Saint Joseph’s University Scholarships (2026–2027) — Merit, Honors & Cost Guide

Saint Joseph’s University Scholarships (2026–2027)

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Last Updated on January 21, 2026
What This Page Covers: <What This Page Covers:
  • What families typically pay at Saint Joseph’s after merit and aid — in plain English
  • How SJU awards automatic merit, and what student profiles tend to receive more (or less)
  • Which competitive and lesser-known scholarships can meaningfully reduce your bill
  • How to think about stacking awards, honors perks, and need-based aid without over-planning

📊 Admissions Snapshot

  • Acceptance Rate: ~86%
  • Middle 50% ACT: 27–31
  • Middle 50% SAT: 1150–1330
  • Average GPA (HS): 3.65

Source: Saint Joseph’s University Office of Admissions (2025–2026 data). Middle 50% = the range where half of admitted students fall.

Comparing multiple schools? Try the Scholarship Tool to search by GPA, test scores, and state →

📌

Saint Joseph’s at a Glance

Average Net Price
$36,392
What families actually paid on average
Automatic Merit
$18,000–$30,000 / yr
Admission-based; no extra app
Typical Qualifiers
GPA 3.6–4.0 • ACT 27–31 / SAT 1200–1350
Based on recent recipient patterns*
Superscore Policy
ACT: No • SAT: Yes
Used for admission & scholarships
Key Deadlines
Priority: Nov 15 • Final: Feb 1 • FAFSA: Dec
Use earlier of admission/scholarship
Honors Program
Yes • Competitive • Separate app
Perks: priority registration, advising, seminars
Full-Tuition / Full-Ride
Automatic: No • Competitive: Yes
Limited, program-specific awards
Residency & Waivers
N/A (private university)
Same tuition for all students
– Scholarship GPA/test bands are approximate, based on award text + past recipient data + student profile stats. Numbers can shift with applicant pool and funding.

Sources:
https://www.sju.edu/scholarships
https://bigfuture.collegeboard.org/colleges/saint-josephs-university/tuition-and-costs
https://www.sju.edu/admission/undergraduate

💰 Cost of Attendance at Saint Joseph’s University (2026–2027)

These are the direct, billed costs for a full-time undergraduate student living on campus. Additional expenses like books, transportation, and personal costs are not billed by the university but still factor into financial aid eligibility.

Category In-State Out-of-State
Tuition & Fees $55,380 $55,380
Housing & Meals $17,090 $17,090
Total (Direct/Billed) $72,470 $72,470

Why only these items? We include the costs you typically pay directly to Saint Joseph’s — tuition, required fees, housing, and meals. The university’s full Cost of Attendance budget also includes common indirect costs like:

  • Books & course materials (budgeted ≈ $1,160/year)
  • Transportation (budgeted ≈ $604/year for on-campus students)
  • Personal expenses (budgeted ≈ $898/year)
  • Loan fees (budgeted ≈ $70/year for borrowers)

📉 Average Net Price (What Families Actually Pay)

The average net price is approximately $36,392 per year after grants and scholarships (federal data reported on College Board BigFuture).
For a personalized estimate, use Saint Joseph’s Net Price Calculator. Learn how net price and the Student Aid Index (SAI) work in our Net Price & SAI Guide.

How Saint Joseph’s Actually Discounts Tuition
  • Private tuition model: Saint Joseph’s charges the same tuition to all students, regardless of state residency.
  • Automatic merit scholarships: Most tuition discounts come from admission-based merit awards, typically ranging from $18,000–$30,000 per year for first-year students.
  • Need-based aid: FAFSA-based institutional grants can further reduce the bill, especially for families with demonstrated financial need.
  • Special population awards: Additional scholarships may apply for Honors students, Catholic high school graduates, legacy students, ROTC participants, and select academic programs.

Parent takeaway: At SJU, your final cost depends far more on merit + need-based aid than on where you live.

Is Saint Joseph’s a good financial fit?
  • Stronger fit if: your student is near the top of their class, open to Jesuit mission, and SJU’s net price lands within ~1.2–1.5× your best in-state option.
  • Riskier fit if: affordability depends on stacking full tuition + housing, or if borrowing would exceed federal loan limits.

