UNC Charlotte Scholarships 2025–2026 | Costs, Merit & Hidden Gems

UNC Charlotte Scholarships (2025–2026)

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What This Page Covers:
  • Tuition, housing, and what families actually pay on average
  • Automatic merit ranges and who typically qualifies
  • Competitive and hidden-gem scholarships worth a look
  • Honors perks and how to stack awards the smart way

UNC Charlotte is one of North Carolina’s fastest-growing public universities and a great option for families looking for strong academics at a reasonable cost. If you’re a first-gen parent, this guide will help you understand what Charlotte really charges, what scholarships your student can earn, and where the hidden opportunities are. For state-based options, check out our North Carolina Aid Guide, and for other schools, visit the CRP Scholarships Hub.


πŸ’° Cost of Attendance at UNC Charlotte

Expense In-State Out-of-State
Tuition & Mandatory Fees (12–18 credits) $7,097 $23,303
Housing & Meal Plan $15,010 $15,010
Books & Supplies $600 $600
Transportation $1,340 $2,000
Computer Allowance $350 $350
Miscellaneous/Personal $2,360 $2,360
Total (before aid) $26,860 $43,726
Average Net Price: According to federal data, families paid about $13,951 per year after scholarships and grants (no loans included, NCES 2022–2023). That’s the real average out-of-pocket cost.
Reciprocity / Regional Discounts:
UNC Charlotte does not participate in WUE, MSEP, or other tuition-reciprocity programs. Out-of-state students pay the published nonresident rate.

Cost FAQ

Who sets the tuition and fees?
The UNC System Board of Governors sets tuition for public universities statewide.

Can students save by living off-campus?
Yes. Housing/meal costs may be lower off campus, though commuting costs rise.

Are payment plans available?
Yes. UNC Charlotte offers installment plans through the student billing system.


βœ… Automatic Merit Scholarships

UNC Charlotte does not currently offer automatic, GPA-based merit scholarships for incoming freshmen. All institutional scholarships require a separate application through the NinerScholars Portal after admission.

Scholarship Award Amount Eligibility Separate App? Renewable? Who Actually Wins?
None (N/A) β€” UNC Charlotte does not award admission-based automatic merit scholarships β€” β€” Students must apply separately via NinerScholars for all awards

FAQ: Automatic Merit at UNC Charlotte

Does UNC Charlotte award scholarships just for GPA or test scores?
No. Unlike some universities, UNC Charlotte does not guarantee scholarships based on GPA or test score cutoffs.

Where do students apply for scholarships?
All students must apply through the NinerScholars Portal after being admitted.

Are there deadlines for scholarship consideration?
Yes. The NinerScholars Portal typically opens in October with priority deadlines in early spring. Students should apply as early as possible.


πŸ† Competitive Scholarships

UNC Charlotte’s most generous scholarships are competitive β€” meaning students must apply, interview, or be nominated. These awards look for more than grades: leadership, service, and potential to make an impact are key factors. Deadlines usually fall in the fall or early spring, so planning ahead is critical.

Scholarship Award Amount Eligibility Separate App? Renewable? Who Actually Wins?
Levine Scholars Program Full tuition, fees, housing & meals + enrichment funds Open to incoming freshmen; nomination by high school or self-application required Yes β€” nomination/application by Nov 1 Yes (4 years, if requirements met) Students with ~4.2+ weighted GPA*, rigorous coursework, significant leadership/service, and competitive interviews. Only ~20 chosen annually.

*GPA ranges marked with an asterisk are estimates based on prior cohorts; exact thresholds vary annually depending on the applicant pool.

FAQ: Competitive Scholarships at UNC Charlotte

How hard is it to win the Levine Scholars Program?
Very. Only about 20 students are selected each year from thousands of applicants nationwide.

Do you need test scores for competitive scholarships?
UNC Charlotte is test-optional, but high ACT/SAT scores can strengthen applications for selective programs like Levine. If submitted, UNC Charlotte superscores both the SAT and ACT, combining the highest section scores across test dates.

What else is considered besides academics?
Leadership, service, and community involvement are essential. Successful candidates show impact beyond the classroom.

Can Levine Scholars stack with other awards?
No. Because Levine covers full tuition, fees, housing, and meals, it generally cannot be stacked with other institutional scholarships.


πŸ’Ž Hidden Gem Scholarships

Beyond UNC Charlotte’s headline awards, there are niche programs that incoming freshmen can tap into β€” especially for students with financial need, military commitments, or special talents. These scholarships don’t replace automatic or competitive aid but can stack to lower the real cost.

Scholarship / Program Award Amount Eligibility (plain English) Separate App? Renewable? Who Actually Wins?
Army ROTC National Scholarship Up to full tuition + $420 monthly stipend + book allowance Incoming freshmen who meet Army academic, medical, and fitness standards and agree to commission after graduation Yes β€” apply through Army ROTC board Yes (if performance maintained) Students with ~3.5+ GPA* and strong leadership/fitness who commit to Army service
Air Force ROTC Scholarship Covers full or partial tuition + stipend + textbook allowance Freshmen accepted to UNC Charlotte who meet Air Force ROTC academic, fitness, and service criteria Yes β€” Air Force ROTC national board Yes Strong STEM-inclined students with leadership and ~1200+ SAT / 25+ ACT*
Charlotte β€œCrown Jewels” Alumni Scholarships $1,000–$2,500 typical Incoming freshmen selected by UNC Charlotte Alumni Association; often first-gen, leadership, or community service emphasis Yes β€” via NinerScholars Portal Some New admits with solid academics (~3.5 GPA*) and strong service/leadership applications
Marching Band & Music Ensemble Awards $500–$2,000 typical Incoming freshmen who audition and commit to the Pride of Niner Nation Marching Band or campus ensembles Yes β€” Music Dept. audition Often renewable Talented musicians who pass auditions and stay active in ensembles
First-Generation Student Support Awards $1,000–$2,000 typical Freshmen who are the first in their family to attend college; preference for financial need Yes β€” via NinerScholars Portal Some First-gen freshmen with ~3.0+ GPA* and FAFSA-demonstrated need

*Estimated GPA/test ranges are based on public recipient profiles; exact thresholds vary by applicant pool and funding each year.

