University of Central Florida Scholarships (2025–2026)
← Back to the Public University Scholarships hub • See Florida state aid
- Tuition, housing, and what families actually pay on average
- Automatic merit ranges and who typically qualifies
- Flagship (competitive) and hidden-gem scholarships worth a look
- Honors perks and how to stack awards the smart way
📊 Admissions Snapshot
- Acceptance Rate: ~45% (CDS 2024–25)
- Middle 50% ACT: 25–29 (CDS 2024–25)
- Middle 50% SAT: 1210–1340 total; EBRW 610–680 • Math 590–670 (CDS 2024–25)
- Average HS GPA: 4.22 (Fall 2024 freshman class, UCF Facts)
Sources: UCF Common Data Set 2024–25 (Analytics & Integrated Planning) and UCF “Facts” page. Middle 50% = the range where half of admitted students fall.
UCF at a Glance
Last verified: October 5, 2025
UCF is a large public research university with competitive admissions and plenty of merit-based aid for strong students. Most freshmen are considered for Pegasus scholarships automatically when they apply—no extra application—and Florida residents may also stack state programs like Bright Futures and, for National Merit Finalists, Benacquisto.
Below, we map out what UCF really costs, who tends to qualify for its top awards, and how in-state families and out-of-state parents usually combine programs to lower the bill.
FAQ
Is this college test-optional? No. UCF requires SAT, ACT, or CLT scores for freshman admission and they must be sent officially. (UCF Admissions)
What is the middle 50% ACT/SAT? ACT 25–29; SAT 1210–1340 total (EBRW 610–680 • Math 590–670). Source: UCF Common Data Set 2024–25.
What’s the average net price? $13,110 (latest NCES/IPEDS).
Does this school use reciprocity or OOS waivers? Florida does not have a WUE/MSEP-style reciprocity. Residents may use state programs like Bright Futures; Florida-resident National Merit Finalists receive Benacquisto (covers cost of attendance at Florida publics).
💰 Cost of Attendance at University of Central Florida (2025–2026)
The figures below represent estimated direct costs for a full-time undergraduate student living on campus at UCF in Orlando. These totals reflect the average annual cost for fall and spring semesters combined (28 credit hours).
| Category | In-State | Out-of-State |
|---|---|---|
| Tuition & Mandatory Fees (28 credit hours, fall + spring) |
$5,954 | $22,482 |
| Housing & Meals | $13,412 | $13,412 |
| Total (Direct/Billed) | $19,366 | $35,894 |
Why only these items? This table shows what families actually pay UCF directly—tuition, fees, housing, and meals. Other estimated costs like books (~$1,200), transportation (~$2,100), and personal expenses (~$3,000) vary by student and are not billed by the university.
📉 Average Net Price (after aid)
The typical family pays around $13,351 per year after grants and scholarships (based on the latest NCES/IPEDS data). This figure reflects the average out-of-pocket cost—not including loans. For a personalized estimate, try the UCF Net Price Calculator or learn how net price and Student Aid Index (SAI) work in our guide: Net Price & SAI explained.
UCF participates in the Academic Common Market (Graduate Only), which allows eligible students from SREB states to pay in-state tuition for certain graduate programs not available in their home state. UCF does not participate in WUE or other regional undergraduate reciprocity programs.
Non-resident students who graduate from a Florida high school within 24 months may also apply for a Florida tuition waiver that reduces tuition to in-state levels.
Savings Example: Without a waiver, out-of-state tuition is about $22,482 versus $5,954 in-state — a potential savings of nearly $16,500 per year.
Note: The Academic Common Market applies to a limited set of graduate programs, not all majors at UCF.
FAQ
Who qualifies?
Florida residents automatically qualify for in-state tuition.
Out-of-state students must meet specific criteria—such as graduating from a Florida high school within the last 24 months—to qualify for the tuition waiver.
How much can families save?
The waiver can reduce tuition by roughly $16,500 per year compared to standard out-of-state rates.
Do you need to apply?
In-state tuition is automatic for Florida residents.
The out-of-state waiver requires a separate application to the Registrar’s Office and must be submitted before or on the first day of classes.