FAQ — Cost of Attendance at Saint Joseph’s University

Why are in-state and out-of-state costs the same?
Saint Joseph’s is a private university, so it doesn’t use state residency to set tuition. Everyone pays the same tuition and standard fees; savings typically comes from merit scholarships and need-based aid.

What’s the difference between “direct/billed” costs and the full Cost of Attendance?
Direct/billed costs are what you generally pay to the university (tuition, fees, housing, meals). The full Cost of Attendance adds indirect expenses like books, transportation, and personal spending—important for aid calculations, even though you don’t pay them to SJU.

Does the $36,392 average net price apply to every family?
No. It’s a federal average across all students. Families with strong merit awards or significant financial need may pay less, while families who don’t qualify for much aid may pay more. The best next step is the university’s net price calculator for an estimate tied to your situation.

Can commuting reduce the overall cost?
Often, yes. Housing and meals are one of the biggest line items. If a student is approved to live off campus (or at home), the billed total can drop significantly—but you’ll still want to budget for transportation and personal expenses.

Do merit scholarships reduce tuition only, or can they reduce the total bill?
Most SJU merit scholarships are applied toward tuition. Your total bill can still be reduced further if you qualify for need-based grants, outside scholarships, or (for eligible students) federal work-study.

Do out-of-state students receive the same merit consideration?
Yes. Because tuition is uniform, merit scholarships are not “resident-only” by design—out-of-state students are typically reviewed the same way as Pennsylvania students for admission-based merit.

Sources:
https://www.sju.edu/financial-aid/cost-attendance
https://www.sju.edu/tuition-fees/undergraduate
https://bigfuture.collegeboard.org/colleges/saint-josephs-university/tuition-and-costs
https://www.sju.edu/financial-aid/undergraduate

How SJU typically applies aid

  1. Automatic academic merit (at admission)
  2. Competitive flagship awards (may replace merit)
  3. Stackable “hidden gems” (legacy, band, partner school)
  4. Federal & need-based aid (FAFSA-driven)

✅ Automatic Merit Scholarships at Saint Joseph’s University

Saint Joseph’s University automatically considers first-year applicants for merit scholarships at the time of admission. No separate scholarship application is required for these awards.

Testing Policy: Saint Joseph’s is test-optional. If scores are submitted, the university uses the highest ACT composite (not superscored) and superscores the SAT for admission and merit review.
Scholarship Type Typical Award Range Eligibility / Criteria Separate App? Renewable? Who Actually Wins? Deadline
Top Academic Merit Awards Up to full tuition (very limited) ~3.9–4.0 GPA*; strongest academic records in the applicant pool No Yes — up to 4 years (subject to GPA maintenance) A very small group of the most academically competitive admits Feb 1 (admission)
University Merit Scholarships (High Range) ~$28,000–$35,000 per year* ~3.75+ GPA*; strong rigor; test scores optional No Yes — up to 4 years (see reduction policy) Students near the top of the admitted academic profile Feb 1 (admission)
University Merit Scholarships (Mid Range) ~$22,000–$27,000 per year* ~3.6–3.8 GPA*; solid academics and curriculum strength No Yes — up to 4 years (see reduction policy) Strong academic admits across many majors Feb 1 (admission)
University Merit Scholarships (Entry Range) ~$18,000–$21,000 per year* ~3.4–3.6 GPA*; college-prep curriculum completed No Yes — up to 4 years (see reduction policy) Broad range of admitted students meeting merit thresholds Feb 1 (admission)

*Award ranges and GPA/test bands are estimates based on recent offers, the Guaranteed Admission Program minimums, and published student profiles. Saint Joseph’s does not publish an official merit grid, and thresholds may change by year.

Disclaimer: Merit scholarships are typically applied to tuition and may replace, not stack with, certain institutional grants. Renewal is subject to GPA maintenance; Saint Joseph’s uses a scholarship reduction policy rather than immediate cancellation.

CRP Reality Check:
If your student’s GPA is in the mid-3s and you’re applying test-optional, most families land in the mid-range merit band. Higher awards tend to cluster around students with very strong GPAs or clear mission-fit (Jesuit, leadership, partner schools).

FAQ — Automatic Merit Scholarships at Saint Joseph’s

Do I need to apply separately for these scholarships?
No. All first-year applicants are automatically reviewed for merit scholarships as part of the admission process.

