University of Toledo Scholarships (2025–2026) | Automatic, Competitive & Hidden Awards

University of Toledo Scholarships (2025–2026)

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What This Page Covers:
  • Tuition, housing, and what families actually pay on average
  • Automatic merit and competitive scholarships
  • Out-of-state tuition waivers and regional aid programs
  • Honors College and renewable merit opportunities

📊 Admissions Snapshot

  • Acceptance Rate: ~96%
  • Middle 50% ACT: 19–26
  • Middle 50% SAT: 1010–1230
  • Average HS GPA (middle 50%): 3.4–3.9

Source: University of Toledo Common Data Set 2024–25 and BigFuture overview. Middle 50% = range where half of admitted students fall.

Comparing multiple schools? Try the Scholarship Tool to search by GPA, test scores, and state →

📌

University of Toledo at a Glance

🏆 Presidential Scholarship: Full tuition (competitive) — see Flagship (Competitive) for details.
Average Net Price
$17,094/year
What families actually paid on average
Automatic Merit (OOS)
$2,000–$12,500/year (Rocket Scholarships)
Awarded automatically based on GPA and test scores
Typical Qualifiers
GPA 3.5+, ACT 23+, or SAT 1150+
Top awards reserved for high academic achievers
Testing Policy
Test-optional through 2026
Superscores ACT/SAT for scholarship review
Key Deadlines
Priority Admission: Dec 1 • Scholarship: Feb 1 • FAFSA: Mar 1
Apply early for top merit and Honors eligibility
Honors College
Jesup Scott Honors College
Perks: research grants, study abroad support, and Honors housing
Full-Tuition / Full-Ride
Presidential Scholarship (full tuition)
Competitive; strong GPA, test scores, and leadership
Residency & Waivers
Ohio Tuition Reciprocity (MI residents)
Michigan border-county students pay in-state tuition
Scholarship and merit data verified via University of Toledo 2025–26 financial aid site, Common Data Set 2024–25, and College Scorecard. Michigan border-county reciprocity confirmed by the Ohio Department of Higher Education.
Last verified: October 10, 2025

The University of Toledo offers one of the most transparent automatic merit systems in Ohio. Scholarships are awarded based on GPA and test scores, with top students earning up to full tuition through the competitive Presidential Scholarship. Michigan residents in eligible border counties also qualify for in-state rates under reciprocity.

With a strong focus on research, engineering, and health sciences—and a generous merit grid—Toledo provides an affordable pathway to a respected public degree for both in-state and regional out-of-state families.

FAQ

Is this college test-optional? Yes — the University of Toledo is test-optional through 2026 and superscores ACT/SAT if submitted for merit consideration.

What is the middle 50% ACT/SAT? ACT: 19–26; SAT: 1010–1230 (for students who submitted scores).

What’s the average net price? About $17,094/year after aid. See our Net Price & SAI guide.

Does this school use reciprocity or OOS waivers? Yes — Michigan border-county residents qualify for in-state tuition under the Ohio–Michigan reciprocity agreement.

Sources:
https://www.utoledo.edu/financialaid/scholarships/ (University Scholarships overview)
https://www.utoledo.edu/financialaid/cost/ (Cost of Attendance 2025–26)
https://www.utoledo.edu/honors/ (Jesup Scott Honors College)
https://reports.utoledo.edu/common-data-set/ (Common Data Set 2024–25)
https://bigfuture.collegeboard.org/colleges/university-of-toledo (College Board BigFuture)
https://collegescorecard.ed.gov/school/?205065-University-of-Toledo (College Scorecard / NCES)
https://highered.ohio.gov/initiatives/access-affordability/reciprocity-agreements (Ohio Department of Higher Education – Reciprocity policy)

💰 Cost of Attendance at University of Toledo

Expense Category Ohio Resident Non-Resident
Tuition & Mandatory Fees (12–18 credits) $13,303 $22,663
Housing & Meals (average on-campus) $16,449 $16,449
Total (before aid) $29,752 $39,112

Note: Books & supplies (~$1,290), transportation (~$914), and personal expenses (~$2,744) are not listed in the table because they aren’t paid directly to the university. These indirect costs still count toward the official cost of attendance for financial aid but will vary depending on lifestyle and commuting distance.

