LeMoyne-Owen College Scholarships (2026–2027)
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Last Updated on August 5, 2026- Tuition, housing, and average family net price
- Automatic merit ranges and qualifier benchmarks
- Flagship and hidden-gem awards
- Honors and stacking strategy
📊 Admissions Snapshot
- Acceptance Rate: ~99%
- Middle 50% ACT: N/A
- Middle 50% SAT: N/A
- Average GPA: N/A
LeMoyne-Owen is a different kind of affordability story than most colleges on this site. There is no scholarship grid to chase, no ACT cutoff to hit, and no automatic merit tier waiting for a strong transcript. What there is instead is one of the lowest sticker prices you will find at any private college in the country, paired with a financial aid office that leans almost entirely on the Pell Grant and Tennessee state aid to close the gap. Roughly nine out of ten students here receive federal grant money. About a quarter receive an institutional grant. That ratio tells you exactly where the real money comes from, and it is not a merit letter.
Comparing multiple schools? Try the Scholarship Tool to search by GPA, test scores, and state →
📌 LeMoyne-Owen College at a Glance
- The tuition number is priced per credit, not per year. LOC charges $472 a credit hour. Most published annual figures, including ours, assume 24 credits a year. That is 12 per semester, which is full-time but not four-year graduation pace. At 15 credits a semester you should budget closer to $14,800 in tuition and fees.
- There is no merit scholarship grid, at all. No GPA tier, no test-score chart, no published award amounts. Nobody can tell you in advance what your student will get, and any website that quotes you a LeMoyne-Owen merit figure is guessing.
- The April 19 scholarship deadline is written for students already enrolled. For incoming freshmen, the admissions office recommends award amounts as part of the admission decision, so there is no extra form. Parents read that deadline and panic. Read it carefully instead.
- File the FAFSA early, and not because of LOC. Tennessee Student Assistance Award money is first-come, first-served and the state runs out. That deadline is functionally set by other families, not by the college.
- The Magician Advantage program is not tuition aid. It is loan repayment help that kicks in after graduation. It is genuinely valuable, but you cannot subtract it from this year’s bill.
- Live more than 200 miles away? There is a one-time $300 travel assessment fee. It is easy to miss on the cost page.
FAQ
Is this college test-optional? Yes — LeMoyne-Owen College is test-optional.
What is the middle 50% ACT/SAT? ACT: N/A; SAT: N/A.
Average net price? About $6,542/year after aid.
Does this school use waivers/reciprocity? No — private school; same rate for all.
LeMoyne-Owen College 2025-2026 Catalog, The W.E.B. Du Bois Scholars Program, pp.22-23: https://loc.edu/wp-content/uploads/2025/11/COLLEGE-CATALOG-2025-2026-FINAL_10272025.pdf
LeMoyne-Owen College, Magician Advantage Loan Repayment Assistance Program: https://loc.edu/magician-advantage-loan-repayment-assistance-program/
LeMoyne-Owen College Office of Student Financial Aid, Scholarships: https://loc.edu/admissions/financial-aid-2/
CollegeScorecard / Admissions: https://collegescorecard.ed.gov/
💰 Cost of Attendance at LeMoyne-Owen College 2026-2027
📅 2027–2028 Planning Note: The costs below reflect the most recently published figures (2026–2027). Universities typically finalize the next year’s rates in the spring, and we’ll update this page once official 2027–2028 numbers are released.
Planning tip: At large public universities, tuition, fees, and housing usually increase modestly each year (often in the 2–5% range). For early budgeting, families may want to plan for roughly $1,000–$1,500 more in-state or $2,000–$3,000 more out-of-state in total direct costs once new rates are published.
| Category (2026–2027) | In-State | Out-of-State |
|---|---|---|
| Tuition & Mandatory Fees (2 semesters) | $11,978 | $11,978 |
| Housing & Meals (typical) | $6,240 | $6,240 |
| Total (Direct Costs) | $18,218 | $18,218 |
Average Federal Net Price: $6,542 — this is what families actually paid after grants and scholarships (no loans), based on the most recent federal data. Your specific cost could be significantly lower or higher depending on your financial aid eligibility and merit scholarships. New to Net Price & SAI? Read our guide.
