University of North Carolina at Chapel Hill Scholarships (2025–2026)

University of North Carolina at Chapel Hill Scholarships (2025–2026)

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What This Page Covers:
  • Tuition, housing, and what families actually pay on average
  • Automatic merit ranges and who typically qualifies
  • Competitive and hidden-gem scholarships worth a look
  • Honors perks and how to stack awards the smart way

📊 Admissions Snapshot

  • Acceptance Rate: ~15%
  • Middle 50% ACT: 29–34
  • Middle 50% SAT: 1400–1520
  • Average GPA (HS): Not reported

Source: UNC Office of Undergraduate Admissions (latest class profile). Middle 50% = the range where half of enrolling students fall.

Comparing multiple schools? Try the Scholarship Tool to search by GPA, test scores, and state →

📌

UNC–Chapel Hill at a Glance

🏆 Full-ride opportunity: Morehead–Cain and Robertson Scholars fund full cost of attendance plus enrichment for a small number of top students (separate foundations).
Average Net Price
$11,140
What families actually paid on average
Automatic Merit (OOS)
Limited • most awards are competitive
Admission review may award $3k–full COA
Typical Qualifiers
Top ~10% • ACT 32+ / SAT 1450+
Based on recent recipient patterns*
Superscore Policy
ACT: Yes • SAT: Yes
Used for admission & scholarships
Key Deadlines
EA: Oct 15 • RD: Jan 15 • Need-based scholarship priority: Dec 1 • Test score update: Nov 7 (EA) / Feb 21 (RD) • FAFSA/CSS priority: Dec 1
Use earlier of admission/scholarship
Honors College
Honors Carolina • Competitive • No separate app (invitation)
Perks: priority reg, housing options, research
Full-Tuition / Full-Ride
Automatic: No • Competitive: Yes
Morehead–Cain, Robertson Scholars
Residency & Waivers
ACM/WUE/MSEP: N/A
Strong in-state value; no broad OOS match
* Scholarship GPA/test bands are approximate, based on award text + past recipient data + published student profile statistics. Actual thresholds can shift depending on the year’s applicant pool and funding.

🧠 FAQ: UNC–Chapel Hill Scholarships

Does UNC–Chapel Hill offer automatic merit scholarships for out-of-state students?
Not many. UNC is highly selective and most merit awards are competitive and limited to a small number of exceptional applicants. Out-of-state students are rarely awarded automatic merit, though a few smaller awards (around $2,500–$10,000) may be included with admission offers.
What are the big full-ride scholarships at UNC?
The two most prestigious programs are the Morehead–Cain Scholarship (UNC’s own foundation) and the Robertson Scholars Program (shared with Duke University). Both cover the full cost of attendance plus enrichment experiences, and require separate applications or nominations.
How competitive are these scholarships?
Extremely. Recipients are usually in the top 1–2% of applicants nationally, with near-perfect academic records, demonstrated leadership, and community impact. For every 100 applicants, only a handful are selected for interviews or finalist weekends.
Does UNC use superscoring when reviewing test scores?
Yes. UNC superscores both the SAT and ACT for admission and scholarship consideration. Students can send multiple test sittings, and the university will consider the highest section scores across dates.
When should I apply to maximize scholarship chances?
Apply by the Early Action (October 15) deadline. Most major scholarships, including Morehead–Cain and Robertson, review only applicants who meet this date. Also submit FAFSA and CSS Profile by December 1 for need-based aid priority.
Sources:
https://admissions.unc.edu/apply/types-of-applications/first-year/
https://collegescorecard.ed.gov/school/?199120-University-of-North-Carolina-at-Chapel-Hill=
https://bigfuture.collegeboard.org/colleges/university-of-north-carolina-at-chapel-hill/tuition-and-costs

💰 Cost of Attendance at UNC Chapel Hill

Category (2025–26) In-State Out-of-State
Tuition & Mandatory Fees (2 semesters) $9,096 $45,228
Housing & Meals (typical on-campus) $8,570 $8,570
Total Direct Costs $17,666 $53,798

Note: In addition to these direct costs, UNC budgets the following other expenses (books & supplies: $622; travel: $1,050; personal: $1,900) which vary by student.
These are omitted from the table because they aren’t billed by the university and instead depend on each student’s usage and choices.

Average Federal Net Price: $11,140 — what families actually paid after grants and scholarships (no loans), based on federal data.

Reciprocity or Regional Programs: UNC Chapel Hill does not participate in tuition-exchange programs like WUE or MSEP. Out-of-state families pay the full nonresident rate unless awarded a scholarship. Curious how reciprocity works at other schools? Check our Reciprocity Hub.

Who qualifies? Only North Carolina residents automatically get the in-state rate. Out-of-state students must pay full cost unless they earn a major scholarship.

