University of Tennessee–Martin Scholarships (2025–2026) | Automatic, Competitive, & Hidden Aid

University of Tennessee–Martin Scholarships (2025–2026)

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What This Page Covers:
  • Tuition, housing, and what families actually pay on average
  • Automatic merit (who qualifies & how much)
  • Honors and competitive awards + stacking tips
  • UT Promise (tuition/fees covered for qualifying TN students)

📊 Admissions Snapshot

  • Acceptance Rate: ~87%
  • Middle 50% ACT: 19–24
  • Middle 50% SAT: ~1040–1210
  • Average GPA (HS): ~3.6

Source: UT Martin Admissions and public aggregates (latest available). Middle 50% = range where half of admitted students fall.

Comparing multiple schools? Try the Scholarship Tool to search by GPA, test scores, and state →

📌

UT Martin at a Glance

🏆 Automatic merit with admission: UTM reviews freshmen for merit based on GPA and test scores. Named awards include the Chancellor’s Scholarship ($4,000 per year) and University Scholars via Honors ($2,500 per year, separate Honors application).
🎓 UT Promise: A last-dollar program for Tennessee residents with family income ≤ $75,000. It covers full in-state tuition & mandatory fees after other aid (Pell/HOPE/institutional). Apply by Dec 15 and file the FAFSA by UT Martin’s priority date.
Average Net Price
$10,299
What families actually paid on average (after grants & scholarships)
Automatic Merit (Freshmen)
Named awards from $2,500 – $4,000 +/ yr
Chancellor’s ($4,000) • University Scholars ($2,500)
Typical Qualifiers
GPA 3.0–4.0 • ACT 19+ / SAT 1000+
Higher tiers favor stronger academics
Superscore Policy
ACT: Yes • SAT: Yes
Used for both admission & scholarship review
Key Deadlines
Scholarship priority: Feb 1 • UT Promise app: Dec 15 • FAFSA: Mar 15
Earlier of admission / scholarship dates apply
Honors / University Scholars
Yes • Competitive • Separate application required
Perks: $2,500 / yr scholarship, research & mentoring
Full-Tuition / Full-Ride
Automatic: No • Competitive / Need-based: Yes (UT Promise)
UT Promise can zero out tuition & fees for eligible TN students
Residency & Waivers
Academic Common Market (program-dependent)
Limited majors may qualify for in-state rates via ACM
* Scholarship GPA / test bands are approximate, based on UTM award criteria and past recipient data. Funding and thresholds can shift each year—confirm on official UTM sites.

Intro FAQs

Are UT Martin scholarships automatic with admission?
Yes. Freshmen who apply by February 1 are automatically reviewed for merit. Named awards include the Chancellor’s Scholarship ($4,000 / yr) and University Scholars ($2,500 / yr, via Honors).

Does UTM superscore ACT / SAT?
Yes. UT Martin uses superscored results for both admission and scholarship consideration.

What is UT Promise and who qualifies?
UT Promise is a UT-system last-dollar scholarship for eligible Tennessee residents with family income ≤ $75,000. After Pell / HOPE / other aid, UT Promise covers the remaining in-state tuition & mandatory fees. Apply by Dec 15, file the FAFSA by UTM’s priority date, enroll full-time, and complete required service hours.

What’s the average net price?
The U.S. Department of Education’s College Scorecard lists UT Martin’s average net price at $10,299 (latest available). Actual costs vary by family income and housing choice.

Sources:
Scholarships page (freshman merit & deadlines) – https://www.utm.edu/admissions-and-aid/financial-aid-and-scholarships/scholarships.php
Chancellor’s Scholarship ($4,000 / yr) – https://www.utm.edu/offices-and-services/honors-programs/chancellors-scholarship-awards-and-honors-designated-courses.php
University Scholars ($2,500 / yr) – https://www.utm.edu/academics/honors-programs/university-scholars/
First-Year Applicants (admission standards & superscore) – https://www.utm.edu/admissions-and-aid/first-year.php
FAFSA priority date (Mar 15) – https://www.utm.edu/admissions-and-aid/financial-aid-and-scholarships/how-to-apply-for-financial-aid.php
UT Promise (income threshold & coverage) – https://tennessee.edu/academics/affordability/ut-promise-scholarship/what-is-ut-promise/
UT Promise application timeline (Aug 1–Dec 15) – https://tennessee.edu/academics/affordability/ut-promise-scholarship/how-to-apply/
College Scorecard (Average Net Price $10,299) – https://collegescorecard.ed.gov/school/?221768-The-University-of-Tennessee-Martin

💰 Cost of Attendance at UT Martin

Expense In-State Out-of-State
Tuition & Mandatory Fees (full year, 12+ credits) $10,864 $16,904
Housing & Meals (on-campus average) $9,584 $9,584
Total (before aid) $20,448 $26,488

Note: The totals above include only direct university charges (tuition, mandatory fees, housing, and meal plan). Other estimated costs — such as books & supplies ($1,500), transportation ($3,200 in-state / $1,600 out-of-state), and miscellaneous personal expenses ($3,690) — are part of the full Cost of Attendance but not included here because they are not paid directly to the university.

