Florida Gulf Coast University Scholarships (2025–2026) | Merit Aid & Costs

Florida Gulf Coast University Scholarships (2025–2026)

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What This Page Covers:
  • Tuition, housing, and what families actually pay on average
  • Automatic merit ranges and who typically qualifies
  • Competitive and hidden-gem scholarships worth a look
  • Honors perks and how to stack awards the smart way

📊 Admissions Snapshot

  • Acceptance Rate: Not clearly stated
  • Middle 50% ACT: Not clearly stated
  • Middle 50% SAT: Not clearly stated
  • Average GPA (HS): Not clearly stated

Source: Florida Gulf Coast University Office of Institutional Research (2025 data). Middle 50% = the range where half of admitted students fall.

Comparing multiple schools? Try the Scholarship Tool to search by GPA, test scores, and state →

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FGCU at a Glance

🏆 Full cost-of-attendance coverage available for eligible in-state National Merit Finalists through the Benacquisto Scholarship with institutional stacking.
Average Net Price
$10,319
What families actually paid on average
Automatic Merit (OOS)
$10,000–$15,000 / yr
Admission-based; no extra app
Typical Qualifiers
3.5–3.9+ GPA • 1220–1320+ SAT / 25–28 ACT
Based on current scholarship criteria*
Superscore Policy
ACT: Not stated • SAT: Not stated
No clear published superscore policy
Key Deadlines
Priority (EA): Nov 1 • Final (RD): Mar 1 • FAFSA: Mar 1 priority
Apply by the earliest relevant date
Honors College
Yes • Competitive • Separate application
Perks include enhanced courses and opportunities
Full-Tuition / Full-Ride
Automatic: No • Competitive: Yes
Full COA for eligible in-state National Merit Scholars
Residency & Waivers
Limited targeted waivers; no broad OOS reciprocity
Includes transfer and grandparent waivers
* Scholarship GPA/test bands reflect current President’s and Blue & Green criteria and may shift with applicant pool and funding.

Sources:
https://www.fgcu.edu/planning/institutionalresearch/datareports
https://collegescorecard.ed.gov/school/?433660-Florida-Gulf-Coast-University
https://www.fgcu.edu/admissionsandaid/undergraduateadmissions/scholarshipsandwaivers
https://www.fgcu.edu/admissionsandaid/financialaid/undergraduate/cost/costofattendance
https://www.fgcu.edu/admissionsandaid/financialaid/

💰 Cost of Attendance at Florida Gulf Coast University (2025–2026)

These are the direct, billed costs for a full-time undergraduate student living on campus at FGCU. Additional expenses like transportation, books, and personal costs are not billed by the university but still factor into aid eligibility.

Category In-State Out-of-State
Tuition & Fees $6,118 $25,162
Housing & Meals (On-Campus) $11,940 $11,940
Total (Direct/Billed) $18,058 $37,102

Why only these items? We include the costs you typically pay directly to FGCU — tuition, fees, housing, and meals. FGCU also builds other “indirect” expenses into your official Cost of Attendance budget, including:

  • Books & supplies: about $1,200 / year
  • Transportation: about $2,750 / year
  • Personal expenses: about $2,750 / year
  • Loan fees (if you borrow): about $58 / year

📉 Average Net Price (What Families Actually Pay)

The average net price is approximately $10,319 per year (College Scorecard). Net price is what families paid after grants and scholarships — and it varies a lot by income and residency.

Use FGCU’s official calculator for a personalized estimate: FGCU Net Price Calculator. Learn how net price and the Student Aid Index (SAI) work in our Net Price & SAI Guide.

Out-of-State Waivers & Regional Savings

FGCU does not advertise broad regional tuition exchange programs like WUE, MSEP, ACM, or NEBHE. That means most non-Florida students should plan on the standard nonresident tuition rate unless they qualify for a specific waiver or scholarship.

  • Florida statutory/special waivers (case-by-case): Some students may qualify for nonresident fee waivers based on specific Florida rules (for example, certain Florida high school graduate pathways or other eligibility categories).
  • Merit scholarships can offset OOS costs: FGCU’s published freshman merit awards for nonresidents can be significant (see the Scholarships & Waivers section of this page).

Real-dollar example: The difference between in-state and out-of-state tuition & fees is about $19,044 per year ($25,162 − $6,118). A waiver that grants in-state rates (or a strong merit package) can shrink that gap quickly.

