The University of the Incarnate Word is the largest Catholic university in Texas, sitting on a leafy campus just off Broadway in San Antonio. It is also, by the numbers, one of the easiest schools in the country to get into. UIW accepted roughly 98 out of every 100 students who applied in its most recent reporting year.
For most families, that flips the usual question on its head. Getting in is not the hard part. The hard part is the price tag, because the published cost for a student living on campus is a little over $56,000 a year, and almost nobody actually pays that.
Here is the piece that matters most: at UIW, your scholarship is decided by your high school GPA, and it is decided automatically, at the moment you are admitted. There is no scholarship application. There is no essay. There is no committee. A transcript comes in, a number gets read, and an award lands in your student’s package. That is unusually simple compared to most private colleges, and it means the money conversation at UIW is really a transcript conversation that started back in ninth grade.
UIW publishes the award amounts but not the GPA cutoffs. The five freshman tiers run from $9,000 to $22,000 a year, a spread of $13,000. UIW says the awards are “based on high school GPA” and then never says which GPA earns which tier. You will not know where your student landed until the offer arrives. Plan for the middle, hope for the top.
The real deadline is April 1, and it has nothing to do with admission. If your student is aiming at pharmacy, optometry, osteopathic medicine, physical therapy, occupational therapy, or athletic training, UIW’s Direct Admit program has an April 1 priority deadline. Miss it and you can still attend UIW, but you lose a guaranteed seat in a professional program that other students spend years competing for.
Yes, full tuition exists. No, your student probably cannot get it. UIW’s two full-tuition awards go to the valedictorian of one specific San Antonio high school, and to graduates of one specific alternative school who also earn an Alamo Colleges associate degree. They are real, and they are almost certainly not available to you. Do not let the headline number set your expectations.
Every scholarship is tied to the Broadway main campus, full-time enrollment, and a first bachelor’s degree. Take a semester part-time, move to an online or School of Professional Studies program, or start a second degree, and the money can be reduced or cut off entirely.
Two line items surprise people. UIW’s $2,400 fee charge includes books, which makes their cost sheet look higher than schools that leave books off. And health insurance is billed automatically at $1,866 unless you actively waive it with proof of your own coverage.
FAQ
Is this college test-optional? Yes — University of the Incarnate Word is test-optional.
What is the middle 50% ACT/SAT? ACT: 17-24; SAT: 900-1140.
Average net price? About $20,498/year after aid.
Does this school use waivers/reciprocity?
No — private school; same rate for all.
💰 Cost of Attendance at University of the Incarnate Word 2026-2027
📅 2027–2028 Planning Note: The costs below reflect the most recently published figures (2026–2027). Universities typically finalize the next year’s rates in the spring, and we’ll update this page once official 2027–2028 numbers are released.
Planning tip: At large public universities, tuition, fees, and housing usually increase modestly each year (often in the 2–5% range). For early budgeting, families may want to plan for roughly $1,000–$1,500 more in-state or $2,000–$3,000 more out-of-state in total direct costs once new rates are published.
Category (2026–2027)
In-State
Out-of-State
Tuition & Mandatory Fees (2 semesters)
$40,200
$40,200
Housing & Meals (typical)
$15,812
$15,812
Total (Direct Costs)
$56,012
$56,012
Average Federal Net Price: $20,498 — this is what families actually paid after grants and scholarships (no loans), based on the most recent federal data. Your specific cost could be significantly lower or higher depending on your financial aid eligibility and merit scholarships. New to Net Price & SAI? Read our guide.
One Price for Everyone
UIW is a private university, so there is no in-state or out-of-state split. A family in Dallas, a family in Denver, and a family two miles down Broadway all see the same tuition line. That works in your favor if you are coming from out of state, because at a Texas public flagship you would be paying a nonresident premium that simply does not exist here. The two columns above are identical on purpose.
Texas families, one extra note: if your student is a Texas resident who cannot file the FAFSA, UIW accepts the Texas Application for State Financial Aid (TASFA) instead. That opens the door to the Texas Equalization Grant, worth up to $3,800 a year at private Texas colleges. It is a paperwork-heavy path, including a notarized residency affidavit, so start early.
FAQ — Cost of Attendance at UIW
Why does UIW’s fee line look so much higher than other schools?
Because it includes books. UIW bundles textbooks into its $2,400 annual fee through a program called UIW ACCESS, so students receive their course materials without a separate trip to the bookstore. Most colleges list books as a separate estimate of $800 to $1,200 and keep it out of the fee line. When you compare UIW’s sheet to another school’s, make sure you are adding books to the other school before you decide UIW costs more.
What is the health insurance charge, and can we get out of it?
Full-time undergraduates on the Broadway campus are automatically billed $1,866 a year for student health insurance. You can waive it, but only by actively submitting proof of your own coverage through the Business Office waiver process. It is not automatic and it is not retroactive. Put a reminder on the calendar for the week before each fall semester, because families who forget end up paying for a second insurance plan they never use.
Is the $56,012 total what we will actually pay?
Almost certainly not. UIW reports that 100% of its full-time, first-time students receive some form of grant or scholarship aid, averaging $27,718. The federal average net price, which is what families actually paid after grants and scholarships, comes in around $20,500. That is roughly a third of the sticker figure. Treat the $56,012 as the starting point of a negotiation you have already partly won by having a decent GPA.
How much does housing vary?
More than most families expect. A double room runs from about $7,760 a year in Clement up to $8,964 in the Township Apartments, and singles climb to $10,732 in Hillside, Joeris, or Township. Meal plans range from $5,028 for the 8-swipe Bronze plan to $6,092 for the 17-swipe Platinum. The gap between the cheapest realistic combination and the most expensive is close to $4,000 a year, which is real money over four years and is entirely within your control.
Does the scholarship grow when tuition goes up?
No. UIW is explicit that the award will not be increased, though it may be reduced or canceled. Your student’s $17,000 Provost Scholarship is $17,000 in year one and $17,000 in year four, while tuition typically drifts upward each spring. Budget for your out-of-pocket share to grow modestly every year even if nothing else about your situation changes.
Are there one-time costs we should plan for?
Yes, and they land in the first semester. First-time full-time students pay a $200 matriculation fee, transfers pay $100, and there is a one-time $50 records fee. If your student wants campus housing, there is also a $75 nonrefundable housing application fee due in advance. None of these are large individually, but they arrive at the same time as everything else.
