard for PSEO; at Minnesota State, that is generally the upper third of the class for juniors and the upper half for seniors, or an equivalent test result. Families at or below the poverty level can get mileage help. (OHE PSEO page · Minn. Stat. 124D.09)

  • The deadline is a notice to your school district, not just the college: May 30 for fall courses and October 30 for spring courses. For a senior wanting spring 2027 courses, that notice is due October 30, 2026. For a junior wanting courses in senior fall, May 30, 2027.
  • Each college also sets its own PSEO application deadline. Apply to the college as well.
  • Credits earned in PSEO count toward the college degree, which can mean fewer paid semesters later.

What we do not know yet. PSEO students do not receive state financial aid for those courses, because the state pays the college directly. No official source we found says whether PSEO credits count against the State Grant’s 120-credit limit or North Star Promise’s semester limits. We would rather say that plainly than guess. Ask OHE at (651) 642-0567 before building a plan around it.


Minnesota State Aid Deadlines

Minnesota’s state deadline is set term by term in law. The college and practical deadlines all come earlier.

DateWhat it isWho it applies to
October 1FAFSA and Minnesota Alternative Application open for the next aid yearEveryone
November 1 to January 22College admission and aid-form deadlines for scholarship and grant consideration (varies by college; see the college list below)Seniors
March 1FAFSA on file to be considered for several University of Minnesota need-based scholarshipsSeniors applying to UMN Twin Cities
June 1 (2026 only, so far)North Star Promise mandatory priority deadline set for 2026-27. Not yet set for 2027-28.Every North Star Promise student
30 days after each term startsLegal deadline for the FAFSA or Alternative Application to count toward the State Grant (and North Star Promise) for that term. Fall, spring, and summer each have their own.Every term, every year

The Class of 2027 milestone chain

WhenWhat has to happen
Now through November 2026FSA IDs, then the 2027-28 FAFSA or Alternative Application. Submit college applications by each school’s scholarship date.
By November 1, 2026OHE’s fall spending projections are due. First signal of any 2027-28 shortfall.
December 1, 2026Our recommended date to have the FAFSA or Alternative Application submitted.
By February 15, 2027OHE’s winter spending projections. In 2026, the North Star Promise deadline was announced to colleges in January, just before this report.
Spring 2027Legislative session. Financial aid offers arrive. Compare them line by line, including whether North Star Promise is listed.
Fall 2027, term start plus 30 daysThe legal State Grant deadline for fall 2027. Your college publishes the exact date (University of Minnesota campuses: October 6, 2027). Do not plan to use it.
October 1, 2027The 2028-29 FAFSA opens. File again: both programs require a new application every year.

Summer is its own term with its own 30-day deadline. A student taking summer 2028 classes is still on the 2027-28 application. Verify current dates on OHE’s North Star Promise page and your college’s financial aid site before relying on them.


Free counselor resource

The Minnesota State Aid Cheat Sheet, two printable pages

Everything on this page condensed for a desk or a bulletin board: every program at a glance, the deadline table, the North Star Promise checklist, the 15-credit math, a month-by-month counselor calendar, and the mistakes that cost Minnesota students money. Built for counselors to copy and hand out, and just as useful on the family fridge. No email, no signup, no data collection. Just the PDF.

Download the Minnesota State Aid Cheat Sheet (PDF) →

2 pages · Free to print, copy, and distribute · Verified against the Minnesota Office of Higher Education, October 2026 · Questions or corrections: leo@collegereadyparent.org


How Minnesota Aid Interacts With Colleges

North Star Promise is applied last, so it pays only what everything else leaves behind. That one fact explains most confusing Minnesota aid offers.

The order the bill gets paid

  1. Federal Pell Grant, if eligible
  2. Minnesota State Grant, from its formula
  3. College scholarships and grants, plus any outside scholarships, waivers, or stipends
  4. North Star Promise, for any base tuition and mandatory fees still unpaid

Total aid cannot exceed the college’s cost of attendance (COA), the official yearly price including housing, food, books, and transportation. Loans and work study do not reduce North Star Promise.

