Vermont Scholarships & Grants (2027–2028): Vermont Grant, UVM Promise & Freedom & Unity Deadlines
Last updated: October 29, 2026 · Facts verified against the Vermont Student Assistance Corporation (vsac.org), the University of Vermont, Vermont State University, and the Community College of Vermont
Vermont now offers free tuition, in one form or another, to most of its families. The University of Vermont covers tuition for dependent Vermonters with family income up to $125,000 starting in fall 2027. Vermont State University and the Community College of Vermont have their own income lines. Almost none of it requires an essay, and none of it has its own application. That last part is the problem. Start with the rule that decides whether any of it reaches you.
The one thing to know first
Every free-tuition deal in Vermont runs through a second form. The FAFSA alone unlocks none of them.
The UVM Promise (family income up to $125,000 from fall 2027), Freedom & Unity at Vermont State University (up to $85,000 for 2026-27), 802Opportunity at the Community College of Vermont (up to $100,000), and the Free Degree Promise all require the Vermont Grant application, a separate form inside a MyVSAC account. The UVM Promise, Freedom & Unity, and 802Opportunity have no application of their own. A family that files only the FAFSA is never considered, and nobody calls to tell them.
And the date: November 15. Vermont’s state grant has no deadline, and that is the trap.
The Vermont Grant is handed out first-come, first-served while funding lasts, so “no deadline” really means “earlier pays more.” And the biggest free-tuition program in the state does have a deadline. The UVM Promise requires the FAFSA and the Vermont Grant application by UVM’s priority date: November 15, 2026 for Early Action and Early Decision I, or February 1, 2027 for Early Decision II and Regular Decision. File both forms by November 15 and every door on this page stays open. Here is the full calendar.
⏰ Where we are in the cycle (as of October 29, 2026)
Class of 2027 (seniors starting college in fall 2027):
- ✅ 2027-28 FAFSA: open now. VSAC is running free in-person and Zoom filing help sessions.
- ✅ Vermont Grant application (2027-28): file now in MyVSAC. VSAC says you do not have to wait for the FAFSA, and awards are first-come.
- ⏰ UVM Visit Award: an official, registered UVM campus visit must happen by November 1, 2026. Self-guided walks do not count.
- ⏰ UVM Promise, Early Action and Early Decision I: FAFSA and Vermont Grant application by November 15, 2026.
- ✅ VSAC scholarships (one application, 150+ awards): open. Everything due February 10, 2027.
- ✅ Rural Health Transformation Tuition Benefit: applications for 2027-28 opened October 1, 2026, first-come.
- ❌ Green & Gold nominations: closed. High schools nominated in June 2026 and UVM notified nominees in late August or September. Nominees must apply to UVM by January 15, 2027.
- ❌ Early College and the Free Degree Promise: closed to seniors who are not already in Early College. 802Opportunity still offers free CCV tuition up to $100,000.
Class of 2028 (juniors):
- ✅ Dual Enrollment: two free college courses available now through the school counselor.
- ✅ Early College plus the Free Degree Promise: apply in the spring of junior year. The strategy is here.
- ✅ Green & Gold: your principal nominates in May and June 2027.
Current college students: the FAFSA and the Vermont Grant application are both every-year forms. The 2027-28 versions are open now.
- How Vermont aid works (the two front doors)
- One form, five free-tuition doors
- Free tuition means general tuition (the fine print)
- Major programs
- The Early College lever (juniors)
- Deadlines (simple table)
- Free printable cheat sheet (PDF)
- How aid stacks, with two worked examples
- Common ways Vermont aid gets lost
- Who benefits most (reality check)
- Colleges and pathways
- Smaller programs worth checking
- FAQs
- ✅ Save the MyVSAC login somewhere a parent can find it. You will use it every year the student is in college.
📌 What to do right now
- Create FSA IDs for both parent and student at studentaid.gov/fsa-id. About ten minutes, and it blocks everything else if you skip it. New to this? Start with FAFSA 101 for Parents.
- Create the MyVSAC account at secureacctaccess.vsac.org/myvsac, then choose “Work with Grants” and “Apply for a Vermont Grant.” One parent signs it online.
- Seniors (Class of 2027): file the 2027-28 FAFSA and the Vermont Grant application before November 15, 2026, even if your student is not applying early anywhere. Then start the VSAC scholarship application in the same MyVSAC account; it is due February 10, 2027.
- Juniors (Class of 2028): ask the counselor about Early College at CCV and the Free Degree Promise before spring. Use your two free Dual Enrollment courses now. There is a real strategy attached to this.
- Sophomores and younger: ask how your high school chooses its Green & Gold nominee. It is one student per school, picked at the end of junior year on the 9th through 11th grade record.