What happens to the money if my student drops below full-time?
It can disappear. UIW requires students to complete at least 12 credit hours at the end of each fall and spring semester and to keep a 2.0 cumulative GPA. Dropping a class in November to protect a grade can quietly put a student under 12 hours and put the entire award at risk. This is the single most common way families lose UIW money, and it is completely avoidable if you know about it in advance.
Anytime, year-round: UIW reviews applications on a rolling basis. Decisions usually come back in three to four weeks once the file is complete.
By February 1: UIW’s own encouraged apply-by date. Not a hard cutoff, but applying by then keeps aid processing, course registration, and orientation on schedule.
By April 1: Direct Admit priority deadline for the health professions programs. This is the earliest genuinely consequential date on the UIW calendar.
August and January: Sibling Discount applications, filed separately each semester you want it.
Parent rule of thumb: UIW’s rolling admission makes it feel like there is no rush. There is. The scholarship tier is locked in when the transcript is read, so a strong seventh-semester transcript submitted in January is worth more than a perfect one submitted in June.
Automatic Merit Scholarships — University of the Incarnate Word
Every one of these is awarded automatically based on high school or transfer GPA. There is no separate scholarship application, no essay, and no interview. Your student applies for admission, UIW reads the transcript, and the award appears in the aid package. Test scores are optional, and submitting them will not move your student up a tier, though UIW does superscore scores that are submitted.
Find your student's tier
Enter the numbers you have. We'll highlight the automatic award your student would actually get and tuck the rest out of the way. Leave it blank to browse everything.
Residency
Based on published cutoffs for entering freshmen. Always verify with the college before finalizing plans.
One award, not a pile. Colleges apply your student's single best automatic award. Automatic scholarships almost never stack with each other, though some stack with housing, departmental, or outside money. The stacking notes on each card tell you which.
Automatic
Presidential Scholarship
📅 Deadline: Rolling — assigned automatically at admission based on high school GPA ✓ Renews (2 GPA, 4 yrs)
$22,000/yr
✔ Stackable
Holistic / Status Based
✚
Stacking & Combining
Stacks with the Catholic High School Scholarship and outside (non-UIW) scholarships. Total institutional aid is capped at cost of attendance, so very large packages may need to be rebalanced. Award is valid only for a first bachelor's degree on the Broadway main campus.
💡
Strategic Detail
The top tier of UIW's Freshman Academic Scholarship grid: $22,000 per year, renewable for up to four years with a 2.0 minimum GPA and full-time enrollment.
🕵
Who Actually Wins
Most winners: First-time freshmen with the strongest high school GPAs — this is UIW's top automatic merit tier in the published scholarship grid.
Automatic
Provost Scholarship
📅 Deadline: Rolling — assigned automatically at admission based on high school GPA ✓ Renews (2 GPA, 4 yrs)
$17,000/yr
✔ Stackable
Holistic / Status Based
✚
Stacking & Combining
Stacks with the Catholic High School Scholarship and outside (non-UIW) scholarships. Total institutional aid is capped at cost of attendance, so very large packages may need to be rebalanced. Award is valid only for a first bachelor's degree on the Broadway main campus.
💡
Strategic Detail
Tier two of UIW's Freshman Academic Scholarship grid: $17,000 per year, renewable for up to four years.
🕵
Who Actually Wins
Most winners: Freshmen with strong, but not top-of-the-grid, high school GPAs — UIW's second automatic merit tier.
Automatic
Dean's Scholarship
📅 Deadline: Rolling — assigned automatically at admission based on high school GPA ✓ Renews (2 GPA, 4 yrs)
$14,000/yr
✔ Stackable
Holistic / Status Based
✚
Stacking & Combining
Stacks with the Catholic High School Scholarship and outside (non-UIW) scholarships. Total institutional aid is capped at cost of attendance, so very large packages may need to be rebalanced. Award is valid only for a first bachelor's degree on the Broadway main campus.
💡
Strategic Detail
The middle tier of UIW's Freshman Academic Scholarship grid: $14,000 per year, renewable for up to four years.
🕵
Who Actually Wins
Most winners: Solid mid-range freshmen by GPA — the middle automatic tier in UIW's published grid.
Automatic
Distinguished Scholarship
📅 Deadline: Rolling — assigned automatically at admission based on high school GPA ✓ Renews (2 GPA, 4 yrs)
$12,000/yr
✔ Stackable
Holistic / Status Based
✚
Stacking & Combining
Stacks with the Catholic High School Scholarship and outside (non-UIW) scholarships. Total institutional aid is capped at cost of attendance, so very large packages may need to be rebalanced. Award is valid only for a first bachelor's degree on the Broadway main campus.
💡
Strategic Detail
Tier four of UIW's Freshman Academic Scholarship grid: $12,000 per year, renewable for up to four years.
🕵
Who Actually Wins
Most winners: Admitted freshmen who land just below the Dean's tier on UIW's GPA-based merit grid.
Automatic
UIW Achievement Award
📅 Deadline: Rolling — assigned automatically at admission based on high school GPA ✓ Renews (2 GPA, 4 yrs)
$9,000/yr
✔ Stackable
Holistic / Status Based
✚
Stacking & Combining
Stacks with the Catholic High School Scholarship and outside (non-UIW) scholarships. Total institutional aid is capped at cost of attendance, so very large packages may need to be rebalanced. Award is valid only for a first bachelor's degree on the Broadway main campus.
💡
Strategic Detail
The entry tier of UIW's Freshman Academic Scholarship grid: $9,000 per year, renewable for up to four years.
🕵
Who Actually Wins
Most winners: Admitted freshmen at the entry GPA range — this is the floor of the UIW automatic merit grid, so virtually every admit lands at least here.
Automatic
Catholic High School Scholarship
📅 Deadline: Rolling — automatic upon admission and verification of Catholic high school graduation ✓ Renews (2 GPA, 4 yrs)
$2,000/yr
✔ Stackable
Holistic / Status Based
✚
Stacking & Combining
Layers right on top of your Freshman Academic Scholarship tier (Presidential, Provost, Dean's, Distinguished, or Achievement). Total UIW institutional aid cannot exceed cost of attendance, so very high merit packages may bump up against that ceiling.
