Murray State University Scholarships 2025–2026 | Automatic, Competitive & Hidden Awards

Murray State University Scholarships (2025–2026)

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What This Page Covers:
  • Tuition, housing, and what families actually pay on average
  • Automatic and competitive merit scholarships
  • Regional tuition discounts for out-of-state students
  • Honors College and key scholarship deadlines

📊 Admissions Snapshot

  • Acceptance Rate: ~86%
  • Middle 50% ACT: 19–26
  • Middle 50% SAT: 980–1170
  • Average HS GPA (middle 50%): 3.3–3.8

Source: Murray State University Common Data Set and College Board BigFuture. Middle 50% = range where half of admitted students fall.

Comparing multiple schools? Try the Scholarship Tool to search by GPA, test scores, and state →

📌

Murray State University at a Glance

🏆 Presidential Fellowship: Full tuition, housing & meals (competitive) — see Flagship (Competitive) for details.
Average Net Price
$9,738/year
What families actually paid on average
Automatic Merit (All Students)
$1,000–$10,000/year (Academic Achievement Awards)
Guaranteed based on GPA (Trustee/Regents require ACT/SAT)
Typical Qualifiers
GPA 2.75+ considered; higher awards for 3.0–4.0
Trustee / Regents tiers require strong ACT/SAT
Testing Policy
Test-optional
Superscores ACT/SAT for certain scholarship tiers
Key Deadlines
Scholarships: Dec 1 (Pres Fellowship) • Feb 2 (General)
Complete FAFSA after it opens to maximize aid
Honors College
Murray State Honors College
Perks: priority registration, research funding, and Honors housing
Full-Tuition / Full-Ride
Presidential Fellowship (full tuition, housing & meals)
Competitive; includes Honors College participation
Residency & Waivers
Regional Tuition Discount (OOS)
Reduced tuition for AL, AR, FL, GA, IL, IN, LA, MS, MO, NC, OH, SC, TN, VA, WV
Verified via Murray State University 2025–26 tuition & scholarship pages, College Scorecard & BigFuture. Presidential Fellowship and Regional Discount confirmed via MSU Admissions and Honors College pages.
Last verified: October 19, 2025

Murray State University delivers exceptional value through a mix of automatic merit scholarships and generous regional tuition discounts. High-achieving students can earn up to $10,000 automatically, while the prestigious Presidential Fellowship covers full tuition plus housing and meals.

With test-optional admissions, Honors College benefits, and affordable out-of-state pricing across an expanded 15-state region, Murray State makes it easy for families to find quality and affordability in one place.

FAQ

Is this college test-optional? Yes — Murray State University offers test-optional admission; GPA can qualify students for automatic scholarships (Trustee / Regents require scores).

What is the middle 50% ACT/SAT? ACT: 19–26; SAT: 980–1170 (for students who submitted scores).

What’s the average net price? About $9,738/year after aid. See our Net Price & SAI guide.

Does this school use reciprocity or OOS waivers? Yes — Murray State offers a Regional Tuition Discount for residents of 15 states (AL, AR, FL, GA, IL, IN, LA, MS, MO, NC, OH, SC, TN, VA, WV).

Sources:
University Tuition & COA – https://www.murraystate.edu/admissions/BursarsOffice/tuition/UndergraduateTuition.aspx
Scholarships (Freshmen Awards) – https://www.murraystate.edu/admissions/scholarships/freshmen.aspx
Scholarships (Deadlines & Presidential Fellowship) – https://www.murraystate.edu/admissions/scholarships/index.aspx
Regional Tuition Discount – https://www.murraystate.edu/admissions/BursarsOffice/tuition/index.aspx
Presidential Fellowship Details – https://www.murraystate.edu/news/posts/presidential-fellowships-2025.aspx
Common Data Set – https://www.murraystate.edu/about/administration/Provost/institutional-effectiveness/OfficeOfInstitutionalResearch/CommonDataSet.aspx
BigFuture (Profile & Net Price) – https://bigfuture.collegeboard.org/colleges/murray-state-university/admissions
College Scorecard – https://collegescorecard.ed.gov/school/?157401-Murray-State-University