Average Net Price: $17,094 (2022–23 NCES). This is what families actually paid after grants and scholarships — no loans included.
Reciprocity & Regional Discounts: Toledo’s main campus does not participate in the Midwest Student Exchange Program (MSEP). However, students from Monroe County, Michigan, are classified as Ohio residents for tuition purposes — saving about $9,360 per year. This classification is automatic based on residency; no separate application required.

COA FAQs

Who qualifies for in-state tuition?
Ohio residents and students from Monroe County, Michigan, qualify automatically for in-state rates under the Ohio–Michigan border reciprocity agreement.

How much do families actually pay?
After scholarships and grants, families paid about $17,094 on average (2022–23 data). Actual costs depend on income, aid, and housing choices.

Do I need to apply separately for the Michigan waiver?
No — Monroe County residents are automatically billed at the Ohio resident rate once residency is verified through admissions.

Sources:
https://www.utoledo.edu/financialaid/cost/ (University COA page)
https://www.utoledo.edu/financialaid/scholarships/ (Scholarships page)
https://www.utoledo.edu/registrar/residency/ (Residency & reciprocity policy)
https://reports.utoledo.edu/common-data-set/ (Common Data Set)
https://collegescorecard.ed.gov/school/?205065-University-of-Toledo (College Scorecard / NCES)
https://highered.ohio.gov/initiatives/access-affordability/reciprocity-agreements (Ohio Dept. of Higher Education – Reciprocity)

✅ Automatic Merit Scholarships

Scholarship Award Amount Eligibility Separate App? Renewable? Who Actually Wins? Deadline
University Freshman Academic Scholarship $1,000–$9,500/yr First-year admits; GPA and test scores if submitted (test-optional) No Yes (8 semesters; maintain GPA & SAP) Most winners have 3.5+ GPA; 3.8+ with strong rigor or 27+ ACT / 1280+ SAT are top of range* June 20 (Fall), Nov 7 (Spring)
BG Success Scholarship (Nonresident) Covers ~½ of nonresident fee (~$3,995/yr) Non-Ohio residents; GPA ≥3.0 or ACT ≥20/SAT ≥1040 No Yes (must keep 3.0 GPA) Solid academic profile; stacks only with awards not already covering the nonresident fee Feb 19 (Fall), Dec 15 (Spring)
Michigan Out-of-State Award Offsets nonresident fee ($7,990/yr) Monroe or Lenawee County, MI residents, some partner high schools No (automatic) Yes (maintain eligibility) Border-county Michigan students—almost $8,000/yr savings No extra deadline—automatic if eligible

Awards are automatic with admission if you qualify. BGSU is test-optional; submitting scores can increase awards but is not required. *Cutoffs are estimates—final values may shift annually.

Superscoring at BGSU:
BGSU will superscore ACT or SAT for both admission and scholarship purposes. If you submit test scores, your best section scores across test dates are combined for maximum scholarship eligibility.

Automatic Scholarship FAQ

Do I need to apply for these scholarships?
No. If you apply and are admitted by the deadline, you’ll be automatically reviewed for these merit scholarships.

Can these awards stack?
Yes, but only with non-tuition awards (e.g., donor, departmental, or program-specific scholarships). BG Success and Michigan OOS can’t be combined with another award that already covers the nonresident fee.

Are these scholarships renewable?
Yes. All are renewable for up to 8 semesters as long as you meet GPA and enrollment requirements (check your financial aid letter for specifics).

Sources:
https://www.bgsu.edu/financial-aid/scholarships.html
https://www.bgsu.edu/admissions.html
https://www.bgsu.edu/honors.html
https://www.bgsu.edu/financial-aid/test-optional.html

🏆 Competitive Scholarships

Bowling Green State University’s major competitive scholarships go beyond basic merit—they are reserved for students with outstanding leadership, service, or academic distinction and require separate applications, essays, and in some cases, interviews. The most generous awards are closely linked to the Honors College, and competitive general scholarships are highly sought after.