📌 Regional Tuition & Waiver Options
LeMoyne-Owen publishes tuition per credit hour ($472), not as a flat annual rate. The figure in the table above annualizes at 24 credits, which matches the college’s own historical full-time basis and lines up with what federal databases report. Twelve credits a semester keeps your student full-time and keeps financial aid flowing.
It does not, however, graduate them in four years. A bachelor’s degree at LOC takes 120 credits. At 12 a semester that is five years. To finish in four, your student needs about 15 a semester, and the tuition math changes:
| Pace | Credits/Year | Tuition + Fees | Time to Degree |
|---|---|---|---|
| 12 credits per semester | 24 | ~$11,978 | About 5 years |
| 15 credits per semester | 30 | ~$14,810 | 4 years |
Parent translation: the cheaper-looking number costs you an extra year of housing, meals, and lost earnings. Budget the $14,810 figure and treat anything less as a bonus. Books run another $25.50 per credit, so add roughly $765 a year at graduation pace.
FAQ — Cost of Attendance at LeMoyne-Owen College
How much does LeMoyne-Owen College actually cost per year?
Published direct costs run about $18,218 a year for a student living on campus at 12 credits a semester, or roughly $21,050 at the 15-credit pace needed to finish in four years. But almost nobody pays that. The federal average net price, meaning what families actually paid after grants and scholarships, is $6,542.
Is out-of-state tuition higher at LeMoyne-Owen?
No. LOC is a private college and charges one tuition rate no matter where you live, so there is no residency discount to apply for and no waiver to chase. The one place residency shows up is a $300 travel assessment, a one-time fee for students whose permanent home is more than 200 miles from campus.
Can Tennessee students use HOPE or TSAA money here?
Yes, and this is where in-state families get a real advantage. The Tennessee Education Lottery Scholarship programs (HOPE, Aspire, GAMS, and the Access Grant) and the Tennessee Student Assistance Award are all usable at LOC, and they are driven entirely by the FAFSA. TSAA funds in particular are handed out until the state budget runs dry, so filing early matters more here than at most colleges.
Is the $6,542 average net price real?
It is a real federal figure, but understand what it measures. It is the average out-of-pocket cost for students who received grant aid, and it lags the current year by design. Because most LOC students qualify for a large Pell Grant, that average sits well below the sticker price. A family with little financial need will land much closer to the published total, which is exactly why merit aid matters so little here and need-based aid matters so much.
Are housing and meals the same for every student?
The figures above assume a double-occupancy room at $1,800 a semester and the posted meal plan at $1,320 a semester. Room type and plan choices shift that. Commuting students obviously skip the whole line, which is a common path at LOC given how many students come from Memphis and Shelby County.
Why aren’t books and transportation in the total?
Because the college does not bill them. LOC invoices tuition, fees, housing, and meals. Books run $25.50 per credit hour, so plan on $600 to $800 a year depending on course load, and add your own travel and personal spending on top.
Does tuition rise every year?
LOC held its rate flat for several years before the most recent update, which is unusual. That said, no college guarantees a frozen rate, and a 2 to 5 percent bump is the normal planning assumption. Because pricing here is per credit, any increase hits harder for students taking a heavier load.
https://loc.edu/admissions/financial-aid-2/cost/
https://loc.edu/admissions/financial-aid-2/
https://nces.ed.gov/collegenavigator/?id=220604
📅 LeMoyne-Owen Money Timeline (Simple Version)
- Senior fall, anytime: Apply for admission through the FutureMagician portal. Rolling, no fee, no deadline. A 2.0 GPA gets you admitted.
- As soon as the FAFSA opens: File it. School code 003501. This is the real deadline, and Tennessee sets it, not LOC.
- At admission: The admissions office recommends any scholarship award for incoming freshmen. Nothing extra to submit.
- April 19: The College Scholarship application deadline. This one governs continuing students and is the date to know once your student is enrolled.
- After you commit: Call the department that matches the major and ask what money it controls. Nobody will volunteer this.
Parent rule of thumb: at LOC the FAFSA is the scholarship application. Treat it that way and you will not be surprised.
Automatic Merit Scholarships — LeMoyne-Owen College
There is no published GPA grid, no ACT or SAT tier chart, and no guaranteed award amount tied to a transcript. Test scores are optional and almost nobody submits them, which is why you will not find a score range anywhere on this page. Instead, the admissions office recommends scholarship amounts for incoming students as part of the admission decision, and a campus Scholarship Committee makes the call. The college says it awards more than $1 million in scholarship grants a year across all programs, but it does not publish what any individual award is worth.
