Merrimack College Scholarships (2026–2027) — Merit, Cost & Aid Guide

Merrimack College Scholarships (2026–2027)

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Last Updated on June 18, 2026
What This Page Covers:
  • Tuition, housing, and average family net price
  • Automatic merit ranges and qualifier benchmarks
  • Flagship and hidden-gem awards
  • Honors and stacking strategy

📊 Admissions Snapshot

  • Acceptance Rate: ~72%
  • Middle 50% ACT: 27-31
  • Middle 50% SAT: 1060-1250
  • Average GPA: 3.5

Comparing multiple schools? Try the Scholarship Tool to search by GPA, test scores, and state →

📌 Merrimack College at a Glance

Average Net Price
$37,899/year
Average paid.
Automatic Merit
$2,000–$30,000/yr
No separate application.
Scholarships Tracked
10 opportunities
4 automatic · 5 hidden gem · 1 honors
Merit Evaluation
Holistic Review / Varies
Merit depends on profile rigor.
Testing Policy
Test-optional
No superscore.
Key Deadlines
Priority: Nov 15 • FAFSA: TBD
Financial Aid Forms
FAFSA Only
🚨 Easy-to-Miss “Gotchas” at Merrimack College (Read This First)

  • Merit looks generous—but net price is still high: Merrimack offers automatic merit, but the average net price is still around ~$38K/year. Families sometimes focus on the scholarship amount and miss the final out-of-pocket cost.
  • Early application timing matters for aid: With rolling admissions and a November priority window, students who apply later may still get in—but with less favorable scholarship offers.

FAQ

Is this college test-optional? Yes — Merrimack College is test-optional.

What is the middle 50% ACT/SAT? ACT: 27-31; SAT: 1060-1250.

Average net price? About $37,899/yearyear after aid.

Does this school use waivers/reciprocity? No — private school; same rate for all.


Sources:
Engineering scholarships page: https://www.merrimack.edu/academics/engineering-and-computational-sciences/civil_engineering/resources/scholarships/
University application process page: https://www.merrimack.edu/admission/undergraduate/application-process/admission-options/
Financial aid catalog page: https://catalog.merrimack.edu/content.php?catoid=20&navoid=540
Engineering scholarships page: https://www.merrimack.edu/academics/engineering-and-computational-sciences/scholarships/
University scholarship page: https://www.merrimack.edu/academics/engineering-and-computational-sciences/academic-programs/machs-scholars-program/
University scholarship page: https://www.merrimack.edu/wp-content/uploads/understanding_financial_aid.pdf
University scholarship page: https://catalog.merrimack.edu/content.php?catoid=22&navoid=595
CollegeScorecard / Admissions: https://collegescorecard.ed.gov/

💰 Cost of Attendance at Merrimack College 2026-2027

📅 2026–2027 Planning Note: The costs below reflect the most recently published figures (2025–2026). Universities typically finalize the next year’s rates in the spring, and we’ll update this page once official 2026–2027 numbers are released.

Planning tip: At large public universities, tuition, fees, and housing usually increase modestly each year (often in the 2–5% range). For early budgeting, families may want to plan for roughly $1,000–$1,500 more in-state or $2,000–$3,000 more out-of-state in total direct costs once new rates are published.

Category (2026–2027) In-State Out-of-State
Tuition & Mandatory Fees (2 semesters) $51,080 $51,080
Housing & Meals (typical) $23,884 $23,884
Total (Direct Costs) $74,964 $74,964

Average Federal Net Price: $37,899 — this is what families actually paid after grants and scholarships (no loans), based on the most recent federal data. Your specific cost could be significantly lower or higher depending on your financial aid eligibility and merit scholarships. New to Net Price & SAI? Read our guide.


Merrimack “Money Lever” Most Families Miss

Because Merrimack is a private college (one tuition rate for everyone), the biggest cost swing usually comes from timing and how your application is reviewed — not residency.

