University of South Florida Scholarships (2025–2026) — Automatic Merit, Hidden Gems & Honors

University of South Florida Scholarships (2025–2026)

← Back to the Public University Scholarships hubSee Florida state aid

What This Page Covers:
  • Tuition, housing, and what families actually pay on average
  • Automatic merit ranges and who typically qualifies
  • Competitive and hidden-gem scholarships worth a look
  • Honors perks and how to stack awards the smart way

📊 Admissions Snapshot

  • Acceptance Rate: ~43%
  • Middle 50% ACT: 27–31
  • Middle 50% SAT: 1260–1410
  • Average GPA (HS): 4.23 (weighted)

Source: USF Admissions (latest class profile) and official releases. Middle 50% = the range where half of enrolling students fall.

Comparing multiple schools? Try the Scholarship Tool to search by GPA, test scores, and state →

📌

University of South Florida at a Glance

🏆 Full-tuition opportunity: USF’s Stamp Scholars Program and Green & Gold nonresident waivers provide major funding to top students (waivers reduce the out-of-state tuition surcharge).
Average Net Price
$11,578
What families actually paid on average
Automatic Merit (OOS)
$5,000 – $11,000 / yr (waiver)
Applied to nonresident tuition; no extra app
Typical Qualifiers
GPA 3.6+ • ACT 27+ / SAT 1260+
Based on recent recipient patterns*
Superscore Policy
ACT: Yes • SAT: Yes
Used for admission & scholarships
Key Deadlines
Early Action: Nov 1 • Regular: Dec 15 (materials due Jan 15) • Rolling: Mar 1 • FAFSA priority: Jan 1
Apply early; most merit is awarded with admission
Honors College
Judy Genshaft Honors College • Competitive • Separate app
Perks: housing options, priority reg, research funding
Full-Tuition / Full-Ride
Automatic: No • Competitive: Yes
Stamp Scholars; top Green & Gold waivers cut OOS surcharge
Residency & Waivers
ACM / WUE / MSEP: N/A for general undergrad
Grandparent Waiver & Green & Gold lower nonresident costs
* Scholarship GPA/test bands are approximate, based on award text + past recipient data + published student profile statistics. Actual cutoffs may shift each year.
Sources:
https://www.usf.edu/admissions/freshmen/admission-information/academic-requirements.aspx
https://www.usf.edu/news/2024/usf-receives-record-number-of-applications-welcomes-high-achieving-class-of-incoming-students.aspx
https://www.usf.edu/admissions/freshmen/admission-information/dates-deadlines.aspx
https://www.usf.edu/admissions/freshmen/admissions-scholarships/nonflorida.aspx
https://www.usf.edu/admissions/freshmen/admissions-scholarships/
https://www.usf.edu/honors/prospective-students/index.aspx
https://admissions.usf.edu/blog/what-does-superscoring-mean-in-college-admissions
https://bigfuture.collegeboard.org/colleges/university-of-south-florida
https://bigfuture.collegeboard.org/colleges/university-of-south-florida/tuition-and-costs
https://collegescorecard.ed.gov/school/?137351-University-of-South-Florida=
https://www.usf.edu/admissions/freshmen/next-steps/grandparent-waiver.aspx

💰 Cost of Attendance at University of South Florida

Below is the 2025–2026 estimated Cost of Attendance for full-time, first-year undergraduates living on campus at the Tampa campus. Amounts reflect direct costs billed by USF (tuition, fees, housing, and meal plan) and are based on a standard two-semester academic year.

Category (2025–26) In-State Out-of-State
Tuition & Mandatory Fees $6,410 $18,416
Housing & Meals (on-campus average) $14,824 $14,824
Total Direct Costs $21,234 $33,240

Note: Other estimated indirect expenses not billed by the university include: books & supplies ($1,200), transportation ($3,200), personal costs ($2,600), and average loan fees ($40). These vary widely by student and are excluded here to focus on what families pay directly to USF.

Average Federal Net Price: $11,578 — what first-time, full-time undergraduates actually paid on average after grants and scholarships (no loans), based on the latest federal data.