Scholarship Award Amount Eligibility Separate App? Renewable? Who Actually Wins? Deadline
President’s Leadership Academy (PLA) Full tuition & fees, housing, meal plan, leadership program Incoming first-year with strong GPA, leadership & service Yes — application & interview Yes (must maintain GPA & leadership in PLA) Sustained leadership roles, extensive service, strong academics December 10
Thompson Working Families Scholarship Up to $5,500/yr (need- and service-based) Ohio resident, financial need, service commitment Yes — application required Yes (meet service & academic criteria) Working/middle income; solid grades, active service February 19
Falcon Achievement Award $1,000–$3,000/yr Incoming first-year; diverse experiences or significant contribution Yes — short application Yes Leaders, service-driven, or unique perspective students February 19

Are these scholarships stackable? Major awards like PLA and Thompson typically replace automatic merit, but smaller donor or outside scholarships may still stack depending on the award.

What else do I need to know? Deadlines matter. Apply for admission and merit scholarships early, then complete competitive apps by stated deadlines (typically fall/winter). Check BGSU’s Scholarship Opportunities Portal for new or additional donor awards that fit your background or major.

Sources:
https://www.bgsu.edu/financial-aid/scholarships.html
https://bgsu.academicworks.com/
https://www.bgsu.edu/admissions.html
https://www.bgsu.edu/honors.html

💎 Hidden Gem Scholarships

BGSU offers many specialized scholarships and grants beyond basic merit. These include awards for undergraduate research, leadership, multicultural engagement, departmental study, and even study abroad. Students who are proactive in finding and applying for these “hidden gems” often unlock valuable resources that make a meaningful difference in paying for college.

Scholarship Award Amount Eligibility Separate App? Renewable? Who Actually Wins? Deadline
CURS Undergraduate Research Grant Up to $500 (individual); $750 (group) Any undergrad with faculty research mentor Yes — research proposal No (one-time) Students who propose a well-scoped project with faculty support Fall: Sept 15 / Spring: Nov 24
Falcon Outfitters Textbook Scholarship $1,000 Any full-time student Yes — short application No Undergrads with demonstrated need, brief essay Feb 19
Falcon Achievement Award $1,000–$3,000/yr Diverse experience, leadership, or service; incoming first-year Yes — application Yes Students with leadership or unique backgrounds Feb 19
Global Achievement Award (Study Abroad) $1,500 (semester) Undergrads in BGSU-approved study abroad Yes — study abroad app No Accepted students with a clear plan for study abroad Rolling
BGSU Inclusive Excellence Awards Varies Students excelling in diversity, leadership, or equity activities Yes — app or nomination No Leaders and advocates for inclusion and equity Varies (check BGSU portal)
Department & Donor Scholarships Typically $500–$5,000 Major, GPA, service, identity varies down to the college/program Yes — BGSU Scholarship Portal Sometimes College-specific and diversity-focused; active applicants Mar 1 (varies by fund)

Are these hidden gems worth the effort? Absolutely. Most are stackable, competitive, and attached directly to programs that value initiative. Try for as many as your profile fits.

Where do I look? Apply via BGSU’s main Scholarship Opportunities Portal, check research department homepages, and talk to your college’s advising office for department-specific funding.

Deadlines? Most program and donor scholarships close around March 1. Study abroad and undergrad research are usually rolling or by semester.

Sources:
https://www.bgsu.edu/financial-aid/funding-grants-and-scholarships.html
https://bgsu.academicworks.com/
https://www.bgsu.edu/admissions.html
https://www.bgsu.edu/honors.html

🎖️ Honors College

BGSU’s Honors College offers academically talented students small-group seminars, faculty mentoring, personalized advising, priority registration, and exclusive housing. It’s also the pathway to the university’s largest full-tuition and enrichment scholarships—awards that require more than just grades but also essays and leadership/service credentials. Acceptance is competitive and not automatic.