💡
Strategic Detail
A flat $2,000 per year for up to four years, awarded automatically to Catholic high school graduates. Renewal requires full-time enrollment and satisfactory academic progress as defined by UIW.
🕵
Who Actually Wins
Most winners: Every admitted first-time freshman who graduated from a Catholic high school — there is no competition or cap.
Automatic⚠ Transfer Only
Transfer Presidential Scholarship
📅 Deadline: Rolling — assigned automatically at transfer admission based on transferable college GPA ✓ Renews (2 GPA, 4 yrs)
$18,000/yr
✔ Stackable
🎓 Transfer
✚
Stacking & Combining
Phi Theta Kappa and Alamo Colleges awards stack on top of these academic tiers. Total UIW institutional aid is capped at cost of attendance, so transfer students with multiple awards may see a balanced package.
💡
Strategic Detail
The top tier of UIW's Transfer Academic Scholarship grid: $18,000 per year, renewable for up to four years toward a first bachelor's degree.
🕵
Who Actually Wins
Transfer students with the strongest college GPAs — the top of UIW's three-tier transfer merit grid.
Automatic⚠ Transfer Only
Transfer Dean's Scholarship
📅 Deadline: Rolling — assigned automatically at transfer admission based on transferable college GPA ✓ Renews (2 GPA, 4 yrs)
$16,000/yr
✔ Stackable
🎓 Transfer
✚
Stacking & Combining
Phi Theta Kappa and Alamo Colleges awards stack on top of these academic tiers. Total UIW institutional aid is capped at cost of attendance, so transfer students with multiple awards may see a balanced package.
💡
Strategic Detail
The middle tier of UIW's Transfer Academic Scholarship grid: $16,000 per year, renewable for up to four years.
🕵
Who Actually Wins
Transfer students with strong but not top-of-grid college GPAs — UIW's middle transfer merit tier.
Automatic⚠ Transfer Only
Transfer Distinguished Scholarship
📅 Deadline: Rolling — assigned automatically at transfer admission based on transferable college GPA ✓ Renews (2 GPA, 4 yrs)
$13,000/yr
✔ Stackable
🎓 Transfer
✚
Stacking & Combining
Phi Theta Kappa and Alamo Colleges awards stack on top of these academic tiers. Total UIW institutional aid is capped at cost of attendance, so transfer students with multiple awards may see a balanced package.
💡
Strategic Detail
The entry tier of UIW's Transfer Academic Scholarship grid: $13,000 per year, renewable for up to four years.
🕵
Who Actually Wins
Transfer students at the entry of UIW's transfer merit grid — virtually every qualifying transfer admit lands at least here.
Automatic⚠ Transfer Only
Phi Theta Kappa Transfer Scholarship
📅 Deadline: Rolling — present PTK certificate at transfer admission ✓ Renews (2 GPA, 4 yrs)
$2,000/yr
✔ Stackable
🏫 3.5+ GPA🎓 Transfer
✚
Stacking & Combining
Stacks directly on top of your Transfer Presidential, Dean's, or Distinguished award — so PTK members effectively get a $2,000 add-on each year.
💡
Strategic Detail
A $2,000 per year add-on for verified PTK members transferring in from an accredited two-year college. UIW is on Phi Theta Kappa's 2026 Transfer Honor Roll. Bring your PTK certificate to be awarded. ABSN nursing transfers are not eligible.
🕵
Who Actually Wins
Transfer students who are current members of the Phi Theta Kappa International Honor Society with a cumulative GPA of 3.50 or higher.
Automatic⚠ Transfer Only
Alamo Colleges Scholarship
📅 Deadline: Rolling — based on transfer admission and Alamo Colleges transcript ✓ Renews (2 GPA, 4 yrs)
$2,000/yr
✔ Stackable
🏫 3.0+ GPA🎓 Transfer
✚
Stacking & Combining
Layers on top of your Transfer Academic Scholarship tier and Phi Theta Kappa (if eligible) — Alamo Colleges PTK members can pick up both add-ons.
💡
Strategic Detail
A $2,000 per year add-on for transfers whose most recent 24 credits come from an Alamo Colleges institution, on top of any UIW transfer academic award. ABSN nursing transfers are not eligible.
🕵
Who Actually Wins
Transfer students pursuing their first bachelor's degree whose most recent 24 credit hours come from an Alamo Colleges school, with a cumulative GPA of 3.0 or higher.
Automatic⚠ Graduate Only
UIW MBA Merit Scholarship
📅 Deadline: Rolling — assigned at MBA admission ✓ Renews (3 GPA, 2 yrs)
$8,000
✘ Not stackable
🎓 Graduate
✚
Stacking & Combining
Cannot be combined with a Graduate Assistantship or other tuition programs — it's an either/or with other UIW graduate tuition support.
💡
Strategic Detail
A total of $8,000 split across four non-summer semesters of the Broadway Campus Graduate MBA. The first two semesters require nine credit hours of continuous enrollment; the final two require six. Maintain a 3.0 graduate GPA to keep the award. Not available to MBAs at School of Professional Studies or other non-Broadway campuses, and not available for summer enrollment.
🕵
Who Actually Wins
Most winners: Admitted Broadway Campus Graduate MBA applicants who are reviewed favorably for merit at the point of admission.
Data last verified Jun 24, 2026.* GPA/test bands are estimates based on official selectivity and prior cohort profiles. "Who Actually Wins" insights are pulled from external peer-sourced data where students and parents have reported real-world award results. Because colleges can change funding thresholds and deadlines at any time, always verify these details with the institution before finalizing your application strategy.
🧠 Parent Strategy: The Two Awards That Stack
UIW’s freshman grid gives a student exactly one academic award. But two add-ons layer right on top of it, and families miss them constantly:
Catholic high school graduate? That is an automatic $2,000 a year on top of the academic tier. No application, no cap, no competition. A Presidential Scholar from a Catholic high school is at $24,000 a year, not $22,000.
Transferring in? Phi Theta Kappa membership with a 3.50 GPA adds $2,000, and completing your most recent 24 hours at an Alamo Colleges school with a 3.0 adds another $2,000. A PTK member coming from San Antonio College can pick up both, sitting on top of a transfer academic award.
One catch worth knowing: students in the Accelerated BSN nursing program are shut out of the transfer academic scholarships, PTK, and Alamo Colleges awards. If ABSN is the plan, budget without them.
