The University of Nebraska at Omaha is the University of Nebraska system’s city campus: about 14,800 students in the middle of Omaha, a Division I athletics program, and no application fee for U.S. applicants. Two things make it stand out on price. Nebraska families earning $65,000 or less can attend tuition-free through the Nebraska Promise, and students from 15 nearby states pay the Omaha Urban Rate, which is about $11,700 a year less than regular out-of-state tuition.
Omaha Urban Rate (150% of in-state tuition for students from 15 nearby states) plus MSEP through the UNO Advantage Scholarship
🚨 Easy-to-Miss “Gotchas” at UNO (Read This First)
Test scores are optional for getting in, not for getting money. A student can be admitted with a 3.0 GPA or a top-half class rank and no scores at all. But every UNO merit award (Regents, Academic Achievement, Habrock, Presidential Scholars) is decided using official ACT or SAT scores. No scores, no automatic merit.
February 1 is the real deadline. Apply for admission by February 1 of senior year to be considered for automatic merit and Honors scholarships. UNO accepts scores through the February test date, and Nebraska residents should have every score on file by February 28.
Regents is competitive, not guaranteed. UNO’s own pages list the floor as a 30 ACT (financial aid page) and a 32 ACT (admissions grid). Hitting either number gets your student considered, not awarded.
Superscoring is not something to count on. The Presidential Scholars program says flatly it does not use superscores, and UNO does not publish a superscore policy for its own awards. Plan around your student’s best single sitting.
The big programs close early. CBA Scholars Academy’s first round closes November 15, Scott Scholars closes in late December, and the Susan T. Buffett application is due February 1. These come before most families think about scholarships.
Out-of-state is two different prices. Students from the 15 Omaha Urban Rate states pay about $14,332 in tuition and fees. Students from everywhere else pay about $26,092. Make sure you are looking at the right column.
FAQ
Is this college test-optional? Yes, for admission. University of Nebraska at Omaha is test-optional for admission.
What is the middle 50% ACT/SAT? ACT: 18-26; SAT: N/A.
Average net price? About $13,441/year after aid.
Does this school use waivers/reciprocity?
Yes. It participates in Omaha Urban Rate (150% of in-state tuition for students from 15 nearby states) plus MSEP through the UNO Advantage Scholarship.
💰 Cost of Attendance at University of Nebraska at Omaha: 2026–2027 Rates
Figures verified against official sources in October 2026.
📅 Planning for 2027–2028? These are the 2026–2027 rates, the newest University of Nebraska at Omaha has published. Colleges usually release next year's costs in the spring, and we update this page when they do.
Budgeting tip: costs typically rise 2% to 5% a year. For 2027–2028, plan on roughly
$500 to $1,200 more than the in-state total below.$800 to $2,000 more than the out-of-state total below.
In-State: billed cost per year
$23,056
Tuition, fees, housing, and meals for two semesters
Tuition & mandatory fees
$9,768
Housing & meals (typical)
$13,288
Total billed cost
$23,056
Out-of-State: billed cost per year
$39,380
Tuition, fees, housing, and meals for two semesters
Tuition & mandatory fees
$26,092
Housing & meals (typical)
$13,288
Total billed cost
$39,380
That is $16,324 more per year than Nebraska residents pay, before any waivers or scholarships.
Average federal net price: $13,441 per year.
This is what first-time, full-time students who received grant aid paid after grants and scholarships, for in-state students only, based on the most recent federal data. It counts books and living costs, so it can run higher than the billed total above. Families who got no grants are not in this average, so many middle-income families pay more. New to Net Price & SAI? Read our guide.
Out-of-state families: this average does not include you. Run the college's own net price calculator for a number based on your situation.
📌 Regional Tuition & Waiver Options
Omaha Urban Rate (OUR): If your student graduated from high school in, or currently lives in, Colorado, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, Montana, North Dakota, Ohio, South Dakota, Wisconsin, or Wyoming, UNO charges 150% of the in-state rate instead of full out-of-state tuition. For 2026-2027 that works out to about $14,332 in tuition and fees instead of $26,092, roughly $11,700 a year back in your pocket. International students on a visa are not eligible.
UNO Advantage Scholarship (MSEP): A limited number of competitive awards for academically strong nonresidents cover up to the gap between in-state tuition and the nonresident or OUR rate. Apply to UNO by February 1 with ACT or SAT scores on file.
Nebraska Legacy Scholarship: Out-of-state children of University of Nebraska graduates can apply for an award worth up to the difference between in-state and out-of-state tuition.
Three Price Tags, Not Two
UNO’s official 2026-2027 budget for a student living on campus comes out to $28,560 for Nebraska residents, $33,124 for Omaha Urban Rate students, and $44,884 for everyone else. Those totals include books ($1,264), personal expenses ($2,540), and transportation ($1,700), which the table above leaves out. A Nebraska student living at home has an estimated budget of about $19,176.
FAQ: Cost of Attendance at the University of Nebraska at Omaha
What is the Omaha Urban Rate, and does my state qualify?
The Omaha Urban Rate (OUR) charges students from Colorado, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, Montana, North Dakota, Ohio, South Dakota, Wisconsin, and Wyoming 150% of the in-state tuition rate. Your student qualifies by graduating from high school in one of those states or currently living in one. For 2026-2027 that means about $14,332 in tuition and fees instead of $26,092.
Is UNO part of the Midwest Student Exchange Program (MSEP)?
Yes. UNO participates in MSEP, and it delivers those savings through the competitive UNO Advantage Scholarship, which can cover up to the gap between in-state tuition and the nonresident or Omaha Urban Rate. Apply by February 1 with ACT or SAT scores on file.
Can Nebraska students go to UNO tuition-free?
Many can. The Nebraska Promise covers tuition for Nebraska residents whose family adjusted gross income is $65,000 or less, or who qualify for a Pell Grant, as long as they enroll full time and keep a 2.5 GPA. It covers tuition only, so fees, housing, books, and food still need a plan. File the FAFSA by May 1.
Why would some majors cost more?
UNO charges higher “differential” tuition on courses in certain programs, including Aviation, all College of Business Administration courses, Criminal Justice, required pre-health biology courses, Psychology, and Social Work. If your student is heading into one of these, expect the bill to run a bit above the standard rate.
What do families actually pay?
