Saint Peter’s University Scholarships (2026–2027) — Merit Aid, Full-Tuition & Hidden Gems

Saint Peter’s University Scholarships (2026–2027)

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Last Updated on January 23, 2026
What This Page Covers (and how to use it):
  • What Saint Peter’s actually costs after aid — not just the sticker price
  • Which merit scholarships are automatic, which are competitive, and who really wins them
  • Hidden programs (like Gateway) that can drop tuition to $0 for some families
  • How Honors, merit aid, and need-based programs fit together — and when they don’t stack

📊 Admissions Snapshot

  • Acceptance Rate: ~93%
  • Middle 50% ACT: 17–28
  • Middle 50% SAT: 885–1178
  • Average GPA (HS): ~3.3

Source: Saint Peter’s University admissions profiles and federal reporting (most recent available). Middle 50% reflects the range for half of admitted students.

Comparing multiple schools? Try the Scholarship Tool to search by GPA, test scores, and state →

📌

Saint Peter’s at a Glance

🏆 Full-tuition opportunities available — including the Presidential Academic Scholarship and New Jersey’s Gateway Tuition Program.
Average Net Price
About $13,000
Average annual cost after grants and scholarships
Automatic Merit
$9,000–$25,000+ / year
Admission-based; no separate application
Typical Qualifiers
GPA ~3.3–3.8+ • ACT ~20–28 / SAT ~1030–1178
Based on recent recipient patterns*
Test Score Policy
Test-optional; superscoring not clearly stated
Scores used mainly for placement or top awards
Key Deadlines
Admission: Rolling • Presidential priority: Feb 15 • FAFSA: ASAP
Earlier applications improve scholarship review
Honors Program
Yes • Invitation-based • No separate college
Perks: priority registration, small classes, thesis
Full-Tuition Options
Automatic: No • Competitive/Eligibility-based: Yes
Includes Presidential & NJ Gateway programs
Residency & Waivers
Private tuition (no residency tiers)
Same tuition for in-state and out-of-state students
* GPA and test score ranges reflect a blend of official award criteria, recent recipient profiles, and published admissions data. Actual thresholds can vary by year and funding.

Is Saint Peter’s a strong financial fit?
  • Yes — especially if:
    • You’re a New Jersey resident with household income near or below $100,000
    • Your student has a solid academic profile (roughly 3.4–3.8 GPA)
    • Commuting is an option, or housing cost is secondary to affordability
    • You’re targeting healthcare, education, business, or public service
  • You may want to look elsewhere if:
    • You want a large residential campus or traditional “big school” experience
    • You need extensive undergraduate research infrastructure
    • Greek life or Division I sports culture is a priority

💰 Cost of Attendance at Saint Peter’s University (2026–2027)

These are the direct, billed costs for a full-time undergraduate student living on campus. Saint Peter’s is a private university, so the billed tuition price is typically the same for in-state and out-of-state students. (Always confirm the latest rates on the university’s Cost of Attendance page.)

Category In-State Out-of-State
Tuition & Mandatory Fees $43,170 $43,170
Housing & Meals (On-Campus) $17,990 $17,990
Total (Direct/Billed) $61,160 $61,160

Why only these items? We include the costs you typically pay directly to Saint Peter’s — tuition/required fees and (if you live on campus) housing + meals. The university also builds indirect costs into your Cost of Attendance for financial aid purposes, such as:

  • Books & supplies (often ~$1,200/yr)
  • Transportation (commuter/transit costs vary widely in the Jersey City area)
  • Personal/misc. (laundry, toiletries, phone, etc.)
  • One-time/annual fees (example: orientation or course/lab fees when applicable)

📉 Average Net Price (What Families Actually Pay)

The average net price is about $13,000 per year after grants and scholarships (federal net price data). This is why Saint Peter’s can be a “high-sticker / lower-real-cost” school for many families.
Use Saint Peter’s Net Price Calculator link (or the university’s NPC) for a personalized estimate. Learn how net price and the Student Aid Index (SAI) work in our Net Price & SAI Guide.

Saint Peter’s “Affordability Levers” (What Actually Moves the Price)
  • Private tuition model: no out-of-state surcharge — NJ and non-NJ students generally start at the same billed tuition price.
  • Commuter-friendly reality: Saint Peter’s has a large commuter population, so many families reduce costs by living at home (and housing is often encouraged, not a hard requirement).
  • Gateway Tuition Program (NJ residents): Covers full tuition and mandatory/comprehensive fees for eligible New Jersey students from households with an Adjusted Gross Income (AGI) of $100,000 or less. Gateway functions as a last-dollar program, filling remaining tuition costs after federal and state grants are applied.
  • Stacking reality: like many private universities, large institutional awards may replace (not stack on top of) smaller institutional grants—so the “best award” often becomes the one that counts.