Is the $30,000–$35,000 range guaranteed?
Only students admitted through the Guaranteed Admission Program (typically with a weighted GPA of 3.75+) are guaranteed a minimum merit award. Other students may receive more or less depending on the applicant pool.

Does Saint Joseph’s superscore the ACT or SAT?
SAT scores are superscored. For the ACT, Saint Joseph’s uses the highest single composite score submitted.

Can merit scholarships stack with need-based aid?
Yes. Merit scholarships can be combined with FAFSA-based grants and federal aid, which is how many families reduce the total cost below the sticker price.

When are scholarship decisions released?
Merit awards are typically included with, or shortly after, the admission decision.

Does Saint Joseph’s offer legacy or Catholic high school grants?
Yes. In addition to automatic merit scholarships, Saint Joseph’s often provides smaller institutional grants such as a Legacy Award (typically around $1,000–$3,000 per year for children or grandchildren of alumni) or a Catholic High School Grant (often around $3,000 per year for graduates of Catholic secondary schools). These awards are usually determined at admission and often stack with automatic merit, though amounts and availability can vary by year.

Sources:
https://www.sju.edu/scholarships
https://www.sju.edu/admission/undergraduate/guaranteed-admission-program
https://www.sju.edu/financial-aid/undergraduate/current
https://bigfuture.collegeboard.org/colleges/saint-josephs-university/tuition-and-costs

🏆 Flagship & Competitive Scholarships at Saint Joseph’s University

These scholarships are competitive and limited in number. Unlike automatic merit, they typically require separate applications, essays, interviews, or nomination processes and are awarded to a small subset of students.

Important: At Saint Joseph’s, flagship scholarships frequently replace standard merit scholarships rather than stack on top of them. Families should not assume a full-tuition award will also cover housing or add on to automatic merit.

📊 What Families Like Yours Often See (Illustrative)

  • Student A: 3.9 GPA, Catholic high school, leadership → High-range merit + partner-school award; housing still largely out-of-pocket.
  • Student B: 3.5 GPA, test-optional, no legacy → Mid-range merit only; affordability depends heavily on FAFSA results.
  • Student C: STEM major + McNulty finalist → Full tuition replaces merit; budget focus shifts to housing and living costs.

Examples are illustrative, not guarantees.

Scholarship Award Amount Eligibility / Criteria Separate App? Renewable? Who Actually Wins? Deadline
McConnell Scholars Program $35,000 per year
(supersedes other SJU scholarships/grants)
Minimum 3.3 GPA; admitted applicants demonstrating leadership and a commitment to gender justice and equity; short essay required Yes — program application Yes — up to 4 years (with program requirements) Small cohort (roughly a dozen students per year) focused on inclusive leadership Feb 15 (application)
John P. McNulty Program for Leadership in Science & Mathematics Full tuition
(limited number of Scholars each year)
Women pursuing majors in natural sciences, mathematics, or computer science; strong academics, leadership, and interest in STEM Yes — program application & interview Yes — renewable with continued STEM enrollment and GPA requirements ~6 Scholars per cohort with top STEM profiles and leadership potential Feb 1 (application)
St. Joseph Scholar Full tuition
(fees not included)
Graduates of St. Joseph’s Preparatory School selected by the Prep administration No (school-based selection) Yes — up to 4 years Top-performing Prep graduates chosen annually by the school N/A (school nomination)

Disclaimer: Competitive scholarship amounts, eligibility criteria, and cohort sizes may change annually. Flagship awards often replace automatic merit rather than stacking on top of it.

FAQ — Competitive Scholarships at Saint Joseph’s University

How are competitive scholarships different from automatic merit?
Automatic merit is awarded broadly based on academic strength. Competitive scholarships are selective programs with limited seats that emphasize leadership, service, or program-specific excellence.

Do these scholarships stack with automatic merit?
Usually not. At SJU, flagship awards such as McConnell or McNulty typically replace standard merit scholarships rather than add on top of them.

Do I need to be admitted before applying?
You generally must have applied to Saint Joseph’s before submitting competitive scholarship applications, though some programs allow you to apply before receiving a final admission decision.

Are interviews required?
Many flagship programs include interviews, finalist weekends, or additional essays as part of the selection process.

Are these scholarships renewable?
Yes, most are renewable for up to four years as long as academic and program requirements are met.