Note: All UIW scholarships require full-time enrollment on the Broadway main campus and apply only to a first bachelor’s degree. Total institutional aid cannot exceed cost of attendance, so a very large stacked package may be rebalanced by the financial aid office.
Automatic Merit — FAQs (University of the Incarnate Word)
What GPA do I need for the Presidential Scholarship?
UIW does not say, and that is the honest answer. The university publishes the five award amounts, from the $22,000 Presidential down to the $9,000 Achievement Award, and states only that they are awarded on high school GPA. No cutoff is published for any tier. If you want a read on where your student might land, the net price calculator asks for GPA and produces an estimate, and an admissions counselor will often talk through it directly.
Does my student need to submit ACT or SAT scores?
No. UIW is test-optional and the academic scholarship tiers are decided on GPA alone. Scores can help in one specific situation: if an application is deferred for falling short of the minimum GPA, submitting test scores is one of the three things UIW asks for on reconsideration. UIW superscores any scores it receives.
Can my student receive more than one automatic award?
Only one academic tier, but the add-ons stack. A student gets a single award from the Presidential, Provost, Dean’s, Distinguished, or Achievement grid, and then the $2,000 Catholic High School Scholarship can sit on top of it. Transfer students get one award from their three-tier grid, plus PTK and Alamo Colleges if they qualify for either or both.
What does it take to keep the award for four years?
A 2.0 cumulative GPA and at least 12 completed UIW credit hours at the end of every fall and spring semester, with continuous enrollment. That is a genuinely forgiving bar compared to most merit scholarships, which often demand a 3.0 or higher. The stricter requirement here is the credit hours, not the grades.
How do the transfer awards compare to the freshman ones?
They top out lower. The transfer grid runs $13,000 to $18,000 against $9,000 to $22,000 for freshmen, and requires at least 24 completed credit hours from an accredited institution. Because the PTK and Alamo add-ons only exist on the transfer side, a well-positioned transfer student can close most of that gap.
Is there anything for graduate students?
Yes, but it is narrow. The UIW MBA Merit Scholarship is $8,000 total spread across four non-summer semesters for Broadway campus MBA students. The first two semesters require nine credit hours each, the last two require six, and a 3.0 graduate GPA is required throughout. It cannot be combined with a graduate assistantship, so it is an either-or choice.
Do outside scholarships reduce the UIW award?
Usually not, but there is a ceiling. Non-UIW scholarships stack freely, and UIW actively encourages students to chase them. The limit is that total institutional aid cannot push a student past the cost of attendance. Most families never come close to that line.
Let us be direct, because this is where families waste the most time: UIW does not run a competitive flagship scholarship program. There is no application to write, no finalist weekend to fly in for, no interview day. The two awards below are technically UIW’s largest, and neither one is competitive in any meaningful sense. Both are eligibility awards, meaning you either fit the definition or you do not.
If your student is the kind of applicant who has been building a portfolio for essay-driven, interview-based, full-ride competitions, UIW is not where that effort pays off. The good news is the flip side: at UIW the biggest money most families will ever see comes automatically off the transcript, with no additional work at all. Section 3 is where the real action is.
✅ Can You Stack Scholarships at UIW?
Aid Type
Stacks with Merit?
UIW Parent Translation
Academic tier (Presidential through Achievement)
One only
Your student receives exactly one award from the grid, decided by GPA at admission.
Catholic HS / PTK / Alamo Colleges
Yes
These are true add-ons. $2,000 each, layered directly on top of the academic tier.
SACHS Valedictorian
No
Replaces UIW institutional aid entirely. Outside scholarships still work and can go toward housing.
Healy Murphy
Fills the gap
Designed to cover whatever tuition is left after all other aid. Outside money frees these dollars for other costs.
Departmental / audition awards
Usually yes
Music, theatre, art, and band awards layer on top of merit. See Hidden Gems below.
City Year partnership award
Replaces
A $22,000 flat award that substitutes for UIW merit rather than adding to it.
Outside / federal / state aid
Yes, to a ceiling
Stacks freely until total aid reaches cost of attendance, at which point the package gets rebalanced.
Full TuitionAutomatic⚠ Transfer Only
Healy Murphy Scholarship
📅 Deadline: Rolling — based on transfer admission and FAFSA submission ✓ Renews (2 GPA, 4 yrs)
Full Tuition
unmet tuition scholarship
✔ Stackable
🎓 Transfer
✚
Stacking & Combining
Designed to cover whatever tuition is left over after all your federal, state, and institutional aid is applied. Outside scholarships still help — they free up the Healy Murphy dollars for other costs UIW won't cover (like housing or fees).
💡
Strategic Detail
Covers all unmet UIW tuition after state, federal, and institutional aid are applied — effectively a tuition-only guarantee. Valid for up to eight semesters (four fall + four spring; no summers), Broadway main campus only, first bachelor's degree only. Requires annual FAFSA submission, full-time enrollment, and a 2.0 cumulative GPA minimum.
🕵
Who Actually Wins
Most winners: Healy Murphy graduates who also earn an associate degree from an Alamo Community College and are admissible to UIW.
Full TuitionAutomatic
UIW SACHS Valedictorian Scholarship
📅 Deadline: Rolling — enroll for the fall term immediately after SACHS graduation ✓ Renews (2 GPA, 4 yrs)
Full Tuition
full tuition scholarship
✘ Not stackable
👥 ~One valedictorian per year from SACHS winners/yr
✚
Stacking & Combining
This award does not stack with other UIW institutional aid. You can still hold non-UIW scholarships (and apply those to housing, fees, or other costs), but UIW merit and need-based grants are bundled into the full-tuition guarantee rather than added on top.
💡
Strategic Detail
Covers full UIW tuition for up to eight semesters (four fall + four spring; no summers). Tuition only — university fees, housing, and other costs are not included. Renewal requires continuous full-time enrollment on the Broadway main campus, satisfactory academic progress, and a minimum cumulative 2.0 GPA. Award is for a first bachelor's degree only.
🕵
Who Actually Wins
Most winners: The single SACHS valedictorian each year who enrolls full time at UIW the fall after graduation.