Average Net Price: $10,299 (2022–23). That’s what families actually paid at UT Martin after grants and scholarships — loans not included.
Reciprocity & Waivers:
Kentucky Border County Waiver: Residents of Fulton, Hickman, or Graves Counties pay in-state rates instead of out-of-state — a savings of about $6,000/year.
Academic Common Market (ACM): UT Martin participates in the ACM program, which allows out-of-state students to pay in-state tuition if their major isn’t offered in their home state.

Example: A Kentucky student from Graves County saves about $6,000/year on tuition with the border waiver. An out-of-state student in an ACM-approved major pays the in-state $10,864 instead of $16,904 — again about $6,000/year in savings.

FAQ

Who qualifies? Border-county residents in KY qualify automatically. ACM eligibility depends on your home state and chosen major.

How much can you save? Around $6,000 per year — the difference between in-state and out-of-state tuition.

Do you need to apply? Border-county waivers are automatic with proof of residency. ACM requires an application through your state’s higher-ed agency and approval from UT Martin.

Sources:
UT Martin Tuition & Costs (2025–26 estimates) – https://www.utm.edu/admissions-and-aid/financial-aid-and-scholarships/tuition-and-costs.php (Tier 1)
UT Martin Financial Aid & Scholarships – https://www.utm.edu/admissions-and-aid/financial-aid-and-scholarships/scholarships.php (Tier 1)
UT Martin Border County Waiver (KY residents) – https://www.utm.edu/admissions-and-aid/out-of-state-students.php (Tier 1)
Academic Common Market (UT System info) – https://www.utm.edu/admissions-and-aid/out-of-state-students.php (Tier 1)
College Scorecard (Average Net Price $10,299) – https://collegescorecard.ed.gov/school/?221768-The-University-of-Tennessee-Martin (Tier 2)
BigFuture (Archived COA & Net Price comparison $11,151) – https://bigfuture.collegeboard.org/colleges/university-of-tennessee-at-martin/tuition-and-costs (Tier 2)

✅ Automatic Merit Scholarships

Scholarship Award Amount Eligibility Separate App? Renewable? Who Actually Wins? Deadline
Achieve Scholarship $1,000/year (up to 4 years) ≥3.0 GPA and ACT 19–21 (or SAT equivalent) No Yes — 2.75 GPA, full-time Students at entry-level eligibility; in- or out-of-state (waiver for out-of-state adds Voyager award) Feb 1 (priority)
Excellence Scholarship $1,500/year (up to 4 years) ≥3.2 GPA and ACT 22–23 No Yes — 2.75 GPA, full-time Mid-band students meeting next GPA/test tier Feb 1
Dean’s Scholarship $3,000/year (up to 4 years) ≥3.5 GPA and ACT 24–27 No Yes — 2.75 GPA, full-time Top quartile admits; eligible out-of-state get Voyager waiver Feb 1
Chancellor’s Scholarship $4,000/year (up to 4 years) + one-time $2,500 travel stipend; out-of-state tuition waiver ≥3.75 GPA and ACT 28+ No Yes — 2.75 GPA, full-time Highest academic admits in- or out-of-state Feb 1

UT Martin superscores ACT for merit. Merit is automatic for qualified applicants. Scholarships stack with state/federal aid, but only one UTM merit award may be received per student (Voyager waiver stacks for those eligible). Out-of-state students who qualify for a merit award automatically receive the Voyager waiver unless receiving a Chancellor’s Scholarship (covers full out-of-state fee).

*Amounts and bands above are as of the Fall 2025–26 cohort. Award programs, deadlines, and requirements are subject to funding and annual university approval. Always verify in your official award letter.

FAQ

Do I need to apply separately? No — all merit scholarships are automatic with timely admission. Apply by February 1 for strongest consideration.

Does UT Martin superscore? Yes — eligibility is based on your highest section scores across ACT attempts.

Can these stack with other aid? Yes, with HOPE, UT Promise, Pell/TSAA, and outside scholarships. Voyager (out-of-state fee waiver) is applied automatically for those eligible, unless covered by Chancellor’s Scholarship.

Are these renewable? Yes — 2.75 GPA and continuous full-time enrollment.