Sources:
https://www.sju.edu/scholarships
https://www.sju.edu/scholarships/mcconnell-scholars-program
https://www.sju.edu/mcnulty-scholars
https://www.sjprep.org/news-detail?pk=1344535

💎 Hidden Gem Scholarships at Saint Joseph’s University

These scholarships are often smaller, more targeted, or less publicized than flagship awards, but they can meaningfully reduce out-of-pocket costs—especially for families who don’t qualify for large need-based grants. Many of these can stack with automatic merit (though total institutional aid may be capped).

Scholarship Award Amount Eligibility Separate App? Renewable? Who Actually Wins? Deadline
Legacy Award Varies (often ~$1,000–$2,500/yr) Students with a parent, grandparent, or sibling who graduated from (or attends) Saint Joseph’s No (application-based) Often renewable Admitted students with a documented SJU family connection With admission decision
Jesuit/Catholic Partner High School & Foundation Scholarships Varies by program Graduates of specific school networks or partner programs (examples on SJU’s scholarship list include Jesuit Preparatory, Cristo Rey Network, and other named partner awards) Usually no (identified through your application) Often renewable Students from eligible partner schools/programs who meet published criteria With admission decision
Phi Theta Kappa (PTK) Scholarship ~$2,000 per year Transfer students with verified Phi Theta Kappa membership Yes (proof of membership) Yes (with continued enrollment) High-performing community college transfers Varies by transfer cycle
Air Force ROTC (AFROTC) DoD award (tuition + stipend varies by type) ROTC eligibility + medical/fitness requirements; award is granted through the U.S. Air Force Yes (ROTC application) Yes (with ROTC continuation) Students pursuing commissioning through the Air Force Varies (DoD timelines)
SJU Hawk Band Scholarship $1,500 (1st year) • $2,000 (each additional year) Admitted students who pass a video audition and participate in the Hawk Band Yes (audition) Yes (with participation) Musicians willing to commit to band activities Audition-based
SJU Theatre Company Scholarship Varies (audition-based) Students who audition and are selected to participate in university productions Yes (audition) Often renewable (with participation) Students with strong theatre performance/production potential Typically Feb 1
Athletic Scholarships (NCAA Division I) Varies by sport and roster spot Recruitment and offer determined by SJU coaching staff (NCAA rules apply) Coach-driven Yes (with athletic eligibility) Recruited student-athletes Varies by sport
CRP Insight: For many middle-income families, these “smaller” awards are what close the final gap. Stacking a modest legacy or partner-school scholarship with automatic merit can help offset the costs that merit usually doesn’t cover (like housing and meals).

FAQ — Hidden Gem Scholarships at Saint Joseph’s University

Is this the Saint Joseph’s in Philadelphia?
Yes—this page covers Saint Joseph’s University (Hawk Hill, Philadelphia). Some other schools with similar names publish different grant amounts (including a well-known “Catholic School Grant” at a different institution), so families should always cross-check the official SJU scholarship list.

Do these scholarships stack with automatic merit?
Often yes—especially legacy, partner-school awards, band, and theatre. But SJU may cap total institutional aid, so read the award letter carefully.

Do I need to apply separately for legacy or partner-school awards?
Usually no. The key is making sure your application clearly lists your high school and any alumni relationship so SJU can identify eligibility.

Are band and theatre scholarships competitive?
Yes. These are audition-based awards and depend on both talent and program needs in a given year.

Are ROTC scholarships awarded by SJU?
No. ROTC scholarships are awarded through the U.S. military. SJU’s role is hosting the program and coordinating enrollment; any added campus support depends on the award type and current policy.

Sources:
https://www.sju.edu/scholarships
https://sjuhawks.com/sports/2013/9/11/hawk-band.aspx
https://www.sju.edu/mcnulty-scholars/apply

🎖 Honors Program at Saint Joseph’s University

Saint Joseph’s University offers a selective University Honors Program designed for high-achieving students who want smaller classes, interdisciplinary coursework, and early access to research and advising. The Honors Program is primarily an academic and experiential enhancement, not a guaranteed scholarship boost.