💰 Cost of Attendance at Murray State University

Expense Kentucky Resident Regional States Nonresident
Tuition & Mandatory Fees (12–15 credits) $9,908 $10,452–$11,730 $15,036
Housing & Meals (median on-campus) $11,280 $11,280 $11,280
Estimated Total (before aid) $21,188 $21,732–$23,010 $26,316

Figures reflect the 2025–2026 academic year and assume full-time enrollment (12–15 credits/semester). The totals above include only direct, billed costs (tuition/fees + housing & meals). Other typical expenses — books & supplies, transportation, and personal costs — are not paid directly to the university and vary by student, so they are not included in the table.

Average Net Price: $9,738 per year (2022–2023). This is what families actually paid on average after scholarships and grants — no loans included.

Regional Tuition Savings: Students from AL, AR, FL, GA, IL, IN, LA, MS, MO, NC, OH, SC, TN, VA, WV automatically qualify for the Regional Tuition rate, which trims about $4,500 per year compared to full nonresident tuition. In addition, students from select Tennessee border counties qualify for full in-state rates (≈ $5,000/year savings). Murray State also participates in the Academic Common Market (ACM) for approved majors not offered in the student’s home state.

Who qualifies for Regional Tuition?
Students from the 15 listed states automatically receive the discounted Regional rate; no separate application is required.

How much do you actually save?
On tuition alone, Regional students save about $4,500 compared to full nonresident costs. Tennessee border-county students save about $5,000 by paying in-state rates.

Is it automatic or do you have to apply?
It’s automatic at admission if your permanent address is in an eligible Regional state or Tennessee border county. ACM requires an application through your state higher-education agency.

Sources:
University Tuition & Fees (2025–26) – https://www.murraystate.edu/admissions/BursarsOffice/tuition/UndergraduateTuition.aspx
2025–26 Cost of Attendance Overview – https://www.murraystate.edu/admissions/BursarsOffice/tuition/index.aspx
Regional Tuition Program – https://www.murraystate.edu/admissions/BursarsOffice/tuition/index.aspx
NCES Net Price Data – https://nces.ed.gov/collegenavigator/?q=Murray+State+University

✅ Automatic Merit Scholarships

Murray State’s Academic Achievement Scholarships are “automatic”—award levels are strictly based on GPA (and test scores for the highest tiers). Applicants must still complete the university’s General Scholarship Application in their myGate portal. Once submitted, eligible awards are applied automatically at admission.

Scholarship Award Amount Eligibility Separate App? Renewable? Who Actually Wins? Deadline
Trustee $10,000/yr GPA 3.80–4.00
AND 33+ ACT or 1450+ SAT
General Scholarship Application Yes – 2.75 college GPA, 24 credits/year Students with truly top GPAs and high test scores (top 2–3%) Feb 2 (General App); submit scores by Dec 1
Regents $8,000/yr GPA 3.80–4.00
AND 28–32 ACT or 1300–1440 SAT
General Scholarship Application Yes – 2.75 college GPA, 24 credits/year High GPA, strong testers; generally top 10% Feb 2 (General App); submit scores by Dec 1
Provost $5,000/yr GPA 3.80–4.00
(no test required)
General Scholarship Application Yes – 2.75 college GPA, 24 credits/year High GPA students, test-optional considered Feb 2 (General App)
Carr $4,000/yr GPA 3.50–3.79 General Scholarship Application Yes – 2.75 college GPA, 24 credits/year Solid A-/B+ students Feb 2 (General App)
University $3,000/yr GPA 3.30–3.49 General Scholarship Application Yes – 2.75 college GPA, 24 credits/year Mid B+ to A- students Feb 2 (General App)
Deans $2,500/yr GPA 3.00–3.29 General Scholarship Application Yes – 2.75 college GPA, 24 credits/year Around a B average Feb 2 (General App)
Opportunity $1,000/yr GPA 2.75–2.99 General Scholarship Application Yes – 2.75 college GPA, 24 credits/year Students just under a B average who stay full-time Feb 2 (General App)

Important: You must complete the General Scholarship Application via the myGate portal (murraystate.edu) to activate any award—even those considered “automatic.” No essays or supplemental forms are required for these awards.