The federal average net price for UNO is about $13,441 a year after grants and scholarships. By income it runs from roughly $10,500 for families earning under $48,000 to about $19,500 for families over $110,000. Use UNO’s Net Price Calculator for a number specific to your family.
Does it cost anything to apply?
No. UNO dropped its application fee for domestic undergraduate applicants (first-year and transfer) in 2023.
Will tuition stay the same all four years?
No. The University of Nebraska Board of Regents approved a 4.25% tuition increase across all NU campuses for 2026-2027, and rates are set year by year. Most UNO scholarships are fixed dollar amounts, so they do not grow when tuition does. Regents and the Nebraska Promise are the exceptions, since they cover tuition itself.
November 1: Susan T. Buffett Foundation application opens.
November 15: First CBA Scholars Academy round closes (business majors).
Late December: Scott Scholars application closes.
February 1: Apply to UNO for automatic merit and Honors scholarship consideration. Buffett application due.
February 28: Nebraska residents should have every ACT/SAT score on file.
Late February: Goodrich Scholarship Program application closes.
March 1: UNO scholarship system awards like the Alumni Association and Muchemore close.
May 1: FAFSA priority date (this is what triggers the Nebraska Promise).
May 15: Phillip Schrager Scholarship closes.
Parent rule of thumb: treat the earliest deadline that fits your student as the real one, even if they are still deciding between schools.
Automatic Merit Scholarships at the University of Nebraska at Omaha
UNO considers Nebraska residents for these awards based on the admission application and official ACT or SAT scores. There is no separate scholarship application. Apply by February 1 of senior year with scores on file. Out-of-state students are not on this ladder; their options are the Omaha Urban Rate, the UNO Advantage Scholarship, and the Nebraska Legacy Scholarship.
Find your student's tier
Enter the numbers you have. We'll highlight the automatic award your student would actually get and tuck the rest out of the way. Leave it blank to browse everything.
Residency
Based on published cutoffs for entering freshmen. Always verify with the college before finalizing plans.
Start with your state. The awards in this first group come from the state, not the college. They are decided by residency and the FAFSA, and they stack on top of whatever automatic merit award the college gives below. If you live out of state, use the toggle above and these will step aside.
State AidApp Required
Nebraska Career Scholarship
📅 Deadline: Feb 1 ✓ Renews (2.5 GPA, 4 yrs)
$13,000/yr
✔ Stackable
🏫 2.5+ GPA✎ ~20 ACT👥 ~Limited number of awards each year, subject to state funding. winners/yr
✚
Stacking & Combining
State-funded award that is packaged with UNO aid. Fourth-year funding requires a Nebraska-based internship, apprenticeship, clinical, or field experience.
📄
How to Apply
Apply and be admitted to UNO in an approved high‑demand major; complete UNO’s Nebraska Career Scholarship or related state application steps and maintain full‑time enrollment and required GPA and credit hours to renew.
Selection criteria: Selection emphasizes enrollment in eligible high‑demand majors, academic performance, and commitment to Nebraska’s workforce needs.
💡
Strategic Detail
Up to $13,000 a year, limited and highly competitive, for Nebraska residents (graduating seniors or transfers) in approved high-demand programs in math, engineering, healthcare, and computer information systems. Renewable for up to three more years with full-time enrollment and a 2.5 GPA, contingent on continued state funding.
🕵
Who Actually Wins
Most winners: Nebraska residents heading into an approved STEM, health, or computing major who apply by February 1 and keep a 2.5 GPA.
One award, not a pile. Colleges apply your student's single best automatic award. Automatic scholarships almost never stack with each other, though some stack with housing, departmental, or outside money. The stacking notes on each card tell you which.
Full RideAutomatic
NU Presidential Scholars Program
📅 Deadline: Feb 1 ✓ Renews (3.5 GPA, 4 yrs)
Full Ride
full cost of attendance plus stipend
✘ Not stackable
🏫 3.5+ GPA✎ ~36 ACT✎ ~1570 SAT
✚
Stacking & Combining
Covers full cost of attendance plus a $5,000 annual stipend at any NU undergraduate campus; other institutional awards are adjusted so total aid does not exceed cost of attendance.
💡
Strategic Detail
For students starting in fall 2027, Presidential Scholars requires a 36 ACT composite (students on the enhanced ACT must also take the Science test) or a 1570-1600 SAT. It covers the full cost of attendance (tuition, fees, books, housing, food, and other costs) plus a $5,000 annual stipend for up to eight semesters at any University of Nebraska campus. Superscores are not used. Renewal requires a 3.5 GPA; the NU system page says 24 credit hours a year while UNO's scholarship page says 30, so plan on 30 to be safe.
🕵
Who Actually Wins
Most winners: Nebraska residents with a perfect 36 ACT composite or a 1570+ SAT from a single official sitting. It is the University of Nebraska system's top prize, built to keep the state's highest scorers at home.
Full TuitionAutomaticgeographic
Regents Scholarship
📅 Deadline: Feb 1 ✓ Renews (3.25 GPA, 4 yrs)
Full Tuition
tuition
✔ Stackable
⚠ Nebraska residents with strong ACT/SAT scores and GPAs may earn a Regents Scholarship that waives full UNO resident tuition for up to four years
✎ ~30 ACTNebraska resident (U.S. citizen or permanent resident) graduating from high school. UNO's financial aid page lists a 30 ACT plus top 25% of class or a 3.5 GPA; UNO's admissions scholarship grid lists a 32 ACT minimum. Neither page publishes an SAT equivalent.
✚
Stacking & Combining
UNO's resident automatic awards are tiered, so a student lands on one rung (Regents, Academic Achievement, or Habrock), not all three. Regents can sit alongside federal grants and outside scholarships aimed at housing and other costs. It cannot be combined with the Goodrich Scholarship Program.
💡
Strategic Detail
Full resident tuition for up to four years. UNO's two scholarship pages disagree on the test floor (30 ACT on the financial aid page, 32 on the admissions grid), and both say the award is competitive and not guaranteed at the minimum. No separate scholarship application is needed. Renewal requires full-time enrollment and a 3.25 cumulative GPA.
🕵
Who Actually Wins
Most winners: Top Nebraska seniors with an ACT of 30 or higher plus a top 25% class rank or 3.5 GPA. Meeting the floor gets you considered, not guaranteed, so the strongest overall profiles win.