Out-of-State Savings at USF: While Florida doesn’t participate in WUE or MSEP, USF offers major tuition-reduction opportunities for nonresidents:

  • Green & Gold Waivers (Nonresident): Presidential ($11,000/yr), Directors ($9,000/yr), or Scholars ($5,000/yr) — applied directly to the out-of-state tuition portion.
  • Grandparent Waiver: Out-of-state students with a Florida-resident grandparent may qualify for in-state tuition (limited availability).
  • Academic Common Market (ACM): Through the Southern Regional Education Board (SREB), eligible students from partner states can pay in-state rates if their chosen major isn’t offered at home.

Out-of-State Waiver FAQ

Who qualifies? Students from outside Florida who meet GPA/test score thresholds for the Green & Gold program, have a Florida-resident grandparent, or qualify through the Academic Common Market.

How much can we save? Green & Gold waivers can reduce nonresident tuition by up to $11,000 per year; ACM participation eliminates the full nonresident surcharge (~$12,000 per year).

Is it automatic? Yes for Green & Gold merit tiers (awarded with admission). The Grandparent and ACM waivers require separate applications through USF and your home state’s higher-education office.

Sources:
https://www.usf.edu/financial-aid/cost-of-attendance/2526-coa.aspx
https://tup-ofa.forest.usf.edu/finaid/coa/2526_on_campus
https://www.usf.edu/admissions/freshmen/admissions-scholarships/nonflorida.aspx
https://www.usf.edu/admissions/freshmen/next-steps/grandparent-waiver.aspx
https://bigfuture.collegeboard.org/colleges/university-of-south-florida/tuition-and-costs

✅ Automatic Merit Scholarships

USF considers first-year applicants automatically for admission-based merit scholarships if your application (including test scores and transcript) is complete by Jan 15. Florida SUS schools require SAT/ACT for admission; USF uses the highest section scores across test dates (superscoring). No separate forms are required for merit awards, but funds are limited each year.
Scholarship Award Amount Eligibility (GPA/Test) Separate App? Renewable? Who Actually Wins? Deadline
USF Presidential Award (FL Residents) $4,000/yr (up to $16,000 total) ~4.1+ weighted GPA* and ~1370+ SAT / 31+ ACT* No — automatic with admission by deadline Yes (maintain 3.0 GPA & 30 credits/year) Top slice of admitted Florida students with strong rigor and scores Jan 15 (application complete)
USF Directors Award (FL Residents) $3,500/yr (up to $14,000 total) ~4.0+ weighted GPA* and ~1300–1360 SAT / 29–30 ACT* No — automatic with admission by deadline Yes High-achieving admits just below the very top tier Jan 15
USF Scholars Gold Award (FL Residents) $2,000/yr (up to $8,000 total) ~3.8–4.0 weighted GPA* and ~1230–1290 SAT / 26–28 ACT* No — automatic with admission by deadline Yes Solid academic profile with competitive scores and coursework Jan 15
Green & Gold Presidential Waiver (Nonresident) Up to $11,000/yr off OOS tuition (≈$44,000 max) ~4.1+ weighted GPA* and ~1370+ SAT / 31+ ACT* No — automatic with admission by deadline Yes Top nonresident admits; reduces the OOS surcharge substantially Jan 15
Green & Gold Directors Waiver (Nonresident) Up to $9,000/yr off OOS tuition (≈$36,000 max) ~4.0+ weighted GPA* and ~1300–1360 SAT / 29–30 ACT* No — automatic with admission by deadline Yes Strong nonresident admits; brings costs close to in-state Jan 15
Green & Gold Scholars Waiver (Nonresident) Up to $5,000/yr off OOS tuition (≈$20,000 max) ~3.8–4.0 weighted GPA* and ~1230–1290 SAT / 26–28 ACT* No — automatic with admission by deadline Yes Competitive nonresident admits; partial OOS tuition relief Jan 15
USF Benacquisto National Merit Award Full cost of attendance* National Merit Scholar Finalist, selects USF as first choice with NMSC No — awarded automatically by designation Yes (remain a FT student, maintain 3.0 USF GPA) Florida NP semifinalists who select USF and meet all state requirements NMSC designation deadlines

*GPA/test ranges are estimates based on past recipients and USF’s posted admitted-student profiles; actual thresholds and scholarship amounts can change by year.

Automatic Merit FAQ (USF)

Do I need to apply separately? No. All scholarships listed above require no extra forms—just complete your admissions application and submit all required materials by Jan 15.

Does USF superscore? Yes. USF considers your best SAT/ACT section scores from multiple test dates.