Do I need to apply separately?
Just one General Scholarship Application is required for all awards. If you don’t submit it, you will not be considered for any merit award, regardless of your GPA or test score.

Are test scores required?
Only Trustee and Regents tiers require ACT or SAT scores. All other tiers award using weighted high school GPA alone; test-optional applicants are eligible for everything below Regents.

Can these stack?
No—students may only hold one Academic Achievement Scholarship. These cannot be combined with other flagship awards like Presidential Fellowship or National Merit Finalist. All scholarships combined cannot exceed the cost of attendance.

Sources:
Scholarships – https://www.murraystate.edu/admissions/scholarships/index.aspx
Freshmen Academic Awards – https://www.murraystate.edu/admissions/scholarships/first-year-awards.aspx
Scholarship App Instructions – https://www.murraystate.edu/admissions/scholarships/application.aspx
Scholarship FAQ – https://www.murraystate.edu/admissions/scholarships/faq.aspx
General Scholarships Handbook – https://www.murraystate.edu/admissions/scholarships/general.aspx

🏆 Competitive Scholarships

These are selective university-level awards with extra steps beyond admission. They’re competitive because the pool is limited and applicants are reviewed holistically (essays, interviews, leadership, and fit). Deadlines matter—apply early.

Scholarship Award Amount Eligibility (plain English) Separate App? Renewable? Who Actually Wins? Deadline
Marvin D. Mills Scholarship (Leadership) Up to full in-state tuition, housing (double occupancy), and meal plan for 4 years High school seniors, 24+ ACT or 1160+ SAT, 3.5+ GPA, strong leadership/service. Program participation & competitive review. Yes — General Scholarship App, leadership/service documentation as prompted Yes — 3.0 GPA and 24 credits/year, plus program requirements Leaders with sustained school/community impact, solid grades, and engagement with campus leadership program Dec 1 (General App & materials)
GSP / GSA / GSE / CHA Scholarships Full in-state tuition (renewable 4 years); GSA competitive arts slots also available Graduates/alumni of KY Governor’s Scholars, School for the Arts, School for Entrepreneurs, or MSU Commonwealth Honors Academy; min 3.5 GPA & 25 ACT/1200 SAT (GSA arts: 3.3 GPA & 18–24 ACT for competitive slots; must major in arts field) Yes — General Scholarship App, confirm qualifying program/major Yes — 2.75 GPA, 24 credits/year, full-time progress Program completers who meet GPA/test/major requirements and submit on time (arts awards based on portfolio/audition) Dec 1 (General App)
National Merit Finalist Scholarship Full tuition, standard housing, meal plan for up to 4 years Students recognized by National Merit as Finalist; selection and documentation required Yes — General Scholarship App; submit official Finalist documents Yes — 3.0 GPA and 24 credits/year Finalists with full documentation and confirmed academic progress Feb 2 (General App); Finalist docs as soon as available

Stacking rules: Competitive scholarships listed above cannot be combined with Academic Achievement Scholarships or each other. See official offer or scholarship office for full details.

How competitive are these?
Very. Cohorts are small. Most require strong essays, leadership/portfolio, engagement history, and interviews or documentation.

Do I need the General Scholarship Application?
Yes. All competitive scholarships require the General Scholarship App through myGate. Some also require extra essays or external documentation.

Can these stack with Academic Achievement or other flagship aid?
No. These awards replace Academic Achievement Scholarships and usually each other. Your total scholarships can’t exceed the university cost of attendance.

Are there major/departmental competitions?
Departmental and major-specific awards are listed separately as hidden gem/location-based programs.