Automatic
Academic Achievement Scholarship
📅 Deadline: Feb 1 priority date for automatic merit consideration. ✓ Renews (3 GPA, 4 yrs)
$3,500/yr
✔ Stackable
Holistic / Status Based
✚
Stacking & Combining
One rung of UNO's resident ladder: students who qualify for Regents get Regents instead. Can be paired with competitive UNO awards, need-based aid, and outside scholarships.
💡
Strategic Detail
Up to $3,500 a year for Nebraska residents with outstanding ACT scores and high school GPAs who do not qualify for the Regents Scholarship. UNO does not publish exact score or GPA cutoffs. Renewable for up to three more years with full-time enrollment and a 3.0 GPA.
🕵
Who Actually Wins
Most winners: Strong Nebraska seniors who land just below the Regents level. UNO does not publish the exact cutoff, so send official scores even if your student is not sure they qualify.
Automatic
Habrock Scholarship
📅 Deadline: Feb 1 priority date for scholarship consideration. ✓ Renews (3 GPA, 4 yrs)
$1,000/yr
✔ Stackable
Holistic / Status Based
✚
Stacking & Combining
The entry rung of UNO's resident ladder; students who qualify for Academic Achievement or Regents get the higher award instead. Can be paired with competitive UNO awards, need-based aid, and outside scholarships.
💡
Strategic Detail
$1,000 a year for Nebraska residents with above-average ACT scores and a high GPA who do not qualify for the Academic Achievement Scholarship. Named for longtime UNO director Marty Habrock. UNO does not publish exact cutoffs. Renewable for up to three more years with full-time enrollment and a 3.0 GPA.
🕵
Who Actually Wins
Solid Nebraska students with above-average scores who do not reach the Academic Achievement level. It is modest money, but it renews for four years with a 3.0.
Automatic⚠ Transfer Only
Transfer Success Scholarship
📅 Deadline: Rolling while funds last. UNO's scholarship system lists August 1 as the closing date, but apply to UNO early. ✓ Renews (3 GPA, 3 yrs)
$1,000/yr
✔ Stackable
🏫 2.5+ GPA🎓 Transfer
✚
Stacking & Combining
Can be combined with other transfer awards, federal aid, and outside scholarships, within total cost-of-attendance limits.
💡
Strategic Detail
A $1,000 scholarship for incoming transfer students with at least 12 transferable semester hours and a 2.5 GPA, renewable for up to three years with full-time enrollment and a 3.0 GPA. UNO sets aside some of these awards specifically for Phi Theta Kappa members or PTK-eligible students.
🕵
Who Actually Wins
Most winners: Community college and four-year transfers with 12+ transferable credits and a 2.5 GPA who get their application in early. Phi Theta Kappa members get a reserved share of the awards.
Data last verified Oct 14, 2026.* GPA/test bands are estimates based on official selectivity and prior cohort profiles. "Who Actually Wins" insights are pulled from external peer-sourced data where students and parents have reported real-world award results. Because colleges can change funding thresholds and deadlines at any time, always verify these details with the institution before finalizing your application strategy.
Note: UNO’s resident awards work like a ladder. A student lands on one rung (Regents, Academic Achievement, or Habrock) based on scores and grades, not all three. UNO publishes exact cutoffs only for Regents and Presidential Scholars, so send official scores even if your student is not sure where they fall.
Automatic Merit FAQs (University of Nebraska at Omaha)
When does my student need to apply?
Apply for admission by February 1 of senior year. UNO accepts ACT and SAT scores through the February test date, and Nebraska residents should have all scores on file with Admissions by February 28.
What does it take to get the Regents Scholarship?
Regents covers full resident tuition. UNO’s financial aid page lists a 30 ACT plus top 25% of class or a 3.5 GPA, while the admissions grid lists a 32 ACT minimum. Either way it is awarded competitively, so meeting the floor means your student is considered, not guaranteed. Renewal takes full-time enrollment and a 3.25 GPA.
What are the cutoffs for Academic Achievement and Habrock?
UNO does not publish them. Academic Achievement (up to $3,500 a year) goes to students with “outstanding” scores and GPAs who miss Regents, and Habrock ($1,000 a year) goes to students with above-average scores who miss Academic Achievement. Both renew with a 3.0 GPA.
Does UNO superscore the ACT or SAT?
The Presidential Scholars program does not use superscores, and UNO does not publish a superscore policy for its own awards. Send every official score and plan around the best single sitting.
What does Presidential Scholars require?
A 36 ACT composite (students taking the enhanced ACT must also take the Science test) or a 1570-1600 SAT, from official scores, plus Nebraska residency. It covers the full cost of attendance plus a $5,000 yearly stipend. To keep it, students need a 3.5 GPA. The NU system page says 24 credit hours a year and UNO’s page says 30, so plan on 30.
Is there automatic money for out-of-state students?
Not on this ladder. Out-of-state students save through the Omaha Urban Rate (15 states), the competitive UNO Advantage Scholarship, and the Nebraska Legacy Scholarship for children of University of Nebraska graduates.
Is there anything automatic for transfer students?
Yes. The Transfer Success Scholarship is $1,000 for transfers with at least 12 transferable credits and a 2.5 GPA, renewable up to three years with a 3.0. Some of these awards are set aside for Phi Theta Kappa members. Students coming from Metropolitan Community College should also look at MetroMavs.
UNO’s headline competitive award is Scott Scholars, a complete-funding package for Nebraska STEM students with a 32+ ACT. Below that sit a handful of awards that run through UNO’s scholarship system: one General Application unlocks “recommended opportunities” like the Alumni Association, Muchemore, and Schrager scholarships. Out-of-state students compete for the UNO Advantage Scholarship.
✅ Can You Stack Scholarships at UNO?
Aid Type
Stacks with Merit?
UNO Parent Translation
Automatic Merit Ladder
One rung
Your student gets Regents, Academic Achievement, or Habrock, whichever they qualify for.
Scott Scholars
Built on it
Candidates must be eligible for Regents (or another approved full-tuition award), and the package is built around it to cover housing and food too.
Scholarship System Awards (Alumni, Muchemore, Schrager)
Usually yes
These are the gap fillers. Need-based ones get packaged with your FAFSA results, and total aid cannot exceed cost of attendance.
Goodrich Scholarship Program
No
UNO says Goodrich cannot be combined with tuition scholarships such as Regents or Buffett. Pick the better fit.
