University of Wisconsin–Milwaukee Scholarships (2025–2026 Guide)

University of Wisconsin–Milwaukee Scholarships (2025–2026)

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What This Page Covers:
  • Tuition, housing, and what families actually pay on average
  • Automatic merit scholarships and GPA bands that matter
  • Hidden gems in the Panther Scholarship Portal
  • Regional reciprocity savings for Minnesota and Midwest families

Paying for college doesn’t have to feel overwhelming. At UWM, families can piece together help from Wisconsin grants, automatic scholarships, and departmental awards. If you’re from Wisconsin, check our state aid guide alongside this page. And if you’re comparing schools across the country, don’t miss the full College Scholarships Hub that brings everything into one place.


💰 Cost of Attendance at University of Wisconsin–Milwaukee

Expense WI Resident Non-Resident
Tuition & Fees (12–18 credits) $10,398 $22,398
Housing $7,004 $7,004
Meals $4,680 $4,680
Books & Supplies $800 $800
Transportation $1,676 $1,676
Personal Expenses $2,000 $2,000
Total (before aid) $26,558 $38,558

Average Net Price: According to College Board, families actually paid about $16,551 per year after grants and scholarships—no loans included (latest data, 2023–24). This reflects what Wisconsin families really spent on average.

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Reciprocity & Midwest Exchange: UWM participates in regional tuition programs that cut costs for nearby families:

  • Minnesota Reciprocity: Minnesota residents pay $16,034 tuition instead of $22,398.
  • Midwest Student Exchange Program (MSEP): Residents of IL, IN, IA, KS, MI, MO, NE, ND, OH, and SD pay $16,374 tuition—about $6,000 less than standard nonresident.
  • Milwaukee Advantage: An additional $1,000 discount for Midwest and out-of-state students.

Real Savings Example: A Minnesota student pays about $27,518 vs. the full $38,558 nonresident COA—saving families over $11,000 per year automatically.

Reciprocity & Exchange FAQ

Who qualifies? Residents of Minnesota and designated Midwest states, with verified residency status.

How much can we save? Between $6,000–$11,000 annually depending on residency and program.

Is it automatic? Yes—reciprocity and Midwest rates are applied once residency is confirmed. No extra application is required.


✅ Automatic Merit Scholarships

UWM’s main automatic award for freshmen is the Chancellor’s Merit Scholarship. Awards are guaranteed based on high school GPA tiers once your final transcript is received. Additional smaller admission-based awards may be offered through the Panther Scholarship Portal, but those require a short application. Here’s what families can count on right at admission:

Scholarship Award Amount Eligibility Separate App? Renewable? Who Actually Wins?
Chancellor’s Merit Scholarship $500–$1,500/yr
(up to $6,000 over 4 years)
Incoming freshmen, GPA ≥ 3.40
WI residents and nonresidents; transcript must be submitted by Aug 1
No Yes — maintain full-time status Tiered: GPA 3.40–3.74 → $500/yr; GPA 3.75–3.99 → $1,000/yr; GPA 4.0 → $1,500/yr
Admission Scholarships
(via Panther Portal)
$500–$5,000 Incoming freshmen; merit considered on GPA, optional test scores, and portal app Yes — portal app required Varies Students who complete the portal app early; stronger academics and service leadership get priority

Note: Award amounts are fixed by GPA tiers. The Panther Scholarship Portal includes additional opportunities, but those are not guaranteed automatic awards.

Automatic Merit FAQ

Do I need to apply? The Chancellor’s Merit is automatic—no extra application needed. Portal-based awards require a short app.

Is UWM test-optional? Yes. GPA drives the automatic scholarship. Test scores can still be submitted but are not required.

Can these stack with MSEP/reciprocity? Yes. Merit scholarships reduce the bill even further, but total aid cannot exceed cost of attendance.


🏆 Competitive Scholarships

UWM does not currently publish any large, freshman-only competitive scholarships that require extra essays, portfolios, or interviews. Most university-level funding for new students is either guaranteed (Chancellor’s Merit) or handled through the Panther Scholarship Portal, where departments and donor funds review applicants individually. These smaller awards may ask for essays, recommendations, or evidence of service, but they are not university-wide “flagship” competitions.

Scholarship Award Amount Why It’s Competitive Separate App? Renewable? Who Actually Wins?
No freshman-only competitive scholarships listed New students should complete their profile in the Panther Scholarship Portal to be considered for departmental donor awards that may require essays or recommendations.

Competitive Scholarship FAQ

Does UWM have flagship full-ride competitions? No. Unlike some Big Ten peers, UWM does not run a university-wide competition for a handful of top students.

Where should I look for essay-based scholarships? In the Panther Scholarship Portal. Many departmental awards require a short essay or recommendation.

Can outside awards be combined? Yes—outside scholarships often stack with UWM merit and reciprocity, up to the full cost of attendance.