  • Early Application Scholarship (deadline-driven money): Apply by Nov 15 to receive $3,000 (EA/ED I), or by Feb 15 to receive $2,000 (EA/ED II). Your application must be fully complete by the deadline to qualify.
  • Test-blind (scores don’t help): Merrimack is test-blind for admission, scholarships, and Honors consideration — SAT/ACT scores are not used in review, even if submitted.
  • Housing is a real cost factor: Most first-year students live on campus, so when you compare schools, make sure you’re comparing total billed cost (tuition + housing/meals) — not tuition alone.

Parent move: If Merrimack is on your list, treat Nov 15 like your “money deadline,” and don’t waste time/stress on test scores for scholarship purposes.

FAQ — Cost of Attendance at Merrimack College

Why are in-state and out-of-state costs the same?
Merrimack is a private college, so tuition is not subsidized by state taxes. All students pay the same base tuition and fees, regardless of residency.

Is the $75,000 total what most families actually pay?
No. That figure reflects the sticker price before aid. The average net price is closer to $38,000, and many students receive institutional grants or scholarships that reduce costs further.

Does Merrimack offer in-state tuition waivers or reciprocity programs?
No. Merrimack does not participate in WUE, ACM, MSEP, or regional tuition exchanges. Aid is awarded through institutional scholarships and need-based grants instead.

Are housing and meal costs fixed?
Housing and meal costs are shown as an average. Actual charges vary depending on residence hall type and meal plan selection.

How can families estimate their real cost?
The best way is to use Merrimack’s Net Price Calculator and compare financial aid offers carefully, paying attention to grants versus loans.

Sources:
https://www.merrimack.edu/bursar/tuition-expenses/
https://www.merrimack.edu/aid/tuition/
https://collegescorecard.ed.gov/school/?166850-Merrimack_College

Is Merrimack worth it for your family?
  • High-need families: Often see large gaps between the ~$75k sticker price and aid-adjusted cost, especially when need-based grants combine with merit.
  • Middle-income families: Merit + early-application bonuses + targeted awards (FIRST, music, departmental) often determine whether Merrimack competes with other private colleges.
  • Near full-pay families: Merrimack’s value tends to come from program fit, internships, and outcomes rather than headline discounts.

These examples are illustrative, not guarantees — individual aid packages vary.

✅ Automatic Merit Scholarships at Merrimack College (2026–2027)

Merrimack awards several admission-based merit scholarships automatically — meaning most students don’t submit a separate scholarship application. These awards are typically based on a holistic review of your academic record and accomplishments.

Important: Merrimack is test-blind for admission and institutional scholarship consideration — SAT/ACT scores are not used in the review process. That means superscoring isn’t a factor here (scores won’t change scholarship decisions).
Automatic
Early Application Scholarship (EA/ED I)
📅 Deadline: November 15
Non-Renewable
$3,000
✘ Not stackable
Holistic / Status Based

Stacking & Combining
Functions as a one-time early-filing incentive; may be combined with merit subject to overall aid and cost-of-attendance limits.

💡
Strategic Detail
CRP HTML describes this as a one-time $3,000 award for complete EA/ED I files by Nov 15.
🕵
Who Actually Wins
Students who submit a complete EA/ED I application by November 15; not based on competitiveness beyond admission.
Automatic
Early Application Scholarship (EA/ED II)
📅 Deadline: February 15
Non-Renewable
$2,000
✘ Not stackable
Holistic / Status Based

Stacking & Combining
One-time early-filing incentive; may be combined with institutional merit scholarships subject to overall aid limits.

💡
Strategic Detail
CRP HTML specifies a one-time $2,000 award for complete EA/ED II applications by Feb 15; institutional pages list EA II around mid-January, so exact calendar date may vary by year.
🕵
Who Actually Wins
Students who submit a complete EA/ED II application by the stated deadline; not merit-competitive beyond admission.
Automatic
Merrimack Scholarship
📅 Deadline: November 15
✓ Renews (4 yrs)
$15,000–$29,000/yr
✘ Not stackable
Holistic / Status Based

Stacking & Combining
May be adjusted if overall cost of attendance or enrollment/housing status changes.