Sources:
https://www.utm.edu/admissions/scholarships/
https://www.utm.edu/offices-and-services/financial-aid-and-scholarships/
https://www.utm.edu/admissions/freshman-scholarships.php
https://catalog.utm.edu/
https://www.utm.edu/academics/university-honors-programs.php

🏆 Flagship Scholarships (highly competitive, limited slots)

These are the university’s top, selective (competitive) awards that usually require extra steps beyond admission (essays, interviews, portfolios) and have limited numbers. They are different from automatic merit listed above.

Scholarship Award Amount What Makes It Competitive Eligibility Separate App? Renewable?
University Scholars Program $2,500/year (stackable, up to 4 years) Selective cohort (~30 per year); application, interview, 10-hour honors curriculum, extracurriculars/service required Must be eligible for Chancellor’s Scholarship; strong academic, leadership, and service record Yes—application and interview Yes—maintain 3.3 GPA and program curriculum/activities

UT Martin’s University Scholars Program is the primary university-level competitive/flagship scholarship. It is highly selective, requires a separate application, and stacks with the Chancellor’s Scholarship. All other major awards are automatic or department/honors-specific.

FAQ

What’s the difference between automatic merit and flagship (competitive) scholarships? Automatic merit is awarded with admission when you meet GPA/test criteria. Flagship scholarships are selective, require extra application/interview, and offer enhanced funding and programming.

Can flagship (competitive) awards stack with automatic merit? Yes—the University Scholars Program stacks with the Chancellor’s Scholarship for a combined total of $6,500/year. Departmental and donor funds may also stack up to the Cost of Attendance.

When are applications due? Priority deadline is February 1. Early application maximizes chances for selection and best possible merit offers.


Sources:
https://www.utm.edu/admissions/scholarships/
https://www.utm.edu/honors-program/scholars.php
https://catalog.utm.edu/

💎 Hidden Gem Scholarships

These aren’t headline awards, but they can meaningfully reduce net price—especially when stacked with HOPE, UT Promise, or UTM merit aid.

Scholarship / Program Award Amount Eligibility Separate App? Renewable? Who Actually Wins? Deadline
UT Promise Covers in-state tuition & fees (last dollar, after Pell and HOPE) TN residents; must qualify for HOPE; family AGI ≤ $75,000; complete FAFSA, UT Promise app, mentor, and service hrs Yes—UT Promise app (Dec 15) + FAFSA (March 1); recurring service/mentor steps Yes—recertify each year Students who maintain HOPE, meet mentoring/service, file FAFSA Dec 15 (UT Promise); Mar 1 (FAFSA)
Access & Diversity Awards (Graduate) Varies (up to partial tuition/fees) Graduate students from underrepresented backgrounds; often first-gen preferred No—nominated by coordinators each term/year Yes—must remain in good standing Grad students—first-generation/minority Varies (departmental)
Dunham Scholars Varies (~$4,000 typical, not publicized) Upper-level Accounting or Business/Consumer Services with 3.5+ GPA Yes—College of Business scholarship portal Yes—if GPA/major requirements met Strong upperclass business/accounting majors Feb 1
Federal Work-Study $1,500–$3,000/year in earnings Demonstrated financial need (FAFSA), enrolled full-time, satisfactory academic progress No—check interest on FAFSA, apply for jobs Yes—based on continued need/performance Students who want campus/related jobs, are eligible for need-based work No set deadline (while funds last; FAFSA early improves odds)
Army ROTC Scholarship Full tuition/fees or housing & meal plan; plus books and stipend U.S. citizens, meet Army academic, medical, & fitness standards, commit to service Yes—ROTC form + board interview Yes—maintain program/academic requirements High-achieving, fit, and committed to military graduation/commission Fall prior to entry is best (rolling national boards)
Study Abroad Travel Awards $500–$2,500 one-time Full-time; accepted to approved UTM study abroad/travel-study program Yes—via Study Abroad/Travel-Study Scholarship Committee application No—one-time award per trip Students awarded by committee for approved UTM experiences 3–9 months before departure; check deadlines each program

Award amounts and eligibility rules above use the most recent official UTM documentation as of 2025–26. Values and deadlines may shift year to year; always verify with the office listed in your official offer or department award letter.

  • Music and Fine Arts Scholarships — audition/service based; amounts vary, see departmental sites.
  • Leadership/Student Organizations — many campus clubs and Greek orgs offer small donor awards; check org and campus portals.

Amounts and stacking may change with budget and legislative updates. Always verify with the UTM scholarship office.

FAQ

Can UT Promise stack with HOPE and institutional aid? Yes—UT Promise acts as a last-dollar tuition/fee program after all other aid is applied, covering the gap for in-state tuition/fees (but not room, board, or books).