- File the FAFSA even if you think you make too much. At UVM the free-tuition line is $125,000 starting fall 2027, which covers most Vermont families.
Looking beyond state aid? Browse every college on our College Scholarships hub, compare awards using the CRP Scholarship Search Tool, or see how aid works elsewhere on the State Scholarships & Grants hub.
How Vermont State Aid Actually Works
Vermont has two front doors, and the second one is the one families miss. The state runs almost all of its aid through one agency, the Vermont Student Assistance Corporation (VSAC), and through one portal, MyVSAC. Vermont has no statewide merit scholarship program with a GPA or test cutoff. What it has instead is a need-based grant that travels with the student, and a set of free-tuition programs keyed to family income.
Door 1: The FAFSA
The federal form. It produces your Student Aid Index (SAI), the number colleges and VSAC use to measure what your family can pay.
Drives: Pell, the income figure (adjusted gross income, or AGI) that every free-tuition program checks, and college need-based aid.
Door 2: The Vermont Grant application
A separate form in MyVSAC, every year. It asks for assets, home value, and a parent signature.
Unlocks: the Vermont Grant, plus eligibility for UVM Promise, Freedom & Unity, 802Opportunity, the Free Degree Promise, and Saint Michael’s College’s free-tuition program.
A third, optional form lives in the same account: the Unified Scholarship Application (USA), one application for more than 150 VSAC-administered scholarships, due February 10, 2027.
🔒 MyVSAC account setup (don’t skip this)
- Use a personal email the student will still have after graduation. School-issued addresses get shut off.
- Enter the student’s name exactly as it appears on the Social Security card, and list Vermont as the state of legal residence on the FAFSA. VSAC says a FAFSA reaches it within seven business days, but only if the residence is right.
- Write the login where a parent can find it. The grant, the scholarships, and every document request run through this account for as long as the student is in school.
- Check the To-Do List under “Work with Grants.” Tax returns and W-2s are uploaded there. VSAC says not to email them.
Four words to know before reading further
- Aid year. The 2027-28 FAFSA and Vermont Grant application pay for college that starts in fall 2027. The year named is the year the money is spent, not the year you file.
- Last-dollar. A free-tuition program that pays only what is left after Pell, the Vermont Grant, and the college’s own grants. If those already cover tuition, the program pays $0, and that is a win, not a rejection.
- Priority deadline. The date a college uses to decide who gets the first and fullest look at its money. Miss it and you may still get aid, but not all of it.
- Cost of attendance (COA). The college’s full official budget: tuition, fees, housing, food, books, and transportation. Total aid cannot exceed it.
What changed recently, and why old advice is wrong now
Vermont’s free-tuition map was redrawn in 2025 and 2026. If a handout is more than a year old, assume these things are wrong on it:
- UVM Promise jumps to $125,000 for students entering fall 2027, up from $100,000. It was $60,000 when it started in 2023.
- Freedom & Unity is new. Created in 2025 for Vermont State University, it was raised from $65,000 to $85,000 for 2026-27.
- 802Opportunity is now $100,000 at CCV, double its original $50,000 line.
- The Catamount Commitment is closed to new students. UVM’s Pell-based program covered students admitted through spring 2024. New Vermont students are routed to the UVM Promise.
- “Forgivable loans” are now “tuition benefit programs,” and the lineup changed. VSAC’s current page lists Rural Health Transformation, Trades, Nurse Faculty, and National Guard. Older handouts list separate nursing, teacher, and dentist loans that are not on the current page.
Four Vermont myths that cost real money
- Myth: “The Vermont Grant only works at public colleges in Vermont.”
Reality: VSAC calls the grant portable. It can be used at any approved school, public or private, in Vermont or out of state. That includes Middlebury, Saint Michael’s, Champlain, and Norwich. - Myth: “There’s no deadline for the Vermont Grant, so there’s no rush.”
Reality: Awards are first-come, first-served while funding lasts, and timing is one of the factors VSAC uses to set the amount. UVM’s free-tuition program has a hard date: November 15 or February 1. - Myth: “Free tuition is for low-income families.”
Reality: At UVM the line is $125,000 starting fall 2027. UVM says the majority of Vermont families now qualify. - Myth: “We filed the FAFSA, so we’re in.”
Reality: Every free-tuition program in the state also requires the Vermont Grant application. The FAFSA alone gets you considered for Pell and nothing from Vermont.
One Form, Five Free-Tuition Doors
File the FAFSA and the Vermont Grant application, and your student is automatically considered for every program in this table. Skip the second form and the table is empty.
