College of the Holy Cross Scholarships (2025–2026) | CollegeReadyParent

College of the Holy Cross Scholarships (2025–2026)

← Back to the Public University Scholarships hubSee Massachusetts state aid

Last Updated on January 1, 2026
What This Page Covers:
  • Tuition, housing, and what families actually pay on average
  • Automatic merit ranges and who typically qualifies
  • Competitive and hidden-gem scholarships worth a look
  • Honors perks and how to stack awards the smart way

📊 Admissions Snapshot

  • Acceptance Rate: ~18–19%
  • Middle 50% ACT: 29–33
  • Middle 50% SAT: 1280–1430
  • Average GPA (HS): Not reported

Source: College of the Holy Cross Office of Admissions (most recent published profile / CDS). Middle 50% = the range where half of admitted students fall.

Comparing multiple schools? Try the Scholarship Tool to search by GPA, test scores, and state →

📌

Holy Cross at a Glance

Average Net Price
$36,868
What families actually paid on average
Automatic Merit (OOS)
Automatic, highly selective
Tuition scholarships awarded at admission; no separate app
Typical Qualifiers
Top academic admits
Selected by the Admission Committee
Superscore Policy
ACT: Yes • SAT: Yes
Used for admission & scholarships
Key Deadlines
Scholarship priority: N/A • Test score update: N/A • FAFSA: ASAP
Use earlier of admission/scholarship
Honors College
No • N/A • N/A
Perks: Departmental honors vary by major
Full-Tuition / Full-Ride
Automatic: No • Competitive: No
Full-tuition grants may be available based on need
Residency & Waivers
N/A
Private college; single tuition rate
– Scholarship GPA/test bands are approximate, based on award text + past recipient data + student profile stats. Numbers can shift with applicant pool and funding.

Sources:
https://www.holycross.edu/admissions-aid/tuition-financial-aid
https://www.holycross.edu/admissions-aid/tuition-financial-aid/scholarships-grants
https://catalog.holycross.edu/about/financial-aid/
https://bigfuture.collegeboard.org/colleges/college-of-the-holy-cross

💰 Cost of Attendance at the College of the Holy Cross (2025–2026)

These are the direct, billed costs for a full-time undergraduate student living on campus. Holy Cross is a private college, so in-state and out-of-state costs are the same.

Category In-State Out-of-State
Tuition $67,200 $67,200
Housing & Meals (typical on-campus) $19,700 $19,700
Total (Direct / Billed) $86,900 $86,900

Why only these items? We include the costs families typically pay directly to Holy Cross: tuition, housing, and meals. The college’s full Cost of Attendance also includes indirect expenses such as:

  • Books and course materials
  • Transportation (travel to and from campus)
  • Personal and miscellaneous expenses

📉 Average Net Price (What Families Actually Pay)

The average net price is about $36,868 per year after grants and scholarships (federal data). Because Holy Cross awards substantial institutional aid, many families—especially those with demonstrated need—pay significantly less than the sticker price.

Use the college’s Net Price Calculator for a personalized estimate, and learn how net price and the Student Aid Index (SAI) work in our CSS Profile Guide.

📄 CSS Profile Requirement

In addition to the FAFSA, the College of the Holy Cross requires the CSS Profile to award institutional financial aid. This form allows the college to assess eligibility for Holy Cross Grants and other need-based funding, including full-tuition grants for many families with incomes at or below $100,000.

👉 If this is your first time filling it out, start with our step-by-step CSS Profile Guide.

FAQ — Cost of Attendance at the College of the Holy Cross

Why are in-state and out-of-state costs the same?
Holy Cross is a private institution, so tuition is not subsidized by state taxes. All undergraduates pay the same published tuition rate regardless of residency.

Is the $86,900 total what most families actually pay?
No. That figure reflects the full sticker price before aid. The average net price is much lower due to Holy Cross’s institutional grants, and many families pay far less depending on financial need.

Does Holy Cross offer in-state discounts or regional tuition exchanges?
No. Holy Cross does not participate in programs like WUE, ACM, or MSEP. Financial aid is awarded based on institutional policy rather than residency.

Do I need to file the CSS Profile if we won’t qualify for need-based aid?
If you are applying for Holy Cross institutional aid, yes. Families who submit only the FAFSA may still qualify for federal aid, but the CSS Profile is required for Holy Cross Grants.

What costs are not billed directly by the college?
Books, transportation, and personal expenses are not billed by Holy Cross but are included in federal aid calculations. These typically add several thousand dollars per year.

Sources:
https://www.holycross.edu/admissions-aid/tuition-financial-aid
https://catalog.holycross.edu/about/financial-aid/
https://bigfuture.collegeboard.org/colleges/college-of-the-holy-cross

✅ Automatic Merit Scholarships at the College of the Holy Cross

Holy Cross offers a limited number of automatic merit scholarships that are awarded directly by the Admission Committee. There is no separate scholarship application for these awards, and they are highly selective.