  • A $0 North Star Promise line is usually good news. It means Pell, the State Grant, and the college already covered tuition. Eligible and $0 is common for Pell students.
  • Outside scholarships can be a wash at a public college. If tuition is the only unpaid charge, a new $1,000 outside scholarship can reduce North Star Promise by $1,000. Ask the aid office whether the college will apply it to housing instead.
  • At a private college, North Star Promise does not exist. The State Grant still applies, and the college’s own aid does the rest.

Example A: four-year public university, living on campus, family AGI $60,000, partial Pell (illustrative)

Tuition & mandatory fees$13,500
Pell Grant-$3,000
Minnesota State Grant-$2,500
University scholarship-$2,000
North Star Promise (fills the rest of tuition and fees)-$6,000
Tuition owed$0
Housing & meals+$11,500
Books & supplies+$1,200
What the family actually faces$12,700

“Free tuition” was real. The bill was not free. In Minnesota, housing is the fight, and only Pell, the State Grant, the college’s own need-based aid, work, or living at home move it.

Example B: community college, commuting from home, no Pell (illustrative)

Tuition & mandatory fees$6,200
Pell Grant and State Grant$0
North Star Promise (parents’ AGI $73,000 + student’s AGI $3,000 = $76,000)-$6,200
Tuition owed$0
Books, supplies, and transportation+$2,400
What the family actually faces$2,400

Now change one thing: the parents’ AGI is $77,500 instead of $73,000. With the student’s $3,000, the family total is $80,500, North Star Promise pays $0, and the same family owes $8,600. That is the cliff, and since 2026-27 the student’s own job is part of it.

The CRP move: line the offers up side by side, and look at the cost after grants, not the tuition line. Our guide to comparing aid offers walks through it, and the CRP Scholarship Search Tool shows what each college adds.


Common Ways Minnesota Aid Gets Lost

These are process problems, not student failures, and every one of them is fixable if it is caught early.

1. Filing after the money runs out

The legal deadline is late, but the funding has not been. Twice in three years, later filers were cut off. File in the fall.

2. Crossing $80,000 without noticing

A raise, a bonus, or the student’s own job can push family AGI to $80,000 or more. There is no partial award. Check the total before filing.

3. Taking 12 credits

Fifteen is full time for the State Grant. Twelve shrinks the grant and stretches the degree past the semester limits.

4. Skipping the renewal FAFSA

Both programs require a new application every year. Missing one year means missing that year’s money, even if nothing else changed.

5. Falling short of academic progress

Every college sets Satisfactory Academic Progress rules, usually a minimum GPA and completion rate. Falling short stops state aid until it is fixed or appealed.

6. Missing a portal message

Verification requests and award notices come through the college’s portal, not the state. An unread request can stall the whole package.


Who Benefits Most (Reality Check)

Low-income families

The strongest position in Minnesota. Pell plus the State Grant can cover most or all of tuition at a public college, with North Star Promise guaranteeing the rest. The real gap is housing, food, and books. That is where to focus: living at home, the college’s own need-based grants, and work study. And watch the credit load, because the 15-credit rule hits Pell students hardest.

Middle-income families

The $80,000 line is the whole story here. Under it, public tuition is covered. At it or over, North Star Promise pays nothing, and with the 2026-27 cuts the State Grant reaches fewer middle-income families than before. File anyway, because college aid needs the FAFSA. Then compare: a private college with an income-based tuition guarantee can cost less than a public one for a family at $85,000. See the college finding below.

High-achieving students

Minnesota pays the state’s money on need, not grades, so a strong transcript earns nothing extra from the state. The merit money is at the colleges, and it is decided at admission. Apply by each college’s earliest scholarship date, which is usually November 1 or earlier.

Students who test poorly

Minnesota is about as friendly as a state gets. Neither North Star Promise nor the State Grant looks at a test score or a GPA. The University of Minnesota Twin Cities does not require the ACT or SAT for fall 2027 applicants, and not submitting one does not limit scholarship consideration.

Adult and returning students

This one is for the parents reading. North Star Promise has no age limit, works with as little as one credit, and is open to returning students, including those who already have an associate degree but not a bachelor’s. Evening and part-time classes count. Plenty of first-generation parents could start a credential alongside their student. The Postsecondary Child Care Grant is built for students who are parents.