Sources:
Freshmen Competitive Scholarships – https://www.murraystate.edu/admissions/scholarships/first-year-awards.aspx
Marvin D. Mills Scholarship – https://www.murraystate.edu/admissions/scholarships/first-year-awards.aspx
GSP/GSA/GSE/CHA Awards – https://www.murraystate.edu/admissions/scholarships/first-year-awards.aspx
Governor’s Scholars Scholarships – https://gsp.ky.gov/scholarships/
General Scholarship Application – https://www.murraystate.edu/admissions/scholarships/application.aspx
National Merit Scholarships – https://www.murraystate.edu/admissions/scholarships/first-year-awards.aspx

💎 Hidden Gem Scholarships

These aren’t always advertised on the front page, but they can make a real difference—especially for families looking at need-based support, legacy discounts, or opportunities tied to study abroad and language programs.

Scholarship Award Amount Eligibility Separate App? Renewable? Who Actually Wins? Deadline
Murray State Promise Covers full tuition & mandatory fees (after Pell & other aid) Kentucky residents who are Pell-eligible; new freshmen or new transfer Yes — FAFSA + General Scholarship App Yes — renewable with Pell eligibility & full-time status Pell-eligible KY students covering tuition after grants Feb 3 (General App) & FAFSA ASAP
Alumni Legacy Tuition Grant In-state tuition rate (≈$4,000–$5,000 savings/yr) Nonresident children or grandchildren of Murray State alumni Yes — Scholarship Portal N/A (rate benefit, no limit on duration) Out-of-state legacy families Feb 3 (General App)
Education Abroad Scholarships $500–$2,000 typical per award Degree-seeking students in approved study abroad; FAFSA + General App Yes – ViaTRM + Scholarship Portal One-time Students with program acceptance and complete application Program/app deadline varies
Global Languages Scholarships $500–$1,500 typical Majors/minors in Global Languages; 3.0+ GPA; sometimes linked to study abroad Yes — department or study abroad office Varies Language majors/minors with advanced coursework, often with study abroad Check department site
ROTC Scholarships (Army/Air Force) Full or partial tuition + $420/mo stipend + $1,200/year books ROTC cadets meeting fitness, academic, service requirements Yes — ROTC application & board Yes — contingent on service & program standards Top ROTC candidates, selected by national & local boards Vary by military branch/board
Harris-Nelson First-Generation Book Scholarship Cost of required books ($300–$600 typical) First-generation students; all levels Yes — Scholarship Portal No (one-time) First-gen students who show need for book costs Feb 3 (General App)
Earl and Sue Steele Family Scholarship $500–$1,000 typical First-gen college students; GPA and need reviewed Yes — Scholarship Portal Varies First-gen students with financial need and good academics Feb 3 (General App)
Travis and Kelly Taylor First-Generation Scholarship $500–$1,000 typical First-generation college students Yes — Scholarship Portal Varies First-gen students showing persistence and early application Feb 3 (General App)

Note: Department of Music scholarships are awarded to auditioned students in bands or ensembles; amounts vary. Dozens of departmental scholarships are run by application/portfolio/audition—these are usually found in departmental listings, not on central pages.

  • Department of Music Scholarships: Audition-based scholarships for marching band and ensembles, significant for active participants.
  • Education/Teaching, Art, STEM Scholarships: Academic departments offer dozens of field-specific awards (see department portals for details and deadlines).

Who should look into these?
Need-based families (Promise), legacy (out-of-state) students, military-track students, study abroad participants, and first-gens should all explore these options by the early spring General App and FAFSA deadlines.

Do these stack with merit scholarships?
Usually yes, unless stated otherwise (Promise covers tuition “last dollar” after grants/aid, study abroad awards generally stack, ROTC is additive if not full-tuition).

Are all “one-time”?
Many are renewable (Promise, ROTC, legacy in-state rate), but study abroad and some first-gen awards are one-time/semester-limited.