💡
Strategic Detail
CRP HTML cites $15,000–$29,000 per year; college financial aid materials show merit ranges extending slightly higher for some years.
🕵
Who Actually Wins
A broad range of admitted students with solid academics; award level depends on holistic review.
Automatic
Presidential Scholarship
📅 Deadline: November 15
✓ Renews (4 yrs)
$16,000–$30,000/yr
✘ Not stackable
Holistic / Status Based

Stacking & Combining
May be adjusted if overall cost of attendance or enrollment/housing status changes.

💡
Strategic Detail
Described as Merrimack’s most prestigious merit scholarship, up to $30,000 per year, renewable for up to eight semesters for full-time students in good academic standing.
🕵
Who Actually Wins
Most winners: Top academic admits based on holistic review of record and accomplishments.
* GPA/test bands are estimates based on official selectivity and prior cohort profiles. "Who Actually Wins" insights are pulled from external peer-sourced data where students and parents have reported real-world award results. Because colleges can change funding thresholds and deadlines at any time, always verify these details with the institution before finalizing your application strategy.

*GPA/test ranges are estimates based on past recipients and published profiles; actual thresholds can change by year.

Disclaimer: Award amounts and renewal criteria can change by year based on funding and policy updates. Some aid may be adjusted if your enrollment status, housing plan, or overall cost of attendance changes — always confirm details with Merrimack Financial Aid.

FAQ — Merrimack Automatic Merit Scholarships

Do I need a separate scholarship application for Merrimack merit awards?
Usually, no. Merrimack states that undergraduate applicants are automatically reviewed for institutional merit scholarships as part of the admission process.

Do SAT/ACT scores help increase Merrimack scholarships?
No. Merrimack is test-blind for admission and scholarship consideration, meaning test scores are not used at all — even if submitted.

Are these scholarships renewable?
Yes, most admission-based merit scholarships renew as long as you stay full-time and maintain good academic standing. Merrimack also notes that changes to enrollment or housing/cost-of-attendance status can affect renewal/amount.

Is the Early Application Scholarship “automatic” too?
Yes — it’s essentially an early-filing incentive. If your application is complete by the deadline, you receive the stated amount (Nov 15 = $3,000; Feb 15 = $2,000).

What’s the single biggest tip to maximize Merrimack automatic aid?
Apply early with a complete file (especially by Nov 15). At colleges with rolling/early options, timing can matter for both admission review and institutional aid budgeting.

Sources:
https://www.merrimack.edu/aid/types/grants/
https://www.merrimack.edu/admission/undergraduate/application-process/
https://www.merrimack.edu/admission/undergraduate/application-process/faqs/
https://www.merrimack.edu/aid/faqs/
https://www.merrimack.edu/aid/award-policies/awardpolicies/

If your student looks like this…
  • GPA ~3.7+ with strong rigor: Apply by Nov 15 to maximize Presidential/Merrimack merit and early-application bonuses; ask admissions whether any targeted awards may replace merit.
  • GPA ~3.3–3.6, solid academics: Expect mid-tier merit plus Early Application money; focus on stacking with FIRST Robotics, music, or departmental awards if eligible.
  • High-need STEM student: Prioritize early completion + inquire about MACHS Scholars and engineering donor scholarships that often appear after the first year.

🏆 Flagship & Competitive Scholarships at Merrimack College (2026–2027)

Some colleges advertise highly selective flagship scholarships — often full tuition or full ride awards that serve as major recruiting tools. Merrimack College takes a different approach.

No true flagship scholarships: Merrimack does not offer full-tuition or full-ride institutional scholarships. There are no nationally branded or admission-driving “top awards” similar to Stamps or Presidential full-ride programs.

This institution does not offer designated Competitive scholarships at this time.