Nebraska Promise / Pell
Yes
Promise pays whatever tuition is left after other grants and scholarships, so it fills in around everything else.
The practical takeaway: at UNO, the biggest single decision for a strong Nebraska STEM student is whether to go after Scott Scholars, and that deadline lands in late December, more than a month before the regular merit date.
Full RideApp Required
Scott Scholars (Walter Scott, Jr. Scholarship)
📅 Deadline: Late December of senior year. The 2025 cycle closed December 29; the fall 2027 application opens by August 2026, so check the Scott Scholars dates page for the exact date. ✓ Renews (4 yrs)
Full Ride
full cost of attendance
✔ Stackable
✎ ~32 ACT
✚
Stacking & Combining
Candidates must be eligible for UNO's Regents Scholarship or another approved full-tuition scholarship, and the Scott package is built around that award to provide complete funding including housing and food.
📄
How to Apply
Apply to UNO in an eligible STEM major, then complete the Scott Scholars application by the program's early deadline; provide teacher recommendations and required essays and participate in required interviews.
Selection criteria: Selection emphasizes academic excellence, STEM interest and program fit, leadership, and cohort compatibility.
✎ Essays🎤 Interview💌 Letters of Rec🌟 Finalist Event
💡
Strategic Detail
The Walter Scott, Jr. Scholarship provides complete funding for college (tuition, room and board) plus a living and learning community. Applicants must be U.S. citizens or permanent residents living in Nebraska, graduating from a Nebraska high school, with a 32+ ACT composite (30-31 are still encouraged to apply; students on the enhanced ACT must take the Science test), and must plan to enroll in an approved STEM-focused major. Its deadline comes well before UNO's February 1 merit date.
🕵
Who Actually Wins
Most winners: Nebraska seniors with a 32+ ACT and a clear STEM direction who can explain why in essays and interviews. It is a cohort program, so leadership and fit matter as much as scores.
Automatic
UNO Advantage Scholarship (Nonresident / MSEP)
📅 Deadline: Feb 1 Non-Renewable
Varies
✔ Stackable
Holistic / Status Based
✚
Stacking & Combining
Reduces the out-of-state or Omaha Urban Rate premium; pairs with outside scholarships for housing and other costs.
💡
Strategic Detail
A limited number of competitive awards for nonresidents with outstanding academic performance, covering up to the difference between resident tuition and the nonresident or Omaha Urban Rate (OUR) tuition. UNO participates in the Midwest Student Exchange Program (MSEP) through this award. UNO does not publish renewal terms.
🕵
Who Actually Wins
Out-of-state students with outstanding academics who apply early. This is also how UNO delivers its Midwest Student Exchange Program (MSEP) savings.
App Required
UNO Alumni Association Scholarship
📅 Deadline: March 1 ✓ Renews (3 GPA, 4 yrs)
$2,500/yr
✔ Stackable
🏫 3.5+ GPA✎ ~26 ACT✎ ~1230 SAT
✚
Stacking & Combining
Supplements automatic merit and other aid, subject to total cost-of-attendance limits.
📄
How to Apply
Get admitted to UNO, complete the General Application in UNO's scholarship system, then complete the Alumni Association application when it appears as a recommended opportunity.
Selection criteria: Holistic review emphasizing leadership, school and community involvement, and meeting minimum academic criteria.
✎ Essays
💡
Strategic Detail
$2,500 a year, renewable for up to four years total with a 3.0 GPA. The current-cycle listing requires a 26 ACT (or 1230 SAT) and a 3.5 GPA; an older UNO page still lists a 24 ACT plus top 25% or 3.5 GPA, so go by the live listing.
🕵
Who Actually Wins
Most winners: Graduating seniors with a 26+ ACT and 3.5+ GPA who can show real leadership and involvement in school and community.
App Required
G. Robert Muchemore UNO Scholarship
📅 Deadline: March 1 ✓ Renews (3 GPA, 4 yrs)
$6,000/yr
✔ Stackable
Holistic / Status Based
✚
Stacking & Combining
Need-based award that is packaged with federal and state aid; renewal depends on continued financial need, full-time enrollment, and a 3.0 GPA.
📄
How to Apply
Complete the UNO Scholarship application in MavLINK and file the FAFSA; awards are made competitively to Nebraska high school graduates who demonstrate financial need and rank near the top of their class.
Selection criteria: Selection balances academic excellence (top 10% class rank and above-average test scores) with demonstrated financial need.
✎ Essays
💡
Strategic Detail
A competitive award for first-year Nebraska high school graduates with financial need, typically above-average test scores, and top 10% class rank. UNO's scholarship page lists it at up to $6,000 a year; another UNO page lists $7,000. Renewable for up to three more years with continued need, full-time enrollment, and a 3.0 GPA.
🕵
Who Actually Wins
Most winners: High-achieving Nebraska grads, often top 10% of their class, with documented financial need. If your student has the rank and the need, this one is worth the application.
App Required
Phillip Schrager Scholarship Program for Student Leaders
📅 Deadline: May 15 ✓ Renews (4 yrs)
$15,000/yr
✔ Stackable
Holistic / Status Based
✚
Stacking & Combining
Cohort award funded from a fixed pool (about $50,000 a year split among recipients), so individual amounts depend on cohort size. Packaged alongside need-based aid.
📄
How to Apply
Complete UNO's scholarship application in MavLINK/AcademicWorks with a resume listing leadership activities, one recommendation letter from a high school teacher, counselor, or principal, and a high school transcript (unofficial is fine). File the FAFSA.
Selection criteria: Selection prioritizes leadership involvement, documented financial need, and overall academic strength.
✎ Essays💌 Letters of Rec
💡
Strategic Detail
For incoming first-year students with outstanding high school leadership and documented financial need. UNO lists awards of up to $15,000 a year, drawn from a fixed pool of about $50,000 split among each year's cohort. Preference goes to Omaha-area students and students from disadvantaged backgrounds. Renewable for three more years.
🕵
Who Actually Wins
Nebraska seniors with verified financial need and a genuine record of leading something, especially Omaha-area students. Real involvement counts for more than a polished resume.
Data last verified Oct 14, 2026.* GPA/test bands are estimates based on official selectivity and prior cohort profiles. "Who Actually Wins" insights are pulled from external peer-sourced data where students and parents have reported real-world award results. Because colleges can change funding thresholds and deadlines at any time, always verify these details with the institution before finalizing your application strategy.