Every program below is last-dollar: it fills whatever tuition is left after Pell, the Vermont Grant, and the college’s own grants. And every one measures income by adjusted gross income (AGI) from the FAFSA, which is the line on the tax return, not take-home pay.
| Program | Income line (AGI) | Where | What it covers |
|---|---|---|---|
| UVM Promise | $125,000 or less “with typical assets,” from fall 2027 | University of Vermont, dependent students only | Tuition plus the comprehensive fee, plus a waiver of the acceptance fee. Not housing or food. |
| Freedom & Unity | $85,000 or less (set for 2026-27) | Vermont State University, full or part time, any age | General tuition only. Not program tuition, fees, or books. |
| 802Opportunity | $100,000 or less | Community College of Vermont, associate degree or certificate, any age | Tuition plus the $125 CCV administrative fee. Fall, spring, and summer. |
| Free Degree Promise | No income line | CCV, for Early College completers, classes through 2028 | Tuition and fees for the year after Early College, plus stipends of $1,000 a semester (family income under $150,000) or $500. |
| Saint Michael’s Free Tuition Vermont | $100,000 or less | Saint Michael’s College (private, Colchester), living on campus | Tuition after Pell, SEOG, and VSAC grants. Not fees, room, or board. Published for fall 2026 entrants. |
Sources: UVM Student Financial Services, VSAC program pages, Vermont State University, CCV, and Saint Michael’s College, verified October 29, 2026.
What the Vermont Grant itself pays
There is no award ladder to publish, because the Vermont Grant does not use one. VSAC sets each award from the family’s finances, the cost of the chosen college, and how early the application arrived. Here is what VSAC does publish:
| What VSAC publishes | The figure |
|---|---|
| Award range, 2025-26 (latest published) | $1,000 to $15,350 a year |
| What sets the amount | Income, assets, family size, the age of the older parent, the college’s cost, and timing. Grades are not a factor. |
| Lifetime limit | Up to 10 semesters of full-time grants, until the first bachelor’s degree |
| Where it can be used | Any approved school, in Vermont or out of state, public or private, full time or part time |
| Residency | Student or parents domiciled in Vermont for 12 continuous months before the first day of classes |
VSAC has not published the 2026-27 or 2027-28 range. We are using the 2025-26 figure, labeled, rather than guessing at a newer one.
Free Tuition Means General Tuition (Vermont’s Most Expensive Fine Print)
“Tuition-free” in Vermont means the base tuition line on the bill, and nothing else. Families hear “free” and budget for zero. The bill that actually arrives still carries fees, housing, food, and in some majors a second tuition charge.
What each program leaves on the bill:
- Freedom & Unity (Vermont State): covers general tuition only. Program tuition is extra and not covered. In 2026-27 that add-on was $5,280 a year for nursing and respiratory therapy, $4,536 for engineering and technology, and $7,968 for dental and radiologic programs. Mandatory fees of $1,704 a year are also not covered.
- UVM Promise: covers tuition and the comprehensive fee ($19,996 together in 2026-27). It does not cover food and housing, which UVM budgets at $14,654 for 2026-27, or books, estimated at $1,320. Summer is not covered.
- 802Opportunity (CCV): covers tuition and the $125 administrative fee. Textbooks and course fees are on the student.
- Saint Michael’s Free Tuition Vermont: tuition only, after Pell, SEOG, and VSAC grants. Fees, room, and board are billed separately, and the full benefit requires living on campus.
Then there are the every-year conditions, which are where families get blindsided in year two:
- Income is re-checked every year. UVM says four years of coverage is not guaranteed. A raise, a bonus, or a one-time retirement withdrawal that pushes AGI over the line can end coverage for that year.
- Both forms are due every year, on time. UVM Promise requires the FAFSA and the Vermont Grant application by its priority deadline annually, not just in senior year.
- UVM requires continuous full-time enrollment: at least 12 credits every fall and spring. Dropping to 11 credits can cost the Promise for that term.
- Freedom & Unity counts only courses registered by the end of the add/drop period, the first days of the semester when classes can be changed without penalty. A class added later is not covered.
- “Typical assets” is not defined. UVM’s $125,000 line carries that phrase and does not publish what it means. Families with a farm, a business, or significant savings should ask before counting on the Promise.
⚠ What we do not know yet
The Freedom & Unity line of $85,000 was set for 2026-27. The 2027-28 line depends on the 2027 legislative session, and VSAC’s page shows $85,000 with no year attached. Vermont State’s separate Free Tuition Guarantee ($50,000, full time) is published only for students starting in spring or fall 2026. Saint Michael’s free-tuition terms are published for fall 2026 entrants. We would rather say that plainly than publish a guess. Confirm with VSAC Grants at 800-882-4166, Vermont State Financial Aid at FinancialAid@VermontState.edu, or Saint Michael’s at 802-654-3243.
Your move: before committing to a program, ask the financial aid office one question in writing: “If my student qualifies for your free-tuition program, what will our bill be for the full year after it is applied, including fees, program tuition, housing, and food?” You’re allowed to ask for that number. It is the only number that matters.