💎 Hidden Gem Scholarships

UWM’s “quiet” money lives in identity-based programs, first-gen initiatives, departmental funds, ROTC, study abroad, and research stipends. These don’t always show on the main merit pages—but together they can seriously lower the bill.

Scholarship / Program Award Amount Eligibility Separate App? Renewable? Who Actually Wins?
MKE Scholars (First-Gen / Milwaukee HS) $1,000/yr (up to 4 yrs) Incoming freshmen; Milwaukee high school grads; cohort program with mentoring & success seminars. Yes (by invitation/app) Yes First-gen, Pell-eligible students who engage with the cohort supports.
Smart Start (Milwaukee Public Schools) $500 (first fall) Complete the UWM–MPS Smart Start steps before first term. Yes (program steps) No Students who meet all pre-enrollment milestones on time.
Lawton Scholars Program (Underrepresented Students) $2,500 first yr; up to $4,000/yr later Invitation-based retention grant for underrepresented students; GPA/credit progress required. By invitation Yes Consistent academic progress + participation in FG+RC programming.
Roberto Hernández Center (Latine/Chicanx) Scholarships ~$500–$3,000* Latine/Chicanx students (varies by fund); most require FAFSA and community/service profile. Yes (portal/center) Mostly 1-yr Active RHC participants with solid GPA and service.
Wisconsin Tuition Promise (UW System) Covers remaining tuition & fees WI residents; family AGI ≤ ~$55k; full-time; after grants/scholarships are applied. No (FAFSA) Up to 4 yrs Pell-eligible WI students who file FAFSA early.
Milwaukee Tuition Promise (UWM) Institutional gap-coverage UWM undergrads with unmet tuition/fees after aid; WI residents prioritized. No (FAFSA) Yes (while eligible) High-need families who meet progress standards.
Wisconsin Grant (state) ~$875–$3,500/yr WI residents; demonstrated need; 6+ credits. No (FAFSA) Yes In-state students filing FAFSA on time.
TIP Grant (Talented Incentive Program) $600–$1,800/yr WI residents with exceptional financial need; typically by counselor nomination + FAFSA. Yes Yes (while eligible) High-need WI freshmen meeting academic progress.
Fund for Wisconsin Scholars (FFWS) $4,500/yr (up to 10 terms) Randomly selected Pell-eligible WI grads at UW campuses. No (selection) Yes Pell-eligible students who persist full-time.
Army ROTC (Golden Eagle Battalion – Marquette, crosstown) Up to full tuition & fees + book & monthly stipend UWM students enroll via Marquette’s host battalion; medical/fitness & GPA standards. Yes (ROTC app) Yes (while contracted) Leaders with strong fitness; STEM and language skills help.
Air Force ROTC (Detachment 930 – Marquette) Up to full tuition & fees + allowances UWM crosstown cadets; GPA/fitness; U.S. citizenship. Yes Yes High-achieving cadets; tech majors often competitive.
Navy/Marine ROTC (hosted at Marquette) Up to full tuition & fees + allowances UWM crosstown midshipmen; service-specific standards. Yes Yes STEM-leaning students who meet medical/fitness benchmarks.
Engineering Excellence Scholarship (CEAS) $4,000 total ($1,000/yr x4) Incoming engineering freshmen; GPA & major fit. Yes (portal) Yes Admits with strong math/science preparation.
Anu & Satya Nadella Scholarships (Tech fields) Full-ride (select cohort) Milwaukee HS grads entering CS, CE, Data Sci, or IT at UWM. Yes (selective) Multi-year Top Milwaukee students with merit + need.
Risk Management & Insurance (Lubar College) ~$1,000 Business majors in RMI sequence; GPA & involvement. Yes (portal) Mostly 1-yr Active RMI students with internships/club activity.
M&I Center Ethics Scholarship (Business leadership) $5,000 Undergrads in business fields; ethics/leadership résumé + faculty rec. Yes (essay/app) No Leaders with service and ethics-related work.
JAMS First-Generation Excellence (Communication) $1,000 First-generation students in Journalism/Advertising/Media Studies. Yes No First-gen communicators with growing portfolios.
Foundry Education Foundation (Materials/Manufacturing) $500–$2,000/yr CEAS students involved in materials/manufacturing. Yes Often Students engaged in industry-linked projects/clubs.
School of Education Scholarships $500 to full tuition Education majors; many funds are need-aware; essay/profile. Yes (portal) Varies Future teachers with fieldwork & service hours.
Panther Pep Band (clubs / ensemble stipend) Per-service stipend Audition + enrollment in a large music ensemble; plays at UWM basketball games. Yes (audition) Per term Committed performers covering many game “services.”
UWM Study Abroad Scholarships (CIE) Up to $2,000 (avg $500–$1,000) Approved programs; awards scale by program length; strong essays. Yes (CIE app) No Pell-eligible and program-ready applicants with clear goals.
Wisconsin Study Abroad Grant (state) Typically $500–$2,000 WI residents on approved study abroad; funding depends on state budget/volume. Yes (via CIE/state) No Students planning semester-length programs.