FAQ: Hidden Gems at UNC Charlotte

Do these scholarships stack with other awards?
Yes. Most hidden gems β€” ROTC, band, and donor funds β€” can stack with other merit or need-based aid. Full-tuition ROTC awards may reduce other tuition credits.

Are auditions required for music awards?
Yes. Students must audition for the Marching Band or Music Department ensembles to qualify for scholarships.

Where do we apply?
Most donor and identity-based awards are through the NinerScholars Portal. ROTC scholarships require a separate national application process.

Do freshmen really win these awards?
Yes. ROTC and band awards are open to first-year students, and first-gen donor funds often target incoming freshmen as part of Charlotte’s access mission.


⭐ College Specialties

UNC Charlotte is a rising star in research and student outcomes. Now officially classified as an R1 research university, it’s one of the few public institutions lighting up North Carolinaβ€”combining affordability with innovation.

Top Program Highlight:
Public Affairs β€” Ranked 49th nationally, with local government management at No. 21, public finance at No. 23, and nonprofit management at No. 24. Ranked among UNC State’s most competitive graduate programs.
  • R1 Research Classification β€” UNC Charlotte earned Carnegie’s highest research category, joining the elite group of institutions with β€œvery high research activity.”
  • Online Bachelor’s Reputation β€” Ranked tied for No. 3 nationally and No. 1 in North Carolina for online bachelor’s programs.
  • Nursing & Education β€” Online master’s Nursing ranked No. 21; bachelor’s Nursing at No. 54; the online Education master’s at No. 23, with Special Education at No. 16.
  • Rising Overall Ranking β€” Jumped 137 spots in Forbes’ β€œAmerica’s Best Colleges,” now among the top-performing UNC System schools.

πŸŽ–οΈ Honors College

UNC Charlotte runs a central Honors College plus 30+ departmental honors programs. Admission is by application (not automatic). Apply early β€” priority consideration aligns with the Dec 1 window β€” to access small seminars, mentorship, and Honors‑only scholarships.

What a Typical UNC Charlotte Honors Student Looks Like
Weighted GPA around 3.8–4.2*, strong AP/IB or dual‑enrollment rigor, sustained leadership/service, and a clear academic focus. Test‑optional is allowed; if submitted, UNC Charlotte superscores ACT/SAT.
*Estimate based on prior cohorts; selection varies by year and program.
Perks That Matter
  • Priority registration and small, discussion‑based courses
  • Honors housing community in Levine Hall
  • Faculty mentorship, research & study abroad funding pathways
  • Access to Honors‑specific scholarships (below)
Scholarship Award Amount Eligibility Separate App? Renewable? Who Actually Wins?
Martin Scholars Program Covers unmet need (can approach full COA) + study abroad/mentorship Honors students with high financial need and strong leadership/service Yes β€” via NinerScholars + FAFSA Yes (meet program standards) High‑achieving Honors admits from lower‑income families; clear leadership and engagement signalers
Albert Engineering Leadership Scholars Tuition, fees, room & board (~$22,000/yr) + $6,000 summer internship housing/meal stipend + $2,500 study abroad stipend + laptop Incoming Engineering majors; Honors participation; leadership potential Yes β€” Honors/college process Yes (4 years, if requirements met) STEM students with ~3.9+ weighted GPA*, strong math rigor, and leadership/activities in engineering
Al Maisto Honors College Scholarship $1,000 Full‑time Honors undergraduates with exemplary academics and service to Honors Yes β€” spring cycle (NinerScholars) Not specified Honors students in good standing; ~3.5+ GPA* and active in UHP/departmental honors
Delbridge E. Narron Scholarship $2,000 University Honors Program and/or departmental honors students Yes β€” spring cycle (NinerScholars) Yes (reapply annually) Honors students with strong GPA, faculty endorsements, and engagement
Delbridge E. Narron Travel Scholarship $2,000 toward international travel/study Honors students (priority to Narron Scholars) pursuing study abroad or approved international experience Yes β€” spring cycle (NinerScholars) No (one‑time) Honors students with concrete abroad plans and academic progress

*Estimated GPA ranges are based on past recipient profiles and public criteria; UNC Charlotte is test‑optional and will superscore ACT/SAT if scores are submitted.

FAQ: UNC Charlotte Honors College

Is admission automatic with a high GPA?
No. Students must apply separately to Honors; selection is holistic (academics, rigor, leadership, essays).

Does Honors add time to degree?
No. Honors coursework is designed to integrate with degree requirements.

When are the key dates?
Apply for Honors by Dec 1 for priority. Most Honors scholarships run a spring application window in NinerScholars.

Can Honors scholarships stack?
Often yes, though awards covering full tuition/COA may limit stacking. Always confirm in your NinerScholars package.


Final Thoughts

Navigating college costs can feel overwhelming, but UNC Charlotte offers a clear path: a transparent cost of attendance, nationally recognized programs, and opportunities like the Levine Scholars and ROTC that can dramatically change the price tag. Whether your student is aiming for top-tier competitive scholarships or just wants to explore hidden gems through the NinerScholars Portal, there are options here to make Charlotte more affordable. Rememberβ€”deadlines matter, and applying early is the best way to maximize opportunities.

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βœ… Last updated: August 25, 2025

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