Major Vermont Programs
Vermont’s money is mostly need-based, but the income lines sit high enough that most families should assume they qualify for something until a form tells them otherwise.
Vermont Grant (Need-Based, Portable)
- Award: $1,000 to $15,350 a year in 2025-26, set by need, college cost, and timing
- Who it’s for: Vermont residents in an approved undergraduate degree or certificate program, full or part time, at any approved school in or out of Vermont
- Deadline: none fixed. First-come, first-served while funding lasts. File in the fall.
- Trap: it is a second form. The FAFSA alone does not apply for it.
UVM Promise
- Award: zero tuition and comprehensive fee at UVM, plus the acceptance fee waived
- Who it’s for: dependent Vermont residents entering as new first-year or transfer students, parents’ AGI $125,000 or less with typical assets from fall 2027
- Deadline: FAFSA and Vermont Grant application by November 15 (Early Action, Early Decision I) or February 1 (Early Decision II, Regular), every year
- Trap: 12 credits every fall and spring, and income is re-checked each year
Freedom & Unity (Vermont State University)
- Award: general tuition covered in full, combined with Pell and the Vermont Grant
- Who it’s for: Vermonters of any age without a bachelor’s degree, in an associate or bachelor’s program, full or part time, AGI $85,000 or less (2026-27 line)
- Deadline: no separate application. FAFSA, Vermont Grant application, admission, and registration. Vermont State has rolling admission.
- Trap: program tuition for nursing, engineering, and dental programs is not covered. Certificates and graduate programs are excluded.
802Opportunity (Community College of Vermont)
- Award: CCV tuition plus the $125 administrative fee. CCV tuition holds at $290 per credit for 2027-28.
- Who it’s for: Vermonters of any age without a bachelor’s degree, new or returning, AGI $100,000 or less
- Deadline: no separate application. FAFSA, Vermont Grant application, CCV admission. Covers fall, spring, and summer.
- Trap: books and course fees are not covered
Green & Gold Scholars Award (UVM)
- Award: full in-state UVM tuition for four years, which UVM values at over $67,000, plus an invitation to the Honors College
- Who it’s for: one nominee per eligible Vermont high school (and certain border schools), chosen by the principal on the 9th through 11th grade record
- Deadline: nomination forms due the last week of June after junior year. The student must apply to UVM by January 15 and commit by May 1.
- Trap: cannot be combined with other UVM merit awards. Renewal takes 12 credits a semester and a 3.0 GPA.
VSAC Scholarships (Unified Scholarship Application)
- Award: more than 150 scholarships on one application. Sizes vary widely; the 2027-28 booklet lists a nursing and medical award of up to $50,000 a year.
- Who it’s for: Vermont residents, unless a scholarship says otherwise. Many are restricted by town, county, major, or need.
- Deadline: February 10, 2027, with every document submitted or postmarked by that date. Notifications begin May 1, 2027.
- Trap: the general essay must cover four topics, and recommendation letters must come from non-relatives. Missing pieces sink complete-looking applications.
Early College and the Free Degree Promise
- Award: senior year spent as a full-time college student, tuition-free. At CCV, completers who earn 20 credits get the following year free after aid, plus stipends.
- Who it’s for: Vermont 12th graders. The Free Degree Promise covers the high school classes through 2028.
- Deadline: apply in the spring of junior year. CCV currently lists August 5 as its Early College deadline.
- Trap: it replaces the senior year and must be in the student’s Personalized Learning Plan. Books and fees in the Early College year are on the family.
Dual Enrollment
- Award: two free college courses, through vouchers from the Vermont Agency of Education
- Who it’s for: Vermont high school juniors and seniors, with the course in the student’s Personalized Learning Plan
- Deadline: vouchers are issued semester by semester, and unused vouchers expire each semester
- Note: VSAC administers a state stipend for financially needy students to help with books, supplies, transportation, and fees. Ask the counselor.
Rural Health Transformation Tuition Benefit
- Award: up to 100% of tuition, capped at UVM in-state tuition or a higher-cost Vermont State program
- Who it’s for: students in listed health fields: LPN and nursing degrees, dental hygiene, radiology, respiratory therapy, mental health counseling, social work, paramedicine degrees, and more
- Deadline: 2027-28 applications opened October 1, 2026. Rolling, first-come, until funds run out.
- Trap: five years of work in a rural Vermont health setting after graduating, or every dollar is repaid
Want to compare scholarships across colleges?
Use the CRP Scholarship Search Tool to filter and compare awards quickly.
The Early College Lever (For Juniors)
A Vermont junior can turn senior year into a free year of college, then finish an associate degree for free the year after. It is the fastest debt-free degree in the state, and most families hear about it after the window closes.