Important: Admission to the Honors Program does not automatically increase your merit scholarship. Any Honors-only scholarships are limited, competitive, and awarded separately.
Feature What It Means at SJU
Admission Competitive; based on academic strength, course rigor, and overall application. Invitation may come with or shortly after admission.
Typical Academic Profile Students often present high GPAs, strong writing skills, and a record of academic curiosity. Test scores (if submitted) usually fall in or above the middle-50% range.
Curriculum Honors-designated courses, interdisciplinary seminars, and a required capstone or thesis experience.
Class Size & Faculty Access Smaller classes with discussion-based formats and early access to faculty mentoring.
Registration Priority Priority course registration, which can be valuable in high-demand majors.
Housing Honors-designated housing options may be available for first-year students, depending on capacity.
Honors-Only Scholarships Limited and competitive; not guaranteed for all Honors admits. Some awards are tied to leadership, research, or program participation.

FAQ — Honors Program at Saint Joseph’s University

Does being in the Honors Program increase my merit scholarship?
Not automatically. Merit scholarships are determined at admission. Honors students may be eligible for additional competitive awards, but most Honors benefits are academic rather than financial.

Do I need to apply separately to the Honors Program?
Some students are invited automatically during the admission review. Others may be asked to submit additional materials, depending on the cycle and applicant pool.

Is the Honors Program worth it if there’s no extra money?
For many students, yes. Priority registration, smaller classes, and early research access can be especially valuable for pre-health, business, and graduate-school-bound students.

Can I stay in Honors if my GPA drops?
Yes, within limits. Students must meet ongoing academic standards to remain in the program; policies are more flexible than scholarship renewal rules.

Can Honors students still apply for flagship or competitive scholarships?
Yes. Honors participation does not prevent students from applying to competitive programs, though major flagship awards typically replace standard merit rather than stack with it.

Sources:
https://www.sju.edu/academics/honors-program
https://www.sju.edu/scholarships

Questions worth asking SJU’s financial aid office

  • If my student wins McNulty or McConnell, which existing awards are reduced or removed?
  • Do legacy or partner-school grants renew automatically, and what GPA is required?
  • What is the average total borrowing for graduates in this major?

⭐ College Specialty

Saint Joseph’s University is a private Jesuit university in Philadelphia that’s known for pairing career-focused programs with a mission-driven education rooted in ethics, service, and community impact. What families tend to love about SJU is that “real-world learning” isn’t just a slogan—many majors build in applied experiences through internships, service-learning, and faculty-supported projects. If your student wants strong professional preparation without the “anonymous big campus” feel, SJU is often a great fit.

Nationally Recognized Strength:
Haub School of Business (AACSB accredited) — The Erivan K. Haub School of Business is AACSB-accredited in business and accounting, and SJU highlights national recognition in areas like marketing, analytics, management, accounting, and finance. Haub also emphasizes ethics and applied learning through employer pipelines and experiential coursework.
  • Business Analytics + Career Pipelines: SJU highlights business intelligence/analytics and strong employer connections (examples SJU lists include PwC, KPMG, Vanguard, and Johnson & Johnson), which matters if your student wants a clearer internship-to-job pathway.
  • Nursing & Allied Health: SJU’s School of Nursing and Allied Health emphasizes guaranteed clinical placements and hands-on training (including simulation-based learning), leveraging Philadelphia’s deep healthcare ecosystem.
  • Pharmacy (Philadelphia College of Pharmacy): A long-established PharmD program at the Philadelphia College of Pharmacy, with published licensure (NAPLEX) reporting and strong regional name recognition—especially for students considering pharmacy practice or residencies.
  • Service-Learning + Mission-Driven Programs: SJU’s Faith-Justice and service-learning infrastructure is a real differentiator for students who want academics tied to community work and public-impact experiences.

✨ Wrapping It Up

Saint Joseph’s University is a private Jesuit university in Philadelphia where automatic merit, mission-driven programs, and smaller “hidden-gem” awards can meaningfully reduce the cost of attendance — especially for students with strong academics, leadership, or ties to partner schools.

Most students are automatically considered for merit scholarships at the time of admission, while flagship programs like McNulty or McConnell follow a different, competitive path and often replace rather than stack with standard merit. Understanding that distinction is critical for setting realistic expectations.

For many families, the real affordability gains come from layering automatic merit with smaller awards — such as legacy, Jesuit or partner-school grants, band or theatre scholarships, and need-based aid — to help offset housing and meal costs that tuition-only scholarships don’t cover.

If Saint Joseph’s is on your list, the smartest move isn’t guessing what aid might show up — it’s comparing offers side-by-side and understanding where your student’s academic profile, background, and interests unlock the most value.

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