FAQ — Cost of Attendance at Florida Gulf Coast University

Why is out-of-state tuition so much higher?
Like most public universities, FGCU charges more to nonresidents because Florida taxpayers subsidize in-state students. The main price jump is in tuition & fees, not housing.

Why is Housing & Meals the same for in-state and out-of-state?
Housing and meal plan costs are based on campus rates — not residency. So the direct housing/meals line is the same in FGCU’s published on-campus budget.

Does FGCU participate in WUE, MSEP, ACM, or NEBHE?
FGCU does not list participation in those broad regional exchange programs on its official cost pages. Most nonresidents should assume standard out-of-state tuition unless they qualify for a specific waiver or scholarship.

Are there any out-of-state tuition waivers at all?
There can be specific waiver categories tied to Florida eligibility rules (and some may be limited or competitive). If you think your student might qualify (Florida high school pathway, family ties, special programs, etc.), start with FGCU’s official Scholarships & Waivers page and confirm details with admissions.

What does the “average net price” number actually mean?
It’s a verified federal average of what families paid after scholarships and grants — not a guaranteed price. Your student’s net price can be higher or lower depending on residency, aid eligibility, and merit awards.

What’s the smartest way for nonresidents to reduce costs?
Two big levers: (1) check whether your student qualifies for any specific waiver category, and (2) submit everything early enough to be considered for FGCU’s published merit scholarships for nonresidents.

Sources:
https://www.fgcu.edu/admissionsandaid/financialaid/undergraduate/cost/costofattendance
https://www.fgcu.edu/student-account-services/tuitionandfees/
https://collegescorecard.ed.gov/school/?433660-Florida-Gulf-Coast-University
https://www.fgcu.edu/admissionsandaid/financialaid/netpricecalculator/
https://www.fgcu.edu/admissionsandaid/undergraduateadmissions/scholarshipsandwaivers

✅ Automatic Merit Scholarships at Florida Gulf Coast University (2025–2026)

FGCU’s main freshman merit awards are admission-based — meaning you’re considered automatically when your application and qualifying test scores are received by the posted deadlines.

Testing note (important): FGCU’s official materials reviewed for this page do not clearly state whether they superscore ACT or SAT for scholarships. If your student has multiple test dates, it’s still worth sending the best single sitting and confirming the current policy with admissions.
Scholarship Award Amount Eligibility Separate App? Renewable? Who Actually Wins? Deadline
President’s Gold Scholarship (Florida residents) $5,000 / year Freshman (first-time in college). Minimum 3.9 weighted GPA and 1320 SAT (Evidence-Based Reading & Writing + Math) or 28 ACT or 88 CLT (Classic Learning Test), submitted by the posted deadlines. No (automatic with admission file) Yes — up to 4 years (with renewal criteria) Florida-resident freshmen with very strong weighted GPA + qualifying test scores on file by the priority date. Nov 1 (priority) / Mar 1 (final)
President’s Silver Scholarship (Florida residents) $3,000 / year Freshman (first-time in college). Minimum 3.5–3.89 weighted GPA and 1220 SAT (Evidence-Based Reading & Writing + Math) or 25 ACT or 80 CLT, submitted by the posted deadlines. No (automatic with admission file) Yes — up to 4 years (with renewal criteria) Florida-resident freshmen who meet the published weighted GPA + score bands and apply by the priority date. Nov 1 (priority) / Mar 1 (final)
Blue & Green Scholars Award (non-Florida residents) $15,000 / year Non-Florida-resident freshman (first-time in college). Minimum 3.9 weighted GPA and 1320 SAT (Evidence-Based Reading & Writing + Math) or 28 ACT or 88 CLT, received by the posted deadlines. No (automatic with admission file) Yes — up to 4 years (with renewal criteria) Out-of-state freshmen with very strong academics who get everything in early (application + qualifying scores). Nov 1 (priority) / Mar 1 (final)
Blue & Green Director’s Award (non-Florida residents) $10,000 / year Non-Florida-resident freshman (first-time in college). Minimum 3.5–3.89 weighted GPA and 1220 SAT (Evidence-Based Reading & Writing + Math) or 25 ACT or 80 CLT, received by the posted deadlines. No (automatic with admission file) Yes — up to 4 years (with renewal criteria) Out-of-state freshmen who meet the published bands and submit test scores by the priority deadline. Nov 1 (priority) / Mar 1 (final)
Eagle Transfer Gold Scholarship (Florida residents) $3,000 / year (up to 2 years) Florida-resident transfer student with an A.A. (Associate in Arts) degree from a Florida college and a minimum 3.5 transfer GPA. No (automatic if eligible) Yes — up to 2 years / 4 semesters (with renewal criteria) Strong Florida transfer applicants with an A.A. completed and a high transfer GPA. By posted transfer deadline (term-specific)

Disclaimer: Award amounts, eligibility thresholds, and renewal rules may change annually depending on funding and applicant pools. Some awards may reduce other aid rather than stack — confirm details with FGCU’s Scholarships & Waivers page.