Can these stack with Florida Bright Futures? Yes. State Bright Futures aid stacks with admission scholarships, but Green & Gold nonresident waivers generally cannot stack with other OOS waivers or separate tuition awards.

What are the renewal requirements? Most awards require that you maintain a minimum 3.0 USF GPA and earn 30 credits per academic year.


Sources:
https://usf.edu/admissions/freshmen/scholarships/florida-residents
https://usf.edu/admissions/freshmen/scholarships/non-florida-residents
https://usf.edu/admissions/freshmen/scholarships/national-merit-scholar-benefits
https://usf.edu/financial-aid/scholarships
https://usf.edu/admissions/next-steps/scholarships
https://usf.edu/admissions/freshmen/scholarship-requirements-timeline
https://usf.edu/admissions/scholarship-faq

🏆 Competitive Scholarships

These aren’t automatic — they ask for extra achievements, applications, portfolios, or specific status. USF’s biggest “guarantee-style” program is for National Merit Finalists. Most competitive awards prioritize early applicants, so aim for the Jan 15 admissions deadline (and earlier if a portfolio/audition is required).

Scholarship Award Amount Eligibility Separate App? Renewable? Who Actually Wins? Deadline
National Merit Finalist – USF Package Full Cost of Attendance (tuition/fees, housing & meals, books, and more) Designated National Merit Finalist; list USF as first choice with NMSC and complete all USF and NMSC steps Yes — per NMSC/USF steps Typically 4 years True high-flyers with confirmed NMF status; automatic Honors admission; small, highly selective cohort Jan 15 (final USF deadline, NMSC timelines apply)
Green & Gold Talent Award (Nonresident) Nonresident tuition waiver; value varies, often thousands per year Special talent (arts, performance, debate, robotics, etc.); nonresident students only Yes — audition/portfolio and program review Usually Nonresident students selected by faculty auditions/portfolios; limited number annually Jan 15 (admissions); audition/portfolio dates by department
USF Alumni Association Scholarships (multiple) ~$500–$3,000/yr, varies by fund Leadership, first-gen, major/college, or service focus; admitted student Yes — per fund (applications/essays usually required) Often Active, service-oriented students who apply early and fit a donor’s niche Deadlines vary by fund, most close Jan–Mar
Green & Gold Student Govt. Award $500–$1,000 Leadership, campus engagement; all majors eligible Yes — Student Government application No Undergrads nominated/self-nominated for impactful involvement Varies (most annual, late spring)
Transfer Scholarships $4,000–$5,000 (varies by program) Top FCS or Phi Theta Kappa transfers; minimum 3.8 GPA Yes — scholarship application/essay required No Admits with top transfer credentials and chapter recommendation March 1 (priority deadline)

*If a scholarship mentions a “talent-based waiver,” that reduces the nonresident tuition portion and generally can’t be combined with other nonresident waivers (e.g., Grandparent Waiver).

Competitive Scholarships FAQ

How many full-ride awards exist? The National Merit package is the flagship full-COA route; numbers and funding vary by year.

Are portfolios/auditions only for arts majors? Not always — some ensembles and talent awards consider non-majors who contribute at a high level.

Deadlines? Aim for Jan 15 for most awards; department/donor funds have varying cycles, with many closing Jan–March.

Stacking? You can stack most USF scholarships with Florida Bright Futures and Pell/State grants. Nonresident waivers usually do not stack with other nonresident waivers.


Sources:
https://usf.edu/admissions/freshmen/scholarships/national-merit-scholar-benefits
https://admissions.usf.edu/college-application-tips-for-national-merit-scholars
https://admissions.usf.edu/next-steps-for-national-merit-semifinalists
https://giving.usf.edu/student-government-green-gold-scholarships
https://giving.usf.edu/scholarships-alumni-association
https://usf.edu/admissions/freshmen/transfer-scholarships

💎 Hidden Gem Scholarships

USF hides real help in donor funds, departments, ROTC, and study-abroad. These aren’t headline awards, but they stack in many cases and can close gaps fast.