*Ranges shown where departments/centers list multiple donor funds or cohort awards. We base ranges on current UWM financial-aid pages, departmental pages, and the Panther Scholarship Portal’s recent award cycles. Always confirm amounts and deadlines in the Portal or with the department.

Hidden Gems FAQ

Can these stack with automatic merit or reciprocity? Often yes—need-based grants (Wisconsin Grant, Tuition Promise), departmental awards, and study-abroad funding typically stack, but total aid can’t exceed the Cost of Attendance. Read award letters for caps.

Where do we apply? Most departmental/identity funds live in the Panther Scholarship Portal. ROTC uses its own service application. Study Abroad uses the Center for International Education application. Grants (Wisconsin/Tuition Promise) flow from the FAFSA.

Marching band? UWM doesn’t field a marching band. Students join the Panther Pep Band and large ensembles; performers receive a per-service stipend instead of a marching-band scholarship.

When to start? Build the Portal profile in fall (Nov–Feb is the heavy window), file the FAFSA early, and watch department pages and ROTC contacts for separate deadlines.

⭐ College Specialty

UWM is an R1 Research University, meaning it’s recognized nationally for “very high research activity.” What makes it stand out isn’t just the scale of its research—it’s the unique programs you can’t find anywhere else in Wisconsin. For parents, that means your student has access to specialized labs, industry partnerships in Milwaukee, and nationally respected programs that open doors well beyond the state.

Program Spotlight: UWM’s School of Freshwater Sciences is the only graduate school of freshwater science in the nation. Students study and protect the Great Lakes with hands-on access to Lake Michigan—an opportunity unmatched elsewhere in the U.S.

Other areas where UWM is known statewide and nationally:

  • Public Health: Wisconsin’s only accredited dedicated School of Public Health, shaping health policy and community programs across the state.
  • Architecture: The only accredited School of Architecture in Wisconsin, with strong placement into regional firms and urban design projects.
  • Business (Lubar College): AACSB-accredited, with nationally ranked programs in Supply Chain Management and Risk Management & Insurance.
  • Film, Video, Animation & New Genres: Consistently ranked among the top film programs in the Midwest (Hollywood Reporter, 2023).
  • Engineering & Computer Science: Known for strong regional partnerships with Milwaukee’s industry; students benefit from paid co-ops and research opportunities.

🎖️ Honors College

UWM runs a dedicated Honors College that admits around 700 undergraduates each year. It’s not just for “straight-A” students—many first-gen and transfer students find their home here. Honors is about close faculty mentoring, small seminar classes, and turning a big urban campus into a supportive, tight-knit community.

What a Typical UWM Honors Student Looks Like: GPA in the 3.5+ range*, strong writing and critical-thinking skills, curiosity across disciplines, and a record of leadership or service. Many are first-generation or commuting students who want the feel of a small college within UWM.

Perks that Matter: Small discussion seminars, priority registration, close faculty mentorship, early access to research, and guidance toward national fellowships (Fulbright, Truman). Honors students also receive dedicated advising and community events that make a large campus feel personal.

Program Award / Benefit Eligibility Separate App? Renewable? Who Actually Wins?
UWM Honors College Admission Access to seminars, advising, research, and fellowship prep Incoming freshmen, transfers, and current students with GPA ~3.5+* Yes — apply separately to Honors College Continues with GPA & course progress Students who want smaller classes and faculty mentorship, often with leadership/service backgrounds.
Honors College Scholarships $500–$2,000/yr Enrolled Honors students; based on GPA, essays, or financial need Yes (via Panther Scholarship Portal) Varies Active Honors students who combine academics with campus/community involvement.
Departmental Honors Notation on transcript; some $500–$1,000 stipends Upper-division majors with GPA ≥ 3.3 and a thesis/capstone project Yes (apply to department) One-time recognition Students in majors like Engineering, Business, or Arts who complete a senior thesis/project.

Honors FAQ

Is admission automatic? No—you need to apply separately to the Honors College after your UWM admission.

Does Honors add time to a degree? No. Honors seminars replace electives, so most students graduate in four years.

Are there extra scholarships? Yes—the Honors College awards its own small scholarships in addition to departmental opportunities.

When should students apply? Ideally as a high school senior (priority deadlines in spring), but current UWM students can apply to join later.


🎓 Final Thoughts

For many families, UWM is a hidden gem in Wisconsin’s public system. The combination of lower in-state tuition, regional reciprocity savings, automatic merit, and need-based programs means the sticker price is rarely what families actually pay. Add in strong first-gen supports, Honors opportunities, and one-of-a-kind specialties like the School of Freshwater Sciences, and UWM gives students both affordability and unique programs to build a bright future.

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✅ Last updated: August 26, 2025

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