- Use the two Dual Enrollment courses in junior year to test whether college coursework fits.
- In the spring of junior year, file the FAFSA and the Vermont Grant application and apply to Early College. The Agency of Education’s planning checklist puts both forms in the spring of grade 11. At CCV, select the Free Degree Promise and a degree on the Early College application.
- Spend senior year enrolled full time at the college. Tuition is free, and the credits count toward the high school diploma.
- Earn at least 20 credits by the end of the Early College year and graduate from high school.
- Continue at CCV under the Free Degree Promise. Tuition and fees are covered after federal and state aid, with stipends of $1,000 a semester for family income under $150,000 ($500 above it), for up to five more semesters including summer.
The honest caveats. Early College replaces the senior year at the high school, so it needs the principal’s
approval and has to be written into the student’s Personalized Learning Plan. Books, fees, and supplies in the Early College
year are the family’s cost. The Free Degree Promise is funded by the J. Warren and Lois McClure Foundation, not by a state
appropriation, and it is announced class by class; it currently runs through the Class of 2028. Early College is offered at
several Vermont colleges, but the Free Degree Promise is CCV only.
Your move: ask the counselor about Early College in the fall of junior year, not the spring. CCV’s published
dates have moved (earlier materials showed a May 1 priority date; the current page shows August 5), so confirm with CCV at
800-228-6686.
Vermont State Aid Deadlines
Vermont’s state forms have almost no hard deadlines. The colleges’ do, and the state money runs out first-come.
| Program | Deadline | Where you apply |
|---|---|---|
| Vermont Grant | No fixed date. First-come while funding lasts. File in the fall, every year. | MyVSAC + FAFSA |
| UVM Promise (Early Action, Early Decision I) | November 15 | FAFSA + Vermont Grant application |
| UVM Promise (Early Decision II, Regular) | February 1 | FAFSA + Vermont Grant application |
| Green & Gold | Nomination in June after junior year; apply to UVM by January 15; commit by May 1 | High school principal, then UVM admission |
| VSAC scholarships | February 10, 2027 (submitted or postmarked, all documents) | MyVSAC (Unified Scholarship Application) |
| Freedom & Unity / 802Opportunity | No separate date. Forms on file and courses registered by the end of add/drop. | FAFSA + Vermont Grant application + admission |
| Saint Michael’s Free Tuition Vermont | FAFSA by May 1 (the college’s published date after fall 2026) | FAFSA + Vermont Grant application |
| Tuition benefit programs (Rural Health, Trades) | Rolling, first-come. Rural Health opened October 1, 2026 for 2027-28. | MyVSAC |
The Class of 2027 milestone chain
For a senior starting college in fall 2027. Screenshot this.
| When | What has to happen |
|---|---|
| November 1, 2026 | Last day for an official UVM campus visit to count toward the UVM Visit Award. |
| November 15, 2026 | FAFSA and Vermont Grant application filed. UVM Promise priority date for early applicants, and the practical target for everyone. |
| January 15, 2027 | Green & Gold nominees must have applied to UVM. |
| February 1, 2027 | UVM Promise priority date for Early Decision II and Regular Decision. |
| February 10, 2027 | VSAC scholarship application and every document in. |
| May 1, 2027 | College commitment day. VSAC begins notifying scholarship winners in MyVSAC. |
| Around July 1, 2027 | VSAC begins notifying tuition benefit program recipients. |
| End of add/drop, fall 2027 | Enrollment locks in. At UVM that means at least 12 credits; at Vermont State, Freedom & Unity covers only courses registered by this date. |
Then every October, the FAFSA and the Vermont Grant application start over. Verify current dates with VSAC and each college before relying on them.
Free counselor resource
The Vermont State Aid Cheat Sheet, two printable pages
Everything on this page condensed for a desk or a bulletin board: every program at a glance, the income lines, the deadline table, what “free tuition” leaves on the bill, a month-by-month counselor calendar, and the mistakes that cost Vermont students money. Built for counselors to copy and hand out, and just as useful on the family fridge. No email, no signup, no data collection. Just the PDF.
Download the Vermont State Aid Cheat Sheet (PDF) →
2 pages · Free to print, copy, and distribute · Verified against VSAC, October 2026 · Questions or corrections: leo@collegereadyparent.org
How Vermont Aid Stacks
The free-tuition programs pay last, so the forms that pay first decide how much is left for housing.
The order, as the programs describe it
- Federal grants first: Pell, and SEOG at colleges that offer it
- The Vermont Grant
- The college’s own grants and scholarships, plus outside scholarships and employer benefits
- The free-tuition program fills whatever general tuition is left
Total aid cannot exceed the cost of attendance. That is why a big Pell and Vermont Grant can make a free-tuition program pay $0 while freeing the grant money to cover other costs in the budget.