First-gen families

Same eligibility, more ways to lose it to a missed step. Minnesota state aid is mostly process: the filing date, the income total, the credit load, the portal. If you feel behind, you are not. You need a checklist. Start with our First-Gen Parent Guide and the grade-level checklists.


Colleges That Stack Best With Minnesota Aid

North Star Promise and the State Grant follow the same rules at every eligible college. So the question that actually moves your bill is which college adds the most on top, for your family’s income and your student’s record. Below are the five Minnesota colleges currently in the CRP database. Each link goes to our full guide for that college, with every verified award, tier, and deadline.

The finding most Minnesota families never hear

The best tuition promise in Minnesota is not the state’s.

North Star Promise stops at $80,000 and pays only at public colleges. Two private colleges in our database guarantee full tuition for families with income of $100,000 or less and typical assets: Macalester (its Tuition Promise, starting with students entering in fall 2026) and St. Olaf (its Affordability Commitment). That is $20,000 of income past the state’s line, at colleges where the state program does not apply at all. Both are selective, both require the CSS Profile as well as the FAFSA, and both measure income their own way, so read each college’s terms. But a family at $85,000 should not cross either off for price before seeing an offer.

Full tuition guaranteed by family income

  • Macalester College (St. Paul): Tuition Promise for admitted domestic students by family income, renewed each year with no GPA requirement. Merit scholarships are considered automatically with the admission application. Aid forms due November 9 (Early Decision I and Early Action), January 8 (Early Decision II), and January 22 (Regular Decision).
  • St. Olaf College (Northfield): published minimum grants by income band, with full tuition at the bottom band. Also six tiers of automatic academic merit, decided from the application with no published GPA or test cutoffs. CSS Profile and FAFSA due November 1 (Early Decision I and Early Action) or January 15 (Early Decision II and Regular Decision).

Automatic merit for every first-year admit

  • University of St. Thomas (St. Paul): every first-time, first-year student receives a merit scholarship, set at admission with no separate application and no published GPA or test tiers. The high school GPA carries the most weight, and a later test score will not raise it. Several full-tuition competitive programs have deadlines of January 8, 2027 and February 8, 2027.

The flagship, where North Star Promise applies

  • University of Minnesota Twin Cities (Minneapolis): the only college on this list where North Star Promise pays. Freshman merit scholarships come from a holistic review of the admission application, with no published GPA or test minimums, and no test score is required for fall 2027. Early Action I is November 1 (the application fee is waived until then), Early Action II December 1, Regular January 1. Several need-based scholarships want the FAFSA by March 1. The University also runs its own income-based programs for Minnesota residents, the U Promise Scholarship and the Promise Plus Free Tuition Program, which are not yet in our database; see the University’s Promise Plus page and U Promise page for current terms. The state aid deadline for fall 2027 at the Twin Cities is October 6, 2027.

A different model entirely: need-based aid, almost no merit

  • Carleton College (Northfield): aid is based on demonstrated financial need. Named scholarships are assigned from the need-based grant, so there is nothing separate to apply for. A QuestBridge partner. Aid documents due November 15 (Fall Early Decision) or January 15 (Winter Early Decision and Regular Decision).

You’re allowed to ask each private college how the Minnesota State Grant and Pell count toward its guarantee: on top of it, or inside it. The answer changes what the guarantee is worth to your family.

Not yet in our database. Most of Minnesota’s colleges are not verified in our system yet, so we are not going to publish numbers for them. North Star Promise applies at every public college below, and the State Grant applies at all of them. Check each college’s own scholarship page directly. Minnesota State universities: Minnesota State University, Mankato, St. Cloud State, Winona State, Minnesota State University Moorhead, Bemidji State, Southwest Minnesota State, and Metropolitan State. Other University of Minnesota campuses: Duluth, Morris, Crookston, and Rochester. Private colleges: Gustavus Adolphus, Saint John’s University and the College of Saint Benedict, Bethel, Augsburg, Hamline, St. Catherine, The College of St. Scholastica, Concordia College (Moorhead), Concordia University, St. Paul, Saint Mary’s University of Minnesota, and Bethany Lutheran. Also the 26 Minnesota State community and technical colleges and the four Tribal Colleges. We would rather leave them without numbers than publish a guess.