Parent tip: If your student could commute, you’re often comparing two very different budgets: “tuition + fees only” vs. “tuition + fees + housing/meals.”

💡 Don’t Miss New Jersey State Aid: NJ residents may qualify for state grants (like TAG) that can stack with institutional aid and help make the net price even lower.

👉 New Jersey State Grants & Scholarships
💡 What this looks like in real life (NJ example)

Profile: New Jersey resident • Household AGI ~$90–100k • GPA ~3.6 • On-campus or commuter

  • Sticker tuition ≈ $44,000
  • Automatic merit ≈ $15,000–$25,000
  • Remaining tuition gap covered by Pell + NJ TAG + Gateway

Result: Tuition is often reduced to ~$0. Families typically budget only for housing (if applicable), transportation, and personal expenses.

This is why Saint Peter’s often costs less than expected — and sometimes less than a public in-state option.

FAQ — Cost of Attendance at Saint Peter’s University

Why are in-state and out-of-state costs the same?
Saint Peter’s is a private university, so it typically does not charge a separate “resident vs. non-resident” tuition rate the way public universities do.

Is living on campus required?
Many private colleges encourage first-year students to live on campus, but Saint Peter’s is also known for a strong commuter population. If commuting is an option, that can be one of the biggest real savings levers for families.

What’s the difference between billed costs and “cost of attendance”?
Billed costs are what you pay directly to the school (tuition/fees and—if applicable—housing/meals). Cost of attendance also includes indirect expenses like books, transportation, and personal costs, which affect financial aid eligibility even though you don’t pay them to the university.

How accurate is the “about $13,000 net price” number?
It’s a helpful federal average, but it’s not “your” price. Families with high need can be lower, while families without need-based eligibility may be higher. The fastest way to get your real estimate is the Net Price Calculator.

How does the Gateway Tuition Program work?
Gateway is designed for eligible New Jersey students and typically functions like a “last-dollar” tuition promise—meaning it fills remaining tuition/comprehensive fees after other grants are applied. Because eligibility rules can change year to year, confirm the current requirements directly on the Gateway pages.

If my student wins a bigger scholarship later, do awards stack?
Often, no. At many private universities, a larger institutional award can replace (not stack on top of) smaller institutional grants. If your student is chasing a full-tuition competitive award, ask admissions/financial aid how it interacts with initial merit.

Sources:
https://www.saintpeters.edu/enrollment-services/student-financial-aid/cost-of-attendance/
https://www.saintpeters.edu/enrollment-services/student-financial-aid/cost-of-attendance/undergraduate-cost-of-attendance/
https://www.saintpeters.edu/enrollment-services/student-financial-aid/tuition-and-fees/
https://www.saintpeters.edu/gateway/
https://nces.ed.gov/collegenavigator/?id=186432

✅ Automatic Merit Scholarships at Saint Peter’s University (2026–2027)

🧠 Test Scores & Superscoring: Saint Peter’s is test-optional for admission. When submitted, SAT or ACT scores may be considered for merit placement, but the university does not publish a formal superscoring policy. GPA tends to be the primary driver for automatic merit.
Scholarship Award Amount Eligibility / Criteria Separate App? Renewable? Who Actually Wins? Deadline
APEX Scholarship $25,000+ per year (minimum guarantee) NJ or NY residents; strong academic profile (≈3.6+ GPA)*
Note: “APEX” is also used by Saint Peter’s for certain accelerated career/graduate-path programming; this scholarship is commonly positioned as the flagship NJ/NY award.
No Yes — 4 years (with renewal criteria) High-achieving regional students whose total tuition/fees package stays competitive with NJ public options Rolling (apply early)
Dean’s Academic Scholarship $13,000 per year ≈3.7+ GPA; strong academic coursework* No Yes — up to 4 years (with renewal criteria) Students near the top of the admitted class academically Rolling
Ignatian Academic Scholarship $11,000 per year ≈3.4–3.6 GPA; solid academic preparation* No Yes — up to 4 years (with renewal criteria) Well-prepared students just below the top academic tier Rolling
Pavonia Scholarship $9,000 per year ≈3.0+ GPA; baseline academic eligibility* No Yes — up to 4 years (with renewal criteria) Many admitted students meeting Saint Peter’s academic standards Rolling
Transfer Academic Scholarship $15,000–$25,000 per year Transfer GPA-based; strongest awards for ≈3.5+ GPA* No Yes — based on enrollment & GPA (with renewal criteria) High-performing transfer students entering with strong academic records Rolling
International Undergraduate Merit Scholarships Typically $10,000–$25,000 per year International applicants; GPA-driven review* No Yes — up to 4 years (with renewal criteria) International students with strong secondary academic performance Rolling

*GPA/test ranges are estimates based on past recipients and published profiles; actual thresholds can change by year.