❓ Flagship / Competitive Scholarship FAQs
Who can apply for Scott Scholars?
U.S. citizens or permanent residents living in Nebraska and graduating from a Nebraska high school, with a 32+ ACT composite (30 and 31 are still encouraged to apply), who plan to major in an approved STEM program. That list is broad: engineering, computer science, cybersecurity, AI, biology, chemistry, neuroscience, economics, aviation, and supply chain, among others. Candidates must also be eligible for the Regents Scholarship or another approved full-tuition award.
When is the Scott Scholars deadline?
Late December of senior year. The last cycle closed December 29, and the application for students starting in fall 2027 opens by August 2026. Check the Scott Scholars dates page for the exact date.
What is the UNO Advantage Scholarship?
It is UNO’s competitive award for out-of-state students with outstanding academics. It covers up to the difference between in-state tuition and the nonresident or Omaha Urban Rate, and it is how UNO delivers MSEP savings. Awards are limited and handed out first come, first served, so apply by February 1 with scores on file.
How do the scholarship system awards work?
After admission, your student logs into UNO’s scholarship system (AcademicWorks, reached through MavLINK) and completes the General Application. That one form matches them to “recommended opportunities.” The Alumni Association and Muchemore scholarships close March 1, and Schrager closes May 15.
How much is the Muchemore Scholarship worth?
UNO’s scholarship page lists up to $6,000 a year, and another UNO page lists $7,000. It is for Nebraska high school graduates with financial need and strong academics, typically top 10% of the class, and it renews with a 3.0 GPA and continued need.
What does the Alumni Association Scholarship require?
The current listing asks for a 26 ACT (or 1230 SAT), a 3.5 GPA, and a record of leadership and involvement. It pays $2,500 a year, renewable up to four years with a 3.0. An older UNO page still shows a 24 ACT, so go by the live listing.
What should students prepare?
Scott Scholars and Schrager both lean on leadership, essays, and recommendations. Our Essay Toolkit and Brag Sheet Builder help organize achievements before the deadlines hit.
For a Nebraska family with real financial need, the most valuable UNO money is not merit at all. Three programs can each cover most or all of tuition, and they run on different calendars:
Susan T. Buffett Scholarship: opens November 1, due February 1. Needs a Student Aid Index under 10,000, not Pell eligibility.
Goodrich Scholarship Program: opens October 1, closes in late February. UNO only.
Nebraska Promise: no application. File the FAFSA by May 1 and it kicks in for families at $65,000 AGI or less.
Parent translation: apply to all that fit. Goodrich will not stack with Buffett or Regents, but you cannot choose between offers you never applied for. And if you are first-generation in the Omaha area and just over the Pell line, look hard at Young Scholars.
💎 Hidden Gem Scholarships
These awards are not automatic, and most families never hear about them. Several are built for exactly the middle-income and first-generation students who get squeezed by sticker price.
Full TuitionAutomatic⚠ All Undergrad Only
Nebraska Promise
📅 Deadline: May 1 FAFSA priority date ✓ Renews (2.5 GPA)
Full Tuition
tuition (after other grants)
✔ Stackable
⚠ Nebraska residents with family AGI of $65,000 or less (or Pell-eligible) pay no tuition at UNO
🎓 All Undergrad
✚
Stacking & Combining
Last-dollar tuition coverage: Promise pays the tuition left after Pell and other grants or scholarships, for up to 30 credit hours a year. It does not cover fees, books, housing, food, or transportation, so other aid can still go toward those.
💡
Strategic Detail
University of Nebraska system program that covers tuition for Nebraska residents whose family AGI is $65,000 or less or who are Pell-eligible. Students must enroll full time (12+ credit hours each semester) and keep a 2.5 GPA. Covers up to 30 credit hours a year after other grants and scholarships are applied.
🕵
Who Actually Wins
Nebraska families with adjusted gross income of $65,000 or less, or students who qualify for a Pell Grant, who enroll full time (12+ credits each semester). If you are near the line, file the FAFSA anyway, because Pell eligibility alone can qualify your student.
Full TuitionApp Requiredgeographicneed based
Goodrich Scholarship Program
📅 Deadline: Late February. The fall 2027 application runs October 1, 2026 to February 26, 2027 at 5:00 PM CST. ✓ Renews
Full Tuition
tuition and general fees
✘ Not stackable
⚠ Nebraska residents with financial need who are selected into Goodrich attend UNO with full tuition and general fees covered through graduation
Holistic / Status Based
✚
Stacking & Combining
Cannot be combined with Regents or other major tuition scholarships such as the Susan T. Buffett award.
📄
How to Apply
Apply to UNO and file the FAFSA, then complete the Goodrich application through the Goodrich portal (goodrich.smapply.org) by the late-February deadline. Applicants must be Nebraska residents, FAFSA-eligible, and have 31 or fewer college credits.
Selection criteria: Holistic review balancing academic potential, financial need, and program fit for the Goodrich learning community.
✎ Essays
💡
Strategic Detail
Created by the Nebraska Legislature in 1972, Goodrich pays tuition and general fees for up to 130 credit hours for Nebraska residents with FAFSA-verified financial need. Students take a shared humanities and social sciences curriculum and get dedicated advising, counseling, and support. Only offered at UNO.
🕵
Who Actually Wins
Nebraska students with real financial need, often first-generation, who want a close-knit cohort and built-in support as well as the tuition money.
Full TuitionApp Required
Jim and Shirley Young Scholars
📅 Deadline: Listed in UNO's scholarship system with an August 1 closing date; apply as early as possible. ✓ Renews (2.5 GPA)
Full Tuition
full scholarship: tuition, fees, and books
✘ Not stackable
⚠ First-generation Omaha-area graduates with need who do not qualify for Pell
Holistic / Status Based
✚
Stacking & Combining
Designed as a full scholarship, so it fills the gap rather than stacking on top of other large awards.
📄
How to Apply
Complete the Young Scholars application in UNO's scholarship system with one reference (teacher, counselor, or advisor), a 2-3 page essay about your background, goals, and plan to pay for college, your most recent transcript (unofficial is fine), and your Student Aid Index from the FAFSA.
