University of Minnesota Scholarships: What Out-of-State and In-State Families Need to Know

🎓 University of Minnesota–Twin Cities Scholarships & Aid (2025–2026)

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What This Page Covers:
  • Tuition, housing, and what families actually pay on average
  • Automatic merit ranges and who typically qualifies
  • Competitive and hidden-gem scholarships worth a look
  • Honors perks and how to stack awards the smart way

📊 Admissions Snapshot

  • Acceptance Rate: ~69% (CDS 2024–25)
  • Middle 50% ACT: 25–31
  • Middle 50% SAT: 1250–1440
  • Average HS GPA: 3.8 (unweighted)

Source: University of Minnesota–Twin Cities Common Data Set 2024–25 and Admissions Profile.

📌

University of Minnesota at a Glance

Average Net Price
$17,532
Average after grants and scholarships (College Scorecard 2025)
Automatic Merit
$2,000–$10,000 per year (Renewable)
National, Gold, and Maroon Awards for academic excellence
Typical Qualifiers
GPA 3.6+ • ACT 27+ • SAT 1280+
Top awards go to students in the top 20% of their class
Testing Policy
Test-optional through Fall 2026
Applicants can be reviewed with or without test scores
Key Deadlines
Nov 1: Early Action • Jan 1: Regular Decision
FAFSA priority: March 1
Honors College
University Honors Program
Research opportunities, smaller classes, and leadership tracks
Full-Tuition / Full-Ride
Presidential & National Merit Scholarships
Full tuition or more for top academic profiles
Residency & Reciprocity
Midwest Student Exchange + Regional Reciprocity
Reciprocity agreements with Wisconsin, North Dakota, South Dakota, and Manitoba; MSEP for select states
Verified from University of Minnesota Twin Cities Admissions & Financial Aid (2025–26).
Last verified: October 8, 2025

The University of Minnesota Twin Cities is a flagship Big Ten school known for value, strong merit aid, and regional reciprocity. For many families in the upper Midwest, it offers near in-state pricing through automatic scholarships or tuition exchange programs.

Merit awards are automatic for high achievers, and reciprocity with Wisconsin, North Dakota, and South Dakota keeps costs down for neighbors. With strong academics in engineering, health sciences, and business, Minnesota is one of the best cost-to-quality deals in the Big Ten.

FAQ

Does Minnesota offer automatic merit scholarships? Yes — students are automatically considered for Maroon, Gold, and National Scholarships based on GPA and test scores.

What about reciprocity? Minnesota has formal tuition reciprocity agreements with Wisconsin, North Dakota, and South Dakota, plus select MSEP states.

Are the awards renewable? Yes — most scholarships renew for four years with good academic standing (3.0+ GPA).

What’s the average net price? Around $17,532 after aid (College Scorecard 2025).


💰 Cost of Attendance at the University of Minnesota–Twin Cities (2025–2026)

The University of Minnesota offers exceptional value for in-state students—especially with state aid and reciprocity benefits for nearby regions. For nonresidents without reciprocity, the out-of-state tuition can be steep, but strong students often offset it through merit scholarships and need-based aid.

📉 Average Net Price: For families earning $48K–$75K, the typical net cost is about $13,263 per year after grants and scholarships.
Source: U.S. Department of Education College Scorecard (latest year available).
Category Minnesota Resident Non-Resident
Tuition & Fees $17,508 $39,276
Housing & Meals $11,814 $11,814
Estimated Total (On-Campus) $29,322 $51,090

Why we only show tuition & housing here: The federal cost of attendance also includes allowances for books, transportation, and personal expenses—but those are estimates, not billed costs. The table above reflects direct, predictable expenses most relevant for residency and scholarship comparisons.

🌍 Tuition Reciprocity & Out-of-State Discounts:
The University of Minnesota does not offer a broad out-of-state waiver, but it participates in reciprocity programs with Wisconsin, North Dakota, and Manitoba (Canada).
Approved students pay in-state rates—around $16,000 per year instead of the full $39,000, saving about $23,000 annually. Reciprocity isn’t automatic—you must apply through your state’s higher education office before enrollment.