🎯 Superscoring Matters

Holy Cross superscores both the ACT and SAT for admission and scholarship consideration, using the highest section scores across test dates. Submitting all test sittings can strengthen a student’s academic profile for merit review.

Scholarship Award Amount Eligibility / Criteria Separate App? Renewable? Who Actually Wins? Deadline
Magis Scholarship Partial tuition (amount varies) Outstanding academic achievement; holistic admission review* No Yes — typically 4 years Top academic admits in a highly selective pool With admission application
Faber Scholarship Partial tuition (amount varies) Strong academics; demonstrated financial need considered* No Yes — typically 4 years High-achieving admits whose profiles align with institutional priorities With admission application
Ellis Scholarship Full tuition (4 years) Worcester, MA residents only; academic excellence No (interview by invitation) Yes — 4 years Top Worcester applicants invited to interview With admission application
Brooks Scholarship (Music) Full tuition (4 years) Incoming music majors; audition required Yes — department process Yes — 4 years Exceptional musicians pursuing music degrees Department deadline
Bean / FitzGerald Scholarships (Classics) Full tuition (4 years) Incoming classics majors; departmental selection Yes — department process Yes — 4 years Students with exceptional preparation in classics Department deadline
Organ Scholarship Full tuition (4 years) Music majors/double majors; organ performance focus Yes — audition required Yes — 4 years Highly specialized music applicants Department deadline

*GPA/test ranges are estimates based on past recipients and published student profiles; actual thresholds can change by year.

FAQ — Automatic Merit at Holy Cross

Do I need to apply separately for Holy Cross merit scholarships?
No. All admission-based merit scholarships are awarded automatically as part of the admission review process.

Are there published GPA or test score cutoffs?
No. Holy Cross does not publish merit grids or guaranteed thresholds. Awards are highly selective and based on holistic review.

Are departmental scholarships automatic?
No. Music and Classics scholarships require auditions or departmental selection and are limited to specific majors.

Does test-optional admission affect merit chances?
Holy Cross is test-optional, but strong test scores—especially when superscored—can strengthen a student’s academic profile for merit consideration.

Do merit scholarships stack with need-based aid?
Yes. Merit scholarships can stack with Holy Cross Grants and other need-based aid, though total aid cannot exceed the cost of attendance.

Sources:
https://www.holycross.edu/admissions-aid/tuition-financial-aid/scholarships-grants
https://catalog.holycross.edu/about/financial-aid/

🏆 Flagship (Competitive) Scholarships

Unlike many large public universities, the College of the Holy Cross does not offer broad, application-based flagship scholarships (such as full-ride programs with essays, interviews, or leadership competitions open to all applicants).

Important Context for Families

Holy Cross focuses its financial aid strategy on meeting 100% of demonstrated financial need. As a result, most high-dollar awards are need-based grants, not competitive merit scholarships.

Some named awards—such as the Ellis Scholarship—are sometimes described as “competitive,” but they are automatically considered at admission, restricted to specific populations (Worcester, MA residents), and do not require a separate scholarship application. For CRP purposes, these are best understood as special automatic awards, not flagship competitions.

FAQ — Competitive Scholarships at Holy Cross

Does Holy Cross have a full-ride or leadership flagship scholarship?
No. Holy Cross does not publish or operate a general full-ride or leadership-based flagship scholarship open to all applicants.

Why doesn’t Holy Cross offer large competitive merit programs?
Holy Cross prioritizes meeting full demonstrated financial need for all admitted students rather than allocating funds to a small number of merit-only awards.

Is the Ellis Scholarship a flagship award?
Not in the traditional sense. While it covers full tuition, it is limited to Worcester residents and does not require a separate scholarship application, making it closer to a special automatic award.

If my student is very high-achieving, should we expect a competitive merit scholarship?
Not typically. High-achieving students are more likely to receive strong need-based aid or limited automatic merit rather than a separate competitive scholarship.

Where should families focus instead?
Families should focus on completing the FAFSA and CSS Profile accurately and on time, as this is the primary pathway to substantial aid at Holy Cross.

Sources:
https://www.holycross.edu/admissions-aid/tuition-financial-aid/scholarships-grants
https://catalog.holycross.edu/about/financial-aid/

💎 Hidden Gem Scholarships

While Holy Cross does not offer a wide range of lesser-known institutional merit programs, there are a few high-impact, program-based awards that can significantly reduce costs for the right students.

Scholarship Award Amount Eligibility / Criteria Separate App? Renewable? Who Actually Wins? Deadline
Holy Cross NROTC Scholarship Incentive Grant Covers standard on-campus room charges (up to full room cost) Students receiving a full four-year Navy ROTC scholarship at Holy Cross No (automatic with qualifying ROTC award) Yes — annual with continued ROTC eligibility Navy ROTC scholarship recipients ROTC timelines apply
Holy Cross ROTC Incentive Grant (Army / Air Force) Covers standard on-campus room charges (up to full room cost) Students with a full four-year Army or Air Force ROTC scholarship (WPI consortium) No (automatic with qualifying ROTC award) Yes — annual with continued ROTC eligibility ROTC scholarship recipients in approved programs ROTC timelines apply

FAQ — Hidden Gem Scholarships at Holy Cross

Why are ROTC grants considered “hidden gems”?
These awards are not widely advertised as scholarships but can eliminate a major portion of housing costs for students already receiving full ROTC tuition scholarships.