Instead, Merrimack focuses most of its institutional aid on:

  • Automatic merit scholarships awarded at admission
  • Honors-based awards tied to selective academic programs
  • Smaller competitive or departmental scholarships awarded later or by application

Families comparing schools should know that the largest and most reliable scholarships at Merrimack are automatic merit awards, not competitive flagship programs.

Where to look next:

FAQ — Flagship Scholarships at Merrimack College

Does Merrimack offer any full-tuition or full-ride scholarships?
No. Merrimack does not advertise or award full-tuition or full-ride institutional scholarships.

Are there highly competitive scholarships I should still apply for?
Not in the traditional flagship sense. Competitive awards at Merrimack are usually tied to honors programs, leadership, or academic departments and are covered in those sections.

Where do most students actually get their scholarships?
Most Merrimack students receive aid through automatic merit scholarships awarded at admission, often combined with need-based grants.

Is Merrimack less generous because it has no flagship awards?
Not necessarily. Merrimack spreads aid more broadly across its student body rather than concentrating large awards on a small number of students.

Sources:
https://www.merrimack.edu/aid/types/grants/
https://www.merrimack.edu/aid/faqs/
https://www.merrimack.edu/admission/undergraduate/

Merrimack application timeline (practical playbook)
  • By Nov 15: Submit a complete application to unlock the largest early-application bonus and strongest merit consideration. Music/arts students should flag auditions early.
  • Nov–Dec: If eligible, proactively ask admissions about Augustinian or O’Brien consideration — these can replace merit and change the package.
  • By Feb 15: Final early option for a smaller application bonus; follow up on music, FIRST Robotics, or program-based awards.

💎 Hidden Gem Scholarships at Merrimack College (2026–2027)

These Hidden Gem scholarships include targeted institutional awards, departmental donor funds, and curated external opportunities that Merrimack actively promotes. Most are not automatic, often apply after the first year, and require initiative to secure.

Automatic⚠ Upperclassmen Only
Endowed & Restricted Scholarships
📅 Deadline: Varies  ·  📢 Results: During the academic year when selected.
Non-Renewable
Varies
✘ Not stackable
🎓 Upperclassmen

Stacking & Combining
Often used to replace loans or work-study and to repackage aid while honoring donor intent.

💡
Strategic Detail
Catalog describes endowed/restricted scholarships as donated funds that vary in character and purpose, based on merit, leadership capability and financial need, and awarded during the academic year by Financial Aid.
🕵
Who Actually Wins
Continuing students whose merit, leadership and/or financial need align with specific donor criteria.
App Required⚠ Upperclassmen Only
II-VI Foundation Scholarship
📅 Deadline: Varies
Non-Renewable
Varies
✘ Not stackable
🎓 Upperclassmen

Stacking & Combining
External donor-funded award that may supplement institutional aid but could affect unmet-need and loan/work-study portions.

📄
How to Apply
Submit a Coherent / II-VI Foundation scholarship application as an engineering, mathematics or science-related major; follow foundation and Merrimack engineering scholarship instructions.
Selection criteria: Determined by the Coherent / II-VI Foundation; typically emphasizes STEM major, academic performance and motivation.
✎ Essays

💡
Strategic Detail
Listed on Merrimack engineering scholarships site as a general scholarship for students pursuing engineering-, mathematics- or science-related degrees; detailed amounts and criteria are set by the Coherent / II-VI Foundation.
🕵
Who Actually Wins
Competitive engineering, math or science students who submit strong applications to the II-VI Foundation.
App Required
MACHS Scholars Program
📅 Deadline: Recipients typically chosen by May 1 for awards applied the following fall.  ·  📢 Results: By May 1 for entering cohort.
✓ Renews (4 yrs)
$8,100/yr
✘ Not stackable
👥 ~Up to 20 STEM students over five years across multiple cohorts. winners/yr

Stacking & Combining
Intended to provide substantial additional STEM support; may change composition of overall aid and can reduce loans or work-study.