The one thing that is automatic at LOC is listed below, and it is not tuition money. Read it carefully so it does not distort your budget.
It will not reduce a single dollar of this year’s bill, so do not put it in your cost spreadsheet. What it does is cap the downside if the first job after graduation pays poorly. If your student earns less than $45,000 a year, the program helps repay federal loans, private loans, and parent PLUS loans up to a lifetime total of $80,000. If they graduate into a $60,000 salary, they never touch it, and that is the good outcome.
For a family that is nervous about borrowing to attend, that is worth real money even though it will never appear as a line on an award letter. It is insurance, not aid.
Automatic Merit — FAQs (LeMoyne-Owen College)
Does LeMoyne-Owen guarantee a scholarship for a certain GPA or test score?
No. There is no published grid of any kind. Any site telling you a specific dollar amount for a specific GPA at LOC is making it up.
Then how does an incoming freshman get institutional money?
The admissions office recommends awards for incoming students, both first-time freshmen and transfers, as part of the admission process. There is no separate freshman scholarship application. Complete the admission application and the FAFSA, and you are in the pool.
Do ACT or SAT scores help at all?
LeMoyne-Owen is test-optional and does not superscore. Very few applicants submit scores, and admission requires only a 2.0 GPA. Sending a strong score cannot hurt, but there is no published mechanism by which it converts to dollars.
Is the Magician Advantage really automatic?
Yes. Every incoming freshman admitted with a 2.5 GPA or higher is enrolled automatically. There is nothing to fill out and no form to remember. LOC says it is the only college in Tennessee offering this to all eligible incoming freshmen.
So what actually makes LeMoyne-Owen affordable?
The Pell Grant and Tennessee state aid, in that order, sitting on top of one of the lowest private-college sticker prices in the country. Around 90 percent of students receive federal grant aid. About a quarter receive an institutional grant. Build your budget around the low sticker price and the Pell Grant, not around a merit award.
Who should I call if I want a real number?
The Office of Student Financial Aid. Because nothing is published, a phone call is genuinely the only way to find out what your student is likely to receive. Run the Net Price Calculator first so you have something to compare against.
https://loc.edu/magician-advantage-loan-repayment-assistance-program/
https://loc.edu/admissions/financial-aid-2/
https://loc.edu/admissions/admissions-3/
🏆 Flagship Scholarships (Competitive Scholarships)
There is no essay competition, no finalist weekend, no named full-ride award, and no interview day where a handful of students walk away with four years paid. If that is the model your student is chasing, LOC is not the school for it, and you should know that before you spend a fall writing applications.
The closest thing to a competitive award here is admission to the W.E.B. Du Bois Scholars Program, the college’s honors program, which does carry scholarship funding and does require an application and an interview. We cover it in the Honors section below.
✅ Can You Stack Aid at LeMoyne-Owen?
This is where LOC is actually more generous than it first appears. Because the college’s award budgets are split across separate offices, each with its own pot, a student can hold more than one institutional award at a time, and all of it layers on top of federal and state grants.
| Aid Type | Stacks? | LOC Parent Translation |
|---|---|---|
| Federal Pell Grant | Yes | This is the engine. Around 90 percent of LOC students get federal grant aid, and for many it covers most of tuition on its own. |
| Tennessee state aid (TSAA, HOPE, Aspire, GAMS, Access) | Yes | In-state families should treat this as the second layer. All of it runs off the FAFSA, and TSAA money runs out during the year. |
| LOC institutional scholarships | Yes, with a catch | Endowed funds, the General Academic Award, and music or band awards all come from separate budgets and can combine. But LOC scholarship dollars post to the student account and are not refundable as cash, unlike leftover federal aid. |
| Du Bois Scholars funding | Yes | Honors is a separate recommending body with its own budget. Being a Du Bois Scholar does not disqualify a student from other LOC awards. |
| ROTC scholarships | Usually | LOC students access Air Force, Army, and Navy programs through crosstown agreements at the University of Memphis. Read the award letter for replacement language. |
| Outside scholarships (UNCF, TMCF, local) | Yes | Because LOC’s own award amounts are modest, an outside scholarship goes further here than it would at a school where it just displaces institutional aid. |
| Magician Advantage (LRAP) | Not applicable | It never touches your bill, so it cannot conflict with anything. It sits entirely after graduation. |
This institution does not offer designated Competitive scholarships at this time.