The two-year and transfer pathway

For a family under $80,000, a Minnesota State community or technical college is the closest thing the state has to free: North Star Promise covers what Pell and the State Grant leave of a lower tuition bill, and living at home takes housing off the table. Then transfer. Minnesota State’s Transfer Pathways associate degrees guarantee junior status and count all 60 credits toward the related bachelor’s degree at a Minnesota State university, once the student is admitted. Admission to a specific major is not guaranteed. (Minnesota State Transfer Pathways)

Three cautions. North Star Promise allows four full-time semesters for a two-year degree and eight for a four-year degree, and OHE does not spell out how the two limits combine for a student who transfers; ask the four-year college’s aid office before counting on four more years. The State Grant stops at 120 credits of grants received, at any mix of schools. And the 15-credit rule applies at the community college too.

If you live outside Minnesota, Minnesota’s state aid will not follow you, because the State Grant and North Star Promise require Minnesota residency. But several Minnesota public universities charge the in-state tuition rate to students from any state: Bemidji State, Metropolitan State, the University of Minnesota Crookston, and Minnesota State University Moorhead (for domestic degree-seeking students). Wisconsin, North Dakota, and Manitoba residents can use tuition reciprocity at Minnesota public colleges, and the University of Minnesota Twin Cities runs a separate National Scholarship for students from non-reciprocity states. Families in Iowa, South Dakota, and beyond should price these against their own in-state options.

Tip: confirm your Minnesota programs here, then open each college’s scholarship page to see what the school adds. You can compare schools side by side in the CRP Scholarship Search Tool or look up your student’s numbers in the scholarships-by-GPA guide.


Smaller Minnesota Programs Worth Checking

These do not apply to everyone, but when one applies to your family it is usually significant.

ProgramWho it’s for and what it pays
Minnesota State Work StudyMinnesota residents with financial need taking at least six credits. Paid jobs, on or off campus, arranged through the college’s aid office. The college sets the earnings limit.
Public Safety Officer’s Survivor GrantDependent children (generally under 23) and surviving spouses of Minnesota public safety officers killed in the line of duty. Covers tuition and mandatory fees up to $18,071 at four-year programs and $7,393 at two-year programs in 2026-27. Requires a certificate from the Department of Public Safety and a paper application through the college.
Grants for Students with Intellectual and Developmental DisabilitiesStudents in approved Comprehensive Transition and Postsecondary programs in Minnesota (listed in 2026-27: Bethel University BUILD, Central Lakes College, and Ridgewater College). Covers program tuition and fees left after Pell and the State Grant. Contact the program directly.
Minnesota GI BillMinnesota veterans, certain Guard and reserve members, and the spouse or children of a veteran who died of service or is permanently and totally disabled. Up to $5,000 a year and $15,000 lifetime in 2026-27. Separate application at gibill.mn.gov.
SELF LoanA state student loan, not a grant. Fixed or variable rate, with no application or origination fee. Use federal loans first; compare rates at the official SELF site.
Tuition reciprocityMinnesota residents attending public colleges in Wisconsin or North Dakota, or participating schools in Manitoba, at a reduced rate. Separate application in the MNAid Student Portal, by December 31 to be approved for the full year. The South Dakota agreement ended after 2023-24. The State Grant and North Star Promise do not go with you: neither can be used outside Minnesota. Minnesota also takes part in the Midwest Student Exchange Program (MSEP) at participating colleges in other member states.

Minnesota State Aid FAQs

What is the income limit for the Minnesota North Star Promise?

Family adjusted gross income (AGI) must be below $80,000, and there is no partial award above that line. Starting with 2026-27, a dependent student’s own AGI is added to the parents’ AGI, including a stepparent if one is married to the parent who files. The FAFSA uses tax information from two years back, so a student starting college in fall 2027 is measured on the 2025 federal tax return. Assets and family size are not considered, and if income has dropped since that tax year, the college financial aid office can be asked to use more current income.

What is the North Star Promise deadline for 2027-28?