Note: Automatic merit awards at Saint Peter’s generally do not stack with one another. If a student later qualifies for a higher competitive award (such as full-tuition Presidential), that award typically replaces the automatic merit rather than adding to it.

FAQ — Automatic Merit at Saint Peter’s

Do I need to apply separately for these scholarships?
No. All automatic merit scholarships are awarded based on your admission application. There is no additional essay or scholarship form required.

Is GPA more important than test scores?
Yes. Saint Peter’s is test-optional, and GPA/course rigor are the primary factors used for automatic merit placement.

Can automatic merit be combined with the Gateway Program?
Gateway is a last-dollar tuition promise for eligible New Jersey residents. For families with AGI ≤ $100,000 who are Pell-eligible, Gateway covers remaining tuition and comprehensive fees after other grants/scholarships are applied. In practice, institutional merit may reduce the Gateway amount, but the program still acts as a tuition “backstop.”

Are these awards guaranteed for four years?
They are typically renewable for up to four years as long as students remain enrolled full-time and meet the university’s scholarship renewal requirements (which are confirmed in the official award letter).

Sources:
https://www.saintpeters.edu/apex/
https://www.saintpeters.edu/enrollment-services/student-financial-aid/scholarships/
https://www.saintpeters.edu/international/
https://www.saintpeters.edu/undergraduate-admission/applying-to-saint-peters/transfer-students/
Gateway Tuition Program

⚠️ Common financial aid mistakes families make at Saint Peter’s
  • Missing the February 15 priority deadline for Presidential consideration
  • Assuming Gateway stacks on top of full-tuition awards (it doesn’t)
  • Applying test-optional when aiming for APEX or Presidential tiers
  • Assuming on-campus housing is required (many students commute)
  • Losing renewal eligibility due to misunderstanding GPA requirements

🏆 Flagship (Highly Competitive) Scholarships at Saint Peter’s University (2026–2027)

These are Saint Peter’s top-tier academic awards. They are not automatic and involve a supplemental review process. If your student is aiming for a full-tuition outcome, this is the most important scholarship tier to understand.

🧠 Test-Optional & Presidential Review: Saint Peter’s is test-optional. However, applicants seeking the Presidential Academic Scholarship who do not submit test scores are typically asked to complete an additional ~500-word essay as part of the supplemental review. The university does not publish a formal ACT/SAT superscoring policy.
Scholarship Award Amount Eligibility Separate App? Renewable? Who Actually Wins? Deadline
Presidential Academic Scholarship Full tuition Typical consideration profile: ≈4.0 GPA and ≈1350 SAT / 31 ACT (when scores are submitted).
Holistic review; interview invitation is common.*
No separate application form,
but supplemental review required*
Yes — typically renewable with a
3.0 cumulative GPA*
Students at the very top of the admitted pool — near-perfect transcripts, strong rigor, and a compelling overall application.* February 15 (priority)

*Benchmarks and processes reflect typical past recipients and institutional practice; details may change year to year and are confirmed in the official award letter.

Stacking note: At Saint Peter’s, flagship awards like the Presidential Scholarship generally replace lower automatic merit rather than stacking on top of it. The Presidential award functions as the institutional “ceiling.”

FAQ — Flagship Scholarships at Saint Peter’s

Is there a hard GPA or test-score cutoff?
No. Saint Peter’s emphasizes a holistic review. The GPA and test scores shown above reflect typical recipients, not guaranteed cutoffs.

If my student applies test-optional, can they still win Presidential?
Yes. Test-optional applicants remain eligible, but are typically asked to submit an additional essay as part of the scholarship review.

Is the February 15 deadline firm?
Yes. February 15 is the priority deadline for full-tuition Presidential consideration. Applications submitted after this date are rarely reviewed for this award.

Does Presidential stack with APEX or other merit?
No. Like most private colleges, Saint Peter’s awards the highest institutional scholarship a student qualifies for; Presidential usually replaces automatic merit.