❓ Competitive Scholarship FAQs
Does LeMoyne-Owen offer a full ride?
Not as a published, named program. Plenty of LOC students end up paying very little, but that happens through Pell plus Tennessee aid plus institutional grants stacking together, not through winning a full-ride competition.
Is LOC a National Merit or Stamps partner?
No to both. It is also not a QuestBridge partner. If your student is a National Merit Finalist, that recognition does not translate into a published package here.
Does LeMoyne-Owen require the CSS Profile?
No. The FAFSA is the only financial aid form. School code 003501.
Are there essay or interview requirements for any LOC scholarship?
Only for the W.E.B. Du Bois Scholars Program, which asks for a personal statement, an activities and service list, a recommendation letter, and an interview with the program director. Everything else runs off the FAFSA and the College Scholarship application.
Is LOC part of UNCF or the Thurgood Marshall College Fund?
LeMoyne-Owen is a UNCF member institution and also points students to the Thurgood Marshall College Fund. Both run their own scholarship portals with awards your student applies to directly, separate from anything LOC controls. Creating a UNCF profile is one of the highest-value hours a LOC-bound student can spend.
What should a strong student do instead of chasing competitive awards here?
Two things. Apply to the Du Bois Scholars Program, and put the essay energy into national and regional outside scholarships. Our Essay Toolkit and Brag Sheet Builder are built for exactly that.
https://loc.edu/admissions/financial-aid-2/
https://loc.edu/academics/w-e-b-du-bois-scholars-program-2/
The W.E.B. Du Bois Scholars Program at LeMoyne-Owen College
LeMoyne-Owen does not have an honors college. It has an honors program, and it has had one since 1988, when then-president Dr. Irving P. McPhail asked French professor Dr. Miriam DeCosta-Willis to start an honors society. She proposed naming it for W.E.B. Du Bois, whose line about the Talented Tenth the program still quotes. Nearly forty years later the W.E.B. Du Bois Scholars Program is an institutional member of the National Collegiate Honors Council, the Tennessee Collegiate Honors Council, and the Southern Collegiate Honors Council.
For a student with real academic ambition, this is the most valuable thing at LeMoyne-Owen, and it is not primarily about money. The program is built around getting students into graduate and professional school. Freshmen are usually invited rather than applying cold.
- Freshman and transfer entry: 3.75 GPA, a personal statement about goals and accomplishments, an activities and community service list, a recommendation from a counselor or faculty member, and an interview with the program director
- Current student entry: after the first semester with a 3.65 GPA and two letters
- What it takes: roughly 18 credit hours of honors coursework, a Semester of Service project, and a senior honors thesis
- To stay in: hold a 3.75. Drop below it and you can lose the program and the scholarship attached to it
- Where to start: the Scholars Program Director, WEBD Room in the Student Center
Du Bois Scholars Funding
- Individualized advising and priority in course selection every registration period, which at a small college with limited section counts is worth more than it sounds
- Some priority in housing selection
- Honors conference travel and the chance to present research
- Graduate school recommendations from faculty who have worked with the student closely for four years
- An Honors Program Center lounge with computers and study space
- Honors designation on the transcript plus stoles at graduation and an Honors Day Convocation
Honors — FAQs (LeMoyne-Owen College)
Is honors admission automatic for high-GPA students?
No. Freshmen are generally considered by invitation, but the program still wants a personal statement, an activities list, a letter, and an interview. Sophomores and juniors can be considered too, and occasionally seniors under special circumstances.
Is honors coursework just more work?
The program is explicit that it is not about increasing the volume of material. Honors work has to go above and beyond the regular classroom, and if a student completes it with a B or better, the course gets labeled as taken for honors credit. Students also create a contract with faculty for the additional assignments.
What is the Semester of Service?
A required community service project. It fits the program’s stated purpose, which includes preparing students for service and leadership, not just graduate school admission.
What happens if the GPA slips?
This is the part families underestimate. The 3.75 is both the entry bar and the maintenance bar. Falling below it can cost the program membership and the scholarship attached to it, and honors coursework plus a thesis is real work stacked on top of a normal major.
Is it worth applying if my student is not sure about graduate school?