Data last verified Jun 24, 2026.* GPA/test bands are estimates based on official selectivity and prior cohort profiles. "Who Actually Wins" insights are pulled from external peer-sourced data where students and parents have reported real-world award results. Because colleges can change funding thresholds and deadlines at any time, always verify these details with the institution before finalizing your application strategy.
❓ Flagship / Competitive Scholarship FAQs
Who can actually get the SACHS Valedictorian Scholarship?
Exactly one student per year: the valedictorian of St. Anthony Catholic High School in San Antonio. They must enroll at UIW full time on the Broadway campus the fall semester immediately after graduating. It covers full tuition for up to eight semesters, but tuition only, so fees, housing, and meals are still on the family.
What is the Healy Murphy Scholarship?
It is a bridge award for graduates of Healy Murphy Center, a San Antonio alternative school, who go on to earn an associate degree from an Alamo Community College. UIW covers whatever tuition is still unmet after every state, federal, and institutional dollar has been applied. It requires a FAFSA every single year, plus full-time enrollment and a 2.0 GPA.
Why does the page say full tuition is available if almost nobody qualifies?
Because it is technically accurate and we would rather show you the fine print than hide the awards. Both are genuine full-tuition guarantees. Both are also tied to a single named high school. If your student does not attend St. Anthony or Healy Murphy, treat UIW’s realistic ceiling as $24,000 a year, not full tuition.
Is there any way to compete for more money at UIW?
Not through a central competition, no. The closest thing is the departmental and audition-based route: theatre, music, art, and the Cardinal Chemistry Scholars program all involve real evaluation and real dollars. Those live in the Hidden Gems section, and they are where an ambitious student can actually move the number.
Does UIW participate in National Merit, QuestBridge, or Stamps?
No to all three. UIW is not a National Merit sponsor, not a QuestBridge partner, and not a Stamps Scholars institution. If your student is a National Merit Finalist, that recognition carries no additional UIW money, though it is still worth listing on the application.
What about ROTC?
UIW hosts both Army and Air Force ROTC. Those scholarships come from the military, not the university, and generally layer on top of UIW aid. Contact the ROTC programs directly, because their timelines run on a completely separate calendar from admissions.
🧠 Parent Strategy: At UIW, the Extra Money Lives in the Departments
Because UIW’s central scholarship process is fully automatic, the university has no equivalent of the big scholarship portals you see at large public schools. There is no single place to log in and apply for everything. Instead, the additional money is scattered across academic departments, and each one runs on its own calendar with its own contact person.
Figure out your student’s likely major before senior fall, even loosely.
Call that department directly and ask, in plain words, “what scholarships does your department offer and when is the deadline?”
Put every date they give you on one calendar, because they do not line up with each other.
Ask the Office of Financial Assistance at (210) 829-6008 how a departmental award will interact with the merit award already in the package.
Parent translation: your student will get the automatic merit award whether or not you do any of this. What you are chasing here is the extra $2,000 to $10,000 that nobody hands out unless someone asks.
💎 Hidden Gem Scholarships
None of these are automatic. Most involve an audition, a portfolio, a form, or a phone call. Several of them stack directly on top of the merit award, which is exactly what makes them worth the effort.
App Required⚠ All Undergrad Only
City Year National Partner Scholarship
📅 Deadline: Rolling — submit City Year verification to UIW before the semester begins ✓ Renews (4 yrs)
$22,000/yr
✘ Not stackable
🎓 All Undergrad
✚
Stacking & Combining
Treated as a replacement for UIW institutional merit rather than an add-on, so it does not layer on top of a Presidential or Provost award. Outside (non-UIW) scholarships and need-based aid can still be coordinated alongside it.
📄
How to Apply
Obtain City Year verification of AmeriCorps service, apply and be admitted to an eligible UIW undergraduate program on the Broadway campus, and submit verification to UIW before the semester begins.
Selection criteria: Eligibility-based partnership award dependent on verified AmeriCorps service, not competitive scoring.
💡
Strategic Detail
A $22,000 per year tuition scholarship, renewable for a maximum of four years (eight semesters). Open to incoming first-year students and to incoming transfer students. Broadway main campus undergraduate programs only. UIW will also permit an admitted student to defer enrollment by one year if they choose to stay with City Year longer before starting.
🕵
Who Actually Wins
Most winners: City Year AmeriCorps members and alumni who completed at least one term of service, plus City Year staff employed for at least two years, who enroll in a Broadway campus undergraduate program.
App Required⚠ All Undergrad Only
Cardinal Chemistry Scholars (C2S)
📅 Deadline: April 1 ✓ Renews (4 yrs)
$10,000/yr
✔ Stackable
🎓 All Undergrad
✚
Stacking & Combining
S-STEM funds are coordinated with other grants and scholarships up to cost-of-attendance; amounts depend on financial need and NSF guidelines.
📄
How to Apply
Major in Chemistry or Biochemistry, complete the FAFSA to document financial need, and apply or be nominated through the Chemistry department’s S-STEM selection process.
Selection criteria: Selection weighs academic merit in STEM, demonstrated financial need, and commitment to completing a Chemistry or Biochemistry degree.
💡
Strategic Detail
Award levels and number of scholars vary by NSF funding and UIW selection each year; students must remain in eligible majors and in good academic standing.
🕵
Who Actually Wins
Most winners: Research-oriented Chemistry or Biochemistry majors who demonstrate both financial need and strong academic performance and remain engaged with program seminars and activities.
App Required⚠ All Undergrad Only
UIW Theatre Arts Scholarship
📅 Deadline: Varies ✓ Renews
$500–$4,000/yr
✔ Stackable
🏫 2.5+ GPA🎓 All Undergrad
✚
Stacking & Combining
Theatre Arts scholarships sit on top of your UIW merit award — so a strong audition can meaningfully bump your overall package, especially in the upper end of the $500-$4,000 range.
📄
How to Apply
Apply and be admitted to UIW first. Then schedule an audition (or design portfolio review) with Brooke Arnold — either at the Texas Educational Theatre Association conference, the Greater San Antonio or North Texas auditions, an individual campus audition, or by submitting a video audition / mailed portfolio if you're at a distance.
🎤 Interview💌 Letters of Rec🌟 Finalist Event
💡
Strategic Detail
Audition-based awards ranging from $500 to $4,000. Performers prepare two contrasting monologues (max four minutes total); design/tech students present a portfolio. Video and mailed portfolio submissions are accepted if travel is a barrier.