Example A: UVM, on campus, family AGI $110,000 (illustrative)
| Tuition + comprehensive fee (2026-27 rate) | $19,996 |
| Pell Grant (typically none at this income) | $0 |
| Vermont Grant (illustrative) | − $1,500 |
| UVM Promise fills the rest | − $18,496 |
| Tuition and fee owed | $0 |
| Food and housing (UVM average, 2026-27) | + $14,654 |
| Books and supplies (UVM estimate) | + $1,320 |
| What the family actually faces | $15,974 |
At $110,000 this family is over the Freedom & Unity line at Vermont State and under the UVM Promise line. Tuition is gone. Housing is the real fight in Vermont, and it is where the college’s own need-based aid, outside scholarships, or living at home move the number. Fall 2027 rates have not been set; UVM’s board sets them.
Example B: CCV, commuting, 12 credits a semester, family AGI $60,000 (illustrative)
| Tuition, 24 credits at $290 (2027-28 rate) | $6,960 |
| Administrative fee | $125 |
| Pell Grant (illustrative) | − $3,500 |
| Vermont Grant (illustrative) | − $2,500 |
| 802Opportunity fills the rest | − $1,085 |
| Tuition and fee owed | $0 |
| Books and course fees | on the student |
A lower-income student with a larger Pell and Vermont Grant may see 802Opportunity pay $0. That is not an error; it means the grants already covered tuition, and any grant money left over can go toward other costs in the budget under the college’s rules.
The CRP move: do not stop at the free-tuition headline. Ask each college for the full-year bill after aid, then compare schools side by side in the CRP Scholarship Search Tool. Our guide to comparing aid offers walks through reading the letters side by side.
Common Ways Vermont Aid Gets Lost
These are the patterns counselors see every year. None of them are “my kid isn’t smart enough.” They are process problems, and process problems are fixable.
1. Filing only the FAFSA
The single most expensive miss in Vermont. No Vermont Grant application means no Vermont Grant and no consideration for any free-tuition program.
2. Waiting because there’s “no deadline”
The Vermont Grant is first-come. A family that files in April is competing for what is left, and has already missed UVM’s November 15 and February 1 dates.
3. Forgetting that both forms are annual
The FAFSA and the Vermont Grant application must be filed every year. At UVM, missing the priority date in year two can cost the Promise for that year.
4. Dropping below 12 credits
UVM Promise requires continuous full-time enrollment every fall and spring. Before dropping a class, email the financial aid office and ask what it does to the Promise.
5. Picking a major without pricing it
At Vermont State, nursing, engineering, and dental programs carry program tuition that Freedom & Unity does not cover. Two students with the same income can face very different bills.
6. An empty To-Do List that wasn’t checked
VSAC asks for tax returns, W-2s, and parent worksheets through MyVSAC, and some worksheets arrive by mail. An unanswered request stalls the grant, and everything downstream of it.
Who Benefits Most (Reality Check)
Low-income families
The strongest position in the state. Pell plus the Vermont Grant often covers tuition by themselves, which leaves room for a free-tuition program, or the college’s own aid, to help with the rest. At CCV, that combination can leave money for books and gas. The thing to guard is the calendar, not the eligibility.
Middle-income families
Vermont is unusually generous here, and the lines matter more than the averages. A family at $90,000 is over the Freedom & Unity line at Vermont State but under the UVM Promise line. A family at $120,000 still pays no tuition at UVM starting fall 2027. Where you apply may be the single biggest financial decision in the process.
High-achieving students
Green & Gold is the state’s top merit award, and it is decided at the end of junior year, by one nomination per high school. Ask your principal how the nominee is chosen before junior year ends. UVM also makes automatic merit awards to Vermont residents from the admission application, with no separate form, and the VSAC scholarship application reaches more than 150 awards.
Students who test poorly
Vermont’s state money ignores test scores entirely. The Vermont Grant does not look at grades, and none of the free-tuition programs has a GPA or test cutoff to get in. What they ask for is full-time enrollment and satisfactory academic progress once the student is there.
Adult and returning students
This one is for the parents reading. 802Opportunity and Freedom & Unity are open to Vermonters of any age without a bachelor’s degree, part time included. The Advancement Grant helps with non-degree courses that improve job prospects. Plenty of first-generation parents finish a credential alongside their student.
First-gen families
Same eligibility as everyone else, higher risk of losing it to a missed step. Vermont aid is process aid: the second form, the To-Do List, the annual refile, the 12 credits. If you feel behind, you are not. You need a checklist, not a miracle. Start with our First-Gen Parent Guide and the grade-level checklists. VSAC also runs free FAFSA filing help, in person in Winooski and on Zoom.