Sources:
Murray State Promise – https://www.murraystate.edu/admissions/scholarships/msupromise.aspx
Alumni Legacy Tuition Grant – https://www.murraystate.edu/admissions/scholarships/legacy.aspx
Study Abroad Scholarships – https://www.murraystate.edu/academics/education-abroad/financial-resources.aspx
Global Languages Scholarships – https://www.murraystate.edu/academics/Global-Language-Support/scholarships.aspx
Army/Air ROTC – https://www.murraystate.edu/academics/rotc/
First-Gen Scholarships – https://www.murraystate.edu/admissions/scholarships/firstgen.aspx
General Scholarship Portal – https://www.murraystate.edu/admissions/scholarships/

🎖️ Honors College

Murray State’s Honors College offers motivated students the chance to go deeper—smaller classes, close faculty mentorship, distinct privileges, and a strong sense of community. Admission is competitive, requiring a separate application. Selection considers GPA, test scores, writing, rigor, and leadership/service.

What a Typical Murray State Honors Student Looks Like:
High school GPA around 3.7+ with 28+ ACT (or 1300+ SAT), challenging coursework (AP/IB/dual credit), and leadership or service background. (No published cutoff; this reflects recent fellow profiles.)

Perks that Matter:
Priority registration, honors-only seminars, advising for prestigious scholarships, undergraduate research and study abroad, and a strong cohort community that makes a big campus feel smaller.

Scholarship Award Amount Eligibility Separate App? Renewable? Who Actually Wins? Deadline
Presidential Fellowship Full tuition, double room housing, & meal plan (up to 4 years) GPA ≈3.7+ and 28+ ACT / 1300+ SAT; admission to Honors College plus essays/interviews; top leadership and service Yes — General Scholarship Application and separate Honors application Yes — maintain ≈3.2 GPA, full-time status, Honors College participation, annual renewal Students with top grades, scores, leadership/service, and strong interview performance actively engaged in Honors Priority: December 1 (General App); essays/interviews by mid-December

Is admission automatic?
No. You must submit a dedicated Honors College application. Most who are admitted have GPAs near 3.8, 28+ ACT, and strong leadership/service activities.

Does Honors delay graduation?
No. The Honors curriculum is meant to fit with most majors so you can graduate on time.

What are the deadlines?
The Presidential Fellowship requires the General Scholarship and Honors applications by December 1 for top consideration. Regular Honors enrollment typically continues until cohort spaces are filled.

Extra funding for all Honors students?
Not every Honors enrollee receives extra money, but those landing the Presidential Fellowship or top competitive awards must be engaged in Honors throughout their program.

Sources:
Presidential Fellowship – https://www.murraystate.edu/admissions/scholarships/presidential.aspx
Honors College – https://www.murraystate.edu/academics/honors/
Honors Application – https://www.murraystate.edu/academics/honors/apply.aspx
Competitive Scholarships – https://www.murraystate.edu/admissions/scholarships/first-year-awards.aspx

⭐ College Specialty

Murray State is a regional public university that blends strong professional programs with a personalized campus feel. While it isn’t classified as an R1 research university, it has carved out statewide and even national recognition in a few signature fields. Families who are comparing majors will want to know where Murray State really shines.

Equine Science & Management: Murray State is one of the few universities in the nation with a dedicated Equine Center and multiple degree tracks (Equine Science, Equine Management, Equine Business). Students get hands-on training in riding, health, nutrition, and breeding—making it a statewide leader for students interested in equine careers.

  • Occupational Safety & Health: ABET-accredited programs at both the bachelor’s and master’s level; recognized nationally for preparing workplace safety professionals.
  • Agriculture: Hutson School of Agriculture offers diverse programs in animal science, agribusiness, and crop management with strong regional industry ties.
  • Music & Performing Arts: Accredited by the National Association of Schools of Music (NASM); known regionally for its marching band and music education pipeline.
  • Education: Longstanding teacher-prep programs with statewide influence, producing a large share of Kentucky’s teachers.

Final Thoughts

Navigating scholarships at Murray State can feel overwhelming at first, but once you see the mix of automatic awards, competitive fellowships, and hidden gems, the picture gets clearer. For Kentucky families, programs like the Murray State Promise make college more affordable than the sticker price suggests. Out-of-state parents can also find savings through Regional Tuition or legacy programs. And for students ready to stretch themselves, the Honors College and Presidential Fellowship open doors not just to funding, but to mentoring and opportunities that can shape their entire college experience.

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