🕵
Who Actually Wins
High school graduates or current college students with at least a 2.5 GPA whose audition (two contrasting monologues) or design/technology portfolio impresses the Theatre Arts faculty.
App Required⚠ All Undergrad Only
Music Performance (Band/Ensembles/Chorale)
📅 Deadline: February 15 ✓ Renews (3 GPA, 5 yrs)
$4,000/yr
✔ Stackable
🏫 3.0+ GPA🎓 All Undergrad
✚
Stacking & Combining
Can be combined with academic merit and other aid up to tuition; continued scholarship requires ongoing ensemble participation and GPA.
📄
How to Apply
Schedule and complete a music audition with the UIW Department of Music (typically January–February for new students) and enroll in required ensembles if awarded.
Selection criteria: Awards are based on audition quality, ensemble needs, academic standing, and continued participation.
💡
Strategic Detail
Award amounts vary by instrument, program needs, and audition results; some students may receive multiple ensemble-based awards capped at departmental maximums.
🕵
Who Actually Wins
Most winners: Music majors, minors, and non-majors who perform strong auditions and remain active in UIW ensembles such as band, chorale, or other performance groups.
App Required⚠ All Undergrad Only
UIW Band Scholarship (Tuition Credit)
📅 Deadline: Varies ✓ Renews
Varies
✔ Stackable
🎓 All Undergrad
✚
Stacking & Combining
Tuition credits show up on your account the second week of classes, layered on top of your merit award — so check your billing after the credit posts to confirm.
📄
How to Apply
Contact Professor Nieves Villaseñor before enrolling in a band ensemble at UIW to set up your audition and tuition credit. The list of credits is sent to the Office of Financial Assistance at the end of the first week of classes each semester.
🎤 Interview
💡
Strategic Detail
Tuition discounts ("Band Scholarships") for participation in UIW band ensembles. UIW does not publish a fixed amount — it varies by ensemble role and participation. Connect with the band director early to lock in your audition and tuition credit.
🕵
Who Actually Wins
Students who audition and participate in band ensembles at UIW, regardless of major.
App Required
UIW Art Scholarship
📅 Deadline: March 15 · 📢 Results: May 15 Non-Renewable
Varies
✔ Stackable
Holistic / Status Based
✚
Stacking & Combining
Departmental art awards are designed to layer on top of your UIW merit scholarship — they recognize portfolio talent, not academic GPA.
📄
How to Apply
Submit the online Art Scholarship Application and the Endowed Scholarship Application between March 15 and April 15, including a digital portfolio with at least 12 pieces of original work. Award announcements come by May 15.
💡
Strategic Detail
A portfolio-based award for Fine Arts majors. UIW does not publish a fixed dollar amount; the award is determined departmentally each year based on portfolio review. Reach out to the Art Department before the application window to talk through your portfolio.
🕵
Who Actually Wins
Students planning to major in Fine Arts with a concentration in drawing, painting, printmaking, photography, sculpture, or ceramics, whose portfolios stand out to the Art Department review.
App Required⚠ All Undergrad Only
UIW Sibling Discount
📅 Deadline: August (fall) and January (spring) — each semester you want it ✓ Renews
Varies
✔ Stackable
🎓 All Undergrad
✚
Stacking & Combining
Layers on top of your UIW merit award. Both siblings must be simultaneously enrolled full time as undergraduates on the Main Campus for the discount to apply — if one sibling drops below full time, the discount can be paused.
📄
How to Apply
Complete the Sibling Discount application through the Office of Financial Aid in August before the fall semester or in January before the spring semester, each term you want the discount applied.
💡
Strategic Detail
A multi-sibling tuition discount UIW does not publish a fixed dollar amount for — you apply each semester and the discount is calculated by the Office of Financial Aid. Worth contacting financial aid directly to confirm your specific savings before enrolling.
🕵
Who Actually Wins
Most winners: Families with two or more dependent siblings from the same household enrolled simultaneously as full-time undergraduates on the UIW Main Campus.
App Required⚠ All Undergrad Only
Study Abroad Scholarships
📅 Deadline: March 1 / October 1 Non-Renewable
$500–$2,000
✔ Stackable
🏫 2.4+ GPA🎓 All Undergrad
✚
Stacking & Combining
Can be layered on top of regular financial aid to reduce the out-of-pocket cost of semester, yearlong, or short-term study abroad.
📄
How to Apply
Apply through the UIW Study Abroad Office for an approved program and complete the scholarship/aid application with required essay by the posted deadlines.
Selection criteria: Selection considers GPA, quality of essay, program fit, and in some cases financial circumstances.
✎ Essays
💡
Strategic Detail
Amounts and available funds may vary by term and destination; some departmental or donor-specific study abroad awards may be administered under this umbrella.
🕵
Who Actually Wins
Most winners: Undergraduates in good standing who present a clear study abroad plan and submit complete, on-time applications with thoughtful essays.
Data last verified Jun 24, 2026.* GPA/test bands are estimates based on official selectivity and prior cohort profiles. "Who Actually Wins" insights are pulled from external peer-sourced data where students and parents have reported real-world award results. Because colleges can change funding thresholds and deadlines at any time, always verify these details with the institution before finalizing your application strategy.
The Audition Calendar (Do Not Improvise This)
Music: Entering students audition in January or February of the year they plan to enroll. Renewable awards run up to $4,000 a year for music majors and up to $800 for minors, and require a 3.0 GPA plus continued participation in a major ensemble.
Art: The application window is narrow and fixed, March 15 to April 15, and requires a digital portfolio of at least 12 original pieces. Decisions come by May 15.
Theatre Arts: Awards run $500 to $4,000. Performers prepare two contrasting monologues totaling no more than four minutes; design and tech students bring a portfolio. Video auditions and mailed portfolios are accepted if travel is a problem.
Band: Handled as a tuition credit rather than a scholarship. Contact the band program before you register for an ensemble, because credits are compiled at the end of the first week of classes and posted the following week.
Contact names on UIW’s arts scholarship pages have changed more than once and the two official pages currently list different people. Rather than chase a name, call the College of Humanities, Arts and Social Sciences and ask for the current scholarship contact in your student’s department.
❓ Hidden Gems FAQ
Which of these actually stack with the merit award?