Colleges and Pathways for Vermont Families
The Vermont Grant follows the student to any approved school, so the state money is close to flat. What changes from college to college is which free-tuition line applies, and where your family’s income sits against it.
The finding most Vermont families never hear
The flagship is the most generous free-tuition school in Vermont.
Families assume the state university system is the affordable option and UVM is the reach. On tuition, it runs the other way. Starting fall 2027, the UVM Promise covers tuition and fees for dependent Vermonters up to $125,000. Freedom & Unity at Vermont State stops at $85,000 (its 2026-27 line), and 802Opportunity at CCV at $100,000. A family between $85,000 and $125,000 can pay no tuition at UVM and full general tuition at Vermont State. Housing still decides the final bill, so price both, but do not cross UVM off on sticker price.
In our database
- University of Vermont (Burlington): the flagship. The UVM Promise, Green & Gold, automatic merit for Vermont residents from the admission application, the UVM Visit Award, and transfer scholarships are all on our UVM page, with deadlines.
Not yet in our database. We have verified UVM’s awards and not yet the rest of Vermont’s colleges, so we are not going to publish their scholarship numbers. The Vermont Grant can be used at all of them. Public: Vermont State University (campuses in Castleton, Johnson, Lyndon, Randolph, and Williston) and the Community College of Vermont. Private: Middlebury College, Saint Michael’s College (Colchester), Champlain College (Burlington), Norwich University (Northfield), Bennington College, Sterling College (Craftsbury Common), and Landmark College (Putney). The free-tuition programs at Vermont State, CCV, and Saint Michael’s appear above because we verified them from their official pages. We would rather leave the rest without numbers than publish a guess.
The two-year and transfer pathway
Start at CCV under 802Opportunity, or under the Free Degree Promise after Early College, and the associate degree costs nothing in tuition. VSAC points to CCV’s transfer agreements within the Vermont State Colleges System and with schools such as UVM, so the credits can carry into a bachelor’s degree. The UVM Promise applies to new transfer students who meet its rules, and UVM publishes automatic transfer scholarships on top.
Three cautions. The Vermont Grant caps at 10 semesters of full-time grants until the first bachelor’s degree, and semesters at CCV count. The UVM Promise requires dependent status, so an older transfer student who files as independent may not qualify. And the Free Degree Promise clock is five semesters after Early College, summers included.
If you live in another New England state, UVM is worth pricing. Starting fall 2027, UVM’s Regional Tuition Break charges new first-year and transfer students from Connecticut, Maine, Massachusetts, New Hampshire, and Rhode Island an estimated 175% of the in-state rate, which UVM says saves more than $18,000 a year, in select majors (all majors in Agriculture and Life Sciences, Education and Social Services, and the Rubenstein School, plus Data Science and select languages).
If you are a Vermonter going out of state, two things travel with you: the Vermont Grant, which works at approved schools anywhere, and the NEBHE Tuition Break, a discount at participating public colleges in the other five New England states, in approved programs or at campuses that offer it in every major. NEBHE reports average savings of $8,500 in 2024-25. One caution: VSAC says receiving in-state benefits from another state generally makes a student ineligible for the Vermont Grant.
Tip: confirm the Vermont programs here, then open each college’s own scholarship page to see what the school adds. You can also compare schools side by side using the CRP Scholarship Search Tool, or look up your student’s numbers in the scholarships-by-GPA guide.
Smaller Vermont Programs Worth Checking
These do not apply to everyone, but when one applies to your family it is usually significant. All run through MyVSAC unless noted.
| Program | Who it’s for |
|---|---|
| Vermont Grant Pathway Application | Vermont residents who are not eligible to file the FAFSA. A fillable paper application that leads to the Vermont Grant, and through it to 802Opportunity and Freedom & Unity. First-come. |
| Advancement Grant | Vermonters not in high school taking a non-degree course that improves job prospects. Up to two courses per term, two terms per July-to-June year, six terms total. Does not cover GED costs. |
| Vermont Trades Tuition Benefit | Industry-recognized training in building, mechanical, industrial, and medical trades, emergency services, energy, and transportation. Up to full tuition, maximum $23,000. One year of Vermont work per year funded, or repay. |
| Vermont National Guard Tuition Benefit | Active members of the Vermont National Guard in good standing. Tuition, varying by institution and program, with Guard service obligations. |
| Vermont Nurse Faculty Tuition Benefit | Graduate nursing students (APRN, MSN, DNP) who will teach at a Vermont nursing school. One year of faculty work per year funded. |
| UVM Visit Award | Fall 2027 and fall 2028 UVM entrants who complete an official, registered campus visit by November 1 of senior year. $1,000 a year, up to $4,000, no GPA requirement. Details on our UVM page. |
Older handouts list separate VSAC nursing, teacher, mental health, and dentist forgivable loans. VSAC’s current tuition benefit page does not list them, so we are not publishing their old terms. Ask VSAC Workforce Development at 888-253-4819 what is open for 2027-28. Full program list: VSAC tuition benefit programs.