📄
How to Apply
Apply and be admitted to Merrimack in a STEM major; selected high-achieving, low-income STEM students are invited and chosen by a program steering committee based on need, transcripts, essays and interviews.
Selection criteria: Selection based on financial need, academic excellence, intent to pursue a STEM major, essays and interviews by a steering committee.
✎ Essays🎤 Interview

💡
Strategic Detail
NSF-funded Merrimack Achieves Collegiate Holistic Support (MACHS) program; each recipient eligible for up to $8,100 per academic year and up to $32,400 total, projected to fund 20 STEM students over five years.
🕵
Who Actually Wins
Most winners: High-achieving low-income STEM admits selected through a competitive review of financial need, academics and application materials.
App Required⚠ Upperclassmen Only
SAME Scholarship
📅 Deadline: Packets available in December; specific submission date set by engineering department.
Non-Renewable
Varies
✘ Not stackable
🎓 Upperclassmen

Stacking & Combining
Departmental donor award that may be layered onto existing aid, potentially replacing some self-help aid depending on need calculations.

📄
How to Apply
Obtain an application packet from the engineering department, typically available in December, and submit by the department’s stated deadline.
Selection criteria: Determined by engineering faculty; typically considers academic performance and fit with donor intent.

💡
Strategic Detail
Merrimack engineering site notes SAME Scholarship provides financial aid for a deserving engineering major, with packets available from the engineering department in December.
🕵
Who Actually Wins
Most winners: Deserving engineering majors identified through a departmental application and review process.
Automatic⚠ Upperclassmen Only
SGH Scholarship
📅 Deadline: Varies
Non-Renewable
Varies
✘ Not stackable
🎓 Upperclassmen

Stacking & Combining
Donor-funded departmental award, generally supplementing existing packages but may adjust self-help aid.

💡
Strategic Detail
Engineering scholarships page lists SGH Scholarship among Merrimack scholarship recipients; CRP notes it is a donor scholarship for engineering students awarded during the academic year.
🕵
Who Actually Wins
Upper-division engineering students in good standing chosen by department faculty.
* GPA/test bands are estimates based on official selectivity and prior cohort profiles. "Who Actually Wins" insights are pulled from external peer-sourced data where students and parents have reported real-world award results. Because colleges can change funding thresholds and deadlines at any time, always verify these details with the institution before finalizing your application strategy.
Important: Many Hidden Gem scholarships at Merrimack are awarded after your first year and may replace loans or work-study rather than add to merit. Staying engaged with advisors and departments is key.

FAQ — Hidden Gem Scholarships at Merrimack College

Why don’t these show up in my first-year offer?
Many are departmental or donor-funded and awarded later, once faculty know students better.

Are these scholarships guaranteed?
No. Most are competitive and require continued academic progress and initiative.

How do students maximize access to Hidden Gems?
Declare majors early, meet faculty, and ask departments directly about funding opportunities.

Why did my merit disappear when I received another scholarship?
At Merrimack, some targeted awards (like Augustinian or O’Brien) are designed to replace standard merit rather than stack on top of it. This isn’t a penalty — it’s how the college reallocates limited funds. Always compare the total package before and after the change.

Sources:
https://www.merrimack.edu/academics/engineering-and-computational-sciences/scholarships/
https://catalog.merrimack.edu/content.php?catoid=20&navoid=540

🎖 Honors at Merrimack College (2026–2027)

Merrimack does not have a traditional “Honors College” that every top applicant can simply opt into. Instead, honors-style benefits tend to show up through selective academic programs, faculty-led opportunities, and (for some students) additional merit tied to honors-level participation.

Quick reality check: Honors at Merrimack is less about a big branded “Honors College” and more about program-based opportunities. For most families, the most reliable money is still in Automatic Merit — not an honors-only scholarship track.
App Required
Honors Scholarship
📅 Deadline: November 15
✓ Renews (4 yrs)
$36,000/yr
✘ Not stackable
Holistic / Status Based

Stacking & Combining
Can be awarded as a comprehensive scholarship that reshapes or replaces top-tier merit, or in some cases in addition to merit; families should compare the full package carefully.