✎ Essays
💡
Strategic Detail
A full scholarship that can be applied to tuition, fees, and books, in some cases housing. Preference goes to first-generation students (neither parent has a four-year degree) from Omaha metro high schools who show financial need but are not Pell-eligible. Scholars keep a 2.5 GPA, join a student organization, log weekly study hours, meet with a mentor, and complete a service project.
🕵
Who Actually Wins
First-generation students from Omaha-area high schools whose families have financial need but earn too much for a Pell Grant. That squeezed middle is exactly who this program was built for.
App Required
CBA Scholars Academy
📅 Deadline: November 15 ✓ Renews (3.3 GPA, 4 yrs)
$5,000–$17,000/yr
✔ Stackable
Holistic / Status Based
✚
Stacking & Combining
Donor-funded awards that sit on top of automatic merit and other aid, within cost-of-attendance limits.
📄
How to Apply
Apply to UNO as a business major, then complete the CBA Scholars Academy application (including essays and resume) by the priority and final deadlines.
Selection criteria: Holistic review emphasizing academic excellence, leadership, service, and fit for the Scholars Academy cohort.
✎ Essays
💡
Strategic Detail
Every Scholar receives at least $5,000 a year for four years ($20,000 total), and a few receive $6,000 to $17,000 a year. The Academy awards almost $500,000 annually, and every applicant is considered for CBA scholarships even if not invited into the program. UNO does not publish GPA or test minimums. Renewal GPA steps up over time (3.3 after year one, rising to 3.5).
🕵
Who Actually Wins
Most winners: Incoming business majors with strong grades, real community service, and leadership who apply in an early round. The November round gets the first interviews.
App Required
Teacher Scholars Academy
📅 Deadline: Early January priority review ✓ Renews (3 GPA, 4 yrs)
$10,000/yr
✔ Stackable
Holistic / Status Based
✚
Stacking & Combining
Paid $5,000 a semester and packaged with other aid. Recipients commit to teaching in Nebraska and/or Omaha Public Schools for at least as many years as they receive the award.
📄
How to Apply
Apply to UNO as an education major, then submit the Teacher Scholars Academy application with required essays and materials by the posted deadline.
Selection criteria: Selection emphasizes commitment to teaching, academic preparation, and alignment with Omaha Public Schools’ needs.
✎ Essays
💡
Strategic Detail
Up to $10,000 a year ($5,000 a semester) for high-achieving future teachers, renewable for up to three more years if renewal criteria are met and funding continues. Incoming first-year students must first be admitted to the College of Education, Health, and Human Sciences.
🕵
Who Actually Wins
Most winners: Future teachers with strong grades and leadership who are ready to commit to teaching in Nebraska, including Omaha Public Schools, after graduation.
Full TuitionApp Required
Urban Health Opportunities Program (UHOP)
📅 Deadline: Apply as a high school senior; confirm the current date with UNO's Health Careers Resource Center. ✓ Renews
Full Tuition
resident tuition
✔ Stackable
⚠ Pre-med track for Nebraska residents; guaranteed UNMC M.D. admission on completion
🏫 3.3+ GPA✎ ~24 ACT
✚
Stacking & Combining
Covers resident tuition, so it overlaps with other tuition awards such as Regents; aid aimed at housing and other costs still helps.
📄
How to Apply
Apply as a high school senior through UNO's Health Careers Resource Center with recommendation letters and a demonstrated interest in medicine. Questions: unohealthcareers@unomaha.edu or 402-554-5980.
💌 Letters of Rec
💡
Strategic Detail
A UNO and UNMC partnership that supports Nebraska's urban physician workforce. Covers resident tuition at UNO starting freshman year and includes Pre-medical Committee sponsorship, mentoring by UNMC medical students, and MCAT preparation help. Requires U.S. citizenship or permanent residency, Nebraska residency, a 3.25 high school GPA, and ACT composite and math scores of 24+. Completing the program (including a 3.5 cumulative and science GPA and a minimum MCAT) guarantees admission to the UNMC M.D. program.
🕵
Who Actually Wins
Most winners: Nebraska seniors with a 3.25+ GPA and ACT composite and math scores of 24+ who are serious about becoming physicians. Finishing the program with a 3.5 GPA and a qualifying MCAT guarantees admission to UNMC's M.D. program.
App Required
Nebraska Legacy Scholarship
📅 Deadline: Check the current listing in UNO's scholarship system; the last cycle closed August 31, but earlier is safer. ✓ Renews (3 GPA, 4 yrs)
Varies
✔ Stackable
✎ ~24 ACT
✚
Stacking & Combining
Covers up to the in-state/out-of-state tuition difference; it does not reduce housing or fees, so other aid still helps there.
📄
How to Apply
Submit the Nebraska Legacy Scholarship application through the UNO Alumni Association, documenting that the student is a child of a University of Nebraska graduate and meets academic criteria.
Selection criteria: Selection centers on alumni legacy status and meeting minimum academic criteria.
💡
Strategic Detail
For new students who are children of University of Nebraska graduates and are not Nebraska residents. Requires top one-third class rank or a 24 ACT (or SAT equivalent). Worth up to the difference between in-state and out-of-state tuition, renewable for up to four years with a 3.0 GPA.
🕵
Who Actually Wins
Out-of-state students with a parent who is a University of Nebraska graduate and a 24+ ACT or top-third class rank.
Automatic⚠ All Undergrad Only
UNO Military and Veteran Services Scholarship
📅 Deadline: UNO's scholarship system lists August 1 as the closing date; complete the General Application early. Non-Renewable
$1,500/yr
✔ Stackable
⚠ Military-connected students
🎓 All Undergrad
✚
Stacking & Combining
Small award that sits on top of GI Bill benefits, merit, and other aid.
💡
Strategic Detail
Awarded annually to support military-connected UNO students, typically up to $1,500. No separate application; students are considered through the General Application.
🕵
Who Actually Wins
Most winners: Military-connected Mavericks who finish the General Application. Nothing extra to fill out.
App Required⚠ Transfer Only
MetroMavs Transfer Scholarship
📅 Deadline: Apply through MCC's general scholarship application for a fall-quarter start. ✓ Renews (2 GPA)
$1,458
✔ Stackable
⚠ Metropolitan Community College students transferring to UNO
🎓 Transfer
✚
Stacking & Combining
Can be combined with transfer awards such as the Transfer Success Scholarship and with federal aid.