Sources:
https://www.saintpeters.edu/undergraduate-admission/applying-to-saint-peters/freshman/
https://www.saintpeters.edu/undergraduate-admission/applying-to-saint-peters/freshman/testop/
https://catalogs.saintpeters.edu/undergraduate/generalinformation/studentfinancialaid/

💎 Hidden Gem Scholarships

Scholarship Award Amount Eligibility Separate App? Renewable? Who Actually Wins? Deadline
Gateway Tuition Program Full tuition + comprehensive fees New Jersey residents; Pell-eligible; household AGI ≤ $100,000 No (FAFSA-driven) Yes — with continued eligibility Lower- and middle-income NJ families whose grants don’t fully cover tuition FAFSA priority deadlines apply
Catholic High School Award $2,000 Graduate of any Catholic high school No Yes Students with standard academic profiles; one of the few truly stackable awards With admission
Legacy Award $2,000 Children or grandchildren of Saint Peter’s alumni No (verification required) Yes Applicants with documented alumni connections; stacks with merit With admission
GlamourGals Presidential Scholarship Award Full tuition GlamourGals volunteers; ~4.0 GPA; strong service record Yes Yes Very small pool (typically 1–2 students) with exceptional service leadership Varies (program-driven)
INVEST Scholars Program $15,000 per year Biology, Chemistry, Math, or Physics majors; junior/senior standing Yes Yes — upper-division only STEM students committing to teach in high-need districts after graduation Program application deadlines apply
AIFS Study Abroad Grants $200–$500 Students participating in AIFS study abroad programs No No Students who enroll in AIFS programs; small but automatic offsets Program enrollment deadlines
Departmental & Endowed Scholarships (Consolidated) $500–$5,000+ Continuing students; criteria vary by fund Yes (Scholarship portal) Varies Upper-class students in Business, Nursing, STEM, Health Sciences, Pre-Law, Service-based or identity-based programs Typically spring of sophomore year+
Athletic Scholarships Varies Recruited NCAA Division I athletes Coach-driven Yes — by roster status Recruited athletes; often packaged with academic aid Sport-specific

Note: Hidden-gem awards may stack with automatic merit unless otherwise stated. Gateway functions as a last-dollar tuition program and may replace institutional merit for tuition coverage. Departmental and endowed awards are typically awarded after the first year.

❓ Hidden Gem Scholarships: FAQs

Do Hidden Gem scholarships stack with automatic merit at Saint Peter’s?
Some do — some don’t. Smaller awards like the Catholic High School Award, Legacy Award, and most departmental or endowed scholarships typically stack on top of automatic merit. Larger programs like the Gateway Tuition Program or full-tuition awards generally replace institutional merit for tuition rather than stacking.

How does the Gateway Tuition Program interact with merit scholarships?
Gateway acts as a last-dollar tuition program for eligible New Jersey residents. If a student’s merit scholarship, Pell Grant, and NJ TAG do not fully cover tuition and comprehensive fees, Gateway fills the remaining gap. Because of this, Gateway usually replaces — not stacks with — other institutional tuition awards.

Are Hidden Gem scholarships awarded automatically?
Some are. The Catholic High School Award and Legacy Award are typically awarded automatically once eligibility is verified. Others — including GlamourGals, INVEST Scholars, departmental, and endowed scholarships — require a separate application or program participation.

When do students usually receive departmental or endowed scholarships?
Most departmental and endowed awards are not awarded to first-year students. These funds are typically distributed beginning sophomore year and beyond, once students declare majors, establish GPAs, or demonstrate involvement in specific programs.

Can commuter students still receive Hidden Gem scholarships?
Yes. Saint Peter’s has a large commuter population, and most Hidden Gem scholarships are not tied to on-campus housing. Housing status generally does not affect eligibility unless explicitly stated.


Sources:
https://www.saintpeters.edu/enrollment-services/student-financial-aid/scholarships/
https://www.saintpeters.edu/gateway/program-details/
https://www.saintpeters.edu/gateway/faqs/
https://www.saintpeters.edu/academics/programs-services/invest-scholars-program/
https://www.saintpeters.edu/academics/programs-services/study-abroad/financing/study-abroad-funding-undergraduate-students/
https://catalogs.saintpeters.edu/undergraduate/generalinformation/studentfinancialaid/

Source note: Dollar amounts, eligibility rules, and stacking behavior are based on current published guidance and recent award patterns. Institutional policies may change annually; families should always confirm final details with Saint Peter’s Financial Aid Office.


🎓 Honors Program & Honors-Based Scholarships

Saint Peter’s University offers an Honors Program designed for high-achieving students seeking smaller classes, enriched coursework, and close faculty mentorship. While the Honors Program itself does not guarantee additional scholarship money, it is closely associated with the university’s highest academic merit awards.