Vermont State Aid FAQs
Can you use the Vermont Grant at a private college in Vermont?
Yes. VSAC describes Vermont grants as portable, meaning they can be used at any approved school within or outside Vermont, public or private. That includes private Vermont colleges such as Middlebury, Saint Michael’s, Champlain, and Norwich. The school must be approved to take part in federal student aid programs.
Is there a deadline for the Vermont Grant?
There is no fixed deadline, but applications are considered on a first-come, first-served basis while funding lasts, and timing is one of the factors VSAC uses to set the award. Families should file the FAFSA and the Vermont Grant application in the fall. Colleges can set their own dates for these forms; the University of Vermont requires both by November 15 for Early Action and Early Decision I applicants, or February 1 for Early Decision II and Regular Decision, to qualify for the UVM Promise.
How much is the Vermont Grant?
VSAC reports that eligible students received from $1,000 to $15,350 in Vermont grants for the 2025-26 academic year, the latest range it has published. The amount depends on income, assets, family size, the age of the older parent, the cost of the college, and how early the application was filed. Grades are not a factor. A student can receive up to 10 semesters of full-time grants until the first bachelor’s degree.
What is the income limit for the UVM Promise in 2027?
For students entering the University of Vermont in fall 2027 and later, the UVM Promise covers tuition and the comprehensive fee for dependent Vermont residents whose parents’ adjusted gross income is $125,000 or less with typical assets. The limit was $100,000 for 2025-26 and 2026-27. There is no separate application: students apply to UVM and file the FAFSA and the Vermont Grant application by UVM’s priority deadline every year. Eligibility is re-checked annually, so four years of coverage is not guaranteed.
Does the UVM Promise cover housing?
No. The UVM Promise covers tuition and the comprehensive fee for the fall and spring semesters, plus a waiver of the acceptance fee. Food and housing charges and summer sessions are not covered. UVM budgets average food and housing at $14,654 for 2026-27.
Is Vermont State University free for families under $85,000?
Freedom & Unity covers general tuition at Vermont State University for Vermonters without a bachelor’s degree whose adjusted gross income is $85,000 or less, the line set for 2026-27. It does not cover program tuition for nursing, engineering, or dental programs, mandatory fees, or books, and it excludes certificate and graduate programs. Students qualify by filing the FAFSA and the Vermont Grant application. The 2027-28 income line had not been announced as of October 2026.
When is the VSAC scholarship deadline for 2027?
The deadline for VSAC-assisted scholarships for the 2027-28 academic year is February 10, 2027. The Unified Scholarship Application and all required documents, including transcripts, essays, and recommendation letters, must be submitted or postmarked by that date. VSAC begins notifying recipients on May 1, 2027.
Can you use Vermont state aid at an out-of-state college?
Yes. The Vermont Grant can be used at approved colleges outside Vermont, as long as the student or parents have been domiciled in Vermont for 12 continuous months before classes begin. Vermonters attending participating public colleges elsewhere in New England may also qualify for the NEBHE Tuition Break discount. The free-tuition programs, by contrast, apply only at their own Vermont colleges.
Prefer a printable version? Download the Vermont State Aid Cheat Sheet (PDF), two pages, free to copy, print, and share.
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Sources & verification
Program rules, amounts, and deadlines verified October 29, 2026 against the Vermont Student Assistance Corporation: Vermont Grant · Vermont Grant residency brochure · FAFSA and Vermont Grant timing · Freedom & Unity · 802Opportunity · VSAC scholarships · Tuition benefit programs · Vermont Grant Pathway. Colleges and partners: UVM Promise · UVM financial aid deadlines · UVM costs · Green & Gold · UVM Regional Tuition Break · Vermont State tuition and fees · CCV Free Degree Promise · CCV Dual Enrollment · Vermont Agency of Education Early College · Saint Michael’s Free Tuition Vermont · NEBHE Tuition Break.
College scholarship figures on our UVM page come from the CollegeReadyParent scholarship database and reflect published awards at the time of verification. See our data methodology. Program rules change, and several Vermont income lines are reset each year by the legislature or the college. Always confirm current details on the official pages and with the college’s financial aid office before making financial decisions.
Looking beyond Vermont aid? Visit the State Scholarships & Grants hub for how aid works in other states, and remember that the Vermont Grant travels with your student to approved colleges anywhere.
If you are reading this and thinking “we’re late,” you’re not. Most families don’t learn any of this until senior year. The win is doing the next right step.