📄
How to Apply
While at Metropolitan Community College, complete MCC's general scholarship application; MCC's Scholarships Office contacts selected students. The scholarship starts at MCC (fall quarter only) and continues at UNO.
💡
Strategic Detail
A Metropolitan Community College and UNO partnership. Students who earn the MetroMavs scholarship at MCC can receive up to $1,458 per fall and spring semester after transferring to UNO.
🕵
Who Actually Wins
Metropolitan Community College students who plan to finish at UNO, stay in good standing (2.0 GPA), and meet each quarter with both their MCC and UNO advisors.
Data last verified Oct 14, 2026.* GPA/test bands are estimates based on official selectivity and prior cohort profiles. "Who Actually Wins" insights are pulled from external peer-sourced data where students and parents have reported real-world award results. Because colleges can change funding thresholds and deadlines at any time, always verify these details with the institution before finalizing your application strategy.
Money the college does not control. Federal programs, city promise funds, foundations, and employers. The college may help you apply, but someone else writes the check, and these almost always stack with the college's own awards.
Outside MoneyApp Required
Susan Thompson Buffett Foundation Scholarship
📅 Deadline: February 1 by 5:00 PM Central (application opens November 1). ✓ Renews (5 yrs)
Varies
✔ Stackable
⚠ Nebraska residents with a Student Aid Index under 10,000; usable at UNO and other Nebraska public colleges
🏫 2.0+ GPA
✚
Stacking & Combining
The Foundation says the award can be used toward any part of the cost of attendance. UNO's Goodrich Program cannot be combined with Buffett tuition awards, so a student who wins both will need to choose.
📄
How to Apply
Complete the Susan Thompson Buffett Foundation online application (opens November 1, due February 1 by 5:00 PM Central) and file the FAFSA. Recipients who choose UNO join the Thompson Learning Community.
💡
Strategic Detail
Need-based scholarship for Nebraska residents usable at Nebraska public colleges, including UNO, for up to five years at a four-year school. The Foundation says it may cover most of tuition and fees. At UNO, recipients are supported by the Thompson Learning Community, which offers common courses, workshops, an upper-class mentor, and staff support.
🕵
Who Actually Wins
Most winners: Nebraska seniors with a Student Aid Index below 10,000 and at least a 2.0 unweighted GPA. Pell eligibility is not required, which surprises a lot of middle-income families.
Data last verified Oct 14, 2026.* GPA/test bands are estimates based on official selectivity and prior cohort profiles. "Who Actually Wins" insights are pulled from external peer-sourced data where students and parents have reported real-world award results. Because colleges can change funding thresholds and deadlines at any time, always verify these details with the institution before finalizing your application strategy.
❓ Hidden Gems FAQ
Who qualifies for the Nebraska Promise?
Nebraska residents whose family adjusted gross income is $65,000 or less, or who qualify for a Pell Grant. Students must enroll full time (12+ credits each semester) and keep a 2.5 GPA. It covers tuition only, after other grants are applied. There is no separate application; the FAFSA (by May 1) is the application.
Do we have to be Pell-eligible for the Buffett Scholarship?
No. The Foundation looks for a Student Aid Index below 10,000 and at least a 2.0 unweighted GPA. The application opens November 1 and is due February 1. At UNO, recipients are supported by the Thompson Learning Community, which offers shared courses, workshops, and a peer mentor.
What is the Goodrich Scholarship Program?
A program the Nebraska Legislature created in 1972 that pays tuition and general fees for up to 130 credit hours for Nebraska residents with financial need. Students take a shared humanities and social sciences curriculum and get dedicated advising and support. It only exists at UNO.
What are Young Scholars?
A full scholarship (tuition, fees, and books) with strong preference for first-generation students from Omaha metro high schools who have financial need but do not qualify for Pell. Scholars keep a 2.5 GPA, log weekly study hours, meet with a mentor, and do a service project.
Is there money for future teachers?
Yes. The Teacher Scholars Academy pays up to $10,000 a year in exchange for a commitment to teach in Nebraska and/or Omaha Public Schools for as many years as the award is received. Priority review starts in early January and the application closes in early February.
What is UHOP?
The Urban Health Opportunities Program, run with UNMC, covers resident tuition for Nebraska pre-med students with a 3.25 GPA and ACT composite and math scores of 24+. Students who finish the program with a 3.5 GPA and a qualifying MCAT get guaranteed admission to UNMC’s medical school.
Is there anything here for out-of-state families?
The Nebraska Legacy Scholarship is for out-of-state students whose parent is a University of Nebraska graduate, with a 24 ACT or top-third class rank. It is worth up to the difference between in-state and out-of-state tuition. CBA Scholars Academy is also open regardless of residency.
UNO runs a University Honors Program (not a separate Honors College). Admission is not automatic, and students apply separately after being admitted to UNO. The review is holistic: essays, academic and community engagement, ACT or SAT scores, class rank, and GPA all count. UNO does not publish minimum scores.
Step 1: Get admitted to UNO and receive an NUID.
Step 2: Sign into UNO’s scholarship system and complete the General Application.
Step 3: Find the Honors application under “recommended opportunities” and submit two essays (one under 100 words, one 250 to 500 words).
Deadline: February 1 of senior year for full scholarship consideration. Admission is rolling while seats remain.
Honors Program Scholarships
App Required
Distinguished Scholarship (Honors)
📅 Deadline: Feb 1 priority deadline for Honors Distinguished consideration. ✓ Renews (3 GPA, 4 yrs)
$31,000–$33,000
✔ Stackable
👥 ~5 winners/yr
✚
Stacking & Combining
May stack with other institutional and need-based awards (such as Nebraska Promise) up to cost-of-attendance limits.
📄
How to Apply
Apply to UNO and complete both the University Honors Program application and the Honors scholarship application (including essays) by February 1; eligible applicants are invited to compete for Distinguished Scholarships through UNO's scholarship management system.
Selection criteria: Selection emphasizes outstanding academic achievement, strength of Honors essays, and overall fit with the University Honors Program.
✎ Essays
💡
Strategic Detail
UNO awards five Distinguished Scholarships each year, worth an estimated $31,000 to $33,000 over four years. Students must be admitted to UNO and complete the General Scholarship Application and the University Honors Program application by February 1 of senior year. Renewable for up to three more years with satisfactory academic performance.
🕵
Who Actually Wins
Five of the most academically talented Nebraska residents admitted to the University Honors Program each year, with essays doing a lot of the separating.