Automatic Merit Scholarships — University of Central Florida
| Scholarship | Award Amount (per year) | Eligibility | Separate App? | Renewable? | Who Actually Wins? | Deadline |
|---|---|---|---|---|---|---|
| Pegasus Scholarship (Residents) | $1,500 – $7,500 / year (≈ $6K – $30K total over 4 years) | Incoming Florida residents with strong GPA and course rigor; test scores optional but can boost amount. UCF superscores ACT/SAT. | No – automatic with admission by priority date | Yes – 8 semesters; maintain GPA and full-time status | Middle 50% profile ≈ GPA 4.1–4.5, SAT 1310–1430, ACT 28–32; rigor matters. | Nov 1 (Early Action) |
| Pegasus / Knights Achievement (Non-Residents) | $7,500 – $10,500 / year (≈ $30K – $42K total over 4 years) | First-time non-resident students awarded a partial non-resident fee waiver based on academic record. Superscored tests accepted. | No – automatic with admission by priority date | Yes – 8 semesters; maintain GPA and full-time status | High-achieving OOS students with 4.1+ GPA and strong ACT/SAT scores near or above median. | Nov 1 (Early Action) |
Amounts shown are per-year estimates converted from UCF’s four-year totals. Waivers and merit awards generally cannot be combined to exceed the full non-resident fee cap. Actual thresholds vary annually based on funding and applicant strength.
Automatic Merit — FAQs (University of Central Florida)
Does UCF superscore ACT and SAT?
Yes. UCF uses superscoring for both exams to determine scholarship eligibility.
Do I need a separate application?
No. Students who apply for admission by the November 1 Early Action priority deadline are automatically considered for Pegasus and Knights Achievement awards.
Are these awards renewable?
Yes. They renew for up to eight semesters if students maintain the required GPA and complete at least 24 credit hours per academic year.
Can Pegasus and Knights Achievement stack with other aid?
They can combine with Bright Futures and federal aid, but admissions waivers usually cannot stack beyond the non-resident fee limit.
When will students hear about awards?
Merit notifications typically arrive with admission decisions or shortly after. Applying early ensures the best chance for funding.
🏆 Flagship Scholarships (Competitive Scholarships)
These aren’t automatic like Pegasus. They’re selective, come with extra steps, and usually go to students who meet specific statewide or national criteria. To avoid confusion: Florida Academic Scholars (FAS) and Florida Medallion Scholars (FMS) are the two main tiers within the state’s Bright Futures program.
| Scholarship | Award Amount | Eligibility | Separate App? | Renewable? | Who Actually Wins? | Deadline |
|---|---|---|---|---|---|---|
| National Merit Scholarship Package (UCF) | ≈$25,000+/yr for 4 yrs (OOS); in-state Finalists receive Benacquisto + Bright Futures. | National Merit Finalist; designate UCF as first choice with NMSC. | No — handled via NMSC + UCF admission. | Yes — up to 8 semesters (full-time + good standing). | Finalists who choose UCF on time. In-state winners layer Benacquisto + FAS; OOS get UCF’s full package. | Early Action priority by Oct 15/Nov 15 for UCF merit; select UCF as first choice by NMSC spring deadline. |
| Florida Bright Futures — FAS | 100% tuition & fees + $300/term books (at UCF rates) | FL HS grads meeting FAS GPA/test benchmarks + service/work hours | Yes — Florida Financial Aid Application (FFAA) | Yes — up to 120 credit hours; renewal GPA 3.0; 24 credits/yr typical | Students at/above FAS benchmarks. Covers tuition/fees; housing & meals extra. | Aug 31 after HS graduation (FFAA window) |
| Florida Bright Futures — FMS | 75% of tuition & fees | FL HS grads meeting FMS GPA/test benchmarks + service/work hours | Yes — Florida Financial Aid Application (FFAA) | Yes — up to 120 credit hours; renewal GPA 2.75; 24 credits/yr typical | Students meeting FMS benchmarks. Often stacked with Pegasus or Pell for housing/meal coverage. | Aug 31 after HS graduation (FFAA window) |
• Bright Futures (FAS/FMS): Submit the FFAA by August 31 after HS graduation.
• National Merit: Designate UCF as first choice by the NMSC spring deadline; UCF Early Action priority is Oct 15 and Nov 15.
• Pegasus (priority consideration): Apply to UCF by November 1.
Disclaimer: Bright Futures FAS is a full tuition award, not a “full ride.” Housing, meals, and personal costs are extra. Requirements and renewal rules are set by the Florida DOE and can change annually. Always verify benchmarks before applying.
❓ Flagship / Competitive Scholarship FAQs
Do National Merit Finalists get a different package if they’re in-state vs. out-of-state?
Yes. Florida residents who are Finalists receive Benacquisto funding (plus Bright Futures if eligible). Out-of-state Finalists receive UCF’s National Merit package valued at $25k+/year.
What dates actually matter for National Merit at UCF?