❓ Reciprocity & Tuition FAQs

Who qualifies for tuition reciprocity?
Students from Wisconsin, North Dakota, or Manitoba can apply to pay in-state tuition rates under reciprocity agreements, cutting the cost of attendance by more than $20,000 per year.

Is reciprocity automatic?
No. Families must apply through their state’s higher education agency (e.g., Wisconsin Higher Educational Aids Board or North Dakota University System). Once approved, it typically renews each year as long as your student stays continuously enrolled.

Does U of M participate in WUE?
No — the Twin Cities campus is not part of the Western Undergraduate Exchange (WUE) and does not offer discounted tuition to Western-state residents.



🟦 Automatic Scholarships at the University of Minnesota

All freshman applicants are automatically considered for merit scholarships during the admissions review. Awards are based on a combination of GPA, course rigor, and test scores (if submitted). While U of M doesn’t publish exact cutoff scores, most awards go to students with strong academics and leadership experience.

✳️ Does U of M Superscore?
Yes — the University of Minnesota considers your highest ACT or SAT superscore when evaluating for scholarships. They’ll combine your best section scores from multiple test dates, which can help boost your chances.
⚠️ No Published GPA Cutoffs:
The University of Minnesota doesn’t publish exact GPA or test score requirements for its scholarships. The awards are holistic — meaning your full academic profile is considered, not just one number. The ranges below are estimates based on admitted student data and past trends.
Scholarship Award Amount Eligibility Criteria Separate App? Renewable? Who Actually Wins?
Maroon & Gold Scholarship $2,000–$12,000/year Usually awarded to students with a 3.9+ GPA and 30+ ACT or 1370+ SAT (superscored) Students with top grades and test scores who also took challenging classes in high school
National Scholarship $2,000–$10,000/year For out-of-state students with a 3.8+ GPA and around a 29+ ACT or 1330+ SAT Non-resident students with strong academics who would likely qualify for honors or top admission review
University of Minnesota Scholarship $1,000–$6,000/year No test scores required; typically awarded to students with a 3.5–3.8 GPA Students with good grades and course rigor who don’t quite reach the top bracket
📊 Weighted GPAs Matter:
The University of Minnesota uses a weighted GPA when reviewing students for both admission and scholarships. That means advanced classes like AP, IB, or honors can help boost your GPA in the eyes of U of M — and may improve your scholarship chances.

❓ Automatic Scholarship FAQ

Are there GPA or test score cutoffs for these scholarships?
No — the University of Minnesota doesn’t publish specific GPA or test score cutoffs. Instead, scholarships are based on your overall academic record, including grades, course difficulty, and (if submitted) your best superscore.
Is the GPA weighted or unweighted?
U of M considers your weighted GPA when reviewing applications. That means advanced courses like AP, IB, or dual credit can give your GPA a boost in their review process.
Do I need to apply separately for these scholarships?
Nope — all applicants are automatically considered when they apply for admission. There’s no separate scholarship application required for these awards.

🏆 Specialty & Selective Scholarships

The University of Minnesota doesn’t offer general competition-based scholarships beyond its automatic merit awards. However, students may qualify for a handful of selective scholarships based on identity, major, or international status. These awards are limited, and some require a separate application.

🎯 What Counts as “Competitive” Here?
These aren’t traditional merit competitions open to all applicants. Instead, they’re specialty awards with selective review — often based on identity (such as American Indian heritage), citizenship, or academic department. We include them here because they’re limited, evaluated, and not guaranteed.
Scholarship Award Amount Who’s Eligible Separate App?
SMSC Endowed Scholarship Up to full tuition/year American Indian students with financial need ✅ Yes
College‑Specific Awards (e.g. 3M Scholarship) $2,000–$10,000/year Varies by department (engineering, agriculture, arts, etc.) ✅ Yes
Global Excellence Scholarship $10K–$20K/year New international freshmen (F‑1 visa)
National Merit / Gold Scholar Award Up to $40,000 total National Merit Finalists who list U of M as first choice