Most of them. The music, theatre, art, and band awards are designed to sit on top of academic merit, because they recognize talent rather than GPA. The Sibling Discount and study abroad awards also layer on. The two that do not are the City Year partnership award, which replaces UIW institutional merit rather than adding to it, and any package that would push total aid past cost of attendance.
What is the Sibling Discount worth?
UIW does not publish a dollar figure, which is frustrating but genuine. It applies when two or more dependent siblings from the same household are simultaneously enrolled full time as undergraduates on the Main Campus. Here is the part families miss: you have to reapply every single semester, in August for fall and January for spring. Miss the window and you simply do not get it that term. Call the Office of Financial Assistance and ask what your specific savings would be before you build it into a budget.
Is the Cardinal Chemistry Scholars program worth planning around?
If your student is genuinely headed into chemistry or biochemistry, yes. It is worth up to $10,000 a year and is backed by National Science Foundation funding, which means it weighs financial need alongside academic merit. It also comes with a one-credit seminar each semester covering peer mentoring, career development, conference travel, and reserved registration in chemistry courses. Complete the FAFSA, because need documentation is part of selection.
The City Year award is $22,000. Is that real?
It is, and it is one of the more generous national service partnerships out there. City Year AmeriCorps members, alumni who completed at least one term of service, and staff employed at least two years all qualify, for both incoming first-year and incoming transfer students. It is renewable up to eight semesters and applies only to Broadway campus undergraduate programs. UIW will even let an admitted student defer a year to stay with City Year longer. The tradeoff is that it substitutes for UIW merit rather than stacking on top.
My student wants to study abroad. Does that cost extra?
Some, but less than you would guess. UIW offers study abroad awards of roughly $500 to $2,000 with a 2.40 GPA minimum and an essay. Deadlines are March 1 for fall or full-year programs and October 1 for spring, with shorter windows for some faculty-led trips. There is also a $300 outgoing study abroad fee. UIW has campuses in Mexico City, Irapuato, and Strasbourg, which makes semester-abroad options unusually accessible here.
Can current UIW students apply for these, or is it freshmen only?
Most are open to continuing students. Music runs one-year awards for current students who audition in the fall, theatre accepts current college students with a 2.5 GPA, band credits are per semester, and Cardinal Chemistry Scholars accepts students already in the major. The art scholarship is the main one aimed at incoming Fine Arts majors.
The Honors Program at the University of the Incarnate Word
A quick naming note before anything else: UIW runs an Honors Program, not an Honors College. That distinction matters more than it sounds, because at many universities “Honors College” is shorthand for “extra scholarship money.” At UIW it is not.
Read This Before You Build a Plan Around Honors
UIW says it plainly in its own Honors FAQ: apart from the Alvarez Scholars Program, the Honors Program does not administer scholarships and does not provide tuition waivers. There are no scholarships specifically attached to being an Honors student. Getting into Honors at UIW will not increase the number on your aid letter.
So why apply? Because the value is in access rather than dollars: smaller seminar-style courses, individual pre-registration advising with the program director each semester, a faculty-guided Honors thesis, and access to funding through the Office of Research and Graduate Studies for thesis work and program-related travel. For a student headed toward graduate school, medical school, or a competitive fellowship, that faculty relationship is worth real money later, just not on this year’s bill.
Who can apply: Incoming first-time freshmen, current UIW students, and transfer students with fewer than 60 college credit hours.
How students are chosen: Holistic review covering academic preparation, extracurricular activity, and leadership. UIW publishes no GPA or test cutoff.
What the program requires: An advanced curriculum, faculty-supervised scholarship through research or creative work, monthly All-Honors Gatherings, the fall Honors Convocation, and the spring Honors Symposium.
Honors Scholarships and Fellowships
App Required
Carlos & Malú Alvarez Endowed Student Scholarship
📅 Deadline: Varies ✓ Renews (4 yrs)
$4,000/yr
✔ Stackable
👥 ~Ten students per Honors entering cohort winners/yr
✚
Stacking & Combining
Designed as a supplement on top of your regular UIW merit and need-based aid — it's added, not substituted. You use it for enrichment expenses like study abroad, summer research, internships, or conference travel.
📄
How to Apply
Get admitted to UIW and the UIW Honors Program first; current Honors students are then invited to apply internally for the Alvarez cohort. The Honors Program releases the application to students directly during the academic year.
✎ Essays
💡
Strategic Detail
Up to $4,000 per year for up to four years, intended specifically to fund high-impact experiences: study abroad, faculty-sponsored research, professional internships, conference presentations, and graduate or fellowship application prep. Each Honors student also has a $25-per-semester Performance Passport for approved program-requirement events.
🕵
Who Actually Wins
Ten Honors students per application cycle selected by the Honors Program; awards go to scholars whose goals fit the cohort's emphasis on global, research, and post-graduate opportunities.
Data last verified Jun 24, 2026.* GPA/test bands are estimates based on official selectivity and prior cohort profiles. "Who Actually Wins" insights are pulled from external peer-sourced data where students and parents have reported real-world award results. Because colleges can change funding thresholds and deadlines at any time, always verify these details with the institution before finalizing your application strategy.
*One award, and that is not a gap in our research. The Alvarez Endowed Student Scholarship is the only scholarship the UIW Honors Program administers.*
What the Alvarez Award Is Actually For
This is not tuition money. It is up to $4,000 a year, for up to four years, earmarked for the experiences that ordinary financial aid never covers: study abroad, summer research with a faculty sponsor, funded professional internships, presenting at conferences, and preparation for graduate or professional school applications, including help pursuing prestigious national fellowships. Roughly ten students per cohort are selected, and the application is released internally to students already admitted to Honors. Two essays of 200 to 350 words are required, and UIW is explicit that the essays are the deciding factor.
Honors Program — FAQs (University of the Incarnate Word)
Does getting into Honors mean more scholarship money?
No. This is the single biggest misconception families bring to UIW. Honors admission and scholarship dollars are decided in two completely separate places. Your student’s award still comes off the GPA-based grid described in Section 3, whether they join Honors or not.
Is Honors admission automatic for high-GPA students?
No. It is a separate application with a holistic review that looks at academic preparation, activities, and leadership. UIW does not publish a numerical cutoff, and there is an inquiry form for students who want to talk with the program before applying.
Can a transfer student join?
Yes, as long as they have fewer than 60 college credit hours completed. Current UIW students can also apply after they have started.