FAQ — Automatic Merit Scholarships at Florida Gulf Coast University

Do I need a separate scholarship application for these awards?
For the published freshman merit grid (President’s and Blue & Green awards), FGCU describes these as automatic consideration when you apply for admission and have qualifying test scores on file by the deadlines.

What’s the biggest “miss” that costs students money?
Waiting too long. The safest play is to apply by the Nov 1 priority date and send test scores early enough that they’re posted to the application file — especially if your student is right on the cutoff.

Is FGCU test-optional for these scholarships?
FGCU’s published merit criteria include specific SAT/ACT/CLT score thresholds for these awards. If a student doesn’t submit scores, they may not be eligible for the grid-based automatic merit awards described here.

Does FGCU superscore ACT or SAT for scholarships?
The official materials reviewed for this page do not clearly state whether FGCU superscores for scholarship purposes. If your student has multiple test dates, send the best results and confirm the current policy with admissions.

Can out-of-state students still get meaningful merit?
Yes. FGCU’s published nonresident automatic merit awards range from $10,000–$15,000 per year for qualifying students, which can significantly reduce the out-of-state premium (even if it doesn’t automatically make FGCU “in-state”).

Do transfers have automatic merit too?
FGCU lists at least one admission-based transfer award (Eagle Transfer Gold) for Florida-resident transfers who meet the published degree/GPA criteria. Transfer timelines can be term-specific, so use FGCU’s transfer deadlines and the Scholarships & Waivers page together.

Sources:
https://www.fgcu.edu/admissionsandaid/undergraduateadmissions/scholarshipsandwaivers

🏆 Flagship (Competitive) Scholarships at Florida Gulf Coast University (2025–2026)

These awards are not guaranteed and typically involve additional criteria, limited slots, or external/state programs that stack with FGCU aid. They can dramatically reduce — or in some cases cover — the full cost of attendance for eligible students.

Scholarship Award Amount Eligibility / Criteria Separate App? Renewable? Who Actually Wins? Deadline
National Merit / Benacquisto Scholar Package (Florida residents) Up to full cost of attendance (tuition, fees, housing, meals, books, stipend), after other aid Florida resident; designated National Merit Finalist or Scholar who enrolls at FGCU and meets State of Florida Benacquisto requirements Yes — National Merit process + FGCU enrollment Yes — up to 4 years (state rules apply) A very small group of top national academic performers; FGCU actively recruits qualifying Florida National Merit students National Merit timeline (spring of senior year)
National Merit Package (non-Florida residents) $10,000 / year from FGCU, with possible stacking of Blue & Green Scholars Award (up to $15,000 / year) Non-Florida resident; designated National Merit Finalist or Scholar who enrolls at FGCU Yes — National Merit process + FGCU enrollment Yes — up to 4 years (with renewal criteria) High-achieving out-of-state students who choose FGCU as their enrolling institution National Merit timeline (spring of senior year)
Eagle Transfer Scholarship $1,000 / year (up to 2 years) Florida-resident transfer student with an A.A. or A.S. degree from a Florida institution and at least a 3.0 GPA; FAFSA required No separate scholarship app, but FAFSA required Yes — up to 2 years Transfer students with solid academics and demonstrated financial need; limited funding By posted transfer deadlines (term-specific)
Out-of-State Tuition Waiver (Transfer) Covers out-of-state tuition portion for up to 9 credits per semester (fall & spring) Non-Florida-resident transfer student with at least a 3.4 GPA; selection based on academics, leadership, civic engagement, and fit Yes — institutional review Yes — with continued eligibility A small number of strong transfer applicants; not guaranteed even if GPA is met Varies by term and funding
Non-Resident Tuition Waiver (Florida High School Graduates) Waives nonresident portion of tuition (charged at in-state rate) Non-Florida resident who attended a Florida high school for 3 consecutive years and graduated from a Florida high school Yes — documentation required Yes — up to 110% of degree credit hours Students who clearly meet statutory Florida eligibility; not a merit-based award At enrollment / residency classification
Grandparent Out-of-State Tuition Waiver Waives out-of-state tuition (charged at in-state rate) Non-Florida resident with a Florida-resident grandparent and qualifying test scores (e.g., ~1330 SAT or ~29 ACT) Yes — documentation + deposit required Yes — subject to annual limits Early applicants who submit complete documentation quickly; limited number available First-come, first-served until caps are met

FAQ — Flagship & Competitive Scholarships at FGCU

Which FGCU scholarships can actually cover the full cost of attendance?
For Florida residents, the National Merit / Benacquisto package is the only clearly documented path to full cost-of-attendance coverage. Other awards can significantly reduce costs but typically do not cover everything on their own.