Apply to UCF by Early Action Oct 15/Nov 15 for priority merit consideration, and make sure you designate UCF as your first-choice with NMSC by their spring deadline.
Can Bright Futures stack with Pegasus or National Merit?
Bright Futures is state funding and commonly combines with UCF awards. Your final package depends on need-based aid and institutional stacking rules in your offer letter.
What should students prepare for these applications?
Use our Essay Toolkit to draft stronger responses and our Brag Sheet Builder to organize activities and service hours for National Merit and Bright Futures documentation.
Where can I learn more about National Merit and Bright Futures on CRP?
See our National Merit guide for how the UCF package works, and review Florida’s Bright Futures details before you file the FFAA.
⭐ College Specialty
UCF is the largest university in Florida by enrollment, but size isn’t its only strength. It has earned national recognition in several fields that matter for students seeking career-ready majors.
UCF is best known nationwide for Hospitality Management. The Rosen College of Hospitality Management is consistently ranked among the top 5 hospitality programs in the world and sits in the heart of Orlando’s global tourism hub, giving students unmatched access to internships and employers.
- Engineering & Computer Science — Ranked in the top 75 public engineering schools (U.S. News 2024). Strong aerospace and defense pipelines with Lockheed Martin, Siemens, and NASA’s Kennedy Space Center.
- Optics & Photonics (CREOL) — One of only a few dedicated optics colleges in the U.S., consistently ranked among the top 25 graduate optics programs (U.S. News 2024).
- Game Design & Digital Media (FIEA) — The Florida Interactive Entertainment Academy has been ranked the #1 graduate game design program in the U.S. by Princeton Review multiple times.
These specialties matter because they connect students directly to Florida’s largest industries — tourism, aerospace, defense, and tech — turning Orlando into a living laboratory for internships and post-grad jobs.
Burnett Honors College (University of Central Florida)
The Burnett Honors College at UCF offers a more personalized, small-college experience within one of the nation’s largest universities. Honors students benefit from smaller classes, exclusive housing, individualized mentoring, and pathways to research, scholarships, and national fellowships.
GPA: 4.1–4.5 weighted
SAT: 1310–1450 or ACT: 28–32
Strong AP/IB/AICE/dual-enrollment coursework
Leadership, service, or research experience
*Based on UCF’s freshman profile; not strict cutoffs.
- Priority registration each semester
- Small, discussion-based Honors seminars
- Dedicated Honors housing in Towers at Knights Plaza
- Access to the Honors Undergraduate Thesis program
- Mentorship through the Office of Prestigious Awards (national scholarships)
Honors-Linked Scholarships & Grants
| Scholarship / Program | Award Amount | Eligibility | Separate App? | Renewable? | Who Actually Wins? | Deadline |
|---|---|---|---|---|---|---|
| Honors Undergraduate Thesis Research Grant | $500–$1,000 (one-time) | Burnett Honors students accepted into the Honors Thesis program with a faculty mentor | Yes — through Burnett Honors College | No — one-time stipend | Honors juniors or seniors conducting research with strong faculty recommendations | Varies by semester |
| Departmental & Donor Awards (Honors Priority) | $500–$5,000 | Honors students often prioritized for donor-funded or departmental awards (Engineering, Optics, Rosen, etc.) | Yes — through college/department portals | Usually one-year; may reapply | High-achieving, engaged Honors students with faculty support | Spring cycle |
| National Fellowship Mentoring (Prestigious Awards) | External (e.g., Goldwater $7,500, Fulbright ~$30,000) | Honors students pursuing national-level scholarships; mentored by the Office of Prestigious Awards | Yes — external application | Depends on program | Top Honors students with high GPA, leadership, and strong faculty references | Varies by award |
Honors College — FAQs (University of Central Florida)
Is admission automatic?
No. Students must apply separately to the Burnett Honors College after submitting their general UCF application. Essays, recommendations, and academic records are required for review.
Does Honors add time to your degree?
No. Honors courses replace general education requirements and don’t extend degree time. The optional Honors Undergraduate Thesis may require an additional semester depending on research scope.
Are there Honors-specific scholarships?
Yes, but they are modest and project-based. Honors students mainly receive research grants, donor-funded awards, and national fellowship mentoring — not large automatic merit packages.
When should students apply?
The priority deadline for Honors is typically in early January, with final consideration through spring. Students applying to UCF by November 1 have the best odds for admission and scholarships.
🔗 Official Links
- 📎 University of Central Florida Homepage
- 📎 UCF Burnett Honors College
- 📎 Scholarships & Financial Aid at UCF