Important: At Saint Peter’s, honors admission and scholarship awards are related but not identical. A student can receive a top merit scholarship without being in the Honors Program, and vice versa — though there is significant overlap among recipients.

What the Honors Program Includes

  • Priority course registration
  • Small, discussion-based honors sections
  • Faculty mentoring and research opportunities
  • Honors-only seminars and interdisciplinary coursework
  • Enhanced preparation for graduate and professional programs

To graduate with Honors distinction (in cursu honorum), students must complete approximately 30 honors credits, including honors-designated coursework and a senior thesis.

How Honors Status Connects to Scholarships

Students admitted to the Honors Program are frequently among the recipients of Saint Peter’s top academic awards, including:

  • Presidential Academic Scholarship (full tuition; competitive)
  • APEX Scholarship (high-tier merit for top NJ/NY applicants)
  • Dean’s and Ignatian Scholarships (upper merit tiers)

However, Honors participation itself does not add a separate dollar amount to a student’s aid package. Instead, it serves as an academic enrichment track layered on top of existing merit or need-based aid.

❓ Honors Program FAQs

Is the Honors Program automatic with top scholarships?
No. While many Presidential and APEX recipients are invited to the Honors Program, admission is determined separately and is based on a holistic review of academics, recommendations, and overall fit.

Does being in Honors increase scholarship amounts?
No. Honors participation does not increase the dollar value of merit scholarships. The financial benefit is indirect — through enhanced academic access, mentoring, and preparation for future opportunities.

Can Honors students commute?
Yes. Saint Peter’s has a large commuter population, and Honors participation is not tied to on-campus housing.

Is Honors compatible with the Gateway Tuition Program?
Yes. Eligible New Jersey residents can participate in both the Honors Program and the Gateway Tuition Program. Gateway covers tuition as a last-dollar program, while Honors provides academic enrichment rather than additional funding.

What GPA is required to remain in the Honors Program?
Students must maintain a minimum 3.5 cumulative GPA to remain in good standing in the Honors Program. Students who fall below this threshold are typically given a one-semester grace period to raise their GPA before being removed from the program.

Sources:
https://www.saintpeters.edu/academics/honors-program/
https://www.saintpeters.edu/enrollment-services/student-financial-aid/scholarships/
https://catalogs.saintpeters.edu/undergraduate/generalinformation/studentfinancialaid/

⭐ College Specialty

Saint Peter’s University is best known for delivering a private, Jesuit education with unusually strong outcomes for the price, especially for students interested in healthcare, business, education, and public service. Its location in Jersey City places students minutes from Manhattan, giving them access to internships, research partnerships, and career pipelines that most small private universities simply can’t match.

Signature Strength:
Health Sciences & Nursing — Saint Peter’s has deep institutional ties to the regional healthcare system, including Saint Peter’s University Hospital. Programs emphasize hands-on clinical experience, community-based care, and strong placement into nursing, allied health, and graduate healthcare programs.
  • Business & Finance: Located within the New York City metro area, Saint Peter’s business programs benefit from proximity to Wall Street, major accounting firms, and corporate headquarters. Students frequently secure internships during the academic year, not just summers.
  • Education & Urban Teaching: The university is well-regarded in New Jersey for teacher preparation, particularly for students interested in urban education, bilingual education, and service-oriented teaching careers.
  • STEM & the INVEST Scholars Program: Biology, Chemistry, Math, and Physics students can access the highly regarded INVEST Scholars Program, which combines scholarships, mentoring, and paid teaching pathways in high-need school districts.
  • Criminal Justice, Sociology & Public Service: These programs reflect Saint Peter’s Jesuit mission, emphasizing ethics, leadership, and community impact, with graduates moving into law enforcement, social services, policy, and graduate study.

✨ Wrapping It Up

Saint Peter’s University stands out as a high-value private option where generous institutional aid, targeted merit scholarships, and New Jersey–specific programs can dramatically reduce the real cost of attendance. For many families, especially those in the NYC–NJ corridor, Saint Peter’s offers a rare mix of small classes, career access, and affordability.

The key to affordability here is understanding how the pieces work together: automatic merit sets the baseline, competitive awards like the Presidential Scholarship raise the ceiling, and the Gateway Tuition Program acts as a safety net for eligible New Jersey families. Add in stackable awards like Catholic or Legacy scholarships, and the sticker price often drops far faster than expected.

If Saint Peter’s is on your list, the smartest move isn’t focusing on the headline tuition — it’s comparing net price outcomes across similar private and public universities. For students with solid academics who want access to internships, healthcare, education, or public-service pathways, Saint Peter’s can be one of the strongest value plays in the region.

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