❓ Specialty Scholarships FAQ

What makes these “competitive” if they aren’t open to everyone?
These scholarships are called competitive because they’re limited in number and reviewed by a committee — but they’re not based solely on grades and test scores. Most are tied to your identity, major, or visa status. You either qualify for the pool or you don’t.
What are “college-specific” or “departmental” scholarships?
These are scholarships awarded by a specific academic college — like engineering, business, or agriculture. Some require a separate form or essay after admission. Others are offered automatically once you’ve declared a major and enrolled in classes.
Can my student apply for these if they’re out-of-state?
Yes — many of these are open to out-of-state students, especially the college-specific and National Merit awards. But some, like the SMSC Endowed Scholarship, are limited to specific identity groups or Minnesota-based students with tribal affiliation.
What about international students — can they get scholarships?
Yes — U of M offers the Global Excellence Scholarship to top international students. It’s awarded automatically during admission review, with no separate application required.

💎 Hidden Gems & Niche Scholarships

Many families overlook niche scholarships offered by U of M. These may not be advertised as broadly, but can add up—especially for first-generation students, club & band members, transfer students, or students from specific geographic areas.

Scholarship Award Who It Supports Apply?
Horatio Alger‑Annexstad / Davis Scholarship Up to $25,000/year First‑generation Pell‑eligible students ✅ Separate national application
Lu Mong Chi & Louellen Essex etc. $1,000–$2,500/year Students in Social Work / Youth Studies (CEHD), often first‑gen ✅ Dept. application
First‑Gen Study Abroad Scholarship Full airfare + $1,000 First‑generation undergraduate students ✅ Separate application (UM Abroad)
Pride of Minnesota Band Scholarships Varies; ~30% of band members awarded Students in U of M marching band or pep bands ✅ Audition / band membership
Tinsley Grant (BME / HRD) $100–$1,500/year Business & Marketing Education or HRD majors ✅ Separate app via dept. portal
College of Science & Engineering Scholarships $2,000–$10,000/year Engineering & Science majors; some with geographic or first‑gen preference ✅ Dept. or college review
College‑Specific Scholarships (e.g. Carlson Business) $5,000–$10,000/year Business majors, sometimes with criteria like MN residency or leadership ✅ Separate app via Carlson School

❓ Hidden Gems FAQ

Where do I find these smaller scholarships?
Most of these awards are listed within specific college or department websites—like the College of Education, College of Science & Engineering, or Carlson Business. Others, like band or first-gen study abroad scholarships, may be listed through student services or the music department.
Can these scholarships stack with other aid?
Yes — in many cases, these awards can stack on top of automatic merit or state aid. But it depends on your financial aid package. U of M may reduce loans or work-study before reducing scholarships, so always check with the financial aid office.
Are these only for Minnesota residents?
Not always. Some are limited to in-state students, but many hidden-gem scholarships (like departmental awards, first-gen study abroad, or band scholarships) are open to out-of-state students as well.
Do I need a high GPA to win one of these?
Not necessarily. These awards often focus on financial need, involvement (like marching band), or being the first in your family to attend college. Some do consider academics, but many are based on your background, interests, or major.

🎓 University of Minnesota Honors Program (UHP)

The University Honors Program (UHP) is U of M’s selective academic track for high-achieving students. It offers smaller classes, priority registration, access to Honors-only research and seminars, and the option to graduate with Latin Honors. But it’s important to know what it does — and doesn’t — include.

You don’t apply separately for Honors — everyone is automatically considered when they apply for freshman admission. If your student is accepted into Honors, they’ll find out in their admissions letter.

📊 Who Actually Gets In?
Most Honors admits have a 3.9+ GPA, are in the top 5–10% of their class, and have taken advanced coursework (AP, IB, PSEO, or dual credit). While test scores are optional, ACT scores in the 30–34+ range and SATs above 1400+ are common among those accepted.