Are these awards automatic if I meet the criteria?
No. Unlike FGCU’s admission-based merit grid, flagship awards are competitive or capped. Meeting the criteria makes you eligible — it does not guarantee selection.

Do these awards stack with FGCU automatic merit?
Sometimes. National Merit packages explicitly stack state and institutional aid. Other competitive awards or waivers may replace part of your aid rather than stack on top — always confirm with FGCU before assuming totals.

What’s the most common mistake families make with flagship awards?
Assuming they’re automatic. Many of these require extra documentation, FAFSA completion, or early action to be competitive.

Are tuition waivers the same as scholarships?
No. Waivers reduce the tuition rate charged but usually do not provide cash for housing, meals, or other expenses. They can still be extremely valuable — especially for out-of-state students.

Sources:
https://www.fgcu.edu/admissionsandaid/undergraduateadmissions/scholarshipsandwaivers

💎 Hidden Gem Scholarships at Florida Gulf Coast University (2025–2026)

These are the scholarships most families miss because they’re not on the freshman merit grid. At FGCU, many of these awards run through the FGCU Foundation Scholarship Application and are funded by donors, departments, and program partners. They can stack with other aid and sometimes make a bigger difference than the “headline” merit awards.

Scholarship Award Amount Eligibility Separate App? Renewable? Who Actually Wins? Deadline
FGCU Foundation Scholarships (Donor-Funded) Typically $500–$5,000+ (varies by donor fund and criteria)
Some awards may be larger depending on the fund.
Open to many new and continuing FGCU students. Criteria can include academics, leadership, community service, financial need, major/program, county/region, or donor preferences. Yes — complete the FGCU Foundation Scholarship Application Some are (depends on the scholarship fund) Students who actually submit the foundation application, match specific criteria, and have a solid academic record. Many awards go to continuing students — but incoming freshmen can win too. Priority: March 1 • Final: May 1
Undergraduate Scholarships (Institutional + Program Awards) Usually $500–$5,000+ depending on program and donor source
Some may be one-time; others may renew.
FGCU administers multiple scholarship categories beyond the freshman merit grid (including donor-funded and program-based opportunities). Many require the foundation process and/or program-level requirements. Often yes — via the scholarship and foundation application process Depends (award-specific) Students who complete required applications early and match specific major/need/service criteria. This is where “quiet money” lives — especially for students already enrolled. Varies by scholarship (many align with the foundation timeline)
Hidden gem tip: At FGCU, the biggest “unlock” is simply submitting the Foundation Scholarship Application. Families often focus on the freshman merit grid and never apply for the donor/department money that’s designed to stack.

FAQ — Hidden Gem Scholarships at FGCU

What is the FGCU Foundation Scholarship Application?
It’s a centralized scholarship application used to match students with donor-funded and program scholarships. Instead of applying to dozens of separate awards, students submit one foundation application and are considered for scholarships where they meet criteria.

Can incoming freshmen win foundation scholarships?
Yes — but many foundation awards are also designed for continuing students, so families should treat this as both a freshman opportunity and a “year two and beyond” strategy.

Do foundation scholarships require financial need?
Not always. Some scholarships are purely merit-based, some are need-based, and many use a mix (for example: GPA + leadership + need). The key is matching the donor’s criteria.

Do these awards stack with automatic merit?
Often, yes. Foundation and departmental scholarships can frequently stack with admission-based merit awards — but stacking rules vary by scholarship and may depend on total aid limits.

What’s the smartest way to increase your odds?
Submit the foundation application by the Jan 1 priority deadline, write strong short answers, and make sure the application reflects your student’s major, leadership, service, and any special eligibility (first-gen, county, program participation, etc.).

Where do students usually go wrong?
They skip it because it feels “optional,” or they submit after priority deadlines. Hidden gem money is often limited and matched early — so timing matters.