What a Typical BGSU Honors Student Looks Like:
3.8+ high school GPA, AP/IB or honors rigor, leadership in service or activities, and strong essays. Top scholarship winners often have a 30+ ACT or 1390+ SAT (if submitted).
*Eligibility bands and test scores are approximate based on recent admitted classes; actual cutoffs may differ by year.
Why Honors at BGSU Matters:
– Priority class registration and Honors-only seminars
– Specialized living options in Founders Hall
– Access to dedicated advising, research grants, study abroad funding, and an active Honors community
– Entry point to BGSU’s largest scholarships
Scholarship Award Amount Eligibility Separate App? Renewable? Who Actually Wins? Deadline
Presidential Scholars Award (PSA) Full in-state tuition (8 semesters) Honors College applicant; 3.8+ GPA + rigorous courses; 30 ACT/1390 SAT recommended Yes—Honors application by Nov 15 Yes Top academic Honors applicants with leadership and service Nov 15
Alumni Laureate Scholarship (ALS) Full in-state tuition + $1,000/yr for books Honors College applicant; 3.5+ GPA + 27 ACT / 1280 SAT recommended Yes—Honors app & essay by Nov 15 Yes Strong Honors candidates with records of service and leadership Nov 15
Forsyth Scholars Scholarship Full in-state tuition STEM or environmental major; Honors College applicant; high academic and research/service Yes—Honors app & nomination Yes STEM/environmental students with top credentials Nov 15
McGranaghan Scholarship $5,000 (2 awarded) Admitted to Schmidthorst College of Business & Honors College Yes—Honors application Unclear (usually one-time) Business majors who are strong academic Honors applicants Nov 15
J. Robert Bashore Honors Scholarship Varies Current Honors students; outstanding academic record Yes—application required Varies Continuing Honors students with top GPAs and involvement Spring (annual)
Honors Experience Study Abroad Scholarship $1,000–$3,000 (varies) Honors students enrolled in study abroad Yes—Honors portal No Honors students completing an approved study abroad March 1 (most programs)

Is admission to Honors automatic? No. Admission requires a separate application and meets a highly selective review process.

Does Honors add extra time? No—courses count toward normal graduation requirements and plans can be completed in four years.

Are these awards stackable? Full-tuition scholarships usually replace automatic merit awards, but additional donor or study abroad scholarships may be stackable. See individual award terms and your financial aid package.

What deadlines matter? Priority deadline for all major Honors scholarships is November 15. Final application deadline for Honors College is typically March 1 for fall entry; some awards have spring or rolling deadlines.

Sources:
https://www.bgsu.edu/honors.html
https://www.bgsu.edu/honors/scholarships.html
https://www.bgsu.edu/financial-aid/scholarships.html
https://bgsu.academicworks.com/
https://www.bgsu.edu/admissions.html

⭐ College Specialty

Toledo might not always be the first name you hear, but it has some powerhouse programs that stand out across Ohio and even nationally. For parents, knowing these strengths can make the difference — they mean strong job pipelines, industry connections, and a degree that travels well. Add in the fact that the University of Toledo is an R1 Research University (the top tier for research activity in the U.S.), and you’ve got a school where undergrads can plug into serious labs and professional networks from day one.

Nationally Known Program: Toledo’s College of Engineering is one of only about eight in the nation to require three paid co-ops before graduation. Students graduate with a full year of work experience and often step right into high-paying jobs.
  • Solar & Photovoltaics Research: The Wright Center for Photovoltaics Innovation and Commercialization (PVIC) has positioned Toledo as a national leader in thin-film and perovskite solar research.
  • Pharmacy & Health Sciences: Consistently ranked among the top pharmacy programs in Ohio, with strong clinical and research opportunities connected to the UToledo Medical Center.
  • Business & Entrepreneurship: The John B. and Lillian E. Neff College of Business and Innovation is one of the largest accredited business schools in Ohio, known for finance and leadership pipelines.
  • Law: The Toledo College of Law is regionally recognized and offers strong connections in Ohio and Michigan’s legal markets.

Note: The University of Toledo is classified as an R1: Doctoral University (Very High Research Activity) by Carnegie, meaning students benefit from nationally significant research opportunities across STEM, health, and applied sciences.


Final Thoughts

Toledo is a place where costs can look high at first glance, but automatic merit and Rocket Nation aid quickly bring the price down — especially for strong GPA students. The Presidential Scholarship offers a true full-ride option, while hidden gems like co-op pay, ROTC, and departmental awards create real savings opportunities. Add in an Honors College with research and global perks, and UToledo stands out as a practical, opportunity-rich choice for families looking at Ohio’s public universities.

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