Scholarship / Program Award Amount Eligibility Separate App? Renewable? Who Actually Wins? Deadline
USF Foundation Portal (AwardSpring) ~$500–$5,000/yr (typical) Admitted students; one profile matches to donor/department funds Yes (single portal) Per fund Students who complete the profile and apply early to all matches Varies by fund (most Jan–Mar)
Latino Scholarship Program (LSP) ~$2,000–$5,000/yr + mentoring First-year or junior-transfer; Tampa Bay HS/CC grads; community/leadership; need/merit mix Yes (AwardSpring/LSP) Often Students with strong community connections seeking mentorship Early spring (AwardSpring cycle)
Black Leadership Network (BLN) ~$2,000/yr; up to 5 years Incoming frosh/Tampa Bay area; ~3.0+ GPA; BLN event participation Yes (AwardSpring/BLN) Yes (multi-year) Students active in BLN and maintain grades Feb 15 (AwardSpring closes)
Johnson Scholarship (Accessibility, FL residents) Varies by fund, term-based FL residents with documented disability; all majors/PT or FT; need may be considered Yes (AwardSpring) Term-based Students registered with documentation applying promptly AwardSpring cycle, usually Feb–Mar
LGBTQ+ Scholarships (Foundation/Alumni) Per fund listing Inclusion/leadership in LGBTQ+ community; need or merit Yes (AwardSpring/fund) Sometimes Active students/leaders, most with steady academics Winter/Spring (varies)
Army / Air Force / Navy ROTC + Donor Awards Up to full tuition (ROTC) + USF funds Meet branch academic/fitness; some donor awards for enrolled cadets/mids Yes (ROTC/portal) Yes (depends) Cadets/midshipmen who hit all academic & fitness benchmarks National boards (usually Nov–Jan), USF cycles vary
School of Music Performance & Ensemble Awards Audition-based; specific amount varies Audition/ensemble placement; open to non-majors for some awards Yes (audition/fund) Yes (annual) Players (majors and high-need non-majors) meeting performance needs Late Jan–April (audition dates set by department)
USF World — Bulls Abroad Award $ varies by cycle All approved study abroad; FAFSA/need prioritized; InfoReady common app covers many Yes (InfoReady) Per trip/term Planners with accepted programs & complete budgets Late fall–spring (cycle per term)
Public Health COPH Advisory & Transfer Scholarships $1,000–$3,500/yr BSPH students; GPA and standing as set per fund Yes (college/portal) Yes (per fund) BSPH students who apply early and maintain grades AwardSpring: Jan–Mar
General Donor & Academic College Funds $1,000–$5,000/yr Criteria per college (Engineering, Business, Languages, etc.); merit and need both possible Yes (AwardSpring/college) Usually Students who fit criteria and apply at the start of each cycle Varies by college (most Jan–Mar)

Hidden Gems FAQ

Where do exact dollar amounts appear? Most listed values are published in AwardSpring or department listings when the cycle opens. If a specific figure isn’t public, it’s shown when awarded.

Can these stack with Bright Futures/Pell? Usually yes. Check each fund’s “cannot combine” note; talent/waivers follow different rules.

Do non-majors get music awards? Yes—many auditioned ensembles fund non-majors if they fill essential instruments.

Best timing? Start searching in fall for the next aid year; most deadlines are Jan–March, but ROTC and study abroad funds may be earlier.


Sources:
https://usf.edu/financial-aid/scholarships
https://usf.edu/admissions/freshmen/scholarships/non-florida-residents
https://usf.edu/admissions/freshmen/scholarships/florida-residents
https://usf.edu/admissions/freshmen/transfer-scholarships
https://health.usf.edu/publichealth/overview/scholarships
https://educationabroad.global.usf.edu/?go=scholarships
https://lib.usf.edu/award-spring-scholarships/
https://giving.usf.edu/scholarships-alumni-association

🎖️ Judy Genshaft Honors College

USF’s Honors is application-based (not automatic). Most students apply soon after they apply to USF; seats are limited and selection is holistic. Expect small seminars, priority registration, research support, global learning, and a dedicated Honors building in the heart of campus.

What a Typical USF Honors Student Looks Like:
GPA (weighted core) 4.10–4.58 • SAT 1300–1460 • ACT 28–33 • CLT 92–105 • Strong AP/IB/AICE rigor and leadership/service.