Sources:
https://www.fgcu.edu/admissionsandaid/financialaid/undergraduate/typesofaid/fgcufoundationscholarships
https://www.fgcu.edu/admissionsandaid/financialaid/undergraduate/typesofaid/scholarships

🎖 Honors Program at Florida Gulf Coast University (2025–2026)

Florida Gulf Coast University offers an Honors Program designed to provide enriched academics and priority-style perks. However, FGCU does not publish a standalone honors-only scholarship grid tied directly to Honors admission.

Important: Honors participation at FGCU does not automatically trigger a separate tuition scholarship. Any scholarship funding for Honors students typically comes from FGCU’s automatic merit awards or Foundation / departmental scholarships, not from a dedicated Honors-only award.

Students admitted to the Honors Program can still be competitive for:

  • FGCU’s admission-based merit scholarships (President’s, Blue & Green awards)
  • National Merit / Benacquisto packages (for eligible Florida residents)
  • FGCU Foundation and donor-funded scholarships
  • Departmental awards tied to major or college
Honors Feature What FGCU Offers
Program Type University-wide Honors Program (selective admission)
Separate Honors Application? Yes (in addition to admission application)
Honors-Only Scholarships Not clearly documented
Typical Honors Perks Smaller classes, enriched coursework, priority registration, advising support, and special academic opportunities
Who Should Consider Honors? High-achieving students who want academic challenge and faculty engagement — even without guaranteed extra scholarship dollars

FAQ — FGCU Honors Program

Does getting into Honors mean more scholarship money?
Not automatically. FGCU does not list a guaranteed Honors-only tuition scholarship. Honors students typically rely on the same merit, flagship, and foundation scholarships available to non-Honors students.

Is the Honors Program still “worth it” without extra money?
For many students, yes. Benefits like priority registration, smaller classes, faculty mentoring, and enriched coursework can have real academic and career value — especially for competitive majors or graduate school paths.

Can Honors students still win foundation or departmental scholarships?
Yes. Honors participation can actually help in donor and departmental selection because it signals strong academics and engagement.

Should students apply to Honors if they’re focused on cost?
Honors should be viewed as an academic upgrade, not a guaranteed cost reducer. Families prioritizing cost savings should focus first on automatic merit, National Merit eligibility, and foundation scholarships.


Sources:
https://www.fgcu.edu/honors/
https://www.fgcu.edu/admissionsandaid/undergraduateadmissions/scholarshipsandwaivers

⭐ College Specialty

Florida Gulf Coast University is best known for programs that are closely tied to its coastal location, regional economy, and hands-on learning model. Rather than competing on prestige alone, FGCU has built a reputation around applied majors where students graduate with real-world experience, strong internship pipelines, and clear career outcomes—especially in fields connected to the environment, healthcare, and Southwest Florida’s tourism-driven economy.

Signature Academic Focus:
Marine & Environmental Sciences — FGCU’s coastal location shapes its academic identity. Programs emphasize sustainability, water quality, coastal ecosystems, and applied environmental research, with fieldwork and partnerships embedded directly into coursework through The Water School and related facilities.
  • Resort & Hospitality Management: One of FGCU’s signature programs, aligned with Florida’s tourism industry and known for extensive internship requirements and placement pipelines with hotels, resorts, clubs, and destination organizations.
  • Nursing & Health Sciences: Highly practical, workforce-focused programs with strong regional demand and clinical experiences in Southwest Florida healthcare systems, preparing graduates for immediate entry into local health professions.
  • Business (Lutgert College of Business): Offers applied concentrations in areas like management, entrepreneurship, and analytics, with structured internships, mentoring, and close ties to regional employers.
  • Environmental Studies & Sustainability: Interdisciplinary programs within and alongside The Water School that combine science, policy, and applied research—well suited for students interested in conservation, planning, and sustainability-focused careers.

✨ Wrapping It Up

Florida Gulf Coast University is a public, regional university where affordability is shaped less by prestige branding and more by how well your student fits FGCU’s merit and scholarship structure. For Florida residents, low in-state tuition paired with automatic merit and state programs can make FGCU a very cost-effective option.

For out-of-state families, the picture depends heavily on early applications and merit eligibility. FGCU’s nonresident merit awards won’t always bring costs down to in-state levels, but they can meaningfully reduce the gap — especially when paired with foundation or departmental “hidden gem” scholarships over time.

The smartest move isn’t guessing what FGCU might cost — it’s comparing FGCU side-by-side with similar public universities and seeing where your student’s GPA and test scores unlock the most value.

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Last updated: December 2025

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