How much could we save? Unlike some regional programs, UNC offers no built-in tuition discounts for nonresidents. Savings come only through scholarships or need-based aid.

Is it automatic? Yes for NC residents. No reciprocity exists for others.

Sources:
https://www.northcarolina.edu/wp-content/uploads/reports-and-documents/finance-documents/undegraduate-tuition-and-fees-fy2025-26.pdf
https://admissions.unc.edu/costs-aid/
https://bigfuture.collegeboard.org/colleges/university-of-north-carolina-at-chapel-hill/tuition-and-costs
https://collegescorecard.ed.gov/school/?199120-University-of-North-Carolina-at-Chapel-Hill=

✅ Automatic Merit Scholarships

Definition: Automatic scholarships are awarded to students based on merit (such as grades or test scores) or financial need, with no separate scholarship application required. Eligibility is typically determined by information submitted in the admission application and/or financial aid forms (such as the FAFSA or CSS Profile). Recipients are notified directly, and there are no extra essays, portfolios, or interviews needed. These may be merit-based (for exceptional academic achievement, leadership, or extracurriculars) or need-based (for families demonstrating financial need).
Scholarship Award Amount Eligibility Separate App? Renewable? Who Actually Wins? Deadline
General Academic Scholarships $3,000 up to full cost of attendance All admitted students are automatically considered; holistic review places emphasis on academics, leadership, strong service, and impact No Yes — typically 4 years (renewal GPA varies, not publicly listed) Students with near-perfect grades (UW GPA ~3.9–4.0*) plus rigorous courses and strong extracurriculars; top scores (ACT 32+/SAT 1450+) if submitted Apply by Regular or Early Action admissions deadline
College Fellows & Tar Heel Merit Not publicly listed; often substantial NC residents with outstanding academic, extracurricular, or leadership records No Yes — renewal terms not published Among the top North Carolina students in each pool; very high GPA, AP/IB/dual-enrollment rigor, major extracurricular impact Apply by admissions deadline
Tar Heel Guarantee Covers full tuition and fees NC residents; family income below $80,000 (need-based but awarded automatically based on FAFSA/financial aid application) No (file FAFSA) Yes, for 4 years (as long as financial eligibility continues) Admitted in-state students meeting eligibility FAFSA priority deadline

*Estimated GPA and test score ranges represent typical past recipients and UNC admitted student profile; actual standards shift yearly.

Do I need a separate application? No — for all scholarships on this table, admitted students are automatically considered based on their admission and/or FAFSA/CSS Profile. No special essays, interviews, or extra steps.

Are test scores required? No — UNC is test-optional, but submitting high scores (ACT 32+/SAT 1450+) can boost competitiveness for merit scholarships.

Does UNC superscore? Yes, superscoring applies to both ACT and SAT for admissions and scholarship review.

Can automatic scholarships stack with other aid? Major merit awards usually replace smaller ones; they may be combined with need-based aid (where eligible), but stacking policies vary by program and year.


Sources:
https://scholarships360.org/colleges/unc-chapel-hill-scholarships/
https://honorscarolina.unc.edu/opportunities/scholarships/
https://cfnc.org/pay-for-college/scholarship-search/
https://campusreel.org/scholarships/unc-chapel-hill

🏆 Competitive Scholarships

These scholarships are not automatic. They require nominations, essays, or interviews — and only a small number of students are selected each year. Think of them as UNC’s most prestigious awards, often covering the full cost of attendance.
Scholarship Award Amount Eligibility Separate App? Renewable? Who Actually Wins? Deadline
Morehead-Cain Scholarship Full ride — tuition, fees, housing, meals, books, summer enrichment, study abroad Open to NC and out-of-state applicants; nomination required from high school or through Early Action referral; selection based on leadership, character, scholarship, and physical vigor Yes — nomination and multi-stage selection Yes, for 4 years Roughly 75 students chosen each year from approximately 2,000 nominees. Recipients have near-perfect GPAs and rigorous courses. Competitive applicants often present ACT scores of 33+ or SAT 1480+ (test scores optional), and strong leadership/service portfolios. Oct 15 (nomination/Early Action) or Jan 1 (Regular Decision)*
Robertson Scholars Leadership Program Full tuition, board, fees, and room at UNC or Duke; summer leadership funding and cross-enrollment privileges UNC and Duke applicants demonstrating exceptional leadership, service, academic achievement, and a strong vision for impact Yes — complete the Robertson application by the posted December deadline Yes, 4 years About 18–20 students per campus per year. Scholars display 4.0 GPAs or equivalent, rigorous curriculum, and notable leadership/initiative regionally or nationally. Early December

*Estimated GPA/test score bands reflect public data on finalists and recipients. Final standards are holistic and change annually. See program sites for the most current details.

What makes these scholarships competitive? Limited slots (dozens out of thousands), multi-phase interviews, and a heavy focus on leadership and service achievement — not just grades or scores.