Perks & Selectivity

  • Priority registration, dedicated advising, and smaller class sizes
  • Undergraduate research funding and faculty-mentored projects
  • Signature study-away/study-abroad opportunities and global seminars
  • Honors Living-Learning communities and a purpose-built Honors building

Honors-Linked Scholarships

Scholarship (Honors) Award Amount Eligibility & Notes Separate App? Renewable? Who Actually Wins? Deadline
Genspiration Global Explorers (Honors) $10,000 (study away/abroad, competitive) First-year Honors admits, 4.0+ USF GPA, 1450+ SAT or 33+ ACT; application & essay Yes — rounds via Honors No FTIC high-achievers; only a handful per year Early action: Nov 1; Standard: Jan 1; Final: Mar 1
Jenkins Family Scholarship (Hosted in Honors) Full Cost of Attendance (multi-year) High-achieving first-gens demonstrating adversity and high financial need; invitation only Yes — Jenkins process Yes (as long as eligibility met) Select group of exceptional first-gen students By USF invitation (spring)
Wilcox Scholars Program (Honors) $2,000 (internship/service/project) Honors College students, application, faculty reference Yes (WSP app/video) No Active Honors students; public affairs or service focus Rolling (year-round WSP cohort)
Judy Genshaft Honors Progression Scholarships $600–$2,000 (nonrenewable, milestone-based) Complete Honors requirements: Experiential Learning (2 x $600), Honors Academic requirement ($800) Automatic as you meet milestones No All Honors students in good standing (3.25+ GPA) Fall/Spring each academic year
Holcombe First-Generation Scholarship (Honors-hosted) $1,000–$5,000/yr (multi-year possible) First-generation USF students, Pell-eligible, full-time, 3.0+ GPA Yes (separate app/interview) Yes (if eligibility met) First-gen, Pell, engaged in Honors AwardSpring (Feb–Mar)
Ableidinger Scholarship (Honors) $1,500–$2,500 High-engagement Honors students meeting donor intent Yes — Honors-only round Sometimes Strong contributors with clear goals AwardSpring cycle
Honors FAQ

Is Honors invitation automatic? No — you apply separately to Honors after applying to USF; selection is holistic with limited seats.

How do Honors scholarships relate to admission awards? They can add on to general USF merit; specifics vary by fund. Always check stacking rules.

Do I need test scores? USF uses SAT/ACT for university admission; Honors reviews your whole record, including rigor and activities.

Best timing? Apply early fall, keep an eye on Honors priority dates, and submit strong materials (resume, essays, optional recs if allowed).


Sources:
https://www.usf.edu/honors/students/scholarships.aspx
https://usf.edu/honors/students/genps.aspx
https://catalog.usf.edu/preview_program.php?catoid=19&poid=8930
https://usf.edu/honors/sscholars/holcombe.aspx
https://usf.edu/honors/students/jenkins.aspx
https://usf.edu/honors/wilcox.aspx
https://usf.edu/honors/scholarships/genps-genspiration-global-explorers.aspx

⭐ College Specialty

At the University of South Florida, academics aren’t just broad — they’re nationally recognized. As a public R1 research university, USF has carved out a reputation for health, science, and technology that translates directly into career pipelines in Tampa and beyond. Parents can feel confident that their student isn’t just earning credits — they’re learning in fields where USF is known across the country.

Flagship Program: USF’s College of Public Health is ranked among the Top 20 public health schools nationally (U.S. News & World Report). It’s Florida’s first accredited public health college and remains a leader in research, workforce training, and global health initiatives.
  • Marine Science: The College of Marine Science is nationally ranked and one of the largest marine science graduate programs on the Gulf Coast, known for coastal resilience and oceanographic research.
  • Nursing: USF’s College of Nursing is consistently ranked among the Top 50 nursing schools nationally and a leader in clinical placements across Tampa Bay.
  • Engineering: The College of Engineering is a Top 100 public engineering school, with standout programs in industrial, civil, and biomedical engineering.
  • Cybersecurity & Analytics: Recognized as a National Center of Academic Excellence in Cyber Defense by the NSA and DHS, USF is a statewide hub for cybersecurity education and research.

Final Thoughts

USF is one of those rare big universities where families can still engineer an affordable four years with smart timing. Apply by Jan 15, send scores early, and stack: state aid, USF automatic merit, a few donor “hidden gems,” and (if it fits your student) Honors and talent/ROTC pathways. When the dust settles, many Florida families land much closer to that net price than the sticker — and nonresidents can carve down costs with the right waiver. You’ve got options here.

Was this helpful? Share it with another parent who’s comparing college costs!

Last updated: August 2025

Back to top ↑


Scroll to Top