Do these grants cover tuition?
No. Tuition is covered by the ROTC scholarship itself. The Holy Cross incentive grants specifically offset on-campus room charges, which can save students thousands of dollars per year.

Is there a separate application for the Holy Cross incentive grants?
No. Students who receive qualifying ROTC scholarships are automatically considered for these institutional incentive grants.

Can ROTC incentive grants stack with Holy Cross need-based aid?
Yes. These grants typically stack with Holy Cross Grants and other institutional aid, subject to cost-of-attendance limits.

Are there other “hidden” departmental scholarships at Holy Cross?
Outside of ROTC-related incentives and a small number of major-specific full-tuition awards covered earlier, Holy Cross does not publish additional undergraduate departmental scholarship programs.

Sources:
https://www.holycross.edu/admissions-aid/tuition-financial-aid/scholarships-grants
https://catalog.holycross.edu/about/financial-aid/

🎖 Honors Programs & Opportunities

The College of the Holy Cross does not operate a separate undergraduate Honors College. Instead, high-achieving students can pursue departmental honors within their major and may later receive support for prestigious national fellowships and awards.

Important Context

At Holy Cross, honors recognition is typically earned during enrollment through advanced coursework, faculty mentorship, and thesis or capstone projects — not granted automatically at admission.

Most academic departments offer an Honors track or Honors thesis option for juniors and seniors who meet GPA and coursework requirements. These opportunities emphasize research, writing, and close faculty collaboration rather than additional scholarships.

Holy Cross also maintains an Office of Distinguished Fellowships and Graduate Studies, which supports students applying for highly competitive external awards such as Fulbright, Goldwater, Marshall, Rhodes, and similar national fellowships. These awards are funded externally and are not institutional scholarships.

FAQ — Honors at the College of the Holy Cross

Is there an Honors College at Holy Cross?
No. Holy Cross does not have a centralized Honors College or honors-based housing, advising, or scholarship program.

How do students earn honors recognition?
Students typically qualify through strong academic performance in their major and by completing honors-level coursework, a thesis, or a capstone project, usually during junior and senior year.

Are there scholarships tied specifically to honors programs?
No. Holy Cross does not award separate scholarships solely for participation in departmental honors programs.

Do honors programs affect financial aid?
No. Participation in honors tracks does not automatically change a student’s financial aid package.

What is the value of honors at Holy Cross?
Honors programs offer academic depth, faculty mentorship, and preparation for graduate school or national fellowships, rather than direct financial incentives.

Sources:
https://www.holycross.edu/academics/support-resources/awards-honors-fellowships
https://catalog.holycross.edu/requirements-policies/honors-awards/

⭐ College Specialty

The College of the Holy Cross is a nationally respected Jesuit liberal arts college known for rigorous academics, close faculty mentorship, and strong preparation for graduate school and public-service careers. Families often choose Holy Cross for its small classes and writing-intensive curriculum, but its reputation extends well beyond “general liberal arts” into specific fields where alumni placement and outcomes are consistently strong.

National Reputation:
Liberal Arts & Jesuit Education — Holy Cross is widely regarded as one of the top Jesuit undergraduate institutions in the U.S., known for academic rigor, ethical leadership training, and strong outcomes in law, medicine, public policy, and graduate study.
  • Economics & Political Science: Two of Holy Cross’s most popular and well-regarded majors, with strong placement into law school, public policy roles, consulting, and federal service.
  • Biology & Pre-Health Pathways: Advising-intensive programs with high medical and health-professional school placement rates relative to class size.
  • Psychology: Research-driven undergraduate curriculum that prepares students well for graduate study, counseling, and clinical pathways.
  • Writing-Intensive Liberal Arts Core: Emphasis on critical thinking, ethics, and communication skills that employers and graduate programs consistently value.

✨ Wrapping It Up

The College of the Holy Cross is a highly selective private liberal arts college where affordability is driven far more by need-based institutional aid than by large, competitive merit programs. While automatic merit scholarships exist, they are limited and awarded to a small subset of admitted students.

Because Holy Cross charges one tuition rate for all students, the biggest differences in what families pay come down to financial need, timely completion of the FAFSA and CSS Profile, and how institutional grants stack. For many families, especially those with moderate incomes, Holy Cross’s need-based aid can make a private education surprisingly realistic.

If Holy Cross is on your student’s list, the smartest move isn’t guessing at scholarships — it’s comparing Holy Cross side-by-side with similar private colleges and understanding where your student’s academic profile and financial situation unlock the most value.

Was this helpful? Share it with another parent navigating private college costs.

Last updated: January 2026

Back to top ↑
Scroll to Top