Do I need to apply separately? Yes. Morehead-Cain requires a school nomination/referral and Robertson requires its application in addition to the UNC or Duke admissions form.

Can I apply for both? Yes — applicants may pursue both as long as they meet eligibility and deadlines become available.

What’s the value? Both are among the most prestigious full-ride scholarships for undergraduates in the U.S., with robust leadership and summer programming.


Sources:
https://moreheadcain.org/eligibility-application
https://robertsonscholars.org/applying
https://robertsonscholars.org/scholar-handbook-2024-2025-academic-year/
https://moreheadcain.org/eligibility-information-north-carolina/
https://robertsonscholars.org/high-school-students/
https://give.unc.edu/

💎 Hidden Gem Scholarships

UNC Chapel Hill offers a rich variety of need-based, donor-funded, departmental, ROTC, research, and study abroad scholarships. Many programs quietly save students thousands—especially for first-gen, low-income students, musicians, STEM majors, travelers, and cadets.

Scholarship / Program Award Amount Eligibility Separate App? Renewable? Who Actually Wins? Deadline
Carolina Covenant Full demonstrated need (grants + work, no loans) Families ≤200% of the poverty line; FAFSA & CSS Profile required No Yes — 4 years Low-income/first-gen students submitting documents on time FAFSA priority
Tar Heel Guarantee Covers in-state tuition & fees NC families earning less than $80,000 No Yes NC residents who aren’t eligible for Pell but still have lower family income FAFSA priority
Army ROTC — Tar Heel Battalion Full tuition + $420/mo stipend + $1,200 books/year U.S. citizens; academic/fitness standards; service commitment Yes Yes 3.0+ GPA, fitness, strong leadership/service interest Varies (see Army ROTC UNC)
Air Force ROTC (Det 590) Up to $18,000/year tuition or $10,000/year housing Cadets in Professional Officer Course; GPA/fitness standards; U.S. citizens Yes Yes — 2 years Juniors/seniors with ~3.0+ GPA & strong PT scores Varies (see Air Force ROTC UNC)
Kenan Music Scholarship Full ride (tuition, fees, housing, meals) Music majors; competitive audition Yes Yes — 4 years Top musicians with standout audition and academic record Feb 1 audition/application
Music Dept. Donor Awards $500–$2,000/year Incoming or continuing Music students; auditions required Yes Usually Strong performers; marching band/ensembles considered Spring auditions
Summer Undergraduate Research Fellowship (SURF) $4,000 summer stipend Full-time undergrads with faculty mentor & project proposal Yes No Strong proposals; ~60 funded each summer March (OUR deadlines)
Burch Fellows Up to ~$6,000 1–6 semesters completed; self-designed research/fieldwork Yes No Creative, independent students with faculty support Spring (Honors Carolina)
Phillips Ambassadors (Asia Study Abroad) $6,000–$7,000 UNC students accepted to approved Asia programs Yes No Compelling essays & strong global interest Semester before program
Study Abroad Donor Funds $500–$2,500 typical Approved study abroad participants, often with need- or county-based preference Yes No Need-based, fit with donor intent Varies
Kenan-Flagler Global Programs $500–$1,500 merit; need-based varies Undergrad business majors studying abroad Yes No Business students with 3.3+ GPA and academic fit Semester before departure
Chancellor’s Science Scholars NC: $10,000/year; OOS: full ride High-achieving STEM majors; Early Action required Yes Yes — 4 years STEM students with ~3.8+ GPA, AP/IB rigor, leadership achievements Oct 15 (EA)

How do Covenant and Tar Heel Guarantee differ? Carolina Covenant makes UNC loan-free for the lowest-income students; Tar Heel Guarantee covers tuition & fees for NC families under $80,000. Some students may qualify for both.

Do ROTC awards stack? Stipends/book benefits usually stack; full tuition scholarships may replace other UNC merit awards due to aid packaging rules.

Can anyone apply for SURF or Burch? Yes, any full-time undergraduate (not only Honors students) can apply, provided they have faculty support for their project.

What’s the best study abroad funding strategy? Apply for multiple funds—departmental, donor, and major-specific—to maximize awards. Deadlines vary by program.


Sources:
https://unc.edu/champions-of-the-carolina-covenant-reflect-on-its-start
https://armyrotc.unc.edu/scholarships/
https://catalog.unc.edu/undergraduate/programs-study/army-rotc/
https://catalog.unc.edu/undergraduate/programs-study/air-force-rotc/
https://catalog.unc.edu/undergraduate/programs-study/music/
https://catalog.unc.edu/undergraduate/programs-study/study-abroad/
https://catalog.unc.edu/undergraduate/programs-study/kenan-flagler-business/
https://catalog.unc.edu/undergraduate/programs-study/office-undergraduate-research/
https://catalog.unc.edu/undergraduate/programs-study/honors/

🎖️ Honors Carolina

UNC doesn’t run a separate Honors College—instead, it offers Honors Carolina, an invite-only program that features small seminars, faculty mentorship, research fellowships, and global opportunities. It is highly selective, designed to make a big campus feel personalized for top undergraduates.