📄
How to Apply
Be selected for Merrimack’s Honors Program through honors-level consideration tied to the admission process; top students are automatically reviewed and invited.
Selection criteria: Selection into the Honors Program based on being among the top high school applicants and fit for a rigorous honors cohort; scholarships then structured as comprehensive or additive awards.

💡
Strategic Detail
Catalog describes the Honors Scholarship as awarded to students selected into the Honors Program and notes it may be awarded as a comprehensive scholarship or in addition to merit. A financial aid guide notes honors-linked scholarships up to $36,000 per year, renewable annually.
🕵
Who Actually Wins
Most winners: Top academic admits invited into the selective Honors Program who maintain required participation and academic standing.
* GPA/test bands are estimates based on official selectivity and prior cohort profiles. "Who Actually Wins" insights are pulled from external peer-sourced data where students and parents have reported real-world award results. Because colleges can change funding thresholds and deadlines at any time, always verify these details with the institution before finalizing your application strategy.

FAQ — Merrimack Honors (What Parents Should Know)

Is there a separate “Honors College” at Merrimack?
Not in the traditional public-university sense. Merrimack’s honors-style benefits tend to be tied to selective programs and cohort opportunities rather than a large standalone Honors College.

Is the Honors Scholarship extra money on top of merit?
Not always. At many private colleges (including Merrimack), honors-linked awards often replace part of the top merit package rather than stack on top. Families should compare the final award letter line-by-line.

Do students need test scores to be considered for honors?
No. Merrimack is test-blind for admission and institutional scholarship consideration, so SAT/ACT scores are not used for honors selection either.

Is honors worth it if the scholarship amount isn’t bigger?
It can be — if your student wants the academic structure, mentorship, and the type of cohort experience that can strengthen grad school or internship outcomes. If your student wants maximum flexibility, honors may feel like extra obligations.

What’s the best way to increase the chance of honors consideration?
Apply early (aim for Nov 15) with a strong transcript showing rigor, consistent grades, and meaningful involvement. Honors tends to favor students who look like they’ll thrive in smaller, higher-expectation coursework.


⭐ College Specialty

Merrimack College is a private, Catholic (Augustinian) institution in North Andover, Massachusetts, known for blending hands-on learning with close faculty mentorship. Families are often drawn to Merrimack for its engineering and STEM growth, but the college has also built strong reputations in business, health sciences, and teacher preparation—programs that emphasize internships, applied projects, and career readiness rather than theory alone.

  • Engineering & Computational Sciences: A growing strength at Merrimack, with ABET-accredited engineering programs, strong industry partnerships, and donor-funded scholarships that support upper-division STEM students.
  • Business (Girard School of Business): Known for practical, career-oriented business education with concentrations in accounting, finance, analytics, and entrepreneurship, plus strong regional employer pipelines.
  • Health Sciences: Popular pre-professional pathways including nursing, health sciences, and allied health fields, supported by clinical placements and experiential learning.
  • Education: Teacher preparation programs with deep ties to local school districts, offering early classroom exposure and strong licensure outcomes.

✨ Wrapping It Up

Merrimack College is a private Catholic (Augustinian) college where the money strategy is pretty clear: most families who get real institutional help see it through automatic merit at admission, plus the early-application bonuses if you get your file in on time. Merrimack doesn’t run a “flagship full-ride” program — so the best way to lower cost is to execute the basics well and then add targeted awards where your student qualifies.

Because Merrimack charges one tuition rate for all students, your outcome usually comes down to three things: how early you apply, how strong the transcript is (rigor + consistency), and whether your student is eligible for scholarships that stack (like music/FIRST) versus awards that are awarded in place of merit (like Augustinian or O’Brien). That “stacking vs. replacing” distinction is the part many families miss — and it’s often the difference between feeling surprised by an award letter and feeling in control of the numbers.

If Merrimack is on your list, don’t guess. Use the Net Price Calculator, apply by Nov 15 if possible, and compare Merrimack side-by-side with similar private colleges to see where your student’s profile unlocks the most value.

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