App Required
Honors Merit Scholarship
📅 Deadline: Feb 1 priority deadline for Honors scholarship consideration. ✓ Renews (3 GPA, 4 yrs)
Varies
✔ Stackable
👥 ~up to 10 winners/yr
✚
Stacking & Combining
Designed as a multi-year Honors award that can stack with other aid, subject to cost-of-attendance limits.
📄
How to Apply
Apply to UNO and complete the Honors Program and Honors scholarship application with required essays by February 1; top Distinguished Scholarship alternates are automatically considered for Honors Merit awards, no additional application needed.
Selection criteria: Selection mirrors the Distinguished process, focusing on academic excellence and strength of Honors application materials.
✎ Essays
💡
Strategic Detail
Up to 10 Honors Merit Scholarships go to the top alternates from the Distinguished competition. UNO does not publish the dollar amount. Applying for Distinguished automatically puts a student in the running.
🕵
Who Actually Wins
Most winners: Strong Honors applicants who just miss one of the five Distinguished spots. No extra application is needed.
Data last verified Oct 14, 2026.* GPA/test bands are estimates based on official selectivity and prior cohort profiles. "Who Actually Wins" insights are pulled from external peer-sourced data where students and parents have reported real-world award results. Because colleges can change funding thresholds and deadlines at any time, always verify these details with the institution before finalizing your application strategy.
Award counts and values reflect UNO’s published figures. The Honors Merit amount is not published and depends on funding.
Deadline Note: The same two Honors essays are used for the Distinguished and Honors Merit scholarships. Students who finish the Honors application and General Application by February 1 are in the running for both. Later applicants can still be admitted to Honors but miss the scholarship round.
Program-Based Aid (Beyond Honors)
Business: CBA Scholars Academy awards at least $5,000 a year to every Scholar, with a few receiving up to $17,000.
STEM: Scott Scholars provides complete funding for Nebraska students in approved STEM majors.
Education: Teacher Scholars Academy pays up to $10,000 a year with a teaching commitment.
Pre-Med: UHOP covers resident tuition and leads to guaranteed UNMC medical school admission.
University Honors Program FAQs (UNO)
Is Honors admission automatic?
No. Students must be admitted to UNO first, then complete the Honors application with two essays. The program reviews applications holistically and on a rolling basis.
How many Distinguished Scholarships are there?
Five a year, each worth an estimated $31,000 to $33,000 over four years. Up to 10 more students, the top alternates, receive Honors Merit Scholarships.
Does applying for Distinguished take a separate application?
The Honors essays do double duty. Students who meet the criteria are invited to the Honors scholarship application after completing the Honors Program application, and Honors Merit consideration happens automatically.
Can out-of-state students join Honors?
Yes, Honors admission is open to admitted UNO students. UNO lists the Distinguished Scholarship itself for Nebraska residents, though.
When do decisions come out?
UNO says Honors admission decisions usually arrive by the end of March, with Distinguished and Honors Merit decisions in March.
UNO is the University of Nebraska’s metropolitan campus, and a lot of what it does well is tied to Omaha itself: tech and cybersecurity jobs, public service, aviation, and a large military community. It is not trying to be a sprawling flagship. It is a city school with a few programs that punch well above their size.
Nationally Known Program: College of Information Science & Technology: Housed in the Peter Kiewit Institute since 1996 (alongside UNL’s College of Engineering), IS&T is UNO’s tech engine. The NSA has designated UNO a Center of Academic Excellence in Cyber Defense, students train in security labs walled off from the internet, the student team NULLify has competed in capture-the-flag events since 2011, and the federal Scholarship for Service program can cover tuition plus a stipend for students headed into government cybersecurity jobs.
Public Affairs & Criminology: UNO’s College of Public Affairs and Community Service ranks nationally at the graduate level, including #6 in Public Finance & Budgeting, #12 in Local Government Management, and #13 in Criminology in the 2026 U.S. News graduate rankings. The same college is home to UNO’s undergraduate criminal justice and public service programs.
Business: The College of Business Administration has held AACSB accreditation since 1965 and added separate AACSB accounting accreditation in 2013, a combination fewer than 200 schools worldwide hold.
Aviation: The Aviation Institute, founded in 1990, offers a B.S. in Aviation with concentrations in professional flight, air transport administration, and drone (UAS) operations.
Biomechanics: UNO opened the world’s first stand-alone building dedicated to biomechanics research in 2013 and launched one of the few undergraduate biomechanics degrees in the country in 2015.
Military-Friendly: Military Times ranked UNO No. 1 out of 357 universities for traditional and online education, and the campus serves more than 1,600 military-connected students.
Value: In the Wall Street Journal’s 2026 rankings, UNO was No. 1 in Nebraska for Best Value, Social Mobility, and Student Experience.
🔗 Official University of Nebraska at Omaha Links
Use UNO’s official pages below to confirm admissions details, scholarship rules, costs, and deadlines. Several UNO pages lag a cycle behind, so when two pages disagree, the scholarship portal listing for the current year is usually the most up to date.
Big picture? UNO is one of the most affordable paths into the University of Nebraska system, and most of that value comes from programs families do not know to look for. For Nebraska families at $65,000 or less, the Nebraska Promise can wipe out tuition with nothing more than a FAFSA. Families with need above that line still have Buffett, Goodrich, and Young Scholars. Strong test-takers can climb the Regents ladder, and a Nebraska STEM kid with a 32 ACT has a real shot at a complete-funding Scott Scholarship.
For out-of-state families, the story is the Omaha Urban Rate. If you live in one of the 15 eligible states, UNO costs about $11,700 less a year than regular out-of-state tuition before your student even applies for a scholarship.
The catch is timing. UNO’s best money is spread across a calendar that starts in November and runs into May, and the merit side depends on official test scores even though admission does not. Put February 1 on the fridge, send the scores, file the FAFSA early, and have your student finish the General Application in UNO’s scholarship system. That one form opens the door to most of the money on this page.
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Written by Leo Dimilo
I started CollegeReadyParent while working through college costs for my own kid, and quickly figured out that the number a school advertises and the number a family actually pays are two very different things. Since then I’ve gone school by school pulling apart award letters, scholarship pages, and cost sheets to find what families are supposed to just know. This site is the version of that research I wish someone had handed me.
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