What a Typical Honors Carolina Student Looks Like

  • Unweighted GPA close to 4.0*
  • Top 3–10% of high school class
  • Rigorous coursework (AP, IB, or dual enrollment)
  • ACT 32+/SAT 1450+* if submitted
  • Leadership or service commitment beyond the classroom

Perks of Honors Carolina

  • Priority registration and smaller class sizes (200+ honors courses)
  • Dedicated Honors housing option
  • Access to faculty-mentored research, thesis awards, and special fellowships
  • Special study abroad programs (Burch, Phillips, Carolina Blue Fellowships)
  • Extensive alumni, mentorship, and global networking resources
Scholarship / Fellowship Award Amount Eligibility Separate App? Renewable? Who Actually Wins? Deadline
Will Froelich Honors Fellowship Funding for research, study abroad, internship, or civic engagement Incoming Honors Carolina students No (automatic consideration) No Top incoming honors admits with creative proposals Awarded on entry
Taylor Faculty-Mentored Research Fellowships Up to $4,000 summer grant Honors Carolina students with qualifying faculty research projects Yes No Honors students with strong proposals and faculty support Spring
Senior Honors Thesis Research Awards Up to $500 Honors Carolina seniors with a thesis project Yes No Seniors with legitimate thesis expenses Fall/Spring
Carolina Blue Honors Fellowship Funding for global internship or research Rising Honors Carolina sophomores, juniors, seniors (3.0+ GPA) Yes, independent app No Preference for those with no prior international travel Dec/Jan
Summey Scholarships Funding support for Honors Carolina study abroad Honors Carolina participants in sponsored global programs Yes No Students with strong essays and interest in program theme/culture Varies by program

Is admission automatic? No, most invites go to top applicants via holistic review, but some qualified UNC students may apply after enrollment.

Does Honors add time to my degree? No, Honors Carolina fits within a standard 4-year degree; students with interest in research or thesis have scheduling flexibility.

Are there extra scholarships tied to Honors? Yes, Honors Carolina offers distinct research, travel, and thesis funding opportunities—but there’s no blanket automatic stipend for all members.

What’s the timeline? Invitations go out alongside admissions offers each spring; limited lateral entry possible for high-achieving current UNC students.

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Sources:
https://catalog.unc.edu/undergraduate/programs-study/honors/
https://honorscarolina.unc.edu/opportunities/scholarships/
https://honorscarolina.unc.edu/research/
https://honorscarolina.unc.edu/fellowships/
https://honorscarolina.unc.edu/senior-honors-thesis/
https://honorscarolina.unc.edu/carolina-blue-honors-fellowship-details/
https://honorscarolina.unc.edu/summey-scholarships/
https://honorscarolina.unc.edu/prospective-students/
https://honorscarolina.unc.edu/program-requirements/

⭐ College Specialty

UNC Chapel Hill is a public powerhouse with national reach—think life‑changing public health, a #1 pharmacy school, award‑winning journalism, and a top public business program. Families who want big‑school resources with real-world pipelines (research, internships, global programs) will find them here.

Public Health (Gillings School of Global Public Health) — #1 public school of public health; #2 overall nationally (U.S. News, 2025). UNC is a Carnegie “Very High Research Activity” (R1) university, so students plug into real research early.

Why it matters: unparalleled access to labs, fieldwork, and paid research—plus pipelines into CDC, NIH, hospitals, and global NGOs.

  • Pharmacy (Eshelman) — Ranked #1 in the nation (U.S. News graduate rankings; most recent release), with consistent global top‑10 placements. Why it matters: industry partnerships, research funding, and top residency outcomes.
  • Journalism & Media (Hussman) — Seven straight national championships in the Hearst Awards (“Pulitzers of college journalism”) through 2025. Why it matters: hands‑on newsroom experience and a powerful alumni network.
  • Business (Kenan‑Flagler, Undergraduate) — Regular top‑tier public business program; placed top‑10 nationally in recent rankings snapshots. Why it matters: recruiting pipelines to consulting, finance, and tech; study‑abroad business programs.

✅ Final Thoughts

UNC Chapel Hill is one of those rare schools that blends prestige with accessibility. Yes, it’s competitive — especially for merit aid — but between the Carolina Covenant, automatic reviews, and the chance at life-changing programs like Morehead-Cain, families have real options. If you’re a parent weighing cost, remember that most students pay far less than the sticker price thanks to aid and scholarships. UNC’s mix of tradition, research strength, and financial support makes it a flagship worth a hard look.

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Last updated: August 2025

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