How do I maximize state/institutional aid? File the FAFSA every year, keep up on merit renewal rules, and apply to all eligible programs before Feb 1.

What’s required for ROTC and study abroad? ROTC includes military/fitness and post-graduation service; study abroad/aid requires a separate application, and planning ahead for deadlines, essays, and faculty references is strongly encouraged.


Sources:
https://www.utm.edu/admissions/scholarships/
https://www.utm.edu/offices-and-services/financial-aid-and-scholarships/
https://www.utm.edu/financial-aid/federal-work-study.php
https://www.utm.edu/admissions/ut-promise.php
https://www.utm.edu/travel-study/
https://www.utm.edu/academics/business.php
https://catalog.utm.edu/

🎖️ Honors College

UT Martin’s Honors Programs allow high-achieving students to engage deeply in their studies through seminar courses, close faculty mentorship, and research experiences. Students apply via a separate process and, if invited, participate in an interview to join the University Scholars Program. The curriculum is designed to enrich your degree—not add extra semesters.

What a Typical UT Martin Honors Student Looks Like:
• High school GPA around 3.7–4.0
• ACT scores in the high 20s (no official minimum published)
• Strong record of leadership and service
• Willing to participate in interviews and discussion-based coursework
*UTM does not publish strict cutoffs, but the typical class profile is highly selective.
Perks of the Honors Program:
• Priority registration and small seminar classes
• Mentored research and unique undergraduate projects
• Honors residence hall and leadership opportunities
• Honors thesis or capstone for advanced students
• Additional research and travel/conference funding available via university programs
Scholarship Award Amount Eligibility Separate App? Renewable? Who Actually Wins? Deadline
University Scholars Award $2,500/year (up to 4 years, 5th year for double majors) Incoming freshmen eligible for Chancellor’s Scholarship (GPA ≥3.75 and ACT ≥28); separate packet, interview, and honors curriculum/service required Yes — application and interview Yes — 3.3 GPA, Honors curriculum, active engagement, service/cultural event milestones Top applicants with exemplary academics, service, and interview skills Dec 19 (priority—may vary)

Chancellor’s Scholarship recipients may apply as rising sophomores. Scholarship stacks with Chancellor’s for up to $6,500/year total.

  • Additional Support: Honors students are especially competitive for undergraduate travel/conference grants and advanced research stipends.

FAQ

Is admission automatic? No—students must apply and interview. Thirty are chosen each incoming year for a program cap of 120.

Does Honors add extra time to graduation? No—curriculum replaces core courses and is designed for a four-year (or five with double major) plan.

What are typical deadlines? Applications open in fall, with preference given to packets received by December 19 for the next year. Interviews and decisions occur in January–March.

Is there extra scholarship money? Yes—the $2,500 University Scholars Award, which can be combined with the Chancellor’s Scholarship for high-value total support.


Sources:
https://www.utm.edu/honors-program/scholars.php
https://catalog.utm.edu/preview_program.php?catoid=5&poid=399
https://catalog.utm.edu/
https://www.utm.edu/admissions/scholarships/

⭐ College Specialty

UT Martin has a strong reputation across West Tennessee for preparing graduates who are ready to step directly into careers and community leadership. It’s a smaller public university in the University of Tennessee System, which means students get the resources of a state school but in a more personal setting. Families often choose UTM because it offers affordable pathways in high-demand fields and deep ties to regional employers.

Agriculture & Natural Resources: UT Martin is best known statewide for its agriculture and veterinary technology programs, supported by teaching farms, equine facilities, and strong industry partnerships that set it apart from many other Tennessee campuses.
  • Business & Accounting: Accredited by AACSB; regional employers recognize UT Martin’s graduates for practical preparation in accounting and management.
  • Education: Long-standing teacher education programs with strong placement rates in Tennessee schools, especially in rural and West Tennessee districts.
  • Engineering & Computer Science: ABET-accredited engineering technology and computer science degrees; praised for applied, hands-on learning and job-ready graduates.
  • Veterinary Health Technology: One of the few four-year bachelor’s degrees in Veterinary Technology offered in Tennessee, drawing statewide interest.

Final Thoughts

UT Martin is one of those schools that can surprise families with how affordable it becomes once state aid, UT Promise, and automatic scholarships stack together. For Tennessee residents, the combination of HOPE and UT Promise often drives tuition and fees close to zero. Out-of-state students may find strong value through the border-county waiver or Academic Common Market. And for high-achievers, the Honors Program adds an extra layer of challenge, mentorship, and community. If you’re a parent helping your student weigh options, UT Martin deserves a close look for both cost and opportunity.

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