As of October 28, 2026, the Minnesota Office of Higher Education has not set one. For 2026-27 it imposed a mandatory priority deadline of June 1, 2026, funding requests in the order the FAFSA was first submitted until money ran out, and its September 2026 fact sheet says no decision has been made for 2027-28. The FAFSA and the Minnesota Alternative State Financial Aid Application for 2027-28 opened October 1, 2026. File before December 1, 2026 so that no cutoff the state could plausibly announce lands ahead of you.

Does North Star Promise cover housing?

No. North Star Promise pays only base tuition and the mandatory fees charged to all students, after every other grant and scholarship has been applied. It does not pay for housing, meals, books, transportation, program-specific fees, or tuition differentials and surcharges, even when living on campus is required. The Minnesota State Grant can reach living costs, because its formula includes a living and miscellaneous expense allowance.

How much is the Minnesota State Grant?

It depends on the family’s FAFSA results, the college’s price, and the number of credits. The minimum award is $100 a year, and the Office of Higher Education reports that in 2023-24 the average award ran from about $1,415 at a public two-year college to $6,439 at the University of Minnesota Twin Cities or a private four-year college, with an overall average of about $3,406. For 2026-27 the state reduced awards because of a projected shortfall, and 2027-28 award rules have not been published. The college calculates the grant and lists it in the financial aid offer.

Can you get both North Star Promise and the Minnesota State Grant?

Yes. Both come from the same FAFSA or state application, and many students at public colleges receive both. The State Grant is applied first, and North Star Promise then covers whatever base tuition and mandatory fees are still left. That is why a student can be eligible for North Star Promise and still see $0 for it: other grants already covered tuition.

Does North Star Promise work at private colleges in Minnesota?

No. North Star Promise pays only at Minnesota State colleges and universities, all University of Minnesota campuses, and Minnesota’s four Tribal Colleges. The Minnesota State Grant does work at eligible private colleges in Minnesota. Several private colleges run their own tuition guarantees by family income, so compare actual aid offers before ruling a private college out.

Does Minnesota require an ACT score or GPA for state financial aid?

No. North Star Promise and the Minnesota State Grant have no test score or high school GPA requirement. Eligibility runs on Minnesota residency, the FAFSA or state application, family finances, and enrollment. Once in college, students must meet their school’s Satisfactory Academic Progress standards to keep receiving aid.

Can you lose North Star Promise?

Yes. It is recalculated every term and requires a new FAFSA or state application every year, so a rise in family AGI to $80,000 or more ends eligibility for that year. It also stops if the student falls short of the school’s Satisfactory Academic Progress standards, earns a bachelor’s degree, or uses up the limit of four full-time semesters for a two-year degree or eight for a four-year degree, where full time means 15 credits. Funds already received do not have to be repaid.

Prefer a printable version? Download the Minnesota State Aid Cheat Sheet (PDF), two pages, free to copy, print, and share.

Sources & verification

Program rules, amounts, and deadlines verified October 28, 2026 against the Minnesota Office of Higher Education: North Star Promise · North Star Promise FAQs · North Star Promise fact sheet (September 2026) · 2026-27 North Star Promise parameters memo (January 2026) · Minnesota State Grant · State Grant and North Star Promise spending projections · Minnesota Alternative State Financial Aid Application · 2026-27 State Grant award parameters (June 2026) · 2026-27 North Star Promise manual · Postsecondary Child Care Grant · Fostering Independence Grant · Minnesota Indian Scholarship · Get Ready Student Success Scholarship · Tuition reciprocity · Direct Admissions Minnesota · PSEO · University of Minnesota state aid term deadlines · Statutes: Minn. Stat. 136A.121 (State Grant) · Minn. Stat. 136A.101 (definitions, including resident student and family responsibility). 2026 legislative bills that did not pass: SF 3754 and HF 3623 / SF 4692 (Revisor of Statutes).

College details come from the CollegeReadyParent scholarship database, verified October 2026. See our data methodology. Minnesota is rationing state aid year to year, and the 2027-28 rules have not been published. Always confirm current details with OHE and the college’s financial aid office before making financial decisions.

Looking beyond Minnesota? Visit the State Scholarships & Grants hub to explore aid programs in all 50 states.

If you are reading this and thinking “we’re late,” you’re not. Most families don’t learn any of this until senior year. The win is doing the next right step, and in Minnesota that step is the FAFSA.

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