How do students get the Alvarez Scholarship?
They have to already be in Honors. The program releases the application directly to enrolled Honors students during the academic year. There is no way to apply as a high school senior, which means Honors admission is the gateway and the scholarship is a second step that comes later.
Are Honors classes harder?
Different rather than heavier. The emphasis is on depth, discussion, and independent scholarship, with a faculty-supervised research or creative project as a defining feature. Students earn Honors points across curriculum, scholarship, and self-development categories, all laid out in the Honors Student Handbook.
Is there any other funding tied to Honors?
Indirectly, yes. Honors students can access funds through the Office of Research and Graduate Studies for their thesis work or for travel connected to the program, and each Honors student has a small per-semester Performance Passport allowance for required program events. These are enrichment budgets rather than tuition reductions.
Founded in 1881 by the Sisters of Charity of the Incarnate Word, UIW is the largest Catholic university in Texas. But the thing that actually sets it apart is not its size or its faith tradition. It is that a single mid-sized university in San Antonio operates five separate health professions schools, including a school of optometry and a school of osteopathic medicine, which very few institutions of any size can claim.
The Program Families Should Know About: Direct Admit
This is UIW’s genuine differentiator and the reason a health-career student should look here seriously. Through the Health Professions Direct Admit Program, a high school senior can be admitted as a freshman with a conditional seat already reserved in a doctoral or master’s program. The tracks cover optometry, osteopathic medicine, pharmacy, physical therapy, occupational therapy, and athletic training.
What that means in practice: a student who would otherwise spend four years competing for a professional school seat instead spends four years maintaining a GPA. Osteopathic medicine direct admits have the MCAT requirement waived. Pharmacy direct admits are guaranteed an interview and receive an additional $5,000 scholarship in their first professional year. Physical therapy, occupational therapy, and athletic training students get their PTCAS, OTCAS, or ATCAS application fee reimbursed.
The entry bar is real: cumulative and math-science GPAs of 3.7 for optometry, osteopathic medicine, physical therapy, and occupational therapy, and 3.5 for pharmacy and athletic training, with pre-calculus readiness in the first semester. There is no application to submit; UIW automatically reviews admissions applications for eligibility. But the priority deadline is April 1, and that is the earliest date on the whole UIW calendar.
Rosenberg School of Optometry: One of a small handful of optometry schools in the country and the only one in San Antonio. The direct admit track includes an accelerated option for strong undergraduates heading toward the Doctor of Optometry degree.
Feik School of Pharmacy: A four-year PharmD program that direct admit students enter after two years of undergraduate work, with a $5,000 first-year scholarship on arrival.
School of Osteopathic Medicine: Opened in 2015 as only the second osteopathic medical school in Texas, on a south San Antonio campus that was formerly the US Air Force School of Aerospace Medicine.
Ila Faye Miller School of Nursing and Health Professions: Traditional BSN plus an Accelerated BSN for students who already hold a degree. Worth flagging: ABSN students are excluded from the transfer scholarship grid, so the math there works differently.
H-E-B School of Business and Administration: Named for the San Antonio grocery company, with an entrepreneurship center and a Global BBA that uses UIW’s campuses in Mexico and France.
Dreeben School of Education: A long-standing teacher preparation pipeline into San Antonio-area districts, with an all-level certification minor that pairs with the music education degree.
Military and veteran support: Military Times has ranked UIW a top national college for veterans three years running, and roughly one in five UIW students has a connection to the armed forces. Tuition with military Tuition Assistance authorization drops to $250 per credit hour.
One honest caveat: UIW is not a research powerhouse and does not present itself as one. If your student wants a large research university with deep graduate programs across every discipline, this is not that school. What UIW does well is take a student with a clear professional goal, particularly in health care, education, or business, and give them a straight path to it in four to eight years.
Every link below was checked against UIW’s live site. Use these for final deadlines, award terms, and official cost figures, because scholarship amounts and dates change from one enrollment cycle to the next.
UIW does not publish a public Common Data Set page. The College Navigator link above is the best available substitute for independently verified admissions and aid statistics.
✅ Wrapping It Up
Here is the whole University of the Incarnate Word story in one paragraph. Your student will almost certainly get in. Your student will almost certainly get a scholarship, somewhere between $9,000 and $22,000 a year, and it will be decided by their high school GPA without anyone writing an essay or sitting for an interview. What UIW will not tell you in advance is which tier they landed in, because the cutoffs are not published anywhere. So the honest planning move is to assume the middle of the grid, roughly $14,000, and treat anything above that as a good surprise.
Where UIW genuinely earns a spot on your list is health care. Five health professions schools under one university, and a Direct Admit program that can hand a seventeen-year-old a conditional seat in optometry school, pharmacy school, or osteopathic medical school before they have taken a single college class. If that is your student, the April 1 priority deadline is the most important date on this entire page, and the 3.5 to 3.7 GPA bar is the thing to be building toward starting in ninth grade.
If that is not your student, UIW still works, just differently. Add the Catholic high school bonus if it applies. Chase the departmental awards in music, theatre, art, or chemistry, since nobody hands those out unless you ask. If you are transferring in from an Alamo Colleges school with Phi Theta Kappa membership, stack both add-ons. Waive the health insurance if you already have coverage. Pick a double room instead of a single. None of those moves is dramatic on its own, but together they are the difference between a $56,000 sticker and the roughly $20,500 that families here actually pay.
Your kid did everything right. That does not mean the money follows.
Most families build a college list first and think about scholarships second, which is backwards. This free four-part series shows you where the money actually comes from, and how to build a list around it.
After the series, about once a month, sometimes twice during application season. No drip funnels, no affiliate pitches, and we never sell your information. Unsubscribe anytime.
Was this helpful? Share it with another parent who’s comparing college costs!
Your kid did everything right. That does not mean the money follows.
Most families build a college list first and think about scholarships second, which is backwards. This free four-part series shows you where the money actually comes from, and how to build a list around it.
After the series, about once a month, sometimes twice during application season. No drip funnels, no affiliate pitches, and we never sell your information. Unsubscribe anytime.
Leo Dimilo
Leo writes CollegeReadyParent to help families cut through financial aid jargon and see what college actually costs. He digs through university aid pages, federal data, and fine print so parents do not have to.
More about Leo →
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