Honors students live in a dedicated residential community (Middlebrook Hall) during their first year — a quieter dorm on the west bank of campus that offers built-in study groups and social support. It’s not required, but many Honors students choose to live there.

Honors does not come with an automatic scholarship. But it can connect students to faculty mentors, research grants, and competitive national awards like Truman, Fulbright, or Goldwater — especially through U of M’s National & International Scholarships Office.

If your student isn’t invited to Honors as a freshman, don’t panic — U of M allows students to apply into the Honors Program later (typically after their first year), as long as they maintain a strong GPA and have two or more years remaining.

❓ Honors College FAQ

Is the University Honors Program automatic or do we need to apply?
It’s automatic — you’re considered for Honors when you apply for freshman admission. There’s no separate application or box to check. If accepted, it will be listed in your admission letter.
What kind of GPA or ACT/SAT scores do Honors students usually have?
While U of M doesn’t publish official cutoffs, most Honors admits have a 3.9+ weighted GPA and are in the top 5–10% of their class. If test scores are submitted, typical ranges are ACT 30–34 and SAT 1400–1500+. Course rigor (AP, IB, dual credit) also plays a big role.
Does the Honors Program come with a scholarship?
Not automatically. Honors students can apply for additional scholarships through U of M, including research grants and competitive national awards — but there’s no guaranteed money just for being accepted into Honors.
Do Honors students live in special housing?
Yes — many Honors freshmen choose to live in Middlebrook Hall, a quieter dorm with dedicated Honors floors. It’s not required, but it gives students a built-in community of peers taking similar classes. You’ll still need to rank it in your housing preferences to get placed there.
Can my student apply to Honors later if they don’t get in freshman year?
Yes — U of M allows students to apply into the Honors Program after their first year, as long as they have at least two years left and maintain a strong GPA. The application usually opens in fall and includes a short essay and transcript.

🎯 What the University of Minnesota Twin Cities Is Known For

The University of Minnesota Twin Cities is a public R1 Research University and one of the nation’s largest and most comprehensive institutions. As the state’s flagship, it anchors Minnesota’s innovation economy with nationally ranked programs in health sciences, engineering, agriculture, and business—plus a long tradition of discovery that reaches from medicine to the arts.

Standout Program: Academic Health Center & Medical School
Ranked among the Top 20 public medical schools for research and primary care (U.S. News 2025), the University of Minnesota’s Academic Health Center unites medicine, nursing, pharmacy, dentistry, public health, and veterinary medicine—making it one of the few U.S. universities where all six health sciences share a single campus.
Institutional note: Minnesota is a public R1 Research University recognized for very high research activity and federal funding in health, agriculture, and engineering.
  • College of Science and Engineering — Ranked #4 among Big Ten publics and Top 25 nationally, with standout programs in chemical, mechanical, and biomedical engineering.
  • Carlson School of Management — Ranked Top 25 undergraduate business school (U.S. News 2025), known for hands-on enterprise consulting and strong ties to Fortune 500 companies in Minneapolis–St. Paul.
  • College of Education and Human Development (CEHD) — Consistently Top 10 nationally in education, counseling psychology, and special education research.
  • College of Food, Agricultural and Natural Resource Sciences (CFANS) — National leader in agricultural science, plant genetics, and environmental sustainability, ranked within the Top 15 agriculture programs worldwide.
  • College of Liberal Arts — Home to nationally ranked programs in economics, political science, and psychology, and one of the largest language offerings in the Midwest.

💬 Final Thoughts

The University of Minnesota Twin Cities offers the best of both worlds—a Big Ten powerhouse set in a major metropolitan area. Students here don’t just study theory; they apply it through internships, research, and real-world experiences in Minneapolis–St. Paul. For families, UMN’s automatic scholarships, reciprocity programs, and need-based aid can make this flagship surprisingly affordable, especially for strong students from neighboring states. If your student wants academic depth, city access, and a true campus community, the Twin Cities deliver it all in one balanced package.

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