Probably yes, because the advising and faculty mentorship are the genuine prizes here, and at a college where retention is a known challenge, being in a small cohort where professors know your name is a real advantage. Just do not chase it for a dollar figure the college has not published.
https://loc.edu/academics/w-e-b-du-bois-scholars-program-2/
https://loc.edu/wp-content/uploads/2025/11/COLLEGE-CATALOG-2025-2026-FINAL_10272025.pdf
⭐ College Specialty
LeMoyne-Owen is a small liberal arts college with about 660 students, a 9 to 1 student-faculty ratio, and a 15-acre campus in the Soulsville neighborhood of South Memphis, a few blocks from where Stax Records made its name. It traces its roots to 1862, which makes it the fifth-oldest HBCU in the country and the only one in Memphis. Roughly 22 areas of study run through six academic divisions, leading to the BA, BS, and BBA, plus associate degrees in general studies.
A college this size does not do everything. What it does do, it does in small rooms with faculty who know every student by name, and the programs below are where that shows up most clearly.
The Center for Cyber Defense — This is LOC’s most distinctive academic asset. It supports a computer science program with a cyber defense concentration and, unusually, a criminal justice program with a cyber defense concentration, so a student interested in investigation rather than engineering has a real path. The center runs a 30-person lab where students work with industry-standard digital forensics tools, and the college has partnered with the U.S. Department of Homeland Security to expand coursework. Coursework covers digital forensics, network security, cryptography, advanced networking, and cyber law and ethics.
Ask on your visit: LOC’s own published data shows computer science majors completing major coursework at a lower rate than any other program on campus in 2024-25. That is not a reason to rule it out, but it is a reason to ask the division chair directly what tutoring and advising support exists for students in the sequence.
- Social Work (BS): Quietly one of the strongest programs at LOC by the college’s own numbers, with a dedicated field placement coordinator and consistently high major course completion. If your student wants a licensable, employable degree tied directly to Memphis community work, this is the one to look at first.
- Business Administration: The largest and most reliable pathway on campus, with major course completion running above 90 percent recently. It also anchors the Accelerated Studies for Adult Professionals track, which is built for working adults finishing a BBA.
- Criminal Justice: Strong completion numbers, an accelerated adult track of its own, and the cyber defense concentration through the Center for Cyber Defense. In a city with the law enforcement and legal services footprint Memphis has, that combination has real local pull.
- Education and Special Education: LOC has been training Memphis teachers for well over a century, and special education posts some of the highest course completion rates of any major here. Student teaching placements are local, which matters if your student intends to stay.
- Music: A working program with a band, and one of only four campus offices that controls its own scholarship budget. If your student plays, this is both an academic home and a funding source.
- Natural and Mathematical Sciences: Biology, chemistry, and mathematics for students headed toward health professions or graduate work. Pair it with the Du Bois Scholars Program if the goal is medical or graduate school.
🔗 Official LeMoyne-Owen College Links
Because LeMoyne-Owen publishes so little about award amounts, going straight to the source matters more here than at most colleges. Use these pages to confirm costs, deadlines, and aid policy, and remember that a phone call to financial aid will get you further than any webpage.
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Undergraduate Admissions:
Admissions
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Financial Aid (deadlines, scholarship policy, state aid programs):
Financial Aid
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Cost of Attendance (per-credit tuition and fee schedule):
Cost of Attendance
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Magician Advantage Loan Repayment Assistance Program:
Magician Advantage Loan Repayment Assistance Program (LRAP)
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W.E.B. Du Bois Scholars Program (Honors):
W.E.B. Du Bois Scholars Program
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Center for Cybersecurity:
Center For Cybersecurity
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Academic Divisions & Degree Offerings:
Academics
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Net Price Calculator:
https://loc.edu/net-price-calculator/ -
Student Achievement Data (retention, graduation, and job placement figures):
https://loc.edu/wp-content/uploads/2026/01/Student_Achievement_Data_01122026.pdf
LeMoyne-Owen does not publish a Common Data Set. This report is the closest equivalent and is more candid than most. -
2025-2026 College Catalog (endowed scholarship list, honors program requirements):
https://loc.edu/wp-content/uploads/2025/11/COLLEGE-CATALOG-2025-2026-FINAL_10272025.pdf -
Accreditation & Consumer Information:
About
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Federal Data (NCES College Navigator):
https://nces.ed.gov/collegenavigator/?id=220604